中国金融投资管理(00605)公布，于2025年10月10日，城开小额贷款(作为贷款人)与客户FE (作为借款人) 订立贷款协议，据此，城开小额贷款同意向借款人授出本金金额为人民币2000万元的贷款，期限为三个 月，利率每年15.6厘。 ...

智通财经APP讯，中国金融投资管理(00605)公布，于2025年10月10日，城开小额贷款(作为贷款人)与客 户FE (作为借款人)订立贷款协议，据此，城开小额贷款同意向借款人授出本金金额为人民币2000万元 的贷款，期限为三个月，利率每年15.6厘。 ...

（於香港註冊成立之有限公司） （股份代號：605） 須予披露交易 提供財務資助 香港交易及結算所有限公司及香港聯合交易所有限公司對本公佈之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公佈全部或任何 部分內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 中國金融投資管理有限公 司 提供財務資助 董事會欣然宣佈，於二零二五年十月十日，城開小額貸款（作為貸款人）與客戶FE （作為借款人）訂立貸款協議，據此，城開小額貸款同意向借款人授出本金金額為 人民幣20,000,000元之貸款，期限為三個月。 上市規則之涵義 由於按上市規則第14.07條計算向借款人所授出貸款之一項或多於一項適用百分 比率超過5%但低於25%，根據上市規則第14章，授出貸款構成本公司之須予披露 交易及須遵守通知及公佈規定。 1 提供財務資助 董事會欣然宣佈，於二零二五年十月十日，城開小額貸款（作為貸款人）與客戶FE（作 為借款人）訂立貸款協議，據此，城開小額貸款同意向借款人授出本金金額為人民幣 20,000,000元之貸款，期限為三個月。 下文概述貸款協議之主要條款。 貸款協議 | 協議日期 | ︰ | 二零 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年9月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中國金融投資管理有限公司（於香港註冊成立之有限公司） 呈交日期: 2025年10月2日 I. 法定/註冊股本變動 不適用 FF301 第 1 頁 共 10 頁 v 1.1.1 FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 00605 | 說明 | 普通股 | | | | | | | | 已發行股份（不包括庫存股份）數目 | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | 209,286,067 | | 0 | | 209,286,067 | | 增加 / 減少 (-) | | | | | | | | | 本月底結存 | | | 209,286,067 | | 0 | | ...

