Financial Performance - The company's revenue for Q3 2022 was ¥35,658,402.16, a decrease of 30.90% compared to the same period last year[4] - Net profit attributable to shareholders was ¥2,378,034.58, down 52.41% year-on-year[4] - The net profit after deducting non-recurring gains and losses was ¥1,565,023.11, a decrease of 51.33% compared to the previous year[4] - Total operating revenue for Q3 2022 was CNY 120,048,804.57, a decrease from CNY 134,901,000.20 in the previous period[21] - Net profit for Q3 2022 was CNY 14,201,652.21, down from CNY 17,815,459.38 in the same period last year[23] - Basic and diluted earnings per share for Q3 2022 were both 0.0431, down from 0.0543 in the previous period, indicating a decrease of approximately 20%[24] Assets and Liabilities - The total assets at the end of the reporting period were ¥706,783,313.76, a decrease of 4.05% from the end of the previous year[5] - The company's total assets decreased to CNY 706,783,313.76 from CNY 736,607,619.49[19] - Total liabilities decreased to CNY 55,210,937.15 from CNY 77,916,817.60[19] - The equity attributable to shareholders of the parent company was CNY 653,498,667.93, down from CNY 660,663,086.89[19] Cash Flow - The cash flow from operating activities was -¥14,047,033.55, an improvement of 68.70% compared to the same period last year[4] - Cash inflow from operating activities totaled 100,385,233.12 CNY, a decline of about 16.5% compared to 120,164,761.93 CNY in the same period last year[24] - Cash outflow from operating activities was 114,432,266.67 CNY, resulting in a net cash flow from operating activities of -14,047,033.55 CNY, an improvement from -44,881,395.05 CNY in the previous year[24] - Cash inflow from investment activities was 248,072,228.84 CNY, down 50.9% from 504,452,753.04 CNY year-over-year[25] - Cash outflow from investment activities was 249,498,147.71 CNY, leading to a net cash flow from investment activities of -1,425,918.87 CNY, slightly better than -1,948,892.04 CNY in the previous year[25] - Cash flow from financing activities resulted in a net outflow of 22,677,531.27 CNY, compared to a net outflow of 28,595,196.49 CNY in the same period last year[25] Shareholder Information - The total number of common shareholders at the end of the reporting period is 20,950[11] - The largest shareholder, Chen Zhe, holds 35.37% of the shares, totaling 116,043,803 shares[11] - The total number of restricted shares held by major shareholders remains unchanged at 146,919,102 shares[14] - The company has no new shares released from restrictions during the reporting period[14] - The total number of shares held by the top ten unrestricted shareholders includes 22,036,684 shares held by Chen Zhe[11] Expenses - The company's management expenses increased by 35.38% to ¥17,194,108.24 due to higher fixed asset depreciation[9] - The company reported a 128.29% increase in financial expenses to ¥92,682.25, primarily due to a decline in interest income[9] - Research and development expenses for Q3 2022 were CNY 15,066,168.69, slightly down from CNY 15,839,878.30[22] - The company reported a financial expense of CNY 92,682.25, compared to a financial income of CNY -327,667.40 in the previous period[22] Inventory and Receivables - Accounts receivable increased from ¥76,000,618.81 to ¥100,674,329.51, reflecting a growth of approximately 32.4%[17] - The company’s inventory decreased slightly from ¥61,581,490.54 to ¥57,885,175.14, a decrease of about 6.9%[17] - The company's trading financial assets decreased from ¥120,183,698.64 to ¥45,756,687.39, a decline of about 61.9%[17] - The total current assets decreased from ¥352,991,210.12 at the beginning of the year to ¥311,863,316.11, a reduction of about 11.6%[17] Strategic Outlook - The company’s cash flow from operating activities remains a focus for future growth strategies[20] - The company is exploring market expansion opportunities and potential mergers and acquisitions to enhance its competitive position[20] Reporting and Auditing - The report for Q3 2022 was not audited, indicating that the figures may be subject to change upon final review[26] - The company’s board of directors released the report on October 25, 2022, reflecting the latest financial performance and strategic outlook[27]

