股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | 截至月份: | 2025年8月31日 | 狀態: 新提交 | | --- | --- | --- | | 致：香港交易及結算所有限公司 | | | | 公司名稱: | 大新銀行集團有限公司 | | | 呈交日期: | 2025年9月2日 | | | I. 法定/註冊股本變動 不適用 | | | FF301 FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02356 | | 說明 | | | | | | | | | 已發行股份（不包括庫存股份）數目 | | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | | 1,405,752,132 | | 0 | | 1,405,752,132 | | 增加 / 減少 (-) | | | | | | | | ...

Group 1 - Daxin Financial reported a net interest income of HKD 2.815 billion for the interim period of 2025, an increase of 8.5% year-on-year [1] - The company's profit attributable to shareholders was HKD 1.406 billion, reflecting a year-on-year increase of 26.4% [1] - Basic earnings per share were HKD 4.41, with an interim dividend of HKD 1.16 compared to HKD 0.92 in the same period last year [1] Group 2 - Daxin Bank Group achieved a net interest income of HKD 2.776 billion for the first half of the year, up 9.4% year-on-year [1] - The profit attributable to shareholders was HKD 1.579 billion, representing a year-on-year increase of 13.1% [1] - Basic earnings per share were HKD 1.12, with an interim dividend of HKD 0.31 compared to HKD 0.27 in the previous year [1]

Core Viewpoint - The performance of the Daxin Group in the mid-term results is strong, leading to a rise in stock prices for both Daxin Financial and Daxin Bank Group [1] Group 1: Daxin Financial Performance - Daxin Financial reported a net interest income of HKD 2.815 billion for the fiscal year 2025, an increase of 8.5% year-on-year [1] - The profit attributable to shareholders reached HKD 1.406 billion, reflecting a year-on-year increase of 26.4% [1] - Basic earnings per share were HKD 4.41, with an interim dividend of HKD 1.16 compared to HKD 0.92 in the same period last year [1] Group 2: Daxin Bank Group Performance - Daxin Bank Group achieved a net interest income of HKD 2.776 billion in the first half of the year, marking a 9.4% increase year-on-year [1] - The profit attributable to shareholders was HKD 1.579 billion, which is a 13.1% increase compared to the previous year [1] - Basic earnings per share stood at HKD 1.12, with an interim dividend of HKD 0.31, up from HKD 0.27 in the same period last year [1]

Group 1 - Daxin Financial reported a net interest income of 2.815 billion HKD for the interim period of 2025, an increase of 8.5% year-on-year [1] - The company's profit attributable to shareholders was 1.406 billion HKD, reflecting a year-on-year increase of 26.4% [1] - Basic earnings per share were 4.41 HKD, with an interim dividend of 1.16 HKD compared to 0.92 HKD in the same period last year [1] Group 2 - Daxin Bank Group achieved a net interest income of 2.776 billion HKD for the first half of the year, up 9.4% year-on-year [1] - The profit attributable to shareholders was 1.579 billion HKD, marking a 13.1% increase year-on-year [1] - Basic earnings per share were 1.12 HKD, with an interim dividend of 0.31 HKD compared to 0.27 HKD in the same period last year [1]

Core Viewpoint - Dah Sing Banking Group (02356) has announced the appointment of KPMG as the external auditor for the group and its subsidiaries for the fiscal year ending December 31, 2026, pending shareholder approval at the next annual general meeting [1] Group 1 - The board of directors has resolved to appoint KPMG as the external auditor [1] - The current auditor, PricewaterhouseCoopers, will retire at the end of the annual general meeting in 2026 [1] - KPMG's appointment will take effect immediately after the retirement of PricewaterhouseCoopers [1]

Core Points - Dah Sing Bank Group has announced the appointment of KPMG as the external auditor for the company and its subsidiaries for the fiscal year ending December 31, 2026 [1] - The current auditor, PwC, will retire at the end of the company's annual general meeting in 2026, with KPMG's appointment taking effect immediately after [1]

Core Viewpoint - Dah Sing Banking Group (02356) announced that it will distribute an interim dividend of HKD 0.31 per share on September 18, 2025 [1] Company Summary - The interim dividend is set at HKD 0.31 per share [1]

Core Viewpoint - Dah Sing Bank Group (02356) announced that it will distribute an interim dividend of HKD 0.31 per share on September 18, 2025 [1] Company Summary - Dah Sing Bank Group will pay an interim dividend of HKD 0.31 per share [1]

Core Viewpoint - Dah Sing Bank Group (02356) reported a solid performance for the interim results of 2025, with significant increases in net interest income and shareholder profit, indicating resilience in personal banking despite challenges in corporate banking [1] Financial Performance - The group achieved net interest income of HKD 2.776 billion, a year-on-year increase of 9.4% [1] - Shareholder profit attributable to the company was HKD 1.579 billion, reflecting a year-on-year increase of 13.1% [1] - Basic earnings per share stood at HKD 1.12 [1] Business Segment Analysis - Personal banking showed robust performance, with operating income rising by 13% year-on-year and post-impairment operating profit increasing by 26% [1] - The strong growth in personal banking was primarily driven by significant increases in wealth management and bancassurance income [1] - Conversely, corporate banking experienced a decline in operating income due to weak customer loan demand, although this was partially offset by a slight increase in non-interest income [1] - The post-impairment operating profit for corporate banking fell by 55% year-on-year due to reduced income and increased credit impairment losses [1]

Core Insights - Daxin Bank Group reported a net interest income of HKD 2.776 billion for the fiscal year 2025, representing a year-on-year increase of 9.4% [1] - The profit attributable to shareholders reached HKD 1.579 billion, up 13.1% year-on-year, with basic earnings per share at HKD 1.12 [1] Personal Banking Performance - The personal banking segment showed robust performance, with operating income increasing by 13% year-on-year and post-impairment operating profit rising by 26% [1] - This growth was primarily driven by strong increases in wealth management and bank insurance business revenues [1] Corporate Banking Performance - The corporate banking segment experienced a decline in operating income, mainly due to weak customer loan demand, although this was partially offset by a slight increase in non-interest income [1] - Due to reduced income and increased credit impairment losses, the post-impairment operating profit for this segment fell by 55% year-on-year [1]