Core Viewpoint - The communication services sector experienced a slight decline of 0.22% on December 24, with ST Xintong leading the drop, while the overall Shanghai Composite Index rose by 0.53% to close at 3940.95 [1]. Group 1: Market Performance - The Shanghai Composite Index closed at 3940.95, up 0.53%, while the Shenzhen Component Index closed at 13486.42, up 0.88% [1]. - The communication services sector saw a net outflow of 618 million yuan from major funds, while retail investors contributed a net inflow of 484 million yuan [2][3]. Group 2: Individual Stock Performance - ST Xintong (600289) closed at 6.68, down 1.76%, with a trading volume of 33,500 shares and a transaction value of 22.48 million yuan [2]. - Three stocks in the communication services sector showed significant gains: - Sanwei Communication (002115) rose by 4.55% to 11.27 yuan [1]. - Online and Offline (300959) increased by 3.20% to 108.05 yuan [1]. - Wajingke (301380) gained 2.36% to close at 31.63 yuan [1]. Group 3: Fund Flow Analysis - Major funds showed a net inflow in Online and Offline (300959) of 94.56 million yuan, while retail investors had a net outflow of 87.04 million yuan [3]. - The fund flow analysis indicates that while major funds are withdrawing, retail investors are actively participating in the market, particularly in stocks like Online and Offline and Hengxin Dongfang (300081) [3].

Core Insights - The company, Xinyi Consumer Finance Co., Ltd., has been a pioneer in expanding consumer finance trials in China since its establishment in 2014, focusing on "finance for the people" and providing tailored financial services to various customer segments [1][2] Group 1: Product and Service Innovation - Xinyi Consumer Finance has developed a comprehensive product system covering the entire lifecycle of consumer credit, including products like "Xingjia Loan" and "Youke Tong," designed to meet diverse consumer needs [2][3] - The company employs a risk-based pricing model to offer personalized credit policies, ensuring a "one-size-fits-one" approach to consumer finance [2][3] Group 2: Market Expansion and Service Delivery - The company has been recognized as a key player in boosting consumption through its role as one of the few consumer finance companies involved in the implementation of the personal consumption loan subsidy policy [4] - Xinyi Consumer Finance utilizes both online and offline channels to enhance service delivery, with a focus on integrating user experience and expanding service capabilities [4][5] Group 3: Risk Management and Operational Efficiency - The company emphasizes a strong risk management culture, ensuring compliance and ethical standards in its operations while building a comprehensive risk governance system [5] - Xinyi Consumer Finance has achieved full online processing of consumer loan products, enhancing operational efficiency through digital technology [5] Group 4: Regional Focus and Community Engagement - The company tailors its financial services to regional characteristics, aligning with local economic conditions and the rural revitalization strategy to enhance service precision [6][7] - Xinyi Consumer Finance actively develops financial products that cater to the specific needs of rural customers, contributing to improved living standards and stimulating rural consumption [6][7]

Core Viewpoint - The company announced the approval of multiple proposals, including the transfer of equity in its controlling subsidiary and related party transactions during the 14th meeting of its third board of directors [2] Group 1 - The board meeting took place on December 19, where significant resolutions were passed [2] - The proposals include the transfer of equity in a controlling subsidiary, indicating potential strategic shifts or restructuring within the company [2] - The announcement was made through both online and offline channels, reflecting the company's commitment to transparency [2]

Core Insights - The European Council's position paper clarifies that the digital euro will support both online and offline usage scenarios [1] Group 1 - The digital euro aims to enhance payment efficiency in various environments, catering to the needs of consumers and businesses alike [1] - The initiative reflects the EU's commitment to modernizing its financial infrastructure and adapting to digital trends [1] - The dual-use capability of the digital euro is expected to facilitate seamless transactions across different platforms [1]

人民财讯12月19日电，线上线下（300959）12月19日公告，公司拟将控股子公司云赢文化51%的股权， 以3600万元的价格转让给缪青敏、贺嵩；公司持股5%以上股东汪坤为缪青敏、贺嵩支付本次股权转让 款及云赢文化应付线上线下及子公司的往来款项承担连带责任。上述交易完成后，公司不再持有云赢文 化股权。 汪坤为公司持股5%以上股东，在过去十二个月内曾为公司实控人，曾担任公司董事长、总经理。 ...

Group 1 - The company announced the transfer of 51% equity in its subsidiary, Fujian Yunying Cultural Media Co., Ltd., for RMB 36 million to two individuals, Ms. Miao Qingmin and Mr. He Song [1] - After the transaction, the company will no longer hold any equity in Yunying Cultural, and it will be excluded from the company's consolidated financial statements [1] - As of the first half of 2025, the company's revenue composition is as follows: 89.34% from mobile information services, 10.51% from digital marketing, and 0.15% from other businesses [1] Group 2 - The company's market capitalization is currently valued at RMB 8.4 billion [2]

