Core Viewpoint - The financial technology sector is experiencing significant growth, driven by favorable policies and increasing investments, as evidenced by the performance of the China Securities Financial Technology Theme Index and related ETFs [3][4]. Group 1: Market Performance - As of April 23, 2025, the China Securities Financial Technology Theme Index rose by 2.17%, with notable increases in constituent stocks such as New Morning Technology (up 19.99%) and Lakala (up 14.79%) [3]. - The Financial Technology ETF (516860) also saw a rise of 2.19%, marking its fourth consecutive increase, with a latest price of 1.21 yuan [3]. - The ETF recorded a turnover rate of 3.18% and a transaction volume of 26.91 million yuan during the trading session [3]. Group 2: Policy and Industry Outlook - The National Development and Reform Commission and the National Bureau of Statistics have issued key work points for the development of the digital economy and society by 2025, which are expected to accelerate the digital transformation and intelligent upgrade of industries in China [3]. - Longjiang Securities suggests focusing on companies with data resources or capabilities in data product development, particularly those that have gained advantages in sectors like healthcare, finance, and education [3]. Group 3: ETF Performance Metrics - The Financial Technology ETF has shown a net value increase of 63.28% over the past year, ranking first among comparable funds [4]. - Since its inception, the ETF has achieved a maximum monthly return of 55.92% and an average monthly return of 10.57%, with a historical three-year profit probability of 96.38% [4]. - The ETF's management fee is 0.50%, and the custody fee is 0.10%, making it one of the lowest in its category [4]. Group 4: Tracking Accuracy and Major Holdings - The Financial Technology ETF has the highest tracking accuracy among comparable funds, with a tracking error of 0.043% year-to-date [5]. - As of March 31, 2025, the top ten weighted stocks in the index accounted for 54.32% of the total, with stocks like Tonghuashun and Dongfang Caifu being the most significant contributors [5].

证券代码：300085 证券简称：银之杰 公告编号：2025-032 深圳市银之杰科技股份有限公司 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 深圳市银之杰科技股份有限公司《2025 年第一季度报告》已于 2025 年 4 月 23 日在中国证监会指定的创业板信息披露网站巨潮资讯网上披露，敬请投资者注意查 阅。 特此公告。 深圳市银之杰科技股份有限公司董事会 二〇二五年四月二十三日 2025年第一季度报告披露提示性公告 ...

本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 一、本次计提及转回资产减值准备情况 （一）计提及转回资产减值准备的原因 依据《企业会计准则第 8 号-资产减值》及公司会计政策相关规定，本着谨慎性 原则，深圳市银之杰科技股份有限公司（以下简称"公司"）对合并报表范围内截 至 2025 年 3 月 31 日的应收款项、存货、固定资产、长期股权投资、无形资产等资 产进行了减值测试后，判断存在可能发生减值的迹象，确定 2025 年第一季度需计提 及转回资产减值准备的明细如下表： 单位：万元 | 项目 | 本期计提 | 本期收回或转回 | 利润影响额 | | --- | --- | --- | --- | | 信用减值损失： | | | | | 应收账款 | 163.39 | 1,427.63 | 1,264.24 | | 其他应收款 | 15.54 | 65.91 | 50.37 | | 其他流动资产 | 9.43 | | -9.43 | | 资产减值损失： | | | | | 存货 | 56.54 | | -56.54 | | 合计 | 244.90 | 1,493 ...

一、主要会计数据和财务指标 | 报告期指标 | 2025年一季报 | 2024年一季报 | 本年比上年增减(%) | 2023年一季报 | | --- | --- | --- | --- | --- | | 基本每股收益（元） | -0.0363 | -0.0444 | 18.24 | 0.0017 | | 每股净资产（元） | 0.73 | 0.9 | -18.89 | 1.12 | | 每股公积金(元) | 0.48 | 0.48 | 0 | 0.49 | | 每股未分配利润(元) | -0.73 | -0.55 | -32.73 | -0.34 | | 每股经营现金流(元) | - | - | - | - | | 营业收入(亿元) | 1.73 | 2.09 | -17.22 | 2.72 | | 净利润(亿元) | -0.26 | -0.31 | 16.13 | 0.01 | | 净资产收益率(%) | -4.84 | -4.81 | -0.62 | 0.16 | 数据四舍五入，查看更多财务数据>> 三、分红送配方案情况 本次公司不分配不转赠。 二、前10名无限售条件股东持股情况 前十大流通股东累计持 ...