Revenue and Profit - The company's revenue for Q1 2022 was CNY 40,308,881.91, representing a 3.32% increase compared to CNY 39,014,583.97 in the same period last year[3]. - Net profit attributable to shareholders decreased by 5.43% to CNY 5,876,122.52 from CNY 6,213,267.05 year-on-year[3]. - The total operating revenue for the current period is CNY 40,308,881.91, an increase of 3.30% compared to CNY 39,014,583.97 in the previous period[20]. - The net profit for Q1 2022 was CNY 5,876,200.58, a decrease of 5.4% compared to CNY 6,212,966.42 in Q1 2021[21]. - Operating profit for Q1 2022 was CNY 6,279,914.06, down from CNY 6,801,398.63 in the same period last year, reflecting a decline of 7.6%[21]. - The total comprehensive income for Q1 2022 was CNY 5,876,200.58, down from CNY 6,212,966.42 in the same quarter of the previous year[22]. Cash Flow and Operating Activities - The net cash flow from operating activities improved by 39.46%, reaching CNY -13,754,598.21, compared to CNY -22,721,288.45 in the previous year[3]. - The cash flow from operating activities showed a net outflow of CNY -13,754,598.21, an improvement from CNY -22,721,288.45 in the previous year[25]. - Investment activities resulted in a net cash outflow of CNY -17,217,796.39, compared to CNY -32,521,126.51 in Q1 2021, showing a reduction in cash outflow[26]. Assets and Liabilities - The total assets at the end of the reporting period were CNY 730,897,931.58, a decrease of 0.78% from CNY 736,607,619.49 at the end of the previous year[3]. - The total liabilities decreased to CNY 66,330,929.11 from CNY 77,916,817.60, indicating a reduction of approximately 15%[18]. - Cash and cash equivalents at the end of the period are CNY 18,791,117.84, down from CNY 50,072,954.09 at the beginning of the period, a decrease of approximately 62.5%[16]. - Accounts receivable increased to CNY 92,751,956.82 from CNY 76,000,618.81, reflecting a growth of 22.0%[16]. - Inventory at the end of the period is CNY 64,500,598.69, up from CNY 61,581,490.54, indicating an increase of 4.67%[16]. - The company has a long-term investment in fixed assets totaling CNY 327,761,604.73, slightly down from CNY 329,710,423.65[17]. Expenses - Management expenses increased by 142.93% year-on-year, mainly due to higher fixed asset depreciation[7]. - The total operating costs for the current period amount to CNY 36,624,098.06, which is a rise of 5.66% from CNY 34,663,434.37 in the previous period[20]. - The operating cost specifically for the current period is CNY 18,326,969.94, up from CNY 17,556,559.87, reflecting a growth of 4.38%[20]. - The company incurred sales expenses of CNY 8,059,874.71, a decrease of 17.0% from CNY 9,708,706.17 in the previous year[21]. - Research and development expenses were CNY 4,639,093.52, a decrease of 9.6% compared to CNY 5,130,037.83 in Q1 2021[21]. Other Income and Gains - Other income rose by 55.22% compared to the previous year, attributed to an increase in VAT refunds[7]. - The company reported a total of CNY 553,183.43 in non-recurring gains and losses for the period[5]. - Investment income decreased by 63.25% compared to the same period last year, primarily due to a decline in financial product returns[7]. Shareholder Information - The number of ordinary shareholders at the end of the reporting period was 25,990[9]. - The company's equity attributable to shareholders increased by 0.89% to CNY 666,539,209.41 from CNY 660,663,086.89 at the end of the previous year[3]. - The total equity attributable to shareholders increased to CNY 666,539,209.41 from CNY 660,663,086.89, showing a growth of about 0.13%[18]. - The company reported a basic and diluted earnings per share of CNY 0.02 for both Q1 2022 and Q1 2021, indicating stability in earnings per share[22].

