一、同意交通银行股份有限公司辽源支行升格为交通银行股份有限公司辽源分行，营业场所为吉林省辽 源市龙山区西宁大路463号。 四、交通银行应自本行政许可决定作出之日起6个月内完成变更并向吉林金融监管局及辽源金融监管分 局报告。未在规定期限内完成变更的，本批复文件失效，由吉林金融监管局办理行政许可注销手续。 2025年12月4日，吉林金融监管局发布批复称，《交通银行吉林省分行关于辽源支行升格为分行的请 示》（交银吉〔2025〕75号）收悉。经审核，现批复如下： 二、该辽源支行升格后业务范围为：经银行保险监督管理机构或其他有行政许可权的机构批准并经上级 机构授权办理的业务。 三、交通银行应自收到本行政许可决定之日起10个工作日内持相关手续到吉林金融监管局换领金融许可 证，并及时到市场监督管理部门办理变更登记手续。 ...

当前，数字经济与实体经济深度融合，产业加速转型升级，企业财资管理面临深刻变革。近年来，国家 政策层面强化对企业财资管理能力的指导与要求。国务院国资委明确推动中央企业加快司库体系建设， 实现资金等金融资源的集约、高效和安全管理。同时，培育新质生产力、提升产业链供应链韧性等战略 导向，亦对企业优化金融资源配置、强化财务管控提出了更高标准。在此进程中，金融服务的赋能作用 日益凸显。 基于对国资监管及市场趋势的深刻洞察，交通银行（简称"交行"）持续深化并完善"蕴通司库"品牌服务 方案。通过"1+3+N"智慧司库服务体系，交行致力于为企业提供场景适配、灵活扩展的综合财资解决方 案，赋能企业提升资金效率、降低财务成本、增强风险韧性，从而为实体经济的高质量发展注入金融动 能。 "N"代表N种产品灵活组合。其中涵盖账户管理、支付结算、资金集中、票据及金融资产管理、全球现 金管理等司库领域重点产品，满足企业多样化需求。例如，支付结算产品提供便捷、高效的资金收付渠 道，资金集中产品助力企业实现资金集中归集与高效调配，票据及金融资产管理产品提供全方位票据管 理和金融资产配置服务，全球现金管理产品为跨国企业提供全球资金可视可控服务等 ...

股票代码：601328 股票简称：交通银行 编号：临2025- 075 交通银行股份有限公司 关于2025年第四次临时股东会召开时间变更的公告 交通银行股份有限公司（以下简称"交通银行"或"本行"）董事会及全体董事保证本公告内容不存在任何 虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ■ 二、股东会时间变更原因 三、变更后股东会的有关情况 （一）变更后的现场会议的日期时间 召开的日期时间：2025年12月12日14点00分 （二）变更后的网络投票起止日期和投票时间 网络投票的起止时间：自2025年12月12日 至2025年12月12日 本行于2025年11月20日在上海证券交易所网站（www.sse.com.cn）披露了《交通银行股份有限公司关于 召开2025年第四次临时股东会的通知》（公告编号：临2025-073。现因工作安排原因，调整股东会召开 时间，变更情况说明如下： 原定召开日期时间：2025年12月12日09点30分 变更后召开日期时间：2025年12月12日14点00分 除上述调整事项外，于2025年11月20日公告的原股东会通知其他事项不变。 ...

