Financial Performance - Net profit attributable to shareholders rose by 20.37% to RMB 4,412,421,000 for the year-to-date period [4]. - Operating income for Q3 increased by 22.25% to RMB 4,431,997,000 compared to the same period last year [4]. - Basic earnings per share for Q3 reached RMB 0.27, up 22.73% year-on-year [5]. - The weighted average return on equity increased by 0.88 percentage points to 10.05% year-to-date [4]. - Total operating income for the first nine months of 2018 reached RMB 12,750,995 thousand, a 25.5% increase from RMB 10,210,561 thousand in the same period of 2017 [36]. - Total net profit for the first nine months of 2018 was RMB 4,412,421 thousand, representing a 20.3% increase compared to RMB 3,665,739 thousand in 2017 [36]. - Basic earnings per share for the first nine months of 2018 were RMB 0.86, compared to RMB 0.71 in the same period of 2017, marking a 21.1% increase [36]. - The bank reported a significant increase in investment income, which rose to RMB 1,936,998 thousand from RMB 276,037 thousand, a growth of 600.3% [36]. - The bank's comprehensive income for the first nine months of 2018 was RMB 5,101,046 thousand, up from RMB 3,486,071 thousand, indicating a growth of 46.3% [36]. Assets and Liabilities - Total assets increased by 4.44% to RMB 869,992,376,000 compared to the end of the previous year [4]. - Total liabilities increased to RMB 814,152,339 thousand from RMB 781,144,172 thousand, reflecting a growth of about 4.2% [19]. - Total deposits amounted to RMB 500,768,322 thousand, up from RMB 448,626,861 thousand, indicating an increase of approximately 11.6% [19]. - Total loans increased to RMB 347,095,228 thousand from RMB 283,834,844 thousand, marking a growth of around 22.2% [19]. - The non-performing loan ratio improved to 1.52% from 1.59%, showing a decrease of 0.07 percentage points [19]. - The coverage ratio for loan loss provisions increased to 229.10% from 211.03%, indicating enhanced risk management [19]. - The average return on total assets for the first nine months of 2018 was 0.52%, up from 0.48% in the same period of 2017 [19]. - The core Tier 1 capital adequacy ratio as of September 30, 2018, was 8.21%, down from 8.69% at the end of 2017 [20]. - The liquidity coverage ratio decreased to 123.09% from 137.86%, reflecting a tighter liquidity position [22]. Shareholder Information - The number of total shareholders reached 83,863 as of the report date [9]. - Commonwealth Bank of Australia holds 18.00% of shares, making it the largest shareholder [9]. - Total number of preferred shareholders is 15, with the top ten holding a combined 88.88% of the shares [13]. - The largest preferred shareholder is 永赢基金 with 20,000,000 shares, representing 20.00% of the total [13]. Cash Flow and Investments - The company reported a net cash flow from operating activities of -RMB 28,698,909,000 for the year-to-date period, a decrease of 149.08% compared to the previous year [4]. - Net cash flow from operating activities for the first nine months of 2018 was RMB (28,698,909), a decrease from RMB 58,476,968 in 2017 [40]. - Total cash inflow from investment activities in the first nine months of 2018 was RMB 2,425,512,779, up from RMB 1,770,087,837 in 2017 [40]. - Net cash flow from investment activities for the first nine months of 2018 was RMB 57,939,479, compared to RMB (8,147,569) in 2017 [40]. - Cash inflow from financing activities in the first nine months of 2018 was RMB 80,139,265, down from RMB 163,391,227 in 2017 [43]. - Net cash flow from financing activities for the first nine months of 2018 was RMB (19,452,828), an improvement from RMB (27,001,062) in 2017 [43]. - The net increase in cash and cash equivalents for the first nine months of 2018 was RMB 9,995,511, compared to RMB 23,223,379 in 2017 [43]. - The ending balance of cash and cash equivalents as of September 30, 2018, was RMB 55,527,424, down from RMB 78,163,954 at the end of September 2017 [43]. - Cash received from bond investments in the first nine months of 2018 was RMB 2,137,149,204, compared to RMB 1,486,081,386 in 2017 [40]. - Cash paid for bond investments in the first nine months of 2018 was RMB 2,155,262,807, compared to RMB 1,492,702,275 in 2017 [40]. Operational Developments - The company plans to issue up to RMB 50 billion in special financial bonds to support innovation projects [15]. - The establishment of a new operational center in Shanghai has been approved by the regulatory authority [16]. - The company is in the process of establishing a new branch in Huzhou, Zhejiang Province [16]. - There are no overdue commitments that have not been fulfilled during the reporting period [17].