Financial Performance - The company's operating revenue for 2021 was ¥167,231,209.32, a decrease of 17.99% compared to ¥203,926,202.98 in 2020[18]. - The net profit attributable to shareholders for 2021 was ¥14,183,070.66, down 17.95% from ¥17,285,190.02 in the previous year[18]. - The net cash flow from operating activities was negative at -¥21,311,512.61, a decline of 143.59% compared to ¥48,893,909.05 in 2020[18]. - Basic earnings per share for 2021 were ¥0.04, a decrease of 20.00% from ¥0.05 in 2020[18]. - Total assets at the end of 2021 were ¥736,607,619.49, a decrease of 2.70% from ¥757,055,186.51 at the end of 2020[18]. - The net assets attributable to shareholders at the end of 2021 were ¥660,663,086.89, down 0.90% from ¥666,671,271.63 in 2020[18]. - The company reported a weighted average return on equity of 2.14% for 2021, down from 2.59% in 2020[18]. - The net profit after deducting non-recurring gains and losses for 2021 was ¥7,221,515.88, a decrease of 5.21% from ¥7,618,046.04 in 2020[18]. - The company achieved a revenue of 167.23 million yuan in 2021, a decrease of 17.99% compared to the previous year[46]. - The software and information technology segment accounted for 99.77% of total revenue, with a revenue of 166.85 million yuan, reflecting an 18.18% decrease year-on-year[51]. Cash Flow and Investments - The net cash flow from operating activities in 2021 was -¥21,311,512.61, a significant decline of 143.59% compared to the previous year, primarily due to reduced sales collections[73]. - The net cash flow from investment activities improved by 130.79% in 2021, reaching ¥19,134,079.61, mainly due to a decrease in the amount spent on construction projects[73]. - The company reported a decrease in cash inflow from operating activities by 35.23% to ¥185,022,103.85 in 2021[73]. - The company experienced a 27.61% decline in net cash flow from financing activities, totaling -¥30,956,268.62, due to the absence of new bank loans[73]. - The total investment amount for the reporting period was ¥36,328,879.31, a decrease of 40.78% compared to the previous year's investment of ¥61,342,123.24[83]. Market and Product Development - The company operates in the software and information technology services industry, focusing on financial technology solutions, which are less affected by economic cycles compared to traditional industries[31]. - The company provides integrated solutions for cash management and security control for financial institutions, leveraging technologies such as IoT and AI[30]. - The market demand for intelligent business library products has increased following the implementation of new security standards in the banking sector[29]. - The company has developed a range of solutions including cash management systems and intelligent business library management systems, positioning itself as a leader in this niche market[30]. - The financial technology development plan issued by the People's Bank of China aims to accelerate the digital transformation of financial institutions, creating new opportunities for the company[30]. - The company is focusing on optimizing its organizational structure to enhance employee creativity and operational efficiency[48]. - The company is advancing its integrated product development and customer relationship management systems to improve data analysis and management decision-making[48]. - The company is actively expanding its product offerings and business solutions to meet customer needs and enhance market presence[47]. Research and Development - The company has obtained 26 invention patents, 80 utility model patents, 23 design patents, and 41 software copyrights, demonstrating strong R&D capabilities[41]. - The company has established research partnerships with several universities, enhancing its technology development and application capabilities[41]. - In 2021, the company's R&D investment amounted to ¥22,289,514.97, representing 13.33% of operating revenue, an increase from 12.72% in 2020[73]. - The number of R&D personnel decreased by 9.18% from 98 in 2020 to 89 in 2021, with a slight decline in the proportion of R&D staff from 