郑州银行股份有限公司 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 本行 2024 年度利润分配方案已经 2025 年 6 月 27 日召开的 2024 年度股东 周年大会审议通过，现将相关事宜公告如下： 一、股东大会审议通过利润分配方案情况 （一）2025 年 6 月 27 日，本行 2024 年度股东周年大会审议通过了《关于 郑州银行股份有限公司 2024 年度利润分配预案的议案》：向权益分派股权登记日 登记在册的普通股股东每 10 股派发现金红利 0.20 元（含税）。本行普通股总股 本为 9,092,091,358 股（其中，A 股 7,071,633,358 股、H 股 2,020,458,000 股）， 以此为基数计算的现金分红总额为 181,842 千元。本年度本行不进行资本公积转 增股份，不送红股。本次分红派息按分配比例不变的原则实施。 （二）自分配方案披露至实施期间本行股本总额未发生变化。 证券代码：002936 证券简称：郑州银行 公告编号：2025-032 本次分红派息对象为：截至 2025 年 7 月 9 ...

郑州银行股份有限公司 2024年度分红派息实施公告 证券代码：002936 证券简称：郑州银行 公告编号：2025-032 本行 2024 年度利润分配方案已经 2025 年 6 月 27 日召开的 2024 年度股东 周年大会审议通过，现将相关事宜公告如下： 一、股东大会审议通过利润分配方案情况 （一）2025 年 6 月 27 日，本行 2024 年度股东周年大会审议通过了《关于 郑州银行股份有限公司 2024 年度利润分配预案的议案》：向权益分派股权登记日 登记在册的普通股股东每 10 股派发现金红利 0.20 元（含税）。本行普通股总股 本为 9,092,091,358 股（其中，A 股 7,071,633,358 股、H 股 2,020,458,000 股）， 以此为基数计算的现金分红总额为 181,842 千元。本年度本行不进行资本公积转 增股份，不送红股。本次分红派息按分配比例不变的原则实施。 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 （三）本次实施的分配方案与股东大会审议通过的分配方案一致。 （四）本次实施分 ...

金杜律师事务所 KING&WOD 北京市朝阳区东三环中路 《金融中心办公室等18层 Floor, East Tower, World Finan Donnsanhuan /hoor Beijing, 10002 H (China 北京市金杜律师事务所 关于郑州银行股份有限公司 2024 年度股东周年大会 之法律意见书 致:郑州银行股份有限公司 北京市金杜律师事务所（以下简称本所）接受郑州银行股份有限公司（以 下简称公司）委托,根据《中华人民共和国证券法》(以下简称《证券法》)、《中 华人民共和国公司法》(以下简称《公司法》)、中国证券监督管理委员会（以下 简称中国证监会）《上市公司股东会规则》(以下简称《股东会规则》)等中华人 民共和国境内(以下简称中国境内,为本法律意见书之目的,不包括中国香港 特别行政区、中国澳门特别行政区和中国台湾省）现行有效的法律、行政法规、 规章和规范性文件和现行有效的公司章程有关规定，指派律师出席了公司于 2025 年６月 27 日召开的 2024 年度股东周年大会（以下简称本次股东周年大 会） 并就本次股东周年大会相关事项出具本法律意见书。 为出具本法律意见书,本所律师审查了公司 ...

证券代码：002936 证券简称：郑州银行 公告编号：2025-031 郑州银行股份有限公司 2024 年度股东周年大会决议公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 特别提示： 1．本次股东大会无否决提案的情形。 2．本次股东大会不涉及变更以往股东大会已通过的决议。 一、会议召开情况 （一）召开时间 1．现场会议召开时间：2025 年 6 月 27 日（星期五）上午 9:00 开始。 2．网络投票时间：通过深圳证券交易所交易系统进行网络投票的时间为2025 年 6 月 27 日 9:15-9:25，9:30-11:30 及 13:00-15:00；通过深圳证券交易所互联网 投票系统投票的时间为 2025 年 6 月 27 日 9:15-15:00。 （二）会议地点：郑州市郑东新区商务外环路 22 号郑州银行大厦。 （六）本次股东大会的召开符合《中华人民共和国公司法》《上市公司股东 会规则》等有关法律、行政法规、部门规章、规范性文件及《郑州银行股份有限 公司章程》（以下简称"本行《公司章程》"）的规定。 1 （三）召开方 ...

