Financial Performance - The company's operating revenue for the first half of 2023 was ¥78,253,728.20, a decrease of 7.27% compared to ¥84,390,402.41 in the same period last year[22]. - The net profit attributable to shareholders for the first half of 2023 was ¥3,424,656.31, down 70.92% from ¥11,777,623.95 in the previous year[22]. - The net profit attributable to shareholders after deducting non-recurring gains and losses was ¥1,863,084.33, a decline of 82.17% compared to ¥10,447,855.11 in the same period last year[22]. - Basic earnings per share for the first half of 2023 were ¥0.0104, down 71.03% from ¥0.0359 in the same period last year[22]. - Operating profit fell to ¥3,111,085.31, down 75.0% from ¥12,450,431.51 in the previous year[157]. - Net profit for the first half of 2023 was ¥3,424,036.34, a decline of 70.0% compared to ¥11,823,796.00 in the same period of 2022[158]. - The total comprehensive income for the first half of 2023 was 3,425.30 million yuan, reflecting a decrease of 9,042.79 million yuan compared to the previous period[175]. Cash Flow and Assets - The net cash flow from operating activities improved to ¥629,924.67, a significant increase of 102.92% from a negative cash flow of ¥21,585,552.10 in the previous year[22]. - The company's cash and cash equivalents increased to ¥4,052,158.36, a 110.55% improvement compared to the previous year[51]. - The ending balance of cash and cash equivalents reached CNY 26,888,466.32, up from CNY 10,440,405.43 at the end of the first half of 2022[164]. - Total assets at the end of the reporting period were ¥686,333,006.37, a decrease of 3.77% from ¥713,255,373.82 at the end of the previous year[22]. - The total liabilities at the end of the current period are reported at 649 million yuan, reflecting a manageable debt level[174]. Investment and R&D - The company has invested in R&D, resulting in 150 authorized patents, including 30 invention patents, and has established partnerships with several universities for collaborative research[43]. - Research and development expenses decreased by 8.00% to ¥9,072,067.31, indicating a potential shift in investment strategy[50]. - The company is exploring potential mergers and acquisitions to strengthen its competitive position in the industry[171]. Market Strategy and Risks - The company focuses on providing integrated solutions for cash and high-value item management in the financial sector, utilizing technologies such as IoT, AI, and edge computing[30]. - The company faces risks including product innovation, market expansion, and reliance on the banking industry, which are detailed in the risk management section of the report[3]. - The company emphasizes a diversified development strategy, focusing on innovation and comprehensive service offerings to meet client needs[37]. - Market expansion efforts are challenged by lengthy product testing and preparation cycles, necessitating optimized sales strategies and enhanced risk management[79]. Shareholder and Corporate Governance - The company plans not to distribute cash dividends or issue bonus shares[4]. - Major shareholder Chen Zhe holds 35.37% of the shares, totaling 116,043,803, with 87,032,852 shares under lock-up[132]. - The company has implemented a share repurchase program, although specific details on the progress were not disclosed[129]. - The company did not engage in any significant related party transactions or non-operating fund occupation by major shareholders during the reporting period[97]. Compliance and Legal Matters - There were no significant lawsuits or arbitration matters during the reporting period, indicating a stable legal environment for the company[101]. - The company reported no major environmental penalties or issues, adhering to national environmental protection laws and regulations[92]. - The financial report complies with the accounting standards set by the Ministry of Finance and reflects the company's financial status as of June 30, 2023[185].

