证券代码：300085 证券简称：银之杰 公告编号：2023-053 深圳市银之杰科技股份有限公司 关于为子公司提供担保的公告 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 一、担保情况概述 深圳市银之杰科技股份有限公司（以下简称"公司"）于 2023 年 4 月 17 日召 开的第五届董事会第二十一次会议、2023 年 5 月 22 日召开的 2022 年度股东大会， 审议通过了《关于 2023 年度担保额度预计的议案》，同意公司为子公司向银行等金 融机构申请融资提供担保的总金额为不超过 2.50 亿元，其中为子公司安科优选（深 圳）技术有限公司（以下简称"安科优选"）提供担保额度为不超过 1.30 亿元，担 保额度有效期为自 2022 年度股东大会审议通过之日起至 2023 年度股东大会召开之 日止。 2023 年 10 月 23 日，公司与珠海华润银行股份有限公司深圳分行（以下简称 "华润银行深圳分行"）签署《最高额保证合同》，公司为安科优选与华润银行深 圳分行签署的最高授信额度为 500 万元的《综合授信合同》提供连带责任保证担保， 担保金额不超过 ...

证券代码:300085 证券简称:银之杰 深圳市银之杰科技股份有限公司投资者关系活动记录表 编号:2023-002 投资者关系活动 ■特定对象调研 □分析师会议 类别 □媒体采访 □业绩说明会 □新闻发布会 □路演活动 □现场参观 □其他(请文字说明其他活动内容) | --- | |-----------------------| | 东方证券,浦俊懿 | | 招商基金,陈西中 | | 信达澳银基金,孔文彬 | | 华宝基金,强超廷 | | 富国基金,陈天元 | | 富国基金,田毅潇 | | 泉汐投资,钱鑫 | | 交银施罗德基金,白家乐 | | 海富通基金,于晨阳 | 参与单位名称及 人员姓名 时间 2023 年 9 月 20 日上午 9:30—12:00 地点 上海 上市公司接待人 董事、总经理 李军 员姓名 副总经理 杨果 数据要素事业部总经理 刘东才 公司董事、总经理李军介绍公司近期经营情况,主要是数 据要素业务的进展: 2022 年 12 月国家发布"数据二十条",2023 年 3 月国家 投资者关系活动 决定组建国家数据局,2023 年 8 月财政部发布《企业数据资 主要内容介绍 源相关会计处理暂 ...

