Core Insights - Ant Group's senior vice president and chief sustainability officer emphasized that AI and digitalization are becoming key forces in global green development [2][3] - The focus of international discussions has shifted from concepts to actionable strategies, with a consensus on "technology empowerment" [4][5] - Ant Group aims to achieve net-zero emissions by 2030, with a specific target of using 30% renewable energy by 2025 [4][6] Technology and Innovation - Ant Group has conducted three consecutive years of Scope 3 carbon assessments, focusing on data centers as a key area for carbon reduction [5][6] - The company has improved CPU efficiency by five times since 2017 through innovations in power scheduling and peak management [6] - Ant Group is exploring the establishment of a green innovation platform to gather cutting-edge technologies globally [7] International Strategy - The core of Ant Group's international strategy is inclusive payment, which enhances transaction efficiency and transparency in developing countries [3][9] - The company aims to create both commercial and social value through its business operations, integrating social responsibility into its core mission [3][9] - Ant Group is considering sharing its technology and methodologies globally, as seen with the GForest initiative in the Philippines [8] Digital Healthcare - Ant Group is integrating AI into grassroots healthcare, exemplified by the "101 Doctor" AI system in Xinjiang, which aids local doctors in improving diagnostic accuracy [3][10] - The initiative not only addresses healthcare accessibility but also supports rural revitalization efforts [10] Future Outlook - The company believes that addressing energy consumption issues is crucial for the scalability of AI technologies [3][11] - Ant Group maintains an optimistic view on AI's potential to reshape work processes and enhance social operational efficiency, ultimately contributing to carbon reduction [11]

Core Viewpoint - Ant Group's senior vice president Jin Xiaolong emphasizes that artificial intelligence (AI) will reshape inclusive finance and promote financial health, transitioning from merely addressing coverage issues to enhancing service experience [1] Group 1: AI Capabilities Driving Financial Transformation - Jin highlights three core capabilities of AI: deep understanding and generation, complex reasoning and planning, and multimodal integration and execution, marking a significant evolution in AI's role beyond automation [2] - The People's Bank of China reports that over one-third of business entities have received support through inclusive microloans, showcasing the effectiveness of current inclusive finance initiatives [2] - Ant Group's subsidiary, MYbank, has provided comprehensive financial services to over 68 million small and micro business owners, with nearly 80% of new users in credit being first-time borrowers [2] Group 2: AI Promoting Financial Equity - MYbank is exploring the concept of an "AI credit expert" for small and micro enterprises, which combines industry knowledge and intelligent interaction to assess creditworthiness [3] - The consistency of AI credit experts with human approval processes improved from 39% to 90% within five months, demonstrating the reliability of large model decision-making [3] - In wealth management, an intelligent operational engine predicts users' funding needs, aiding investment managers in asset allocation, with AI wealth management products showing lower yield volatility compared to market averages [3] Group 3: AI Enhancing Financial Health - Ant Group's consumer finance division has introduced a "bill assistant" tool that empowers users to manage their spending limits, resulting in a 10% reduction in bill amounts but an 8% lower delinquency rate among 270 million users [5] - The "Little Red Flower" risk control system supports credit limit increases based on various professional certifications, halving the default rate for participating users [5] Group 4: Building an Intelligent Financial Ecosystem - Jin calls for collaboration among peers in technology exploration, standard setting, and governance to create an inclusive, responsible, and sustainable intelligent financial ecosystem [6] - The integration of AI with inclusive finance is shifting the focus from broad coverage to improved service quality, potentially redefining the value boundaries and pathways of inclusive financial services [6]

Group 1 - Ant Yizhi (Guangzhou) Information Technology Co., Ltd. has been established with a registered capital of 10 million yuan [1] - The legal representative of the new company is Chai Dongkai [1] - The business scope includes information technology consulting services, big data services, and information system operation and maintenance services [1] Group 2 - The company is wholly owned by Ant Technology Group Co., Ltd. through indirect shareholding [1]