Financial Performance - The company's revenue for Q1 2023 was ¥40,709,819.83, representing a 0.99% increase compared to ¥40,308,881.91 in the same period last year[5] - Net profit attributable to shareholders decreased by 64.41% to ¥2,091,171.15 from ¥5,876,122.52 year-on-year[5] - Basic and diluted earnings per share both decreased by 50.00% to ¥0.01 from ¥0.02 year-on-year[5] - Operating profit for Q1 2023 decreased to CNY 1,908,359.46 from CNY 6,279,914.06, indicating a decline of 69.6% year-over-year[24] - The total revenue for Q1 2023 was 1,931,088.06 CNY, a decrease from 6,279,652.66 CNY in the same period last year, representing a decline of approximately 69.4%[25] - The net profit for Q1 2023 was 2,090,821.13 CNY, compared to a net profit of 5,876,200.58 CNY in Q1 2022, indicating a decrease of about 64.5%[25] Cash Flow and Liquidity - The net cash flow from operating activities improved by 70.95%, reaching -¥3,995,992.44, compared to -¥13,754,598.21 in the previous year[5] - Cash flow from operating activities showed a net outflow of -3,995,992.44 CNY, an improvement from -13,754,598.21 CNY in the previous year, reflecting a reduction in cash burn of approximately 70.9%[28] - Cash flow from investing activities generated a net inflow of 10,526,402.17 CNY, compared to a net outflow of -17,217,796.39 CNY in the same period last year, marking a significant turnaround[29] - The total cash and cash equivalents at the end of Q1 2023 stood at 28,442,024.32 CNY, an increase from 17,406,992.11 CNY at the end of Q1 2022[29] - Cash and cash equivalents at the end of the period increased to CNY 31,608,646.34 from CNY 25,073,571.69, representing a growth of 26%[21] Assets and Liabilities - Total assets decreased by 4.01% to ¥701,585,441.51 from ¥730,897,931.58 at the end of the previous year[5] - Total liabilities decreased to CNY 51,101,658.77 from CNY 64,862,412.21, reflecting a reduction of 21.3%[23] - Non-current assets increased to CNY 468,168,740.98 from CNY 434,148,864.05, showing a growth of 7.8%[22] - Inventory decreased to CNY 47,301,657.99 from CNY 53,206,625.06, a decline of 11.1%[21] - Accounts receivable rose to CNY 96,357,331.66 from CNY 87,730,746.50, marking an increase of 9.3%[21] Shareholder Information - The number of ordinary shareholders at the end of the reporting period was 27,315[11] - The top shareholder, Chen Zhe, holds 35.37% of the shares, totaling 116,043,803 shares[11] - The major shareholders include Chen Zhe with 29,010,951 shares and Ma Zheng with 15,178,869 shares, both holding common shares[12] - The company reported a total of 94,007,119 shares of restricted stock at the beginning of the period, with 6,974,267 shares released during the period, leaving 87,032,852 shares at the end[14] - The company has a total of 132,594,775 shares of restricted stock remaining after the recent releases[15] Business Developments - The company completed the registration of its new business address on January 16, 2023, moving to "199 Dingxing Road, Building 1, 9-15 Floors, Zhuhai High-tech Zone"[17] - The company plans to transfer a total of 65,621,595 shares to Zibo High-tech State-owned Capital Investment Co., Ltd. in two phases, which will change the controlling shareholder[18] - Zibo High-tech State-owned Capital Investment Co., Ltd. has received approval to acquire control of the company, which includes the purchase of 20% of the shares[19] - The company is in the process of issuing 46,337,646 shares to Zibo High-tech State-owned Capital Investment Co., Ltd. as part of the control transfer agreement[19] - The company’s major shareholders have agreed to relinquish their voting rights on the remaining shares during the transfer process[18] - The company is actively monitoring the progress of the share transfer and will keep investors informed of any developments[19] Operational Performance - Operating costs increased by 30.42% compared to the same period last year, primarily due to intensified market competition[9] - Total operating costs for Q1 2023 were CNY 39,439,576.15, up from CNY 36,624,098.06, reflecting a year-over-year increase of 7.5%[24] - The company incurred operating expenses of 38,264,529.31 CNY in Q1 2023, a decrease from 40,823,550.98 CNY in Q1 2022, representing a reduction of about 6.3%[28] - The company reported a net loss from credit impairment of CNY 1,889,265.89 compared to a loss of CNY 223,707.27 in the previous year[24] - The company did not report any new product launches or significant technological advancements during this quarter[25] - There were no mergers or acquisitions reported in the first quarter of 2023[25]