Fundraising and Financial Management - The total amount raised from the non-public issuance of A-shares was 361,801,988.34 RMB, with a net amount of 344,892,058.34 RMB after deducting issuance costs of 16,909,930.00 RMB[2]. - As of the end of the reporting period, the net amount of raised funds was 344,892.06 thousand RMB, with 192,590.9 thousand RMB invested in projects and 28,965.1 thousand RMB remaining, including 20,000 thousand RMB temporarily idle for cash management[2]. - The company used 83 million RMB of the raised funds to permanently supplement working capital in August 2017[2]. - The company has implemented a dedicated account storage system for the raised funds to ensure proper management[2]. - The company has 15,000 thousand RMB temporarily idle for working capital supplementation as of the end of the reporting period[5]. - The company terminated the original bank data analysis application system construction project and redirected the remaining unused funds to projects related to bank digital transformation solutions, smart device industrialization, and R&D center construction[7]. Financial Performance - The company's operating revenue for the current period is ¥524,721,448.67, representing a 5.22% increase compared to ¥498,692,810.86 in the same period last year[58]. - The net profit attributable to shareholders for the current period is -¥27,337,395.31, an improvement of 42.70% from -¥47,713,241.10 in the previous year[58]. - The net cash flow from operating activities improved by 64.82%, reaching -¥6,064,393.92 compared to -¥17,239,022.91 in the same period last year[58]. - The basic and diluted earnings per share are both -¥0.0387, showing a 42.67% improvement from -¥0.0675 in the previous year[58]. - Total assets at the end of the current period are ¥1,331,314,858.93, a 3.29% increase from ¥1,288,907,948.86 at the end of the previous year[58]. - The net assets attributable to shareholders decreased by 2.95%, totaling ¥760,010,647.55 compared to ¥783,089,062.47 at the end of the previous year[58]. - The weighted average return on equity improved by 1.69 percentage points, reaching -3.54% from -5.23% in the previous year[58]. - The total amount of non-recurring gains and losses for the current period is ¥2,825,585.49 after tax effects[65]. Cash Flow and Investment Activities - The cash inflow from operating activities for the first half of 2023 was CNY 551,323,870.09, an increase from CNY 520,906,556.54 in the same period of 2022, representing a growth of approximately 5.9%[112]. - The net cash flow from operating activities was negative CNY 6,064,393.92, an improvement compared to negative CNY 17,239,022.91 in the first half of 2022[112]. - The cash outflow from investing activities was CNY 58,966,736.01, a decrease from CNY 123,010,156.15 in the same period of 2022, indicating a reduction of approximately 52%[113]. - The net cash flow from investing activities was negative CNY 37,763,987.86, worsening from negative CNY 3,002,276.47 in the first half of 2022[113]. - The cash inflow from financing activities totaled CNY 269,126,321.28, an increase from CNY 220,519,737.83 in the same period of 2022, reflecting a growth of about 21.9%[113]. - The net cash flow from financing activities was negative CNY 1,703,368.76, an improvement from negative CNY 27,329,006.15 in the first half of 2022[113]. Business Development and Strategy - The company is actively recruiting high-quality talent to strengthen its internal control system and improve risk management capabilities[19]. - The company is focused on the healthy development of new businesses and the strategic management of investment progress[16]. - The company is expanding its market presence in Southeast Asia, targeting a 25% increase in market share by the end of 2024[79]. - The company has completed the acquisition of a fintech startup, which is expected to contribute an additional RMB 50 million in revenue annually[79]. - Investment in R&D increased by 30% year-on-year, focusing on blockchain and cloud computing technologies[79]. - The company plans to enhance its digital payment services, aiming for a 40% increase in transaction volume by the end of 2023[79]. - The company has established strategic partnerships with three major banks to enhance its credit reporting services[79]. Corporate Governance and Compliance - The company’s board of directors and supervisory board underwent changes, with several members resigning and new members elected on May 22, 2023[22]. - The company has not faced any administrative penalties related to environmental issues during the reporting period[45]. - The company has not reported any violations of external guarantees during the reporting period[47]. - The company has not sold any significant assets during the reporting period[11]. - The company has not reported any related party transactions involving asset or equity acquisitions or sales during the reporting period[31]. - The company has not disclosed any new product or technology developments in the current report[126]. - The company has not reported any mergers or acquisitions in the current reporting period[126]. Financial Reporting and Accounting - The financial statements for the half-year report have not been audited[133]. - The company has evaluated its ability to continue as a going concern and found no significant doubts regarding its ongoing operations[187]. - The financial statements comply with the accounting standards and accurately reflect the company's financial position and results[190]. - The company has important accounting estimates related to goodwill impairment and deferred tax assets[189]. - The company does not report any differences in net profit and net assets between international accounting standards and Chinese accounting standards[59][60].

本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 一、董事会会议召开情况 1.深圳市银之杰科技股份有限公司（以下简称"公司"）第六届董事会第三次会 议通知于 2023 年 8 月 11 日以电子邮件方式向公司全体董事、监事发出，并经电话 确认送达。 证券代码：300085 证券简称：银之杰 公告编号：2023-048 深圳市银之杰科技股份有限公司 第六届董事会第三次会议决议公告 1.会议以 8 票同意，0 票反对，0 票弃权的结果，审议通过了《公司 2023 年半 年度报告及其摘要》。 公司《2023 年半年度报告》及《2023 年半年度报告摘要》详见中国证监会指定 的创业板信息披露网站巨潮资讯网。 2.会议以 8 票同意，0 票反对，0 票弃权的结果，审议通过了《2023 年半年度募 集资金存放与使用情况专项报告》。 《2023 年半年度募集资金存放与使用情况专项报告》详见中国证监会指定的创 业板信息披露网站巨潮资讯网。 三、备查文件 1、经与会董事签字的董事会决议。 2.本次董事会会议于 2023 年 8 月 21 日在深圳市福田区天安数码城天祥大厦 AB ...