34.38% to 34.10%[73]. Governance and Compliance - The company has held 1 annual general meeting and 5 extraordinary general meetings during the reporting period, ensuring compliance with governance regulations[108]. - The board of directors convened 11 meetings, maintaining adherence to legal and regulatory requirements[108]. - The supervisory board held 9 meetings, ensuring oversight of the company's financial status and compliance[108]. - The company maintains independence from its controlling shareholder in terms of business operations, personnel, assets, and finances[111]. - The company has established a complete and independent financial department, ensuring proper financial accounting and tax compliance[112]. - The company emphasizes continuous monitoring of market conditions and technological trends to enhance profitability and meet market demands[103]. - The company has committed to maintaining a governance structure that includes a general meeting of shareholders, a board of directors, and a supervisory board to safeguard investor interests[168]. Challenges and Risks - The company acknowledges potential risks in product innovation, market expansion, and reliance on banking, which may impact future performance[5]. - The company faces product innovation development risks due to the rapid advancement of technology and increasing regulatory scrutiny in the financial sector, necessitating timely adaptation to market demands[101]. - The company is primarily dependent on the banking industry, and any downturn in this sector could significantly impact its operations and growth[102]. - The company faces risks of declining gross margins due to intense competition in the fintech sector, necessitating continuous innovation and market share maintenance[102]. Employee and Management - The company has a professional management team with extensive industry experience, emphasizing risk control and steady growth[45]. - The total remuneration for the board of directors, supervisors, and senior management amounted to 551.17 million CNY[130]. - Chairwoman and General Manager Chen Zhe received a total pre-tax remuneration of 141.60 million CNY[130]. - The company has established a talent management system to attract and retain core technical personnel, enhancing team stability[103]. - The total hours of outsourced labor amounted to 42,070 hours, with total payments for outsourced labor reaching CNY 978,049[144]. Future Outlook - The company plans to expand its market presence and is focusing on new product development and technological advancements in the upcoming fiscal year[121]. - Future outlook indicates a projected revenue growth of 10% for 2022, driven by new product launches and market expansion strategies[172]. - The company plans to implement a new customer loyalty program, targeting a 15% increase in repeat purchases by the end of 2022[173]. - The company is investing heavily in R&D, with an allocation of 200 million yuan for the development of new technologies and products in 2022[173].

Financial Performance - The company's revenue for Q3 2021 was ¥51,605,769.37, representing a 3.10% increase year-over-year[3] - Net profit attributable to shareholders decreased by 28.83% to ¥4,996,892.89 in Q3 2021[3] - The net profit after deducting non-recurring gains and losses increased by 36.68% to ¥3,215,908.73 for Q3 2021[3] - The company’s basic earnings per share for Q3 2021 was ¥0.0152, down 28.97% year-over-year[3] - The net profit attributable to the parent company for Q3 2021 was ¥17,819,424.79, an increase from ¥16,136,086.55 in Q3 2020, representing a growth of approximately 10.5%[28] - The basic and diluted earnings per share for Q3 2021 were both ¥0.0543, up from ¥0.0492 in the same period last year, indicating an increase of about 2.1%[28] - Operating profit for the third quarter was CNY 19,085,561.63, up from CNY 17,689,694.16 in the previous year[27] - Net profit for the third quarter reached CNY 17,815,459.38, compared to CNY 16,025,010.37 in the same quarter of the previous year, reflecting a growth[27] Assets and Liabilities - The total assets as of September 30, 2021, were ¥745,466,370.42, a decrease of 1.53% from the end of the previous year[4] - Total current assets decreased to CNY 381,389,096.56 from CNY 434,346,914.10 year-over-year[22] - Total non-current assets increased to CNY 364,077,273.86 from CNY 322,708,272.41 year-over-year[23] - Total liabilities decreased to CNY 82,856,585.21 from CNY 92,069,605.28 year-over-year[24] - Shareholders' equity totaled CNY 662,609,785.21, slightly down from CNY 664,985,581.23 in the previous year[24] - Total assets amounted to CNY 757,055,186.51, a slight decrease from CNY 759,796,141.99[36] - Total liabilities reached CNY 92,069,605.28, compared to CNY 94,810,560.76 in the previous period[37] Cash Flow - Cash flow from operating activities showed a net outflow of ¥44,881,395.05, down 58.38% year-to-date[3] - Cash flow from operating activities for Q3 2021 was negative at -¥44,881,395.05, compared to -¥28,337,979.65 in Q3 2020, reflecting a decline in operational cash flow[30] - Total cash inflow from operating activities was ¥120,164,761.93, down from ¥142,450,858.24 in the previous year, a decrease of approximately 15.6%[30] - Cash outflow from operating activities totaled ¥165,046,156.98, slightly reduced from ¥170,788,837.89 in Q3 2020, showing a decrease of about 3.4%[30] - The net cash flow from investing activities was -¥1,948,892.04 for Q3 2021, an improvement from -¥26,126,323.54 in Q3 2020[32] - Cash and cash equivalents significantly decreased to CNY 11,535,356.13 from CNY 82,900,839.71 year-over-year[22] - Cash and cash equivalents at the end of Q3 2021 were ¥6,564,355.01, significantly down from ¥41,178,789.01 at the end of Q3 2020, a decline of approximately 84.0%[30] Shareholder Information - The total number of common shareholders at the end of the reporting period is 20,641[13] - Major shareholder Chen Zhe holds 38.19% of shares, totaling 125,342,826 shares[13] - Major shareholder Ma Zheng holds 21.49% of shares, totaling 70,515,557 shares[13] - The total number of restricted shares at the end of the period is 153,412,506 shares[16] - The company completed the cancellation of 77,912 restricted shares on October 12, 2021[16] - The total share capital after the cancellation of restricted shares is 328,107,975 shares[18] - The company has not received any requests from creditors regarding guarantees or early debt repayment after the announcement of capital reduction[17] - The company’s major shareholders are involved in margin trading, holding a total of 1,546,500 shares through credit trading accounts[14] Regulatory and Compliance - The company has completed the business registration change and obtained a new business license on October 20, 2021[19] - The company has not undergone an audit for the third quarter report[38] - The report indicates a total of CNY 199,927,401.93 in undistributed profits[37] - The company has implemented new leasing standards starting from 2021, with no retrospective adjustments made[38] Non-Recurring Gains - Non-recurring gains totaled ¥1,780,984.16 for the current period, with government subsidies contributing significantly[6]

珠海汇金科技股份有限公司 2021 年半年度报告全文 珠海汇金科技股份有限公司 2021 年半年度报告 2021-078 2021 年 08 月 1 珠海汇金科技股份有限公司 2021 年半年度报告全文 第一节 重要提示、目录和释义 公司董事会、监事会及董事、监事、高级管理人员保证半年度报告内容的 真实、准确、完整，不存在虚假记载、误导性陈述或者重大遗漏，并承担个别 和连带的法律责任。 公司负责人陈喆、主管会计工作负责人孙玉玲及会计机构负责人(会计主管 人员)孙玉玲声明：保证本半年度报告中财务报告的真实、准确、完整。 所有董事均已出席了审议本报告的董事会会议。 本报告中涉及未来计划或经营规划等前瞻性陈述的，不构成公司对投资者 的实质承诺，投资者及相关人士均应对此保持足够的风险认识，并且应当理解 计划、预测与承诺之间的差异，敬请投资者注意投资风险。 公司在本报告第三节"管理层讨论与分析"之"十、公司面临的风险和应 对措施"部分，详细描述了公司经营中可能存在的风险及应对措施，敬请投资 者关注相关内容。 公司计划不派发现金红利，不送红股，不以公积金转增股本。 2 | 目录 | | --- | | 第一节 | 重要提 ...

珠海汇金科技股份有限公司公告（2021） 证券代码：300561 证券简称：汇金科技 公告编号：2021-037 珠海汇金科技股份有限公司 关于参加 2021 年广东辖区上市公司投资者网上集体接待日活动的公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有 虚假记载、误导性陈述或重大遗漏。 为进一步加强与投资者的互动交流工作，珠海汇金科技股份有限公司（以下 简称"公司"）将参加由广东证监局、广东上市公司协会共同举办的主题为"守 初心办实事，心系投资者，携手促共赢"——2021 年广东上市公司投资者网上 集体接待日活动。现将有关事项公告如下： 本次投资者集体接待日活动将在深圳市全景网络有限公司提供的网上平台， 采 取 网 络 远 程 的 方 式 举 行 。投 资 者 可 以 登 录 " 全 景 • 路 演 天 下 " 网 站 （http://rs.p5w.net）参与公司本次投资者集体接待日活 动，活动时间为 2021 年 5 月 19 日（星期三）15:40 至 16:40。 届时公司董事长兼总经理陈喆女士、董事会秘书兼财务总监孙玉玲女士将通 过网络在线交流形式与投资者进行沟通与交流，欢迎广大 ...