Group 1 - The report details the changes in the registered capital of Zhengzhou Bank Co., Ltd. as of May 31, 2025, indicating no increase or decrease in the number of shares [1] - The total registered capital at the end of the month is RMB 9,092,091,358, with 2,020,458,000 shares listed on the Hong Kong Stock Exchange and 7,071,633,358 shares listed on the Shenzhen Stock Exchange [1] - The number of issued shares remains unchanged for both H-shares and shares listed on the Shenzhen Stock Exchange, with totals of 2,020,458,000 and 7,071,633,358 respectively [1] Group 2 - The report confirms that all securities issuance and stock transfers have been authorized by the board of directors and comply with applicable listing rules and regulations [2] - It states that all necessary conditions for listing have been fulfilled, and all required documentation has been properly filed with the relevant authorities [2] - The report emphasizes that all securities are identical in terms of rights and obligations, ensuring equal treatment for all shareholders [3]

致：香港交易及結算所有限公司 公司名稱: 鄭州銀行股份有限公司 (於中華人民共和國註冊成立的股份有限公司） 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年5月31日 狀態: 新提交 呈交日期: 2025年6月5日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06196 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | ...

General Overview - The document outlines the work rules for the Nomination Committee of Zhengzhou Bank Co., Ltd, aiming to standardize the nomination process for directors and senior management, optimize the composition and structure of the board, and enhance corporate governance [2][3]. Composition of the Committee - The Nomination Committee must consist of at least three members with relevant professional knowledge and experience, with independent non-executive directors making up more than half of the committee [3][4]. - The chairman of the committee is nominated by the chairman of the board and elected by the board [4][5]. Main Responsibilities - The primary responsibilities of the Nomination Committee include reviewing the structure and composition of the board and management annually, proposing standards and procedures for the appointment of directors and senior management, and ensuring diversity in the board's composition [8][9]. - The committee is also tasked with evaluating the qualifications of candidates for directors and senior management, and supporting the regular assessment of board performance [8][9]. Nomination Policy - The nomination policy aims to ensure that board members possess the necessary skills, experience, and diverse perspectives required for the bank's operations [12]. Work Procedures - The document specifies the procedures for the selection of directors and senior management, including the need for written consent from nominees and the requirement for the committee to conduct qualification reviews [13][14][15]. Meeting Procedures - The Nomination Committee must hold at least one meeting annually, with proper notice provided to all members [16][17]. - Decisions made during meetings require a majority vote from non-related members [19][20]. Confidentiality and Compliance - All members and attendees of the Nomination Committee meetings are obligated to maintain confidentiality regarding sensitive matters discussed [10][26]. - The committee is responsible for ensuring compliance with relevant laws, regulations, and the bank's articles of association [28][29].

Core Viewpoint - Zhengzhou Bank is committed to serving the local economy and supporting private enterprises, with a focus on enhancing financial services to empower the development of the real economy, as evidenced by an increase in private enterprise loan accounts to 70,287, up by 1,644 year-on-year by the end of December 2024 [1] Group 1: Strategic Focus - Zhengzhou Bank integrates its development into the local economic framework, aligning with regional strategic planning to address the financial needs of the real economy and improve the welfare of residents [2] - The bank has expanded its coordination mechanism for real estate financing, supporting 40 "white list" projects across 11 cities to meet reasonable financing demands in the real estate sector [2] - The bank emphasizes the "five major articles" of finance, enhancing management through a checklist approach to support key projects like the Zhongyuan Science and Technology City Intelligent Technology Industrial Park [2] Group 2: Support for Small and Micro Enterprises - To better empower the development of small and micro enterprises, Zhengzhou Bank established a financing coordination mechanism led by its chairman, ensuring effective communication and implementation of support measures [3] - The bank has launched 12 financial products, including various loans tailored for small and micro enterprises, and streamlined approval processes to ensure timely access to financing [3] Group 3: Innovation in Technology Finance - Zhengzhou Bank focuses on technology finance as a key driver for high-quality economic development, offering customized financial products for tech enterprises and research institutions [4] - The bank has introduced innovative products such as "R&D Loans" and established a "Investment-Loan Linkage" business model to support technology-driven companies [4] - A comprehensive evaluation system for technology innovation capabilities has been developed to assist in identifying and assessing tech enterprises [4] Group 4: Digital Transformation - Zhengzhou Bank is committed to digital transformation, prioritizing customer experience and operational efficiency, and leveraging technology to enhance business management [5] - Strategic partnerships with companies like Huawei and Zhenghao Rong Credit Service aim to foster digital innovation in banking services [5]

