Summary of Key Points Core Viewpoint - Zhuhai Huijin Technology Co., Ltd. reported its non-operating fund occupation and other related fund transactions for the first half of 2025, highlighting significant amounts involved in non-operating fund occupations and related transactions [1]. Group 1: Non-Operating Fund Occupation - The total amount of non-operating fund occupation at the end of the reporting period was 1,099.92 million yuan, with an initial occupation amount of 904.92 million yuan [1]. - The company has a cumulative repayment amount of 195.00 million yuan for the reporting period [1]. Group 2: Related Party Transactions - The report includes details on related party transactions, indicating that the company has engaged in both operating and non-operating transactions with its controlling shareholders and their subsidiaries [2]. - The nature of these transactions is categorized into operating and non-operating, with specific amounts allocated to each category [2].

Overview - The company, Zhuhai Huijin Technology Co., Ltd., announced a change in accounting estimates related to accounts receivable and notes receivable to better reflect expected credit losses [2][4]. Accounting Estimate Change Overview - The change in accounting estimates will be implemented on June 1, 2025, and will not require retrospective adjustments to previously disclosed financial reports [2][4]. - The previous accounting estimate involved grouping receivables based on credit risk characteristics, specifically dividing notes receivable into high and low credit rating categories [2][3]. - The new accounting estimate will categorize notes receivable into bank acceptance bills and commercial acceptance bills, while accounts receivable will still be divided into receivables for goods sold and warranty deposits [3]. Impact of the Change - The change will not affect the previously disclosed financial statements, as it adopts a prospective application method [4]. - The new estimates are expected to provide a more objective and accurate reflection of the company's financial condition and operating results [4]. Board of Directors' Justification - The Board believes the change is reasonable and aligns with the relevant accounting standards, ensuring a fair representation of the company's financial status [5]. - The decision-making process for this change complies with legal regulations and the company's articles of association, with no detriment to the company or shareholders [5]. Audit Committee Opinion - The Audit Committee supports the change, stating it reflects the company's actual situation and complies with relevant regulations [5]. Supervisory Committee Opinion - The Supervisory Committee agrees with the change, confirming it aligns with accounting standards and does not harm the interests of the company or its shareholders [5].

Group 1 - The announcement is regarding the semi-annual report for 2025 of Zhuhai Huijin Technology Co., Ltd. [1] - The report was disclosed on August 28, 2025, on the designated information disclosure website of the China Securities Regulatory Commission [1] - The company and its board members guarantee the authenticity, accuracy, and completeness of the disclosed information [1]

珠海汇金科技股份有限公司公告（2025） 证券代码：300561 证券简称：*ST 汇科 公告编号：2025-065 珠海汇金科技股份有限公司 关于终止公司2023年度向特定对象发行股票事项的公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有 虚假记载、误导性陈述或重大遗漏。 一、公司本次向特定对象发行股票的基本情况 公司于 2023 年 2 月 4 日召开第四届董事会第二十次会议、第四届监事会第 十五次会议，审议通过了《关于公司 2023 年度向特定对象发行股票方案的议案》 《关于公司 2023 年度向特定对象发行股票预案的议案》《关于公司与特定对象 签署附条件生效的股份认购协议暨关联交易的议案》等本次向特定对象发行股票 相关的议案，公司本次向特定对象发行股票事项尚未提交股东大会审议。具体相 关内容详见公司于 2023 年 2 月 7 日在巨潮资讯网（www.cninfo.com.cn）披露的 《关于控股股东、实际控制人及一致行动人、其他股东签署股份转让协议、保证 金协议、表决权放弃承诺函、公司签署附条件生效的股份认购协议暨控制权变更 及股票复牌的提示性公告》（公告编号：2023-006 ...