Group 1 - Ant Group's CEO, Han Xinyi, stated that the company will not issue virtual currencies or engage in any form of speculation, emphasizing that compliance is the lifeline of innovation [2] - The Shanghai High People's Court successfully disposed of over 90,000 FIL coins, marking a significant step in the legal handling of virtual currencies in criminal cases [4] - Zhao Changpeng and Binance have donated over $40 million to charity, benefiting approximately 3.8 million people since 2018, showcasing the use of blockchain for transparency in philanthropy [5] Group 2 - Hong Kong's Chief Executive, John Lee, announced the implementation of a stablecoin issuer system, with the Hong Kong Monetary Authority promoting tokenized deposits and asset transactions [7] - Yunfeng Financial announced the issuance of its first Real-World Asset (RWA) project, marking a breakthrough in the integration of traditional finance and blockchain technology [9] - Winner Fashion and Derlin Holdings have reached a strategic cooperation agreement regarding RWA tokenization plans, indicating a growing trend in the fashion industry towards blockchain integration [6]

Core Insights - Ant Group's Ling-flash-2, a silicon-based large model service platform, has been officially launched [1] - The platform supports a maximum context length of 128K [1] - Pricing for the service is set at 1 yuan per million tokens for input and 4 yuan per million tokens for output [1]

人民财讯9月17日电，9月17日，在中国人民银行、中国支付清算协会指导下，蚂蚁集团旗下支付宝和蚂 蚁国际成为第一批参与跨境二维码统一网关业务试点的机构。在国家入境支付便利化行动指导下，蚂蚁 集团通过支付宝平台，已支持7大品牌的国际银行卡以及12个国家和地区的31个电子钱包在华使用。其 中，近期新增钱包主要来自印尼、乌兹别克斯坦、泰国等。据了解，跨境二维码统一网关支持下的若干 新合作预计将很快落地。合作将帮助更多海外商旅人士"一个钱包游遍中国"，繁荣旅游经济，促进经济 和文化交流。 ...

Core Insights - Ant Group's CEO highlighted the evolution of Alipay over the past 20 years, emphasizing that the Chinese mobile payment sector is entering a new innovation cycle driven by technological advancements, regulatory empowerment, and innovative practices [1] Group 1: Innovation Cycles - The first innovation cycle began in 2004 with the rise of online payments, where Alipay's escrow and quick payment services significantly lowered trust barriers, fostering e-commerce growth [2] - The second cycle around 2011 saw the mainstream adoption of smartphones and 3G networks, leading to the emergence of barcode and facial recognition payments, which simplified mobile payments and achieved an 86% coverage rate in China, the highest globally [2] - The upcoming third cycle starting in 2024 will leverage NFC technology, smart cabins, smart glasses, and AI agents, introducing new payment experiences like "tap," "look," and "AI payment" that align with current demands [2][3] Group 2: New Payment Experiences - "Tap" payments utilize NFC technology, allowing users to complete transactions by tapping their phones on payment devices, which has attracted over 200 million users, including seniors and visually impaired individuals [2] - "Look" payments enable users to pay using smart glasses by verbally confirming the amount, addressing the needs of those who cannot use their hands [3] - "AI payment" encompasses a range of services designed for AI environments, including "Payment MCP service," "AI tipping service," and "AI pay," catering to new payment scenarios involving AI tools and agents [3] Group 3: Security and International Services - Ant Group prioritizes security with multi-dimensional safeguards, including 24/7 intelligent risk control, trusted device authentication, and multi-modal identity verification, while maintaining a commitment to "pay with confidence" [3] - For inbound tourists, Ant Group has introduced innovative solutions like "foreign card binding" and "foreign package usage," enabling payments with seven major international card brands and 31 electronic wallets from 12 countries and regions [3] - Alipay has become an essential tool for outbound travelers, facilitating various services such as ride-hailing, ticket purchases, and bike rentals, enhancing the overall travel experience [4]