Financial Performance - The company's operating revenue for 2022 was RMB 157,291,881.40, a decrease of 5.94% compared to RMB 167,231,209.32 in 2021[17] - The net profit attributable to shareholders for 2022 was RMB 7,447,677.38, down 47.49% from RMB 14,183,070.66 in the previous year[17] - Basic earnings per share decreased by 50.00% to RMB 0.02 in 2022, compared to RMB 0.04 in 2021[17] - The company reported a net profit of 2,369,938.05 yuan for the year 2022, a decrease from 6,961,554.78 yuan in 2021, reflecting a decline of approximately 66%[23] - The company reported a significant drop in net profit after deducting non-recurring gains and losses, which was RMB 5,077,739.33, down 29.69% from RMB 7,221,515.88 in 2021[17] - The company’s government subsidies amounted to 720,700 yuan in 2022, down from 3,130,445.27 yuan in 2021, indicating a significant reduction of approximately 77%[23] - The company reported a significant increase in gross profit margin compared to the previous year, reflecting improved operational efficiency[119] Cash Flow and Assets - The net cash flow from operating activities improved significantly to RMB 16,421,479.36, a 177.05% increase from a negative cash flow of RMB -21,311,512.61 in 2021[17] - Total assets at the end of 2022 were RMB 713,255,373.82, a decline of 3.17% from RMB 736,607,619.49 at the end of 2021[17] - As of the end of 2022, cash and cash equivalents decreased to ¥25,073,571.69, accounting for 3.52% of total assets, down from 6.80% at the beginning of the year, a decrease of 3.28%[77] - Accounts receivable increased to ¥87,730,746.50, representing 12.30% of total assets, up from 10.32%, an increase of 1.98%[77] - Investment properties accounted for 42.28% of total assets at ¥301,591,870.00, primarily due to the recognition of certain owned properties as investment properties[77] - Fixed assets decreased significantly to ¥38,936,915.00, representing 5.46% of total assets, down from 44.76%, a decrease of 39.30%[77] Business Operations and Strategy - The company has developed integrated solutions for cash management and security control in the banking sector, covering major banks in China, including state-owned and foreign banks[28] - The company’s main business involves providing "cloud + terminal" solutions utilizing technologies such as IoT, AI, and edge computing to enhance operational management and risk control for financial institutions[29] - The company is focusing on optimizing organizational structure to enhance employee creativity and operational efficiency[48] - The company is implementing a digital management strategy to improve project management efficiency and internal resource utilization[47] - The company aims to enhance bank cash operation risk prevention capabilities through technological advancements in its product offerings[68] - The company is exploring potential mergers and acquisitions to enhance its product offerings and market share, with a budget of CNY 200 million allocated for this purpose[119] Research and Development - The company has 147 authorized patents, including 28 invention patents, and has added 24 new authorized patents during the reporting period[41] - The company focuses on independent research and development, with a strategy of "one generation for sales, one for research, and one for pre-research" to enhance its core competitiveness[37] - The company’s AI authentication solutions incorporate facial recognition and voice recognition technologies, aimed at supporting banks in their digital transformation efforts[32] - The R&D investment for new products and technologies reached CNY 50 million, representing a 20% increase compared to the previous year[119] - The company’s research and development expenses were approximately ¥22.06 million, a slight decrease of 1.05% compared to the previous year[66] Governance and Compliance - The company has established a complete and independent financial department, ensuring compliance with financial accounting standards[108] - The company has a robust internal audit system to evaluate financial operations and mitigate business risks[105] - The company ensures independence from its controlling shareholders in business, personnel, assets, and financial matters[107] - The company has implemented a systematic performance evaluation and incentive mechanism for senior management[105] - The company adheres to strict information disclosure practices, ensuring transparency and equal access to information for all shareholders[105] - The company has committed to maintaining a strong governance structure and ensuring compliance with relevant laws and regulations to protect shareholder interests[103] Shareholder Relations - The company plans to distribute a cash dividend of RMB 0.38 per 10 shares, based on a total of 328,107,975 shares[3] - The company has a structured approach to managing share transfers to minimize market disruption[149] - The company has established a plan for shareholder returns, emphasizing the importance of reasonable investment returns for investors[150] - The company has committed to a profit distribution policy, ensuring cash dividends to investors according to the established guidelines[150] - The company has made a commitment to repurchase shares if there are any misleading statements or omissions in its prospectus[150] Market Presence and Customer Base - The company’s user base includes a wide range of banking institutions, ensuring a comprehensive coverage of its solutions across the banking sector[28] - The bank self-service cash management system accounted for 46.85% of total revenue, declining by 10.47% from the previous year[54] - The bank cash flow internal control system contributed 24.58% of total revenue, with a significant drop of 20.42% year-on-year[54] - The Southwest region saw a revenue increase of 53.68%, contributing 20.69% to total revenue[54] - The company’s top five customers accounted for 68.92% of total annual sales, with the largest customer contributing ¥28.27 million, representing 18.02% of total sales[64] Employee and Labor Relations - The total number of employees at the end of the reporting period is 236, with 111 being technical personnel, representing 47% of the workforce[129] - Employee compensation totaled 47.69 million RMB, accounting for 30.02% of the company's total operating costs[131] - The proportion of core technical personnel increased from 15.39% in 2021 to 18.50% in 2022[131] - The company emphasizes training programs for new employees and management skills enhancement for mid-to-senior level personnel[132] - The company has implemented a performance-based compensation system to align employee responsibilities and benefits[131] Risk Management - The company acknowledges potential risks in product innovation, market expansion, and reliance on core technical talent, which may impact future performance[3] - The company emphasizes risk control and has established a comprehensive financial system to support steady business growth[45] - The company faces risks related to product innovation, market expansion, and reliance on the banking sector, which could impact its operational stability and growth[98][99] - There are no significant internal control deficiencies reported during the period, ensuring effective risk management[139] Social Responsibility - The company has established a charity foundation and actively engages in social welfare projects, including support for local children's welfare institutions[145] - The company adheres to legal regulations and has a robust governance structure to protect shareholder and creditor rights[146] - The company emphasizes employee rights protection by complying with labor laws and providing a secure working environment[146]