[Company Information](index=3&type=section&id=Company%20Information) [Board of Directors and Management](index=3&type=section&id=Board%20of%20Directors%20and%20Management) This section outlines the board members, company secretary, auditor, and committee composition of China Financial Investment Management Limited, providing an overview of its corporate governance structure - Executive Director and Chief Executive Officer is **Mr. Zhang Min**[6](index=6&type=chunk) - Independent Non-executive Directors include **Mr. Chan Chun Keung**, **Mr. Cheung Pak To**, **Mr. Li Ka Wai**, **Ms. Jim Lily** and **Mr. Cheung Kwan**[6](index=6&type=chunk) - The Company's auditor is **Tienche Hong Kong Certified Public Accountants Limited**[6](index=6&type=chunk) [Financial Highlights](index=4&type=section&id=Financial%20Highlights) [Interim Financial Performance Overview](index=4&type=section&id=Interim%20Financial%20Performance%20Overview) The Company's financial performance in the first half of 2025 shows a significant 22.8% year-on-year decrease in interest and financing advisory service income, leading to a 61.5% increase in loss attributable to owners of the Company and a rise in basic loss per share 2025 First Half Financial Summary | Indicator | Six Months Ended June 30, 2025 (HKD thousands) | Six Months Ended June 30, 2024 (HKD thousands) | Percentage Change (%) | | :--- | :--- | :--- | :--- | | Interest and Financing Advisory Service Income | 39,595 | 51,297 | (22.8) | | Loss for the period attributable to owners of the Company | (29,599) | (18,323) | 61.5 | | Basic Loss Per Share (HKD) | (0.15) | (0.09) | 66.7 | - Interest and financing advisory service income decreased by **22.8%**, primarily due to uncertain economic conditions, tighter credit controls, and more cash used for debt repayment rather than new loan issuance[7](index=7&type=chunk) - Loss for the period attributable to owners of the Company increased by **61.5%** year-on-year, reflecting challenging operating conditions[7](index=7&type=chunk) [Management Discussion and Analysis](index=5&type=section&id=Management%20Discussion%20and%20Analysis) [Industry Review](index=5&type=section&id=Industry%20Review) In the first half of 2025, mainland China's economy saw a moderate recovery with a 5.3% GDP growth, driven by the service sector; Hong Kong's economy also recovered with a 3.1% GDP growth, though both regions' real estate markets faced pressure, with mainland investment down 11% and Hong Kong's residential market remaining cautious, while the micro-lending sector slightly contracted - In the first half of 2025, China's GDP grew by **5.3%** year-on-year, totaling approximately **RMB 66 trillion**, with significant contributions from the service sector[8](index=8&type=chunk) - Hong Kong's Q2 GDP grew by **3.1%** year-on-year, with overall economic growth in the first half ranging from **2% to 3%**, supported by consumption, tourism, and cross-border business activities[8](index=8&type=chunk) - Mainland China's real estate development investment decreased by approximately **11%** year-on-year, while Hong Kong's residential market remained cautious, with property mortgage loan demand yet to recover[8](index=8&type=chunk)[9](index=9&type=chunk) [Business Review](index=6&type=section&id=Business%20Review) Facing a complex economic environment, the Group's primary goal is to maintain business stability, actively seek growth opportunities, and adhere to strict risk management principles; in the first half of 2025, the Group's new loans totaled approximately HK$313 million, with a total loan balance of HK$945 million, showing a balanced business distribution and faster growth in Hong Kong - In the first half of 2025, the Group's new loans in Beijing, Chengdu, Shenzhen, and Hong Kong totaled approximately **HK$312,859,000**[10](index=10&type=chunk) - As of the end of June 2025, the Group's total loan balance in these regions reached **HK$945,427,000**[10](index=10&type=chunk) - Beijing's business segment accounted for a slightly higher proportion, while Hong Kong's region experienced relatively faster growth[10](index=10&type=chunk) [Future Outlook](index=6&type=section&id=Future%20Outlook) The Group anticipates continued global economic divergence and heightened geopolitical risks; mainland China will implement real estate risk mitigation measures, while Hong Kong benefits from Greater Bay Area development; the Group will prioritize digital transformation and strategic partnerships to strengthen market positioning and maintain strict risk control for sustainable growth - The Chinese central government plans to implement targeted measures to mitigate real estate industry risks and promote sustainable development[11](index=11&type=chunk) - The continued development of the Greater Bay Area brings significant economic integration and growth opportunities for Hong Kong[11](index=11&type=chunk) - The Group will prioritize **digital transformation** and **strategic cooperation** to strengthen its market position while maintaining strict risk control[11](index=11&type=chunk) [Business Model](index=7&type=section&id=Business%20Model) The Group provides secured and unsecured loans, primarily property mortgage loans accounting for approximately 81.6% of the portfolio with a loan-to-value ratio not exceeding 75%; its business process includes due diligence, credit assessment, loan approval, documentation, and post-loan services, with regular risk reviews; as of June 30, 2025, the Group had 1,269 active customers, with the top five accounting for 24.20% of the total outstanding loan portfolio balance - Property mortgage loans accounted for approximately **81.6%** of the Group's total loan portfolio, with a loan-to-value ratio not exceeding **75%**[18](index=18&type=chunk) - As of June 30, 2025, the Group had **1,269 active customers**, comprising **1,228 individual customers** and **41 corporate customers**[18](index=18&type=chunk) - The top five customers accounted for **24.20%** of the Group's total outstanding loan portfolio balance[19](index=19&type=chunk) [Financial Review](index=9&type=section&id=Financial%20Review) This section provides a detailed review of the Group's financial performance in the first half of 2025, covering revenue decline, expanded losses, liquidity, capital management strategies, and employee remuneration policies, along with disclosures on pledged assets, foreign exchange risk, and significant investments [Interest and Financing Advisory Service Income](index=9&type=section&id=Interest%20and%20Financing%20Advisory%20Service%20Income) During the reporting period, the Group's interest and financing advisory service income was approximately HK$39,595,000, a decrease of about 22.8% from the prior year, mainly due to uncertain economic conditions, tighter credit controls, and more cash used for debt repayment rather than new loan issuance Interest and Financing Advisory Service Income | Indicator | Six Months Ended June 30, 2025 (HKD thousands) | Six Months Ended June 30, 2024 (HKD thousands) | Percentage Change (%) | | :--- | :--- | :--- | :--- | | Interest and Financing Advisory Service Income | 39,595 | 51,297 | (22.8) | Revenue Contribution Percentage (by Operating Region) | Operating Region | 2025 | 2024 | | :--- | :--- | :--- | | Beijing | 25.2% | 31.6% | | Chengdu and Chongqing | 35.4% | 26.1% | | Shenzhen | 10.8% | 12.1% | | Hong Kong | 28.6% | 30.2% | [Interest and Fees](index=10&type=section&id=Interest%20and%20Fees) Interest and fees for the reporting period were approximately HK$23,907,000, a slight increase of about 10.9% compared to the same period last year Interest and Fees | Indicator | Six Months Ended June 30, 2025 (HKD thousands) | Six Months Ended June 30, 2024 (HKD thousands) | Percentage Change (%) | | :--- | :--- | :--- | :--- | | Interest and Fees | 23,907 | 21,564 | 10.9 | [Other Income and Other Gains and Losses](index=10&type=section&id=Other%20Income%20and%20Other%20Gains%20and%20Losses) Other income primarily included bank interest income of HK$656,000; other gains and losses were mainly affected by a gain of HK$2,174,000 from fair value changes of financial assets at fair value through profit or loss, a loss of HK$800,000 from disposal of recovered assets, and a net exchange loss of HK$4,266,000 - Bank interest income was approximately **HK$656,000**[26](index=26&type=chunk) - Gain on fair value changes of financial assets at fair value through profit or loss was approximately **HK$2,174,000**[26](index=26&type=chunk) - Net exchange loss was approximately **HK$4,266,000**[26](index=26&type=chunk) [Reversal of Loans and Interest Payable](index=10&type=section&id=Reversal%20of%20Loans%20and%20Interest%20Payable) During the reporting period, the Group recognized a one-off other income of approximately HK$1,907,000 due to successfully reaching final agreements and settlements with certain investors/lenders regarding unauthorized loans - A one-off other income from reversal of interest payable was approximately **HK$1,907,000**[27](index=27&type=chunk) - This reversal resulted from reaching final agreements and settlements with certain investors/lenders regarding unauthorized loans[27](index=27&type=chunk) [General and Administrative Expenses

