Core Insights - C3.ai is positioned to capitalize on a $1.3 trillion market opportunity by 2032, with a surge in demand for its AI applications across various industries [2][16] - The company has shifted to a consumption-based billing model, leading to significant revenue growth and customer acquisition without a proportional increase in losses [9][10][11] Group 1: Company Overview - C3.ai has developed over 130 customizable AI applications for 19 industries, making it a pioneer in enterprise AI since its founding in 2009 [2] - The company can deliver AI applications within six months, targeting sectors like manufacturing, healthcare, financial services, and oil and gas [4] - C3.ai's applications are compatible with major cloud platforms, facilitating easy access for businesses [5] Group 2: Financial Performance - C3.ai reported a record revenue of $98.7 million in Q3 of fiscal 2025, reflecting a year-over-year growth of 26% [8] - The company closed 66 new deals in Q3, a 72% increase from the previous year, indicating strong demand for AI software [7] - Operating expenses increased by 11.3% to $403.8 million, but revenue growth outpaced this, resulting in a net loss increase of only 1% to $209 million [10][12] Group 3: Stock Valuation - C3.ai's stock has declined by 42% in 2025 and is down 87% from its all-time high in 2020, making it an attractive entry point for investors [3][13] - The price-to-sales (P/S) ratio has decreased to 6.9, which is a 28% discount to its three-year average of 9.6, suggesting a favorable valuation [14]

英伟达目前（美股盘后）跌6.57%，AMD跌7.6%，博通跌4%，美光科技跌3.7%，台积电ADR跌3.2%， Palantir跌2.2%，英特尔跌1.7%，C3.ai跌1.7%，特斯拉跌1.4%，苹果跌1.3%，高通和Meta也跌超1%。 周三亚太盘初，纳斯达克100股指期货跌1.3%，标普股指期货跌0.9%，道指期货跌0.4%。 ...

Summary of Insider Transactions Analysis Industry Overview - The analysis covers insider transactions across various companies in the enterprise software sector, particularly focusing on small to mid-cap (SMID Cap) firms. Key Insights - **March 2025 Insider Transactions**: The total insider transaction value was over $900 million, with 97% being sell transactions and only 3% buy transactions, excluding transactions by >10% external shareholders [5][7] - **Sell Transactions**: 95% of sell transactions were not executed under Rule 10b5-1, which allows for pre-scheduled trades. This percentage drops to 94% when excluding sales made to satisfy tax obligations. After adjusting for Nutanix's share sales by Bain Capital, the percentage of non-10b5-1 sell transactions falls to 4% and 3% respectively [5][7] - **Buy Transactions**: All buy transactions in March were executed under Rule 10b5-1, indicating a structured approach to buying shares by insiders [5][7] Notable Transactions - **Asana (ASAN)**: CEO Dustin Moskovitz purchased 1.8 million shares worth $25.6 million, holding 37.23% of total shares outstanding [5][7] - **C3.ai (AI)**: CEO Tom Siebel sold 639,000 shares valued at $13.9 million, owning 5.5% of total shares outstanding [5][7] - **Elastic (ESTC)**: CEO Ashutosh Kulkarni sold approximately 24,000 shares for $2.2 million, while co-founder Shay Banon sold around 203,000 shares for $21.9 million, with most sales not under 10b5-1 [5][7] - **GitLab (GTLB)**: Director Matthew Jacobson sold 153,000 shares worth $8 million, not under 10b5-1 [5][7] - **Nutanix (NTNX)**: Bain Capital sold 11 million shares valued at $819.6 million, not under 10b5-1, related to the conversion of convertible notes [5][7] - **Sprinklr (CXM)**: Director Neeraj Agrawal sold 26,000 shares for $242,000, not under 10b5-1 [5][7] Year-to-Date (YTD) Insights for 2025 - **Total Transactions**: The aggregate insider transaction value for the year was $1.1 billion, with 98% being sell transactions and 2% buy transactions [7] - **Sell Transactions**: 77% of sell transactions were not executed under 10b5-1, dropping to 76% when excluding tax-related sales. Adjusting for Nutanix's sales, this number falls to 3% [7] - **Buy Transactions**: All buy transactions executed in 2025 were under 10b5-1 [7] Additional Noteworthy Transactions - **Asana (ASAN)**: Co-founder Justin Rosenstein sold 1.35 million shares for $27.9 million, with ownership declining from 1.53% to 0.57% [7] - **Elastic (ESTC)**: Similar patterns of non-10b5-1 sales were observed among executives [7] - **Nutanix (NTNX)**: Continued significant sales by Bain Capital [7] - **Sprinklr (CXM)**: Multiple executives sold shares not under 10b5-1 [7] Conclusion - The analysis indicates a trend of significant insider selling across the covered companies, with a notable lack of buy transactions, suggesting potential caution among insiders regarding future performance. The structured nature of buy transactions under Rule 10b5-1 may reflect strategic planning by insiders amidst market uncertainties.