Financial Performance - The company's revenue for Q1 2025 was ¥173,345,831.52, a decrease of 17.14% compared to ¥209,206,106.86 in the same period last year[5]. - The net loss attributable to shareholders was ¥25,620,342.96, an improvement of 18.38% from a loss of ¥31,388,588.94 in the previous year[5]. - Total operating revenue for the current period was ¥173,345,831.52, a decrease of 17.2% compared to ¥209,206,106.86 in the previous period[24]. - Operating profit for the current period was -¥25,227,469.14, an improvement from -¥30,743,118.72 in the previous period[24]. - The net profit for the current period was -27,613,228.70 CNY, an improvement from -31,388,588.94 CNY in the previous period, indicating a reduction in losses of approximately 12.3%[25]. - The total comprehensive income for the current period was -28,295,432.00 CNY, compared to -30,282,468.46 CNY in the previous period, reflecting a reduction in comprehensive losses[25]. Cash Flow - The net cash flow from operating activities was ¥19,968,691.52, a significant increase of 138.69% compared to a negative cash flow of ¥51,616,201.38 last year[5]. - The cash inflow from operating activities totaled 230,854,813.68 CNY, while cash outflow was 210,886,122.16 CNY, resulting in a positive net cash flow from operations[27]. - The cash flow from financing activities resulted in a net outflow of -12,477,333.55 CNY, an improvement from -34,764,582.69 CNY in the previous period[28]. - The company received 143,129,364.30 CNY in borrowings during the current period, compared to 78,536,373.40 CNY in the previous period, indicating a significant increase in financing[28]. Assets and Liabilities - Total assets decreased by 4.68% to ¥1,046,185,801.40 from ¥1,097,563,382.30 at the end of the previous year[5]. - Total current assets decreased to ¥661,632,240.74 from ¥703,421,906.87, a decline of 5.9%[21]. - Total liabilities decreased to ¥528,608,968.12 from ¥557,783,479.69, a reduction of 5.2%[22]. - Cash and cash equivalents at the end of the period were ¥271,417,943.23, down from ¥274,993,555.24 at the beginning of the period[21]. - Accounts receivable decreased to ¥172,178,652.82 from ¥200,271,930.85, a decline of 13.9%[21]. - Inventory increased to ¥115,489,413.27 from ¥106,904,526.39, an increase of 8.3%[21]. Shareholder Information - The number of ordinary shareholders at the end of the reporting period was 132,062[14]. - The top three shareholders held a combined 31.61% of the shares, with the largest shareholder holding 13.05%[14]. - The top ten shareholders include Chen Xiangjun (5.39%), Li Jun (4.92%), and Feng Jun (1.48%) among others[15]. - The company has not disclosed any related party relationships among the top ten shareholders[15]. Management and Expenses - Management expenses increased by ¥8,550,800, a growth of 73.71%, primarily due to severance payments and share-based payment expenses[9]. - R&D expenses rose by ¥7,061,500, a growth of 48.13%, attributed to increased personnel costs in innovative business[9]. Stock Incentive Plan - The company approved a stock incentive plan on February 18, 2025, granting a total of 2.53 million restricted shares, accounting for 0.36% of the total share capital at the time of the announcement[18]. - The initial grant consists of 2.03 million shares, representing 0.29% of the total share capital, and 80.24% of the total granted rights[18]. - The company held a board meeting on March 7, 2025, to approve the first grant of restricted stock to 17 eligible recipients, totaling 2.03 million shares at a price of 21.29 RMB per share[19]. - The total number of restricted shares held by Chen Xiangjun decreased to 28,541,025 shares after the release of 8,573,250 shares[17]. - The total number of restricted shares held by Li Jun decreased to 26,086,650 shares after the release of 8,573,250 shares[17]. - The total number of restricted shares for both Chen Xiangjun and Li Jun combined is 54,627,675 shares after the release[17]. - The company reported a total of 71,774,175 restricted shares at the beginning of the period, with 17,146,500 shares released during the period[17].

曾被贴上"6倍大妖股"、"减持收割机"等标签而迅速蹿红的银之杰（300085.SZ）昨日公布了其2024年财报，暴露了公司毫无核心竞争力的事实。 财报显示，公司去年营业收入8.63亿元，同比下降15.02%，归母净利润-1.29亿元，同比亏幅扩大。因此前重金收购的移动信息服务业务屡现亏损，对 外投资持续爆雷却难甩包袱，加之金融板块深陷巨亏，银之杰在过去四年间累计亏损已高达5.22亿元。 尽管公司多元化发展失利、深陷亏损泥潭，但仍挡不住大股东各种花式减持。颇为荒诞的是，去年实控人协议转让股份的举动，巧妙迎合了市场关于 借壳、重组预期的炒作，令银之杰完美演绎了一出股价绝地大反弹。 豪赌多元化失利 公开资料显示，银之杰成立于1998年10月，2010年5月在深圳证券交易所创业板上市。 2014年开始，银之杰通过频繁并购踏上多元化发展之路，并逐渐形成了金融信息化、移动信息服务、电子商务三大业务布局。在此之前，银之杰的主 业为金融信息化，营收占比一度曾达到100%。 截至目前，公司金融服务收入占比已降至11.49%，移动商务服务和电子商务营收占比分别达到56.37%、32.14%，成为公司的两大营收支柱。 | | | ...