Core Viewpoint - The banking industry is undergoing a digital transformation driven by artificial intelligence (AI), with China’s Bank of Communications (BoCom) positioning its digital transition as a key strategy for high-quality development [1] Group 1: Digital Transformation Strategy - BoCom has released several strategic plans, including the "14th Five-Year" financial technology development plan and the "Artificial Intelligence+" action plan, to accelerate the establishment of a "digital BoCom" [2] - The bank's technology investment has consistently accounted for over 5% of its operating income over the past three years, with its financial technology talent pool growing from approximately 4,000 to nearly 10,000, representing nearly 10% of the workforce [2] - BoCom has restructured its digital financial infrastructure, significantly increasing its computing power, particularly in intelligent computing, to support the systematic and scalable implementation of AI [2] Group 2: AI Development and Applications - BoCom is building a "super brain" through its "Artificial Intelligence+" strategy, establishing a "1+1+N" AI framework and creating a financial model algorithm matrix worth hundreds of billions [3] - The bank has developed hundreds of application scenarios and digital employees across various fields, including customer service and risk assessment, transforming from human replacement to value creation [3] Group 3: Data Utilization and Innovation - BoCom has established an enterprise-level data service system that connects with national credit platforms and various data institutions, integrating over a hundred national and dozens of regional data types [4] - The bank has pioneered a data asset financing platform in Shenzhen, successfully implementing a project for data intellectual property pledge financing, which has won multiple awards for its innovative approach [4] Group 4: Business Empowerment and Growth - BoCom is leveraging its digital capabilities to enhance service to the real economy, integrating data and AI into core business areas such as technology innovation, cross-border finance, and supply chain [5] - The bank's mobile banking monthly active users have exceeded 53 million, indicating a growing reach of its integrated online and offline service system [5] - BoCom has provided loan support to over 60,000 technology enterprises, with a technology loan balance surpassing 1.5 trillion yuan, and has seen an average growth rate of over 30% in loans to small and micro enterprises [6] Group 5: Regional Innovation and Impact - BoCom's Qingdao branch has developed an industrial internet financial service platform that integrates information, funds, and logistics, significantly improving financing efficiency [7] - The platform has received multiple awards for its innovative impact on regional economic development, demonstrating the effectiveness of BoCom's digital financial initiatives [7]

Core Viewpoint - The successful issuance of the first high-standard farmland construction loan by Bank of Communications Liaoning Branch demonstrates the effectiveness of deepening cooperation among government, banks, and enterprises, facilitating the flow of financial resources into key areas of rural revitalization [2]. Group 1: Loan Details - Bank of Communications Liaoning Branch issued its first high-standard farmland construction loan of 5 million yuan to support agricultural micro-enterprises facing financing bottlenecks [1]. - The loan aims to enhance the construction of high-standard farmland, which is crucial for ensuring national food security and promoting rural revitalization [1]. Group 2: Project Impact - The timely injection of loan funds will ensure the smooth implementation of key projects such as water-saving irrigation and field roads across thousands of acres of high-standard farmland [1]. - Upon project completion, the water utilization coefficient of the canal system in the project area is expected to increase to 0.8, and the level of agricultural mechanization is projected to improve by 10%-20%, enhancing irrigation security and disaster resistance of the farmland [1].

关于2025年第四次临时股东会召开时间变更的公告 交通银行股份有限公司（以下简称"交通银行"或"本行"）董事会及全体董事保证本 公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和 完整性承担法律责任。 股票代码：601328 股票简称：交通银行 编号：临2025- 075 交通银行股份有限公司 （一）原股东会的类型和届次：2025年第四次临时股东会 （二）原股东会召开日期时间：2025 年 12 月 12 日9 点 30 分 （三）原股东会股权登记日： | 股份类别 | 股票代码 | 股票简称 | 股权登记日 | | --- | --- | --- | --- | | Ａ股 | 601328 | 交通银行 | 2025/12/4 | 二、股东会时间变更原因 本行于 2025 年 11 月 20 日在上海证券交易所网站（www.sse.com.cn）披露 了《交通银行股份有限公司关于召开 2025 年第四次临时股东会的通知》（公告编 号：临 2025-073。现因工作安排原因，调整股东会召开时间，变更情况说明如 下： 重要内容提示： 会议延期后的召开日期时间：2025 年 12 月 ...