Group 1: Company Overview and Strategy - Huijin Technology has a gross profit margin of nearly 75%, attributed to innovation and value-based pricing strategies [3][4] - The company focuses on customized products for banks, leveraging deep understanding of banking regulations and processes [3][4] - Huijin Technology aims for steady growth while adhering to its core business, viewing banking clients as a significant opportunity [4][5] Group 2: Market Position and Competition - The company holds a first-mover advantage in the physical logistics sector and offers integrated software and hardware solutions [4] - Huijin Technology's product completeness and applicability provide a competitive edge in niche markets [4] - The industry has certain technical and professional barriers, which Huijin Technology navigates effectively [4] Group 3: Financial Management and Funding - The company does not currently have bank loans; funds raised are strictly used according to regulatory guidelines and the prospectus [4][5] - Cash management of raised funds aims to avoid resource waste and enhance efficiency, with investments in wealth management products following a capital preservation principle [4][5] Group 4: Future Planning and Talent Management - Huijin Technology is considering an employee stock ownership plan to enhance talent retention and motivation [4][5] - The company is actively exploring deeper market penetration in the banking sector, focusing on proactive client demand generation and tailored product development [5][6] Group 5: Product Development and Innovation - The company has a 95% success rate in product commercialization, with 95% of developed products achieving sales [5] - Dynamic password algorithms are independently developed by Huijin Technology, leading in domestic commercial applications [5][6] - The company is monitoring the mobile payment sector for potential product innovation opportunities, despite limited impact on current offerings [6]

证券代码：300561 证券简称：汇金科技 编号：2017—001 珠海汇金科技股份有限公司投资者关系活动记录表 | --- | --- | --- | |----------------|-------------------------|---------------------------------| | | | | | 投资者关系活动 | √ | 特定对象调研 □分析师会议 | | 类别 | □媒体采访 □业绩说明会 | | | | □ 新闻发布会 □路演活动 | | | | □现场参观 | | | | □ | 其他 （请文字说明其他活动内容） | | 参与单位名称及 | 中投证券 永辉 | | | 人员姓名 | 国泰君安 杨墨 缪欣君 | | | | 安信证券 张轶乾 | | | | 方正证券 张凯 | | | | 中银国际 吴砚靖 | | | | 东吴证券 朱悦如 | | | | | 招商证券 徐文杰、刘泽晶、陈舒然 | | | 兴业证券 徐聪 | | | | 博时基金 齐宁 | | | | 创金合信基金 周志敏 | | | | 融通基金 宋方云 | | | | 民森投资 王超 | | | | ...

Company Overview - Zhuhai Huijin Technology Co., Ltd. focuses on providing financial security and risk management solutions using IoT technology for the financial industry [2][3] - The company offers a range of products including cash management systems, seal management systems, smart banking solutions, and physical internal control systems for cash flow [3][4] - Huijin Technology is a major supplier of comprehensive solutions for security and internal control risk management in China's financial sector, with a leading position in niche markets [3][4] Business Model - The company's business model is primarily B2B, targeting financial industry clients such as banks, which allows for a clear profit model and reduced influence from consumer behavior [4] - In the current environment of strict financial risk control, the company is committed to leveraging IoT technology to provide solutions for financial security and risk management [4] Performance Overview - The company's operational performance remained stable during the reporting period, with no significant changes in the main business model [5] - In 2017, the net profit attributable to shareholders of the listed company increased compared to the previous year, reflecting a focus on core business and the introduction of high-quality talent [5] Future Development Plans - The company plans to utilize capital market platforms for both organic growth and external expansion, focusing on product structure adjustment, market development, and increased R&D investment [5] - There is a strong awareness of the profound impact of financial technology on financial services, with a commitment to risk control and reform in the financial industry [5] Investor Relations - The company engaged in thorough communication with investors during the meeting, adhering to information disclosure regulations to ensure the accuracy and completeness of disclosed information [5]