Group 1 - The current market environment is characterized by high volatility, making it challenging for investors to adhere to sound investment principles [1] - Emphasis is placed on the importance of assessing fundamentals and valuations carefully to navigate the market effectively [1] - The article highlights the author's extensive experience in technology sectors, both on Wall Street and in Silicon Valley, which informs their insights into industry trends [1] Group 2 - The author has been a contributor to Seeking Alpha since 2017, indicating a long-standing engagement with investment analysis [1] - The author's articles are widely disseminated, being featured on popular trading platforms like Robinhood, which enhances their reach and influence [1]

Core Viewpoint - C3.ai has developed over 40 industry-specific AI solutions but faces significant challenges, leading to a 58% decline in stock value since December, suggesting it may be a stock to avoid for investors [1][12]. Company State - C3.ai's enterprise software allows organizations to quickly develop and implement AI applications, which has fostered critical partnerships, particularly in the generative AI space [2]. - The company has maintained a partnership with Baker Hughes since 2019, along with extended collaborations with Amazon Web Services and Microsoft Azure, indicating the value of its solutions [3]. Financial Performance - For the first nine months of fiscal 2025, C3.ai reported over $280 million in total revenue, with a gross margin increase to 60% from 57% in the same period of fiscal 2023 [5]. - In Q3 of fiscal 2025, revenue grew 26% year over year to $99 million, marking the end of a seven-quarter streak of accelerating revenue growth [6]. - Costs and expenses in Q3 exceeded $516 million, resulting in a net loss of $209 million, which is only a slight improvement from the $206 million loss in fiscal 2024 [7]. - The company's stock-based compensation in the first nine months was $174 million, contributing to a free cash flow of nearly negative $55 million [8]. Revenue Guidance and Valuation - Fiscal Q4 revenue guidance is projected between $104 million and $114 million, suggesting a 25% growth rate at the midpoint, but this does not address the disparity between revenue and expenses [9]. - C3.ai lacks profits, resulting in no P/E ratio, and while its price-to-sales (P/S) ratio of 7 is the lowest in over two years, the inability to cover operating expenses and negative free cash flow undermines this valuation [10]. Investment Outlook - Given the financial challenges and uncertainty surrounding the Baker Hughes partnership, it is advisable for investors to avoid C3.ai stock [12][13].

Group 1 - The market indexes have turned lower due to tariff uncertainty, with key questions remaining about the duration and impact of these tariffs on companies and consumers [1][2] - Imports constitute about 15% of U.S. GDP, and it is unlikely that spending will decrease proportionately due to tariffs, nor that all tariffs will lead to price increases [2] - The market pullback is seen as an opportunity, as corrections and pullbacks are common and often lead to subsequent gains [3][5] Group 2 - The Dow is down 14.9%, the S&P 500 is down 17.4%, and the Nasdaq is down 22.7% from their all-time highs, indicating corrections and bear markets [4] - Historical data shows that after significant declines in March, the S&P typically rises in April, with an average gain of 5.92% [8][9] - The earnings outlook for Q1'25 shows a forecasted increase of 5.9%, with subsequent quarters expected to see even higher growth, indicating strong underlying corporate performance despite recession fears [26] Group 3 - Recent inflation reports indicate a slight decrease in core inflation, with the Consumer Price Index showing 3.1% year-over-year [18][19] - The Federal Reserve is forecasting two more rate cuts this year, which could lead to increased investment in equities as interest rates fall [20] - The dramatic shift in GDP estimates for Q1'25 from positive to negative has raised concerns, but underlying economic strength is supported by job growth and other indicators [21][23] Group 4 - The current tech boom, driven by Artificial Intelligence, is expected to be transformative across various industries, similar to past technological revolutions [15] - The market outlook is bolstered by strong earnings growth forecasts and the potential for significant stock price appreciation as valuations appear attractive [26][27] - The strategies for stock selection emphasize the importance of proven methods and expert recommendations to maximize investment success [28][30]