单位：万元 | 到位募集 | 以前年度 | 2023 | | 年半年度使用金额 | | 累计利 | 期末专 | | --- | --- | --- | --- | --- | --- | --- | --- | | 资金净额 | 已投入 | 置换先期 投入项目 | 直接投入 募集资金 | 暂时补充 | 永久补 充流动 | 息收入 净额 | 户余额 | | | | 金额 | 项目 | 流动资金 | 资金 | | | | 34,489.21 | 17,921.60 | - | 1,337.49 | 15,000.00 | - | 2,666.40 | 2,896.51 | 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 根据中国证监会发布的《上市公司监管指引第 2 号——上市公司募集资金管理 和使用的监管要求》和《深圳证券交易所上市公司自律监管指引第 2 号——创业板 上市公司规范运作》等有关规定，深圳市银之杰科技股份有限公司（以下简称"公 司"）董事会将 2023 年半年度募集资金存放与使用情况专项说明如下： 一、募集资金基本情况 证券代码：300085 证券简 ...

深圳市银之杰科技股份有限公司 2023年半年度非经营性资金占用及其他关联资金往来情况汇总表 单位：万元 非经营性资金占用 资金占用方名称 占用方与上市公 司的关联关系 上市公司核算 的会计科目 2023 年期初 占用资金余额 2023 年半年度占 用累计发生金额 （不含利息） 2023 年半年度占 用资金的利息 （如有） 2023 年半年度 偿还累计发生 金额 2023 年半年度 期末占用资金 余额 占用形成原因 占用性质 控股股东、实际控制 人及其附属企业 非经营性占用 非经营性占用 小计 - 前控股股东、实际控 制人及其附属企业 非经营性占用 非经营性占用 小计 - 其他关联方及附属企 业 非经营性占用 小计 总计 其它关联资金往来 资金往来方名称 往来方与上市公 司的关联关系 上市公司核算 的会计科目 2023 年期初 往来资金余额 2023 年半年度往 来累计发生金额 （不含利息） 2023 年半年度往 来资金的利息 （如有） 2023 年半年度 偿还累计发生 金额 2023 年半年度 期末往来资金 余额 往来形成原因 往来性质 （经营性往 来、非经营性 往来） 控股股东、实际控制 人及其附属企业 经 ...

二、关于 2023 年半年度募集资金存放与使用的独立意见 深圳市银之杰科技股份有限公司独立董事 关于第六届董事会第三次会议相关事项的独立意见 根据《上市公司独立董事规则》、《深圳证券交易所上市公司自律监管指引第 2 号——创业板上市公司规范运作》以及公司《独立董事工作制度》、《公司章程》等 相关法律法规、规章制度的规定，我们作为深圳市银之杰科技股份有限公司（以下 简称"公司"）的独立董事，本着谨慎的原则，基于独立判断的立场，对公司第六届 董事会第三次会议审议的相关事项发表如下独立意见： 一、关于控股股东及其他关联方占用公司资金、公司对外担保情况的专项说明 和独立意见 1.报告期内公司不存在控股股东及其他关联方违规占用公司资金的情况； 公司已制定《对外担保管理制度》，并能够严格执行有关规定，控制对外担保风 险。截至 2023 年 6 月 30 日，公司对外担保余额为 8,320 万元，占公司最近一期经 审计净资产的比例为 10.62%，均为本公司对子公司的担保。公司严格贯彻执行关于 上市公司对外担保事项的有关规定。报告期内公司未发生违规对外担保事项，也不 存在以前年度发生并累积至 2023 年 6 月 30 日 ...

