建元信托股份有限公司 内部审计制度 第一章 总则 第二章 组织架构和职责分工 第七条 公司建立集中统一、全面覆盖、权威高效的内部 审计体系，明确内部审计工作的领导机制、工作机制、职责 权限、人员配备、履职保障和行为规范等。 第八条 公司党委加强对内部审计工作的领导，强化对内 部审计工作的战略谋划、顶层设计、统筹协调和督促落实。 公司党委前置研究由董事会、董事会风险控制与审计委员会 决定、审议、批准的内部审计事项。 第一条 为完善公司治理，加强内部控制和风险管理，健 全内部审计体系，提升内部审计的独立性和有效性，根据《企 业内部控制基本规范》及其配套指引、《审计署关于内部审 计工作的规定》《商业银行内部审计指引》《上市公司章程指 引》《上市公司自律监管指引第 1 号——规范运作》《中国内 部审计准则》《上海市国有企业内部审计管理办法》等法律 法规、监管规定及部门规章，结合公司经营管理实际，制定 本制度。 第二条 本制度所称内部审计，是指公司开展的内部独立、 客观的监督、评价和咨询活动。通过运用系统化和规范化的 方法，审查评价并督促改善公司业务经营、风险管理、内控 合规和公司治理效果，促进公司稳健运行和价值提升。 ...

建元信托股份有限公司公告 证券代码：600816 证券简称：建元信托 公告编号：临 2026-006 建元信托股份有限公司 第九届董事会第三十四次会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大 遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 建元信托股份有限公司（以下简称"公司"）第九届董事会第三十四次会议 于 2026 年 4 月 1 日在公司会议室以现场结合视频方式召开，本次会议通知于 2026 年 3 月 25 日以电子邮件方式发出。本次会议应出席表决董事 9 名，实际 出席表决董事 9 名。会议由公司董事长秦怿先生主持。本次会议的召集召开及 程序符合《中华人民共和国公司法》《公司章程》等有关规定，会议合法有效。 经与会董事审议并表决，通过如下决议： 一、审议通过《关于修订公司<内部审计制度>的议案》 具体内容详见公司同日在上海证券交易所网站（www.sse.com.cn）披露的 《建元信托股份有限公司内部审计制度》。 上述事项已经公司第九届董事会风险控制与审计委员会第二十五次会议审 议通过，并同意提交董事会审议。 表决结果：同意 9 票；反对 0 票； ...

Investment Rating - The industry rating is "Recommended" [5] Core Insights - The non-bank financial sector index fell by 2.55%, underperforming the CSI 300 index by 0.36 percentage points, ranking sixth among all primary industries [2][13] - The average daily trading volume of A-shares was 22,111 million yuan, a decrease of 11.5% week-on-week but an increase of 38% year-on-year [19] - The draft of the Financial Law was released for public consultation, aiming to strengthen financial regulation and risk management, promoting high-quality financial development [3][15] Summary by Sections Market and Sector Performance - The non-bank financial sector index decreased by 2.55%, with the securities sector down by 2.79%, insurance down by 1.99%, diversified finance down by 2.99%, internet finance down by 5.01%, and financial technology down by 4.86% [2][13] - Notable gainers included *ST Panda (+21.41%) and Zhongyou Capital (+11.71%), while major losers included Bohai Leasing (-12.34%) and Dongwu Securities (-11.84%) [2][13] Regulatory Developments - The Financial Law draft, released by five departments including the Ministry of Justice and the People's Bank of China, aims to comprehensively regulate financial activities and enhance risk management [3][14] - The law is expected to strengthen market-oriented legal risk management and regulatory constraints, optimizing financial market functions and behavior norms [15] Insurance Sector Updates - The self-pricing coefficient range for new energy vehicle insurance has been adjusted from [0.6, 1.4] to [0.55, 1.45], with a third adjustment expected in the second half of 2026 [7][16] - This gradual adjustment aims to minimize market impact while aligning pricing with risk levels, reducing the burden on low-risk customers [16]

Core Viewpoint - Trust companies are increasing their investment in venture capital (VC) by acting as limited partners (LPs) in various funds, focusing on hard technology, biomedicine, and strategic emerging industries [2][4]. Group 1: Trust Companies' Investment Activities - In 2023, several trust companies, including Minmetals Trust and CITIC Trust, have invested in multiple venture capital funds, indicating a trend towards early-stage and small-scale investments in hard technology [2]. - Trust companies are exploring new business models in private equity (PE) and venture capital (VC) due to market saturation and increasing risks in traditional real estate investments [3][4]. - The establishment of mother funds by trust companies, such as the 4 billion yuan industry guidance mother fund initiated by Guotai Junan and Haitong Securities, highlights their growing involvement in the VC/PE sector [4][5]. Group 2: Investment Strategies and Preferences - Trust companies prefer to invest in strategic emerging industries, including semiconductors, biomedicine, and intelligent manufacturing, as they seek to support the real economy [5][6]. - The shift towards investment-type business models is driven by the need to diversify risks and enhance asset transparency, with many trust companies increasingly adopting specialized funds [6]. - Trust companies are favoring general partners (GPs) with strong industry backgrounds and advantages in niche markets, indicating a preference for established and reputable GPs [5]. Group 3: Challenges and Opportunities - Trust companies face challenges in the private equity investment space, including regulatory restrictions and a lack of professional management teams, which may hinder their ability to scale quickly [7]. - Despite the potential for growth in equity investment trusts, the long investment cycles and uncertain returns may not meet investors' short-term return expectations [6][7]. - The current environment presents both opportunities and challenges for trust companies to establish equity investment trusts as new profit growth points, contingent on their ability to navigate regulatory and operational hurdles [7].

