资产结构持续优化战略领域重点发力 近日，中国企业联合会发布了"2025中国企业500强"榜单。其中，华夏银行排名第146位，彰显了其在复 杂经济环境中稳健发展的综合实力。 这份成绩单与华夏银行近日发布的2025年半年度报告形成呼应。2025年上半年，华夏银行资产总额达 4.55万亿元，较上年末增长3.96%，在规模稳步扩张的同时，绿色金融、数字经济等战略领域表现亮 眼，经营质效呈现结构性优化态势。 根据华夏银行2025年中期利润分配方案，该行拟合计派发现金股利15.91亿元，继续保持现金分红政策 的连续性和稳定性，与投资者分享经营发展成果。 同时，数字化转型已成为华夏银行提升运营效率的重要引擎。2025年上半年，该行企业级数据服务平 台"数据魔方"入选"2025年央国企数字化转型十大标杆案例"。该平台通过构建"多维监测+数据分析+数 据建模"的赋能体系，实现发现问题、剖析问题、解决问题的价值闭环。 据了解，华夏银行全面深化智慧运营体系建设，持续推动营业网点数字化转型，强化网点数据聚合分析 能力，深入推广数字函证业务，持续深化RPA技术应用。目前，在线场景总数达到2045个，累计节约工 时35.21万小时。 战 ...

Group 1 - Company announced on September 18 that its wholly-owned subsidiary, Vision Beijing Cheng Communication (Shanghai) Co., Ltd., will hold the 18th meeting of the 8th board of directors on September 18, 2025, to review the proposal for the transfer of part of its assets [1] - The subsidiary plans to publicly transfer six properties and underground parking spaces located in Shanghai, specifically the Huaxia Bank Building, to optimize asset management and focus on core business [1]

Core Viewpoint - The banking sector is experiencing a downturn with significant declines in stock prices, while the technology sector remains strong. The banking AH index and the CSI banking index have both dropped over 13% since July 11, leading to a breach of the 120-day moving average for the first time in a year [1]. Group 1: Stock Performance and Dividend Yield - As bank stocks continue to decline, the dividend yield for the banking AH index has risen to 4.6%, suggesting potential value for investors [3][10]. - The banking AH index is currently valued at 0.69 times PB, indicating a certain level of investment attractiveness [10]. - The banking AH total return index has increased by 97.48% since January 1, 2019, outperforming the CSI banking total return index by over 10% and the CSI 300 total return index by 20.83% [10]. Group 2: Shareholder Activity - Several banks have reported shareholder increases, with Everbright Bank's controlling shareholder increasing their stake by 1.397 million shares, representing 0.02% of total shares, with an investment of 51.66 million yuan [4]. - Nanjing Bank received support from its major shareholder, Zijin Group, which increased its stake by approximately 5.678 million shares, raising its total holding from 12.56% to 13.02% [4]. - Other banks, including Huaxia Bank and Suzhou Bank, have also seen active participation from their directors and executives in increasing their holdings, reflecting confidence in future growth [4][5]. Group 3: Institutional Investment Trends - Insurance capital's holdings in the banking sector reached 28.24%, an increase of 1.04% from the previous quarter, although the market value held by insurance companies slightly decreased to 6.5% of the A-share market [6]. - Social security funds have also increased their holdings in the banking sector, with a rise to 51.71%, up 2.48 percentage points [7]. - Insurance companies have made 11 significant investments in listed banks this year, primarily in H-shares, indicating continued interest in the sector due to attractive dividend yields and stable performance [7]. Group 4: Dividend Distribution - As of September 17, 2025, 17 listed banks have announced a total dividend distribution of 237.54 billion yuan for the mid-year, with Industrial and Commercial Bank of China leading with a total dividend of 50.396 billion yuan [8][9]. - Other major banks, including China Construction Bank and Agricultural Bank of China, have also announced substantial dividends, further enhancing the stability and sustainability of bank stock dividends [8].

证券之星消息，9月18日股份制银行板块较上一交易日下跌1.85%，招商银行领跌。当日上证指数报收于3831.66，下跌1.15%。深证成指报收于 13075.66，下跌1.06%。股份制银行板块个股涨跌见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601998 中信银行 | | -1961.87万 | -4.37% | -3772.97万 | -8.41% | 5734.84万 | 12.78% | | 601916 浙商银行 | | -4244.96万 | -7.84% | -1362.44万 | -2.51% | 5607.40万 | 10.35% | | 600015 华夏银行 | | -7599.66万 | -10.44% | 2163.31万 | 2.97% | 5436.35万 | 7.47% | | 600000 浦发银行 | | -1.03亿 | -7.58% | 2639.52万 | 1 ...