Group 1 - In March, 30 new analysts published their first articles on Seeking Alpha, showcasing fresh perspectives in the investment community [1][2] - Seeking Alpha Editors highlight the best ideas from these new analysts, providing insights into their interests and experiences [2] - The series aims to support the community in discovering new analysts and investment ideas [2]

Core Points - Atrium Mortgage Investment Corporation has declared a dividend of $0.0775 per common share for April 2025, payable on May 13, 2025, to shareholders of record on April 30, 2025 [1] - The company currently pays monthly dividends at an annual rate of $0.93 per share, with a potential special dividend at year-end if declared dividends are less than taxable income for the fiscal year [2] - Atrium offers a Dividend Reinvestment Plan (DRIP) that allows shareholders to reinvest dividends in new shares at a 2% discount from market price without commissions, facilitating compound growth [3] Company Overview - Atrium is a non-bank provider of residential and commercial mortgages, focusing on major urban centers in Canada where real estate stability and liquidity are high [4] - As a Mortgage Investment Corporation (MIC) under the Canada Income Tax Act, Atrium is not taxed on income as long as taxable income is distributed to shareholders as dividends within 90 days after year-end [5]

Core Viewpoint - Advances in artificial intelligence (AI) are significantly transforming the global economy and business productivity, with SoundHound AI and C3.ai positioned for long-term growth despite recent stock sell-offs [1]. Group 1: SoundHound AI - SoundHound AI is a leader in conversational AI, providing voice solutions that enhance user interaction with technology [3]. - For the year ended December 31, 2024, SoundHound AI reported total revenue of $84.7 million, reflecting an 85% year-over-year increase [4]. - The company has a subscriptions and bookings backlog of $1.2 billion, indicating strong future revenue potential [4]. - For 2025, SoundHound AI targets full-year revenue between $157 million and $177 million, representing a 97% increase at the midpoint [5]. - The company anticipates achieving positive adjusted EBITDA by the end of 2025 [5]. - SoundHound AI's agentic AI applications could revolutionize customer service and employee experience, potentially replacing human-operated call centers [6]. - Investors are encouraged to consider SoundHound AI for long-term growth in the voice-driven AI sector [7]. Group 2: C3.ai - C3.ai focuses on enterprise AI, offering a platform for developing and deploying custom AI applications with a low-code architecture [8]. - The company has established a strategic alliance with Microsoft, enhancing its business through the Azure cloud ecosystem [9]. - For the fiscal third quarter ending January 31, C3.ai reported total revenue of $99 million, a 26% year-over-year increase, up from 18% growth in the prior year [10]. - C3.ai targets revenue growth of 24% to 27% for the full year, with a narrowing financial loss [10]. - C3.ai has a market capitalization of $3.1 billion, lower than SoundHound AI's $4.1 billion, despite higher total revenue [11]. - The forward price-to-sales ratio for C3.ai is 8, indicating it may be undervalued compared to SoundHound AI's ratio of 25 [11]. Group 3: Investment Outlook - Both SoundHound AI and C3.ai are viewed as compelling buy-the-dip opportunities, with SoundHound AI expected to outperform due to its stronger growth outlook [13]. - SoundHound AI is recommended for investors seeking tech sector exposure within a diversified portfolio [13].

C3.ai (AI) shares are currently overvalued, as suggested by its Value Score of F.In terms of the forward 12-month Price/Sales, AI is trading at 6.65X, higher than the sector’s 5.78X.C3.ai is expensive compared with its industry peers Infosys, Stem and Taboola.com, which currently trade at forward 12-month Price/Sales of 3.73X, 0.27X and 0.46X, respectively.Price/Sales (F12M) Image Source: Zacks Investment Research AI shares have lost 32.4% in the year-to-date period compared with the Zacks Computer & Techno ...