Core Viewpoint - The competition in consumer loans among banks has shifted from a focus on low interest rates to enhancing loan limits and extending loan terms, as banks seek to adapt to changing market conditions and regulatory guidance [1][11][15] Consumer Loan Growth - In 2024, the total consumer loan balance of 40 A-share listed banks increased by over 950 billion yuan, with some banks experiencing growth rates exceeding 90% compared to the previous year [1][3] - The consumer loan balance for these banks reached approximately 6.06 trillion yuan by the end of 2024, marking an increase of 957.85 billion yuan from the previous year [3][4] Interest Rate Trends - Consumer loan interest rates dropped to the "2" range, with some banks offering rates as low as 1.88% for select customers, but this trend has reversed with many banks raising rates to no less than 3% by April 2024 [1][9][10] - The shift back to "3" range interest rates is aimed at preventing excessive competition and potential financial risks associated with low-rate loans [10][11] Bank Strategies - Banks are now focusing on enhancing consumer loan products by increasing limits and extending terms, responding to government initiatives to boost consumption [11][12] - Various banks have begun to raise loan limits and extend repayment periods, with some institutions increasing the maximum loan amount from 300,000 yuan to 500,000 yuan and extending terms from five to seven years [12][16] Market Segmentation - The consumer loan market is showing significant differentiation, with some banks rapidly expanding their loan portfolios through low-rate strategies, while others are contracting due to concerns over rising non-performing loan rates [5][10] - Banks are increasingly targeting specific consumer scenarios, such as home renovations and electric vehicle purchases, to drive loan growth [15][16] Risk Management - The rise in consumer loan balances has led to an increase in non-performing loans, prompting banks to enhance their risk management practices and focus on quality customer segments [9][10][14] - Regulatory bodies are emphasizing the need for banks to monitor the flow of consumer loan funds to mitigate systemic risks [14]

Core Insights - The signing ceremony of the strategic cooperation agreement between Jiyuan Municipal Government and Zhengzhou Bank took place on May 22, highlighting the importance of financial support for Jiyuan's economic development [1][2] - Jiyuan aims to enhance its industrial strength, urban quality, cultural tourism brand, and quality of life, emphasizing the need for increased financial support from institutions like Zhengzhou Bank [1] - Zhengzhou Bank expressed its commitment to leveraging its resources and expertise to support Jiyuan's economic growth and development through innovative financial services [2] Group 1 - Jiyuan has a solid industrial foundation with key industries such as non-ferrous metals and deep processing of steel products, alongside emerging strategic industries like nanomaterials [1] - The city is focused on achieving high-quality development in line with the "14th Five-Year Plan" and preparing for the "15th Five-Year Plan," indicating a strategic approach to economic planning [1] - Zhengzhou Bank has emphasized its role in supporting local economic development and plans to innovate financial models to better serve Jiyuan's needs [2] Group 2 - The strategic cooperation agreement aims to enhance financial support for key enterprises and industries in Jiyuan, ensuring the financing of major projects [2] - Zhengzhou Bank intends to utilize its advantages as a local bank to provide efficient and tailored financial services to Jiyuan [2] - The partnership is expected to foster mutual benefits and joint development between Jiyuan and Zhengzhou Bank [1][2]