来源：环球网 2025年9月17日，华夏银行洛阳分行迎来了成立六周年的时刻。六载耕耘，春华秋实。华夏银行洛阳分 行深入贯彻落实国家金融政策，以金融桥梁连接实体经济，用一份份优异成绩单书写了与洛阳发展同频 共振的辉煌篇章，让华夏金融之水润泽古都大地。 据不完全统计，六年来，华夏银行洛阳分行累计为洛阳地区企业提供综合融资支持370多亿元，服务个 人客户十多万户，累计投放个人贷款11多亿元。 进入2025年以来，华夏银行洛阳分行结合洛阳市产业发展、城市提质、乡村振兴、稳外贸、提振消费及 优化民营经济金融服务等重点工作，全力提升贷款投放规模，精准赋能地方经济发展。 扎根河洛，搭建古都金融桥梁 围绕新质生产力发展、聚焦新兴行业和产业等，该行结合区域产业政策导向及产业发展规划，明确融资 类客户业务推进时间节点和落地安排，提供定制化综合金融解决方案，全力加大信贷业务布局和投放落 地。同时，致力于提升服务质效，优化业务流程，加强数字化建设，为市民与企业提供更加便捷、高效 的金融服务。 临黄河而知中国，临河洛而知华夏。总部位于北京的华夏银行，是全国唯一一家由制造业企业发起的股 份制商业银行，也是全国第五家上市银行，2012年入 ...

Market Overview - On September 18, the major indices in the A-share market experienced a decline, with the ChiNext Index falling by 1.64%, the Shanghai Composite Index down by 1.15%, and the Shenzhen Component Index decreasing by 1.06% [1] - The total trading volume for the day was 3.17 trillion yuan, compared to 2.4 trillion yuan the previous day [1] Stock Performance - The FTSE China A50 Index futures saw a decline of 1.44%, with over 4,300 stocks in the market experiencing a drop [3] - The banking sector faced a significant downturn, with major banks like Agricultural Bank of China and China Construction Bank dropping over 2% and 1% respectively [5] - Conversely, the robotics sector showed strong performance, with stocks like Shoukai Co. hitting the daily limit for 12 consecutive days [3] Banking Sector Insights - The banking sector has seen a continuous decline, with the AH Index and the China Securities Banking Index both dropping over 13% since July 11 [6] - As of September 17, the dividend yield for the banking AH Index rose to 4.6%, indicating a potential opportunity for investors [8][16] - Several banks have reported shareholder increases, with notable actions from major shareholders like Everbright Group and Zijin Trust [10][11] Dividend Distribution - By September 17, 17 listed banks announced a total dividend of 237.54 billion yuan for the mid-year of 2025, with Industrial and Commercial Bank of China leading with a dividend of 50.396 billion yuan [14][15] - The trend of increasing dividends reflects confidence in the banks' future development and long-term investment value [11] Institutional Investment Trends - Insurance funds have increased their holdings in the banking sector, reaching a position of 28.24% as of the second quarter of 2025, while social security funds also raised their holdings to 51.71% [13] - The banking sector's low valuation and stable dividends continue to attract institutional investors, particularly those seeking steady returns [13][17]

近日，中国企业联合会发布了"2025中国企业500强"榜单。其中，华夏银行排名第146位，彰显了其在复 杂经济环境中稳健发展的综合实力。 这份成绩单与华夏银行近日发布的2025年半年度报告形成呼应。2025年上半年，华夏银行资产总额达 4.55万亿元，较上年末增长3.96%，在规模稳步扩张的同时，绿色金融、数字经济等战略领域表现亮 眼，经营质效呈现结构性优化态势。 根据华夏银行2025年中期利润分配方案，该行拟合计派发现金股利15.91亿元，继续保持现金分红政策 的连续性和稳定性，与投资者分享经营发展成果。 资产结构持续优化战略领域重点发力 华夏银行持续获得社会认可背后，是资产规模的稳步增长与结构的持续优化。 2025年上半年，华夏银行总资产突破4.5万亿元，较年初增加1731.34亿元；其中，存款总额达23231.59 亿元，较年初增加1717.89亿元，为业务发展提供了坚实的资金基础。在信贷投放上，华夏银行精准对 接国家战略，重点布局绿色低碳、数字经济等新兴领域，形成了特色鲜明的资产结构。 其中，绿色金融领域，华夏银行绿色贷款余额达3329.05亿元，贷款增速高于全行贷款总额增速14.48个 百分点，远超 ...