Core Viewpoint - The article emphasizes the role of financial institutions, particularly Bank of Communications, in promoting inclusive finance and supporting the development of the disabled community in the Guangdong-Hong Kong-Macao Greater Bay Area through innovative financial services and products [1][6]. Group 1: Financial Services for the Disabled - Bank of Communications launched the "Comprehensive Financial Service Plan for Assisting the Disabled," which includes accessible services, inclusive finance, cross-border finance, and digital RMB wallets to provide practical financial support for the disabled and related organizations [2]. - The bank introduced a "No Barriers Love Loan" offering credit limits up to 1 million yuan with exclusive preferential interest rates, facilitating quick online applications and approvals [2]. - A series of specialized loans, such as entrepreneurial guarantee loans and assistive business loans, are designed to support businesses that assist the disabled, providing tailored financial backing and policies [2][3]. Group 2: Technological Empowerment - The bank focuses on technology to enhance financial services, creating a customized intelligent fund management system for disability associations to improve fund management efficiency [4]. - The "Cloud Cross-Bank" fund management service platform has served over 1,500 government and enterprise units, ensuring that donations are effectively utilized for the benefit of the disabled community [4]. - Innovative services like "Credit Medical Care" allow patients to receive treatment before payment, addressing healthcare payment challenges, while the "Smart Campus" program offers comprehensive services for special education institutions [4]. Group 3: Regional Financial Innovation - The bank integrates regional financial innovation into its services, offering fee waivers for cross-border remittances and a suite of one-stop cross-border financial services for businesses assisting the disabled [6]. - The bank has established 64 "Social Security and Banking Cooperation Points" across Guangdong to provide comprehensive financial support for the disabled, enhancing accessibility and service quality [6]. - Exclusive products such as a digital RMB wallet and commemorative coins for the 2025 National Special Olympics are designed to enhance the payment and investment experience for event participants [6]. Group 4: Commitment to Social Responsibility - The bank's initiatives reflect a commitment to "finance for good," focusing on inclusive product design, technology-driven services, and regional financial innovations to benefit the disabled community [7]. - The bank aims to ensure that the benefits of financial development reach all members of society, including the disabled, contributing to the overall advancement of the disabled community [7].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 （於中華人民共和國註冊成立的股份有限公司） 變更臨時股東會召開時間 因工作安排的原因，原定於2025年12月12日九時三十分舉行的臨時股東會變更至 2025年12月12日十四時舉行。 委任代表表格 除上述變更外，臨時股東會的委任代表表格維持不變，對延期的臨時股東會而言 仍然有效。尚未交回委任代表表格但有意出席及於臨時股東會投票的股東須依據 其上列印的指示填妥並於延期後的臨時股東會指定舉行時間24小時前（即2025年 12月11日（星期四）下午十四時前）送達本行H股股份過戶登記處香港中央證券登 記有限公司，地址為香港灣仔皇后大道東183號合和中心17M樓。為免疑慮，若 股東已經依據委任代表表格上列印的指示填妥並交回，該等委任代表表格對延期 的臨時股東會而言，仍然有效，該股東無須再次遞交委任代表表格。 1 （股份代號：03328） 關於2025年第四次臨時股東會召開時間變更的公告 茲提述交通銀行股份有限公司 ...

三、交通银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险合规 意识，熟悉任职岗位职责，忠实勤勉履职。 2025年12月4日，邯郸金融监管分局发布批复称，《交通银行股份有限公司河北省分行关于核准吴少杰 同志任职资格的请示》（交银冀〔2025〕63号）收悉。经审核，现批复如下： 二、交通银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自交通银行政许可决 定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批复文件失 效，由决定机关办理行政许可注销手续。 一、核准吴少杰交通银行邯郸分行行长的任职资格。 ...

Core Viewpoint - The Bank of Communications Henan Branch emphasizes integrating development and safety into its operations, continuously enhancing credit risk management and asset quality [1] Group 1: Risk Management Enhancements - The bank strengthens risk prevention capabilities by enforcing management responsibilities and establishing a mechanism for regular customer risk assessments [1] - It focuses on dynamic risk management in key areas such as real estate and local debts, utilizing a proactive approach to risk control [1] - The bank implements a tailored strategy for key corporate projects, accelerating asset disposal through resource integration and enhancing the effectiveness of bad debt management [1] Group 2: Bad Debt Disposal Strategies - The bank adopts a targeted approach for retail sectors based on asset quality characteristics, employing traditional tools like litigation and write-offs while promoting the securitization of individual loan bad debts [1] - Collaboration with external institutions such as courts and law firms is emphasized to optimize pre-litigation mediation processes [1] Group 3: Commitment to Economic Stability - The Bank of Communications Henan Branch aims to consolidate existing achievements and continuously improve risk management precision, positioning itself as a key player in supporting the real economy and maintaining financial stability [1]