证券代码：300085 证券简称：银之杰 公告编号：2023-049 深圳市银之杰科技股份有限公司 3.本次监事会会议应出席监事 3 人，实际出席会议的监事 3 人，委托出席的监 事 0 人，缺席会议的监事 0 人。董事会秘书刘奕列席了会议。 4.本次监事会会议的召开符合《中华人民共和国公司法》（以下简称"《公司法》"） 和《深圳市银之杰科技股份有限公司章程》（以下简称"《公司章程》"）的规定。 二、监事会会议审议情况 1.会议以 3 票同意，0 票反对，0 票弃权的结果，审议通过了《公司 2023 年半 年度报告及其摘要》。 经全体监事认真核查认为：董事会编制的深圳市银之杰科技股份有限公司 2023 年半年度报告及其摘要的程序符合法律、行政法规和中国证监会的规定，报告内容 真实、准确、完整地反映了公司 2023 年半年度经营的实际情况，不存在虚假记载、 误导性陈述或者重大遗漏。 第六届监事会第三次会议决议的公告 本公司及监事会全体成员保证公告内容真实、准确、完整，没有虚假记载、 误导性陈述或重大遗漏。 一、监事会会议召开情况 1.深圳市银之杰科技股份有限公司（以下简称"公司"）第六届监事会第三次 会议通知于 ...

证券代码：300085 证券简称：银之杰 深圳市银之杰科技股份有限公司投资者关系活动记录表 | --- | --- | --- | --- | |----------------|---------------|-------------|----------------| | | | | 编号：2023-001 | | | □特定对象调研 | □分析师会议 | | | | □媒体采访 | ■业绩说明会 | | | 投资者关系活动 | | | | | | □新闻发布会 | □路演活动 | | | 类别 | | | | | | □现场参观 | | | □其他（请文字说明其他活动内容） 参与单位名称及 人员姓名 线上参与公司 2022 年度网上业绩说明会的投资者 时间 2023 年 5 月 9 日（星期二）下午 15:00-17:00 地点 "约调研"网络平台 上市公司接待人 董事长陈向军先生，总经理李军先生，董事会秘书兼财务总监 员姓名 宋卢亮先生，独立董事朱厚佳先生 公司于 2023 年 5 月 9 日（星期二）下午 15:00-17:00 在 "约调研"网络平台举行 2022 年度业绩网上说明会，本次年 度 ...