Core Viewpoint - Silver Zhijie (SZ300085) reported a 15.02% year-on-year decline in revenue for 2024, with net losses widening to 129 million yuan, raising investor concerns about the company's future [1] Financial Performance - The company has been in a continuous loss situation since 2021, accumulating losses of 522 million yuan over the past four years [1] - The actual controllers of the company have engaged in significant share sell-offs, with Chen Xiangjun cashing out 105 million yuan, Li Jun 138 million yuan, and the second-largest shareholder He Ye 190 million yuan [1] - In September 2024, the actual controllers signed a share transfer agreement to transfer 49.462 million shares, representing 7% of the total share capital, for approximately 348 million yuan [1] Governance and Market Confidence - Frequent share sell-offs by the actual controllers have weakened market confidence and may lead to instability in the company's governance structure [2] - The company faces severe challenges in its future development due to the dual pressures of declining performance and shareholder sell-offs [2] Strategic Recommendations - The company needs to optimize its business layout, focusing on core competencies and enhancing market competitiveness in short message communication services, e-commerce, and financial software [2] - Increased investment in research and development is necessary to drive technological innovation and meet the demands of the digital age [2] - Strengthening internal governance and improving operational efficiency are essential to reduce unnecessary costs [2] - The company should rationally plan the use of funds and optimize its capital structure to avoid over-reliance on shareholder sell-offs for financial issues [2] - Enhancing communication with investors is crucial to boost market confidence and stabilize stock prices [2]

Group 1 - The core viewpoint of the news is the disclosure of institutional and public fund holdings in Yinzhijie (300085.SZ) as of April 15, 2025, highlighting changes in ownership and investment trends [1][2] Group 2 - As of April 15, 2025, a total of 71 institutional investors hold shares in Yinzhijie, with a combined holding of 32.209 million shares, representing 4.56% of the total share capital [1] - The top ten institutional investors account for a combined holding ratio of 4.39%, which is a decrease of 0.06 percentage points compared to the previous quarter [1] Group 3 - In the public fund sector, there are 7 funds that increased their holdings, with a total increase ratio of 0.59%, including funds like Huabao CSI Financial Technology Theme ETF and Bosera Financial Technology ETF [2] - Conversely, 3 public funds decreased their holdings, showing a slight decline, while 58 new public funds were disclosed, including Huaxia CSI 1000 ETF and GF CSI 1000 ETF [2] Group 4 - From the foreign investment perspective, there is 1 foreign fund that increased its holdings, specifically Hong Kong Central Clearing Limited, with an increase ratio of 0.70% [2]

证券代码：300085 证券简称：银之杰 公告编号：2025-031 深圳市银之杰科技股份有限公司 关于召开2024年度股东大会的通知 本公司及董事会全体成员保证信息披露的内容真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 一、召开会议的基本情况 1．本次股东大会是深圳市银之杰科技股份有限公司（以下简称"公司"）2024 年度股东大会（以下简称"本次股东大会"、"会议"）。 2．本次股东大会经公司第六届董事会第十五次会议决议召开，由公司董事会召 集举行。 3．本次股东大会的召开符合《中华人民共和国公司法》和《深圳市银之杰科技 股份有限公司章程》的规定。 4．会议召开的日期、时间： （1）现场会议时间：2025 年 5 月 8 日下午 14：00 开始。 （1）现场投票：股东本人出席现场会议或者通过授权委托书（见附件）委托他 人出席现场会议。 （2）网络投票：公司将通过深圳证券交易所（以下简称"深交所"）交易系统 和互联网投票系统（http://wltp.cninfo.com.cn）向全体股东提供网络投票平台，股东 可以在网络投票时间内通过上述系统行使表决权。同一股份只能选择现场投票、网 络投票或符合 ...

深圳市银之杰科技股份有限公司 证券代码：300085 证券简称：银之杰 公告编号：2025-016 第六届监事会第十四次会议决议公告 本公司及监事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 一、监事会会议召开情况 1.深圳市银之杰科技股份有限公司（以下简称"公司"）第六届监事会第十四 次会议通知于 2025 年 4 月 3 日以电子邮件方式向公司全体监事发出，并经电话确认 送达。 2. 本次监事会会议于 2025 年 4 月 14 日在深圳市福田区泰然七路博今商务广场 B 座十二层公司第一会议室以现场表决结合通讯表决方式召开。 3. 本次监事会会议应出席监事 3 人，实际出席会议的监事 3 人，缺席会议的监 事 0 人。董事会秘书刘奕列席了会议。 4.本次监事会会议的召开符合《中华人民共和国公司法》和《深圳市银之杰科 技股份有限公司章程》的规定。 二、监事会会议审议情况 1.会议以 3 票同意，0 票反对，0 票弃权的结果，审议通过了《2024 年度监事 会工作报告》。 公司《2024 年度监事工作报告》见中国证监会指定的创业板信息披露网站巨潮 资讯网。 本项议案尚需 ...