秋意渐浓，北京金融街购物中心广场人潮涌动，一场别开生面的"金融市集"火热进行中。9月15日，2025年金融教育宣传周正式拉开序幕，华夏银行北京分 行作为十三家受邀参展的银行之一，携匠心策划的展位和丰富多彩的活动精彩亮相，通过一场金融知识"科普盛宴"，切实提升首都消费者金融素养及风险防 范意识，进一步营造"学金融、懂金融、信金融、用金融"的良好氛围。 科学技术协会等多方力量拍摄宣传片，通过新媒体等搭建云端主战场，扩大金融教育工作的社会知悉面和影响力；以网点为主阵地，持续完善"警银联动、 科技赋能、全员防控"三位一体反诈机制，精准打击电信网络诈骗犯罪。2025年通过自建反诈模型和总行"火眼"系统累计拦截涉诈资金超860万元，多个案例 获北京市支付清算协会线上推广，并得到公安机关的高度认可与社会各界的广泛好评。 走近展位，青春洋溢的活力蓝奠定了明亮轻快的整体氛围，随处可见的消保宣传提示标识与华夏银行LOGO巧妙融合，营造出浓厚的金融宣教氛围；展台一 侧的桌面上，宣传折页、"金融消保小提示"立牌以及符合青少年阅读习惯的消保知识读物分类陈列，便于市民取阅。此外，展位内的投屏上循环播放该行自 制的反诈宣传片，其中，《反诈 ...

Core Insights - The recruitment trend in bank credit card centers is shifting towards more refined and specialized job classifications, reflecting the need for targeted talent acquisition in a competitive market [1][2][4] - The focus on technology and AI-related roles is increasing, as banks aim to enhance their digital transformation and operational efficiency through specialized skill sets [3][4] Group 1: Recruitment Trends - Banks are moving from broad job categories to detailed classifications, with positions categorized into technical, functional, market, data, and product roles, leading to a total of 16 specific recruitment directions at institutions like China Merchants Bank [1][2] - The emphasis on hiring innovative and digital talent is a response to the intensifying competition and the need for banks to develop unique products that meet diverse customer needs [2][4] Group 2: Technology and Digital Transformation - The demand for technology and AI talent is evident, with major banks like ICBC and Bank of China actively recruiting for roles focused on financial technology and data analysis, which are crucial for the digital transformation of credit card services [3][4] - The integration of big data, AI, and blockchain technologies is accelerating the digitalization of credit card operations, making technology a core driver of business development rather than just a support tool [3][4] Group 3: Future Directions - Experts predict that the future of bank credit card services will involve deeper integration into various vertical scenarios, enhancing user lifecycle value through a "credit card + scenario service" model [5] - There will be a stronger emphasis on refined operations, utilizing big data and AI for tiered management of users, offering personalized benefits and services tailored to different customer segments [5][6]

Core Viewpoint - A surge in bank stock buybacks has been observed, driven by strong fundamentals in the banking sector, with over 60% of listed banks reporting growth in both revenue and net profit in the first half of 2025 [1][7]. Group 1: Bank Buybacks - Multiple banks, including Everbright Bank, Nanjing Bank, Huaxia Bank, and Suzhou Bank, have announced significant share buybacks by major shareholders and management [1][2][3][4]. - Everbright Bank's major shareholder plans to increase its stake by investing between 50 million to 100 million yuan, while Nanjing Bank's major shareholder increased its stake by 5677.98 million shares, raising its ownership from 12.56% to 13.02% [2][3]. - Huaxia Bank's management completed their buyback plan ahead of schedule, acquiring shares worth 3190.2 million yuan, exceeding the planned minimum by 106.34% [3]. Group 2: Financial Performance - In the first half of 2025, 42 listed banks reported a total revenue of 2.92 trillion yuan and a net profit of approximately 1.1 trillion yuan, with 26 banks achieving growth in both metrics [7]. - The banking sector has seen improvements in asset quality and net interest margins, contributing to a positive outlook for future growth [4][8]. Group 3: Market Sentiment and Investment Value - The buyback activities are seen as a vote of confidence from shareholders and management regarding the banks' long-term investment value and future prospects [4][5]. - Analysts suggest that the recent buybacks and the overall performance of bank stocks indicate a recovery in valuations, with many banks announcing mid-term dividend plans, enhancing their investment appeal [7][8]. Group 4: Long-term Trends - The banking sector is undergoing a significant transformation, shifting from traditional growth models to a focus on quality and resilience, which is expected to enhance capital efficiency and increase non-interest income [9]. - This transformation is likely to position bank stocks as a balanced defensive and income-generating asset in investment portfolios, particularly in a low-interest-rate environment [9].