珠海汇金科技股份有限公司公告（2025） 证券代码：300561 证券简称：*ST 汇科 公告编号：2025-062 珠海汇金科技股份有限公司 第五届董事会第十二次会议决议公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有 虚假记载、误导性陈述或重大遗漏。 一、董事会会议召开情况 珠海汇金科技股份有限公司（以下简称"公司"）第五届董事会第十二次会 议于 2025 年 8 月 26 日在公司会议室以现场表决方式召开。会议通知及会议补充 通知分别于 2025 年 8 月 15 日、2025 年 8 月 22 日以电子邮件的方式送达公司各 位董事。会议应出席董事 6 名，实际出席董事 6 名。会议由董事长陈喆女士主持， 会议的召集、召开符合有关法律、行政法规、部门规章、规范性文件和《公司章 程》的规定。 二、董事会会议审议情况 全体与会董事经认真审议和表决，形成以下决议： （一）审议通过《关于会计估计变更的议案》 董事会认为：公司本次会计估计变更是根据《企业会计准则第 28 号——会 计政策、会计估计变更和差错更正》的相关规定，结合公司实际情况进行的合理 变更，能够更加客观、公允地反映公司的财务状 ...

珠海汇金科技股份有限公司公告（2025） 证券代码：300561 证券简称：*ST 汇科 公告编号：2025-062 珠海汇金科技股份有限公司 第五届董事会第十二次会议决议公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有 虚假记载、误导性陈述或重大遗漏。 一、董事会会议召开情况 珠海汇金科技股份有限公司（以下简称"公司"）第五届董事会第十二次会 议于 2025 年 8 月 26 日在公司会议室以现场表决方式召开。会议通知及会议补充 通知分别于 2025 年 8 月 15 日、2025 年 8 月 22 日以电子邮件的方式送达公司各 位董事。会议应出席董事 6 名，实际出席董事 6 名。会议由董事长陈喆女士主持， 会议的召集、召开符合有关法律、行政法规、部门规章、规范性文件和《公司章 程》的规定。 二、董事会会议审议情况 全体与会董事经认真审议和表决，形成以下决议： 表决结果：同意 6 票，反对 0 票，弃权 0 票。 珠海汇金科技股份有限公司公告（2025） （二）审议通过《关于终止公司 2023 年度向特定对象发行股票事项的议案》 董事会同意终止公司 2023 年度向特定对象发行股票事项 ...

Core Viewpoint - Zhuhai Huijin Technology Co., Ltd. reported a significant improvement in its financial performance for the first half of 2025, with a notable increase in net profit and revenue compared to the same period last year. Financial Performance - The company's operating revenue for the reporting period was approximately 48.25 million yuan, representing a 5.49% increase from 45.74 million yuan in the previous year [6]. - The net profit attributable to shareholders was approximately 3.66 million yuan, a substantial increase of 210.89% from a loss of 3.30 million yuan in the same period last year [6]. - The basic earnings per share rose to 0.0111 yuan, compared to a loss of 0.0100 yuan per share in the previous year, marking a 211.00% increase [6]. - The total assets at the end of the reporting period were approximately 628.10 million yuan, down 2.36% from 643.29 million yuan at the end of the previous year [6]. Business Overview - The company operates in the "Software and Information Technology Services" industry, focusing on providing cash and high-value item management solutions for the financial sector [7]. - The company utilizes technologies such as IoT, artificial intelligence, dynamic passwords, and edge computing to offer comprehensive "cloud + edge" solutions to its clients, which include major state-owned banks and various commercial banks [8][9]. - The company emphasizes the integration of advanced technologies in financial services, aiming to enhance operational efficiency and risk management for its banking clients [8][9]. Market Trends - The financial industry is undergoing a transformative shift towards digitalization, driven by advancements in big data, cloud computing, and artificial intelligence, which are reshaping traditional banking models [7][14]. - The company is well-positioned to capitalize on these trends by continuously innovating and developing solutions that align with the evolving needs of the financial sector [19][20]. Competitive Advantages - The company has established a strong brand presence in the financial technology sector, recognized for its ability to deliver high-quality, reliable solutions that meet the stringent requirements of banking clients [23]. - The company maintains a robust research and development framework, with a focus on integrating new technologies into its product offerings, which has led to numerous patents and industry certifications [20][21]. Operational Strategy - The company adopts a direct sales model complemented by a nationwide service network, ensuring timely responses to client needs and enhancing customer loyalty [12][23]. - The company has implemented a comprehensive quality management system, achieving multiple international certifications that bolster its reputation in the industry [21].