Financial Performance - The company's operating revenue for Q1 2021 was ¥39,014,583.97, representing a 3.38% increase compared to ¥37,739,426.04 in the same period last year[8]. - The net profit attributable to shareholders for Q1 2021 was ¥6,213,267.05, up 2.34% from ¥6,070,972.85 year-on-year[8]. - The net profit attributable to shareholders after deducting non-recurring gains and losses was ¥5,009,190.91, reflecting a 4.55% increase from ¥4,791,275.36 in the previous year[8]. - The company's total revenue for Q1 2021 was ¥39,014,583.97, representing a year-on-year increase of 3.38%[22]. - Net profit attributable to shareholders for the same period was ¥6,213,267.05, reflecting a year-on-year growth of 2.34%[22]. - The net profit for Q1 2021 was CNY 6,213,579.95, an increase from CNY 6,113,659.47 in the same period last year, representing a growth of approximately 1.6%[52]. - Operating profit for Q1 2021 was CNY 6,802,012.16, compared to CNY 7,329,473.13 in Q1 2020, indicating a decrease of about 7.2%[51]. - The total profit for Q1 2021 was CNY 6,793,963.85, down from CNY 7,329,443.44 in Q1 2020, reflecting a decline of approximately 7.3%[51]. Cash Flow and Assets - The net cash flow from operating activities was -¥22,721,288.45, a decrease of 42.01% compared to -¥16,000,202.49 in the same period last year[8]. - Cash and cash equivalents decreased by 66.64% compared to the beginning of the year, primarily due to idle funds being used for purchasing financial products[19]. - The ending cash and cash equivalents balance for Q1 2021 was CNY 27,658,424.75, significantly lower than CNY 62,478,521.77 at the end of Q1 2020, a decline of about 55.8%[56]. - The total assets at the end of the reporting period were ¥744,375,845.21, down 1.67% from ¥757,055,186.51 at the end of the previous year[8]. - The company's total assets amounted to CNY 744,509,582.98, a slight decrease from CNY 757,188,310.75 in the previous period[43]. - The total current liabilities decreased to RMB 58,639,949.67 from RMB 79,412,112.88, indicating a reduction of approximately 26.1%[39]. - The total liabilities decreased to RMB 73,177,297.56 from RMB 92,069,605.28, indicating a reduction of about 20.5%[39]. - The total cash inflow from operating activities was CNY 37,661,227.79, down from CNY 43,614,804.24 in the previous year, reflecting a decrease of approximately 13.5%[55]. Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 22,343[12]. - The largest shareholder, Chen Zhe, holds 38.19% of the shares, totaling 96,417,558 shares[12]. - The weighted average return on equity for Q1 2021 was 0.93%, up from 0.71% in the same period last year[8]. - The company's equity increased to CNY 674,639,345.67 from CNY 668,425,765.72, reflecting a positive trend in shareholder value[43]. Project and Investment Updates - The company reported a total investment commitment of CNY 33,296.61 million for various projects, with a completion progress of 84% as of the report date[27]. - The "Bank Self-Service Equipment Internal Control Management Solution Upgrade" project has achieved a completion rate of 102% with an investment of CNY 14,838.00 million[27]. - The "Logistics Internal Control Management Solution Construction Project" was terminated due to uncertainties in achieving expected returns, reallocating CNY 13,599.50 million to other projects[28]. - The "Research and Development Center Construction Project" has a completion rate of 109.12% with an investment of CNY 4,154.45 million[27]. - The company adjusted the expected completion date for several projects to June 30, 2021, due to delays caused by the COVID-19 pandemic[28]. - The company has faced challenges in project implementation due to changes in land use and geological conditions, affecting the overall progress[27]. Cost Management - Management expenses decreased by 44.05% year-on-year, attributed to improved management and cost control measures[20]. - Total operating costs decreased to CNY 34,663,434.37 from CNY 36,316,439.36, reflecting a cost reduction strategy[46]. Other Financial Metrics - The company reported a credit impairment loss of CNY -346,046.58 in Q1 2021, compared to CNY -1,657,800.49 in Q1 2020, indicating a significant improvement in credit quality[51]. - The company reported no violations regarding external guarantees or non-operating fund occupation by controlling shareholders during the reporting period[30][31]. - Basic and diluted earnings per share remained stable at CNY 0.02 for both Q1 2021 and Q1 2020[52].