证券代码：300561 证券简称：汇金科技 编号：2017-005 珠海汇金科技股份有限公司 投资者关系活动记录表 | --- | --- | --- | |----------------|--------------------------|------------------------------------------------------| | | | | | 投资者关系活动 | □ 特定对象调研 | □ 分析师会议 | | 类别 | □ 媒体采访 | □ 业绩说明会 | | | □ 新闻发布会 | □ 路演活动 | | | □ 现场参观 | | | | 其他 受邀参加策略会 | | | 参与单位名称及 | 参加安信证券策略会 | | | 人员姓名 | | | | 时间 | 2017 年 12 月 14 | 日（星期四） | | 地点 | 深圳市香格里拉酒店 | | | 上市公司接待人 | 董事会秘书蔡林生先生 | | | 员姓名 | | | | 投资者关系活动 | | 本次交流主要就公司概况、发展历程及主营业务等情况做介 | | 主要内容介绍 | 绍： | | | | 1 、公司基本情况 | ...

证券代码：300561 证券简称：汇金科技 编号：2017-004 珠海汇金科技股份有限公司 投资者关系活动记录表 | --- | --- | --- | |----------------|--------------------------|------------------------------------------------------| | | | | | 投资者关系活动 | □ 特定对象调研 | □ 分析师会议 | | 类别 | □ 媒体采访 | □ 业绩说明会 | | | □ 新闻发布会 | □ 路演活动 | | | □ 现场参观 | | | | 其他 受邀参加策略会 | | | 参与单位名称及 | 参加华创证券策略会 | | | 人员姓名 | | | | 时间 | 2017 年 11 月 22 | 日（星期三） | | 地点 | 深圳市福田区东海朗廷酒店 | | | 上市公司接待人 | 董事会秘书蔡林生先生 | | | 员姓名 | | | | 投资者关系活动 | 1 、公司基本情况介绍： | | | 主要内容介绍 | 公司成立于 2005 | 年，目前是一家专注金融业的科技类 | | ...

Company Overview - Zhuhai Huijin Technology Co., Ltd. was established in 2005, specializing in software development and system integration for financial services [3] - The company focuses on providing professional services using IoT technology for financial operations and risk management solutions [3][4] - Huijin Technology has developed a comprehensive service model covering design, software development, system integration, installation, technical support, training, and after-sales service [4] Business Development - The company has a product range that includes cash management systems, bank seal management systems, and cash flow control systems [4] - It has served over 500 provincial branches and more than 130,000 bank outlets across mainland China [4] - The company has consistently focused on rapid growth in its core business and has adopted a product development philosophy of "research one generation, mature one generation, reserve one generation" [5] Key Milestones - 2009: Financial industry client count exceeded 150 provincial branches and 5,000 outlets [5] - 2016: Listed on the Shenzhen Stock Exchange on November 17 [6] - 2017: Increased employee count by 25% post-listing, focusing on attracting high-end talent [6][7] Recent Developments - The company has established a new subsidiary in Guian New Area to leverage policies for financial innovation [6] - It won a bid for the postal savings bank's seal control products, indicating successful market expansion [7] Financial Performance - In the first half of the year, the company experienced a decline in revenue due to delays in project bidding from banking clients [7] - However, in the third quarter, sales increased by 23.12% compared to the same period last year [7] Future Plans - The company aims to utilize capital market platforms for both organic growth and external expansion, focusing on product structure adjustment and market development [8] - It recognizes the profound impact of financial technology on the industry and is committed to enhancing its core business while contributing to financial security and risk control [8]

Group 1: Investor Relations Activities - The company participated in the "2022 Guangdong Listed Companies Investor Online Reception Day" organized by the Guangdong Securities Regulatory Bureau and the Guangdong Listed Companies Association [2] - The event took place on September 22, 2022, from 15:50 to 16:50 on the "Panorama · Roadshow World" interactive platform [2] Group 2: Key Management Participants - The reception was attended by key personnel including Chairwoman and General Manager Chen Zhe, Chief Financial Officer and Board Secretary Sun Yuling, and Securities Affairs Representative Li Jiaxing [2] Group 3: Investor Concerns and Responses - An investor expressed concerns about significant losses and requested the company to take measures to restore investor confidence, including potential share buybacks and major shareholder purchases [2] - The company acknowledged the investor's concerns and stated that any related plans would be disclosed in accordance with regulations [2] Group 4: Project Impact on Performance - The company won a bid for the China Post Group's ATM/CRS dynamic password lock project, with an estimated procurement quantity of 28,486 units [3] - This project is expected to positively impact the company's performance in 2022, as it enhances the promotion of dynamic password lock products within the China Post Group's extensive network of over 40,000 outlets [3]