Core Insights - The trust industry is undergoing a transformation towards high-quality development, focusing on innovation and specialized services to meet market demands and enhance operational efficiency [1][2][3] Group 1: Industry Trends - Trust companies are increasingly adopting differentiated and specialized business models, moving away from the traditional "large and comprehensive" approach to a more focused strategy [2][3] - Regulatory policies are guiding the industry towards high-quality development, emphasizing the need for reform and the establishment of various trust services such as asset management and green finance [3][6] - The industry is experiencing accelerated differentiation and consolidation, with leading firms leveraging brand strength, talent, and technology to solidify their market positions [2][3] Group 2: Business Innovations - Notable innovations include the launch of the first public real estate investment trust (REIT) by Guomin Trust and the establishment of the first computing power service trust by Foreign Trade Trust, indicating a shift towards new business areas [1][2] - Companies like CITIC Trust are focusing on wealth management, public welfare, and green finance, with significant achievements in risk management and equity trust operations [2][3] - Smaller trust companies are carving out niche markets, such as agricultural finance and green energy, to create unique service offerings that cater to specific regional or sectoral needs [3][4] Group 3: Service Development - The shift from product supply to demand adaptation is evident, with trust companies evolving into professional service providers that offer customized and scenario-based solutions [4][5] - In wealth management, there is a trend towards personalized family trusts, with innovations like the first "home for elderly" family service trust and offshore trust solutions for high-net-worth clients [5][6] - In the consumer finance sector, trust companies are enhancing their service chains to include comprehensive fund supervision and consumer protection, exemplified by the "Prepaid Treasure" project by Guomin Trust [6]

Group 1 - The company announced the resignation of its General Manager, Mr. Zeng Xu, effective from February 12, 2026, due to personal reasons [2] - Following the resignation, Mr. Zeng will not hold any position within the company, and the company will ensure a smooth transition [2] - The Board of Directors has appointed Chairman Qin Yi to temporarily assume the role of General Manager for a period of six months until a new appointment is made [2][15] Group 2 - The company's Board of Directors held its 32nd meeting on February 13, 2026, where several resolutions were passed, including the revision of various internal management systems [3][5][7][9] - The resolutions included the revision of the management system for shares held by directors and senior management, the independent director system, the insider information management system, and the investor relations management system [3][5][7][9] - All resolutions were passed unanimously with 9 votes in favor and no votes against or abstentions [4][8][10][14][17] Group 3 - The company has appointed Ms. Gao Jun, currently the Vice President, as the Chief Compliance Officer, pending approval from the regulatory authority [11][12] - Ms. Gao has a background in management and has held various positions in financial institutions, demonstrating her qualifications for the role [19]

Core Viewpoint - Jianyuan Trust announced the resignation of its General Manager, Zeng Xu, due to personal reasons, and he will not hold any position in the company post-resignation [1] Group 1 - The company will follow legal procedures to appoint a new General Manager as soon as possible [1] - To ensure the smooth operation of the company during the transition, the Chairman, Qin Yi, will act as the General Manager for a period of six months from the date of the board's approval [1] - The acting authority will take effect after being filed with the Shanghai Regulatory Bureau of the National Financial Supervision Administration [1]

Group 1 - The core point of the news is the resignation of Mr. Zeng Xu, the General Manager of Jianyuan Trust, due to personal reasons, which has raised significant attention in the financial sector [1][2] - Mr. Zeng's resignation is effective immediately upon delivery of his resignation report to the board, and he will not hold any position in the company thereafter [2] - The board has appointed Chairman Qin Yi to act as the General Manager for a period of up to six months while a suitable replacement is found [2] Group 2 - Mr. Zeng, aged 48, has extensive experience in the securities, asset management, and digital finance sectors, having previously held several key positions at Industrial Securities before joining Jianyuan Trust [3] - During his tenure, Mr. Zeng's annual salary was reported to be 3.268 million yuan [4] - Jianyuan Trust has faced significant legal challenges, with total litigation amounts reaching 936 million yuan, including a notable case involving a 498 million yuan dispute with Sanxia Capital [5] Group 3 - The company's financial performance has been under pressure, with total operating revenue for the first three quarters of 2025 at 189 million yuan, a year-on-year decline of 24.61% [6] - The core business revenue from fees and commissions dropped significantly by 41.0% to 135 million yuan compared to the previous year [6] - Despite a year-on-year increase of 24.25% in net profit attributable to shareholders, this was primarily due to a substantial reduction in income tax expenses rather than improvements in core business operations [6]

Core Viewpoint - Jianyuan Trust (600816) announced the resignation of its General Manager, Zeng Xu, due to personal reasons, effective February 12, 2026. Following his resignation, Zeng Xu will not hold any position within the company [1]. Group 1 - The company's board received a written resignation letter from Zeng Xu [1] - Zeng Xu's resignation is attributed to personal reasons [1] - After resigning, Zeng Xu will not serve in any capacity within the company [1]

Group 1 - The core point of the article is the resignation of the general manager, Zeng Xu, from Jianyuan Trust due to personal reasons, effective immediately upon submission of his resignation to the board [1] - Following the resignation, the board of directors held a meeting on February 13, 2026, to approve a resolution allowing the chairman, Qin Yi, to act as the general manager for a period of six months until a suitable replacement is appointed [1] - The article also highlights a significant financial concern, noting a drastic change in the company's net profit, which surged ninefold previously but has now turned into a loss exceeding 200 million yuan, raising questions among shareholders about the company's financial management [1]