Profit Distribution and Financial Performance - The company reported a profit distribution plan of 0.8 RMB per 10 shares (including tax) and a capital reserve increase of 3 shares for every 10 shares held[14]. - The cash dividend for the 2019 fiscal year was set at 0.80 RMB per 10 shares, totaling approximately 20.20 million RMB distributed to shareholders[112]. - The cash dividend accounted for 100% of the total profit distribution amount, reflecting the company's commitment to shareholder returns[113]. - The total cash dividend for 2020 amounted to RMB 20,196,054.64, representing 116.84% of the net profit attributable to the company's ordinary shareholders[116]. - The company’s profit distribution plan for 2020 complies with relevant regulations and aims to balance immediate and long-term shareholder interests[114]. - The company reported a total revenue of 1.5 billion RMB for the fiscal year 2020, representing a year-over-year growth of 20%[121]. - The net profit attributable to shareholders for 2020 was CNY 17,285,190.02, a decrease of 14.08% from CNY 20,118,329.09 in 2019[26]. - The basic earnings per share for 2020 was CNY 0.07, a decline of 12.50% compared to CNY 0.08 in 2019[26]. Market Position and Strategy - The company emphasizes the need for continuous investment in technology and product innovation to meet diverse customer demands and maintain competitive advantages[6]. - The company aims to enhance its market position by optimizing sales strategies and expanding cooperation channels to improve its competitive strength[7]. - The company will closely monitor industry policies and trends to adapt its strategic planning and maintain its competitive edge[9]. - The company is actively pursuing intellectual property rights to protect its innovations, which is crucial for maintaining market position[46]. - The company is focusing on optimizing its organizational structure to improve employee creativity and operational efficiency[57]. - The company is exploring acquisition opportunities to complement its resources and drive industry development[107]. Research and Development - The company has established a talent management system to attract and retain core technical personnel, which is crucial for its ongoing development[12]. - The company has obtained a total of 115 patents, including 25 invention patents, 66 utility model patents, and 24 design patents, demonstrating strong R&D capabilities[39][45]. - The ongoing research and development efforts are expected to lead to new product launches in the coming years, further solidifying the company's market presence[47]. - The company has invested 50 million RMB in R&D for new technologies, focusing on AI and machine learning applications[50]. - The company is in the development phase for several new products, including a cash and important items management system and a financial AI solution, which are expected to enhance operational efficiency and market competitiveness[74][75]. Financial Management and Investments - The company is committed to maintaining transparency and compliance in its financial management practices[172]. - The company has established a diversified funding source strategy, combining self-owned and raised funds for financial management[171]. - The company is actively engaging in high-risk entrusted financial management, with specific attention to liquidity and safety of funds[171]. - The company reported a return of 12.1 million from a financial product with a 2.40% yield[174]. - The company raised 4,000 million in floating principal protection financial products with a return of 3.20%[174]. Corporate Governance and Compliance - The company is committed to enhancing corporate governance and internal control management to promote stable development[58]. - The company emphasizes enhancing management efficiency and internal control systems to mitigate operational risks[107]. - The company has implemented the new revenue recognition standards starting January 1, 2020, adjusting accounting policies accordingly[147]. - The company confirmed that all commitments made to minority shareholders were fulfilled on time[145]. - The company has established a profit distribution system, including specific arrangements for cash dividends[141]. Challenges and Risks - The company faces risks related to market expansion due to the lengthy preparation and testing cycles for new product launches, which can lead to uncertain revenue expectations[7]. - The company acknowledges the risk of declining gross margins due to intensified competition in the financial technology sector[11]. - The overall investment progress of the committed projects has been impacted by the pandemic, affecting material supply and workforce availability[97]. - The company has faced delays in project construction due to changes in land use and adverse weather conditions[97]. Future Outlook - The company provided guidance for the next fiscal year, projecting a revenue growth of 10% to 1.32 billion RMB[50]. - Future outlook indicates a commitment to innovation and market expansion, aiming for a 10% increase in revenue for the next fiscal year[175]. - The company plans to enhance its technology capabilities to improve service delivery and customer experience in the coming years[175]. - The company is exploring potential mergers and acquisitions to strengthen its market position and diversify its product offerings[175].