无锡线上线下通讯信息技术股份有限公司 独立董事年报工作制度 无锡线上线下通讯信息技术股份有限公司 独立董事年报工作制度 第一条 为进一步完善无锡线上线下通讯信息技术股份有限公司（以下简称 "公司"）治理机制，健全公司内部控制制度，明确独立董事在年报信息披露中的 责任，根据《深圳证券交易所上市公司自律监管指引第 2 号——创业板上市公司 规范运作》《上市公司独立董事管理办法》《无锡线上线下通讯信息技术股份有限 公司独立董事工作制度》等有关规定，结合公司年度报告编制和信息披露工作的 实际情况，制定本制度。 第二条 独立董事应在公司年报编制和披露过程中切实履行职责和义务，勤 勉尽责，关注公司年度经营数据和重大事项等情况，确保公司年度报告真实、完 整、准确，不存在虚假记载、误导性陈述或者重大遗漏。 第三条 独立董事在公司年报编制、审核及信息披露工作中，应履行如下职 责： （一） 听取公司年度经营情况和重大事项的汇报； （二） 对公司年度审计工作安排及相关资料事前审阅，与会计师事务所进 行沟通； （三） 督促会计师事务所及时完成年度审计工作，以确保年度报告及时披 露； （四） 中国证监会、深圳证券交易所等规定的其他职责 ...

无锡线上线下通讯信息技术股份有限公司 内部审计制度 内部审计的目标是帮助公司的各部门有效地履行各自的职责。内部审计为各部门提 供了与各项工作有关的分析、评价、建议、忠告和信息。 内部审计目标包括以合理成本促进有效的控制。 第三条 内部审计机构的宗旨是：通过开展独立、客观的保证性与咨询性活动，运 用系统化和规范化的方法，评价和改进公司风险管理、控制和治理过程，其目的在于为 组织增加价值和提高运作效率，帮助组织实现其目标。 无锡线上线下通讯信息技术股份有限公司 内部审计制度 第一章 总 则 第一条 为了进一步规范内部审计工作，提高内部审计工作质量，保护投资者合法 权益，依据《中华人民共和国审计法》《审计署关于内部审计工作的规定》《深圳证券 交易所创业板股票上市规则》《深圳证券交易所上市公司自律监管指引第 2 号——创业 板上市公司规范运作》等法律、行政法规、部门规章、规范性文件和《无锡线上线下通 讯信息技术股份有限公司章程》（以下简称"《公司章程》"）的相关规定，结合公司实 际情况，特制定本制度。 第二条 本制度所称内部审计，是指由公司内部机构或人员，对公司内部控制和风 险管理的有效性、财务信息的真实性和完整性以 ...

无锡线上线下通讯信息技术股份有限公司 内幕信息知情人登记管理制度 第一章 总 则 第一条 为加强无锡线上线下通讯信息技术股份有限公司（以下简称"公司"） 内幕信息管理，做好内幕信息保密工作，维护信息披露的公平原则，保护广大投 资者的合法权益，根据《中华人民共和国公司法》《中华人民共和国证券法》《上 市公司信息披露管理办法》《深圳证券交易所创业板股票上市规则》《上市公司 监管指引第5号——上市公司内幕信息知情人登记管理制度》等有关法律法规及 《无锡线上线下通讯信息技术股份有限公司章程》及公司《信息披露管理制度》 等规定，结合公司实际情况，制定本制度。 第二条 公司董事会是内幕信息的管理机构，董事长为主要责任人，董事会 秘书负责办理公司内幕信息知情人的登记入档和报送事宜，董事会办公室为公司 内幕信息的监督、管理、登记、披露及备案的日常工作部门。董事长和董事会秘 书应当对内幕信息知情人档案的真实、准确和完整签署书面确认意见。 公司审计委员会应当对内幕信息知情人登记管理制度实施情况进行监督。 第三条 本制度适用于公司及下属控股子公司。 公司控股股东、实际控制人、持股5%以上股东、各类中介机构、董事、高 级管理人员及公 ...

无锡线上线下通讯信息技术股份有限公司 委托理财管理制度 第一章 总则 第一条 为加强与规范无锡线上线下通讯信息技术股份有限公司（以下简称 "公司"）委托理财事项的管理，保证公司资金、财产安全，有效防范、控制风险， 提高投资收益，维护公司及股东利益，依据《中华人民共和国证券法》、《深圳证 券交易所创业板股票上市规则》（以下简称"《上市规则》"）、《深圳证券交易所 上市公司自律监管指引第 2 号——创业板上市公司规范运作》、《深圳证券交易所 上市公司自律监管指引第 7 号——交易与关联交易》、《上市公司募集资金监管规 则》及《无锡线上线下通讯信息技术股份有限公司章程》（以下简称"《公司章程》"） 等法律、法规、规范性文件的有关规定，结合公司的实际情况，特制定本制度。 第二条 本制度所称委托理财是指在国家政策允许的情况下，在控制投资风 险的前提下，以提高资金使用效率、增加现金资产收益为原则，公司委托银行、 信托、证券、基金、期货、保险资产管理机构、金融资产投资公司、私募基金管 理人等专业理财机构对公司财产进行投资和管理或者购买相关理财产品的行为。 第三条 公司从事委托理财坚持"规范运作、防范风险、谨慎投资、保值增值 ...