| 珠海汇金科技股份有限公司 | | | 2025 年半年度报告摘要 | | --- | --- | --- | --- | | 证券代码：300561 汇科 | 证券简称：*ST | | 公告编号：2025-067 | | 珠海汇金科技股份有限公司 2025 年半年度报告摘要 | | | | | | | | 珠海汇金科技股份有限公司 2025 年半年度 | | 报告摘要 | | | | | 一、重要提示 | | | | | 本半年度报告摘要来自半年度报告全文，为全面了解本公司的经营成果、财务状况及未来发展规划，投 | | | | | 资者应当到证监 | | | | | 会指定媒体仔细阅读半年度报告全文。 | | | | | 所有董事均已出席了审议本报告的董事会会议。 | | | | | 非标准审计意见提示 | | | | | □适用 ?不适用 | | | | | 董事会审议的报告期利润分配预案或公积金转增股本预案 | | | | | □适用 ?不适用 | | | | | 公司计划不派发现金红利，不送红股，不以公积金转增股本。 | | | | | 董事会决议通过的本报告期优先股利润分配预案 | | | | | ...

珠海汇金科技股份有限公司 2025 年半年度报告全文 珠海汇金科技股份有限公司 公司董事会、监事会及董事、监事、高级管理人员保证半年度报告内容 的真实、准确、完整，不存在虚假记载、误导性陈述或者重大遗漏，并承担 个别和连带的法律责任。 公司负责人陈喆、主管会计工作负责人孙玉玲及会计机构负责人(会计主 管人员)孙玉玲声明：保证本半年度报告中财务报告的真实、准确、完整。 所有董事均已出席了审议本次半年报的董事会会议。 本报告中涉及未来计划或经营规划等前瞻性陈述的，不构成公司对投资 者的实质承诺，投资者及相关人士均应对此保持足够的风险认识，并且应当 理解计划、预测与承诺之间的差异，敬请投资者注意投资风险。 公司在发展过程中，可能存在产品创新开发风险、市场开拓风险、对银 行业依赖的风险、毛利率下降的风险、核心技术人才稳定风险、退市风险、 投资者索赔风险、收购事项风险等，具体请参阅本报告第三节"管理层讨论 与分析"中"十、公司面临的风险和应对措施"部分，详细描述了公司经营 中可能存在的风险及应对措施，敬请投资者关注相关内容。 公司计划不派发现金红利，不送红股，不以公积金转增股本。 2025 年半年度报告 公告编号：20 ...

珠海汇金科技股份有限公司公告（2025） 证券代码：300561 证券简称：*ST 汇科 公告编号：2025-064 珠海汇金科技股份有限公司 关于会计估计变更的公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有 虚假记载、误导性陈述或重大遗漏。 特别提示： 珠海汇金科技股份有限公司（以下简称"公司"）本次会计估计变更采用未 来适用法进行相应的会计处理，无需对公司已披露的财务报告进行追溯调整，不 会对以往各期间财务状况、经营成果和现金流量产生影响。 一、本次会计估计变更概述 1、变更原因 随着公司业务发展，应收票据相关业务增加，为更加合理地反映应收票据未 来预期信用损失情况，根据《企业会计准则第 22 号—金融工具确认和计量》相 关规定，公司拟对应收票据组合进行变更。 2、变更日期 本次会计估计变更实施日为 2025 年 6 月 1 日。 3、主要变更内容 （1）变更前采用的会计估计 当单项金融资产无法以合理成本评估预期信用损失的信息时，本公司依据信 用风险特征对应收票据和应收账款划分组合，在组合基础上计算预期信用损失， 确定组合的依据如下： A、应收票据 应收票据组合 1：信用等级高的银行 ...