Financial Performance - Operating revenue for the reporting period was CNY 50,052,424.59, an increase of 28.89% year-on-year[8] - Net profit attributable to shareholders was CNY 7,020,852.60, a significant increase of 429.60% compared to the same period last year[8] - Basic earnings per share for the reporting period were CNY 0.0278, reflecting a growth of 424.53% year-on-year[8] - The company reported a net profit attributable to shareholders after deducting non-recurring gains and losses of CNY 2,352,931.88, an increase of 618.75% year-on-year[8] - The company reported a significant increase in accounts receivable, which rose to CNY 117,405,211.35 from CNY 102,675,994.89 year-over-year[41] - The net profit for the current period was ¥7,033,194.17, compared to ¥1,336,148.38 in the same period last year, representing a significant increase[50] - The total comprehensive income for the current period was ¥7,008,995.03, compared to ¥1,315,636.21 in the previous period[50] Cash Flow - The net cash flow from operating activities was CNY 7,201,729.82, a decrease of 63.92% compared to the previous year[8] - Net cash flow from operating activities decreased by 592.14% compared to the same period last year, mainly due to early payments for materials in a tight supply market[20] - The net cash flow from operating activities was -28,320,430.54 CNY, compared to 5,624,991.32 CNY in the previous period, indicating a significant decline in operational cash generation[64] - The company received cash inflows from operating activities totaling ¥142,450,858.24, a decrease of 7.6% from ¥154,194,117.96 in the previous year[62] Assets and Liabilities - Total assets at the end of the reporting period were CNY 724,798,628.60, a decrease of 7.49% compared to the previous year[8] - Current assets decreased to CNY 427,748,812.45 from CNY 520,704,292.60, reflecting a reduction of about 17.8%[36] - Total liabilities decreased to CNY 60,873,266.76 from CNY 115,422,405.77, a reduction of about 47.3%[38] - The company's equity decreased from CNY 668,069,471.68 to CNY 663,925,361.84, a slight decline of approximately 0.3%[38] - The total assets as of September 30, 2020, were CNY 724,831,572.88, down from CNY 782,520,320.61 at the end of 2019[42] - The company's total liabilities decreased to CNY 57,300,503.35 from CNY 111,071,827.33 in the previous year[42] Shareholder Information - The total number of shareholders at the end of the reporting period was 28,058[12] - The largest shareholder, Chen Zhe, holds 38.19% of the shares, amounting to 96,417,558 shares[12] Government Subsidies and Other Income - The company received government subsidies amounting to CNY 5,541,089.91 during the reporting period[9] - Other income increased by 68.04% compared to the same period last year, primarily due to an increase in government subsidies received[20] Financial Management - The company's financial expenses increased by 40.93% compared to the same period last year, mainly due to reduced interest income from idle funds[20] - The company reported a total cash inflow from investment activities of 634,606,804.01 CNY, down from 798,092,926.84 CNY in the previous period[64] Research and Development - Research and development expenses for Q3 2020 were CNY 6,171,384.79, compared to CNY 6,294,512.43 in Q3 2019[45] - Research and development expenses amounted to ¥17,996,262.99, down 20.5% from ¥22,652,471.88 in the previous year[57] Asset Restructuring - The company planned a major asset restructuring to acquire 100% of Zhuowo Network Technology (Shanghai) Co., Ltd. through a combination of shares, convertible bonds, and cash[21] - The company terminated the major asset restructuring plan on August 27, 2020, after the board's approval[24]