Core Viewpoint - The article highlights Ant Group's participation in the 2025 National Cybersecurity Publicity Week, showcasing its innovations in AI security, data protection, and intelligent risk control, particularly through the introduction of the gPass framework for AI glasses [1][2]. Group 1: gPass Framework - gPass is designed to create a trusted, seamless information bridge between AI glasses and intelligent agents, focusing on three core capabilities: security, interaction, and connectivity [1][2]. - The framework employs technologies such as trusted identity circulation, end-to-end encryption, and device authentication to ensure user information security and privacy [2]. - gPass has already partnered with brands like Rokid, Xiaomi, Quark, and Thunderbird, with plans to expand its applications to various life scenarios, including healthcare and travel [2]. Group 2: Advanced Security Technologies - Ant Group is promoting the ASL initiative to ensure security in the collaboration of intelligent agents, focusing on permissions, data, and privacy [3]. - The "Ant Tianjian" solution for large models includes features for intelligent agent security scanning and abuse detection, forming a comprehensive technology chain [3]. - The "Trusted Data Space" product under Ant Group's MiSuan division provides high-performance, low-cost, and secure data fusion capabilities, supporting various sectors [3]. Group 3: Risk Control Capabilities - Ant Group's financial technology division has demonstrated advanced risk control capabilities against document and voice forgery, achieving a 98% accuracy rate in fake document detection [4]. - The company has collaborated with judicial authorities to address illegal financial intermediaries, involving over 200 individuals since 2024 [4]. - Ant Group aims to build a trustworthy AI governance system to ensure the authenticity and reliability of AI-generated content and agent behavior [4]. Group 4: Commitment to Security Technology - Ant Group emphasizes that security technology is fundamental to its development, committing to enhancing AI security capabilities through responsible privacy protection and comprehensive AI governance [4][5]. - The company has received multiple awards for its advancements in business security, AI security, and content security, reflecting its leadership in the field [5].

Core Viewpoint - The article highlights Ant Group's participation in the 2025 National Cybersecurity Publicity Week, showcasing its innovations in AI security, data protection, and intelligent risk control, particularly through the introduction of the gPass framework for AI glasses [1][2]. Group 1: gPass Framework - gPass is designed to provide a secure, interactive, and connected experience for AI glasses, addressing challenges such as fragmented ecosystems and limited application scenarios in the AI glasses industry [1][2]. - The framework employs technologies like trusted identity circulation, end-to-end encryption, and device authentication to ensure user information security and privacy [2]. - gPass has already partnered with brands like Rokid, Xiaomi, Quark, and Thunderbird, with plans to expand its applications to various life scenarios, including healthcare and travel [2]. Group 2: Advanced Security Technologies - Ant Group has introduced several advanced security technologies, including the ASL initiative for agent collaboration security and the "Ant Tianjian" model security solution, which includes features for detecting misuse and ensuring data privacy [3]. - The ZOLOZ Deeper technology effectively addresses threats from deep forgery, such as fake faces and voice synthesis [3]. - The "Trusted Data Space" product under Ant Group's Mican provides high-performance, low-cost, and secure data fusion capabilities, supporting various sectors [3]. Group 3: Risk Control Capabilities - Ant Group's financial technology division has demonstrated advanced risk control capabilities against document and voice forgery, achieving a 98% accuracy rate in fake document detection and covering over 50 types of voice synthesis [4]. - The company has collaborated with judicial authorities to address illegal financial intermediaries, involving over 200 individuals since 2024 [4]. - Ant Group aims to build a trustworthy AI governance system to ensure the authenticity and reliability of AI-generated content and agent behavior [4]. Group 4: Recognition and Awards - Ant Group's security technology has received multiple awards for its research and application in business security, AI security, and content security, including first prizes from various technology advancement awards [5].

Core Insights - Ant Group launched the world's first trusted connection technology framework for smart glasses, named gPass, at the 2025 Inclusion·Bund Conference, focusing on "security, interaction, and connection" capabilities to enhance user experience and build a secure AI digital service ecosystem for manufacturers and developers [1][3]. Group 1: Technology Features - gPass aims to address the urgent need for a unified, secure, and interconnected infrastructure to transition AI glasses from basic tools to personal intelligent agents, as highlighted by Tsinghua University’s expert [3]. - The technology incorporates financial-grade security features, including trusted identity circulation, end-to-end encryption, and device authentication, ensuring user information security and privacy [3][4]. - gPass integrates biometric verification methods such as voiceprint, iris, and fingerprint recognition for seamless user authentication, enhancing reliability and security [4]. Group 2: Application and Impact - gPass has been successfully adapted for various smart glasses brands, including Rokid, Xiaomi, Quark, and Thunderbird, enabling features like "look to pay" and promising further applications in tourism, travel, and healthcare [4]. - The technology is seen as a benchmark for the industry, providing a convenient and secure payment solution for smart glasses, thereby lowering development barriers and advancing the AI glasses sector [4]. - Ant Group plans to continue enhancing gPass capabilities, focusing on multi-modal human-computer interaction, instant messaging reminders, privacy protection, and multi-device collaboration to foster a more natural and efficient user experience [4].