Financial Performance - The company's operating revenue for Q1 2023 was ¥271,904,407.81, an increase of 9.90% compared to ¥247,418,495.70 in the same period last year[4]. - Net profit attributable to shareholders was ¥1,221,583.03, a significant turnaround from a loss of ¥33,445,991.98 in the previous year, representing a growth of 103.65%[4]. - The net profit after deducting non-recurring gains and losses was -¥848,859.99, an improvement of 97.64% from -¥35,946,933.52 year-on-year[4]. - The net profit for the first quarter was 1,193,453.35, a significant recovery from a net loss of 31,903,433.88 in the same period last year, marking a turnaround in performance[24]. - The total profit for the period was 1,013,454.31, a substantial improvement from a total loss of 34,297,968.75 in the same quarter last year[24]. - Basic and diluted earnings per share were both ¥0.0017, up 103.59% from -¥0.0473 in the same period last year[4]. - Basic and diluted earnings per share increased by 0.0490 per share, representing a growth of 103.59% compared to the previous year, attributed to the company's profitability during the reporting period[31]. Cash Flow - The net cash flow from operating activities improved to -¥3,593,196.94, a 92.04% increase from -¥45,119,725.91 in the previous year[4]. - Cash inflow from operating activities totaled ¥267,942,176.04, compared to ¥232,270,723.63 in the previous period[62]. - The net cash flow from operating activities was -$3,593,196.94, a significant improvement from -$45,119,725.91 in the previous period, indicating a recovery in operational efficiency[65]. - Total cash outflow from operating activities amounted to $271,535,372.98, slightly down from $277,390,449.54 year-over-year[65]. - Cash inflow from investment activities was $1,500.00, compared to $62,520,763.85 in the previous period, reflecting a decrease in investment recovery[65]. - The net cash flow from investment activities was -$31,173,673.37, a decline from -$1,127,819.31, indicating increased investment expenditures[65]. - Cash inflow from financing activities totaled $150,593,560.28, up from $92,658,891.60, showing a strong increase in financing efforts[65]. - Cash outflow from financing activities was $126,464,524.10, compared to $119,563,954.40, indicating higher debt repayments and distributions[65]. - The net increase in cash and cash equivalents was -$11,620,186.91, an improvement from -$73,334,322.14, suggesting better cash management[65]. - The beginning balance of cash and cash equivalents was $228,543,807.71, down from $358,331,084.38, reflecting a tighter liquidity position[65]. Assets and Liabilities - Total assets at the end of the reporting period were ¥1,371,931,776.27, reflecting a 6.44% increase from ¥1,288,907,948.86 at the end of the previous year[4]. - Non-current assets increased by ¥2,630,100, a growth of 351.58%, primarily due to the acquisition of software copyrights and trademarks by a subsidiary[6]. - Current liabilities rose to ¥313,914,284.16 from ¥257,169,102.08, an increase of 22.1%[41]. - Lease liabilities increased by ¥2,803,700, a rise of 77.93%, mainly due to the renewal of office leases by a subsidiary[13]. - The balance of notes payable increased by 1,062.82, a growth of 100.71%, due to new bank acceptance bills issued by a subsidiary for payment[30]. Shareholder Information - Shareholders' equity attributable to the parent company was ¥790,420,303.08, a slight increase of 0.94% from ¥783,089,062.47 at the end of the previous year[4]. - The total number of ordinary shareholders at the end of the reporting period was 47,566, indicating a broad shareholder base[36]. Expenses and Income - Other income increased by ¥787,700, representing a growth of 33.76% due to increased tax refunds from subsidiaries[7]. - The company's research and development expenses were 14,104,852.76, slightly decreased from 14,231,854.31 in the previous year, reflecting a stable investment in innovation[24]. - The income tax expense increased by 221.45, a rise of 92.48%, primarily due to a reduction in deferred tax asset provisions by subsidiaries[31]. - The impairment loss on assets decreased by 18.82, down 93.30%, indicating improved asset management and reduced provisions for inventory depreciation[33]. - Other comprehensive income after tax amounted to 3,706,432.62, a recovery from a loss of 711,286.09 in the previous year, reflecting improved overall financial health[24]. - The company's financial expenses decreased significantly to 1,530,978.51 from 4,016,034.85, indicating better cost management[24]. - Investment income increased by ¥8,085,100.00, a growth of 60.57%, attributed to reduced losses from an associated enterprise[53]. - Development expenditures increased to ¥162,469,646.00, a growth of 78.45% from ¥91,043,474.50, due to ongoing investments in R&D projects[57]. - Tax and additional charges increased by ¥453,900.00, a growth of 108.21%, driven by increased sales revenue from a subsidiary[58]. - Financial expenses decreased by ¥2,485,100.00, a decline of 61.88%, due to reduced loan interest and government subsidies received[58]. - Credit impairment losses decreased by ¥5,389,400.00, a decline of 78.25%, due to reduced provisions for bad debts from a subsidiary[59]. - Employee compensation payments increased to ¥31,166,034.66 from ¥30,042,433.00, indicating a rise in workforce costs[65]. - Tax payments decreased to ¥9,620,388.69 from ¥11,057,906.88, suggesting potential tax efficiency improvements[65].