China Financial Services Holdings Limited 中國金融投資管理有限公 司 (Incorporated in Hong Kong with limited liability) (Stock Code: 605) （於香港註冊成立之有限公司） （股份代號：605） NOTIFICATION LETTER 通知信函 Dear Non-Registered Holder(s) (Note 1) , 25 September 2025 China Financial Services Holdings Limited (the "Company") Notification of publication of 2025 Interim Report (the "Current Corporate Communication") and new arrangement for dissemination of Corporate Communications (Note) The Chinese and English versions of the Current Corpora ...

China Financial Services Holdings Limited 中國金融投資管理有限公 司 (Incorporated in Hong Kong with limited liability) (Stock Code: 605) （於香港註冊成立之有限公司） （股份代號：605） NOTIFICATION LETTER 通知信函 Dear Existing Registered Shareholder(s), China Financial Services Holdings Limited (the "Company") – Notice of publication of 2025 Interim Report (the "Current Corporate Communication") on the Company's website and new arrangement for dissemination of Corporate Communications (Note) The Chinese and English versions of the Current Corp ...

中國金融投資管理有限公 司 （於香港註冊成立之有限公司） 發佈公司通訊的安排 （附註1） （股份代號：605） 各位新註冊股東： 中國金融投資管理有限公司（「本公司」） 根據香港聯合交易所有限公司（「聯交所」）證券上市規則（「上市規則」）、公司條例（香港法例第622章）及本公 司的組織章程細則，本公司將繼續透過本公司網站www.cfsh.com.hk及聯交所網站www.hkexnews.hk（「聯交所網 站」）以電子方式發佈其公司通訊。在符合相關法例及規例的前提下，本公司將僅按股東提出的要求或就發佈 可供採取行動的公司通訊 （附註2） 而言，在股東並未向本公司提供有效電郵地址（見下文）的情況下，才會向股東發 送公司通訊的印刷本（「印刷本」）。本公司將不再就刊載公司通訊（可供採取行動的公司通訊除外）向股東發出 通知，謹此建議 閣下訂閱香港交易所之訊息提示服務，以便於本公司刊載公司通訊時接收訊息提示。 根據上市規則，本公司須向每位股東單獨發送可供採取行動的公司通訊。本公司建議股東向其提供電郵地址， 用作按上市規則規定以電子方式收取本公司之可供採取行動的公司通訊。 閣下可通過填寫隨附的回條（「回 條」），並將回條以 ...

中国金融投资管理(00605)发布公告，于2025年9月17日，公司控制的全资附属公司深圳领达小贷(作为贷 款人)与客户FB(雷勇先生，作为借款人)订立贷款协议，据此，深圳领达小贷同意向借款人授出本金金 额为人民币1400万元的贷款，期限为六个月。 ...

智通财经APP讯，中国金融投资管理(00605)发布公告，于2025年9月17日，公司控制的全资附属公司深 圳领达小贷(作为贷款人)与客户FB (雷勇先生，作为借款人)订立贷款协议，据此，深圳领达小贷同意向 借款人授出本金金额为人民币1400万元的贷款，期限为六个月。 ...