当前，无论是企业端还是个人端，数字人民币的应用场景均在持续丰富。例如，作为首家接入数字人民 币体系的台资银行，富邦华一银行已经落地企业端和个人端的应用场景，持续拓展广度与深度，推动台 企接入数字人民币收款系统。 据新华社电 9月10日，2025年中国国际服务贸易交易会在北京开幕。作为服贸会九大专题之一，金融服 务专题升级打造了数字人民币潮流集市，在规划近1000平方米的沉浸式数字人民币生态体验展区，工商 银行、中国银行等金融机构联袂打造"数字人民币+"创新展示矩阵。业内人士表示，本届服贸会展现出 银行与互联网平台强强联手、创新数字人民币应用的趋势，这将进一步提升消费者生活便利化程度。 为提高观众参与度及对数字人民币的认知程度，多家商业银行策划了特色互动活动。例如，交通银行数 字人民币硬钱包专区展示"有朋""玉佩"等高颜值卡面设计，将传统文化与现代科技完美融合。 往届火爆的数字人民币IP周边盲盒满减活动作为保留体验项目，今年继续在交通银行展台开展，观众可 参与活动赢取带有交通银行数字人民币特色形象的纸扇、手机架等周边产品。 中国银行展台展示了数字人民币硬钱包自助服务机。该行展台讲解员介绍："在数字人民币硬钱包自 ...

Core Points - The 48th World Skills Competition will be held in Shanghai from September 22 to 27, 2026, representing the highest level of global vocational skills events [3] - The event aims to showcase China's achievements in vocational skills training and strengthen international exchanges in the skills sector, with significant attention from the central government [3] - The competition will feature 64 events across six major fields, with the addition of new projects to meet the demands of emerging industries [4] Group 1: Event Organization and Structure - The total venue area for the Shanghai competition is approximately 360,000 square meters, utilizing multiple fixed locations including the National Exhibition and Convention Center [4] - The organizational structure for the event has been established, with clear responsibilities and efficient coordination among various committees [3] Group 2: Sponsorship and Financial Support - The sponsorship recruitment for the event has begun, with over 200 potential sponsors from around the world expressing interest in providing various forms of support [7] - Major national strategic sponsors, including Industrial and Commercial Bank of China and SAIC Motor, have announced their service plans to support the event [9] Group 3: Volunteer and Community Engagement - The volunteer recruitment for the event has officially launched, with a comprehensive training system and management platform designed to ensure professional service [5] - The event aims to promote a culture of craftsmanship and skills, with the appointment of ten skill ambassadors to inspire and motivate the youth [10][12] Group 4: Promotion and Public Awareness - The promotional activities for the event have gained significant traction, with a notable increase in public engagement through social media and other channels [7] - The event's promotional campaign includes a video showcasing the skills and talents of young individuals, emphasizing the importance of skills in achieving success [7] Group 5: Skills Development and Recognition - The skill ambassadors appointed for the event represent a diverse range of backgrounds and achievements, highlighting the transformative power of skills in personal and professional development [12][14] - The event is positioned as a platform for global youth to showcase their skills, fostering innovation and collaboration in the pursuit of excellence [14]

Group 1 - The 2025 China International Service Trade Fair was held in Beijing, showcasing the latest achievements in domestic and international service trade with the theme "Digital Intelligence Leading, Service Trade Renewed" [1] - China Bank, as the exclusive global partner of the banking industry for five consecutive years, supported various activities including domestic and international roadshows, and showcased its innovative vitality and practical achievements in the financial sector [1] Group 2 - In recent years, China has optimized its entry policies, establishing a visa facilitation system that includes unilateral visa exemptions and transit visa exemptions, making it globally attractive [2] - China Bank has leveraged its global and comprehensive operational advantages to create a one-stop comprehensive solution for foreign visitors, addressing diverse needs in communication, payment, transportation, and daily convenience [2][4] Group 3 - China Bank aims to build a new financial service ecosystem that is multi-faceted, fully supportive, and customized, serving as a bridge connecting China and the world [5] - The "CUBe Card," a three-in-one service package developed by China Bank, Beijing Unicom, and Beijing Yikatong, offers a one-stop solution for payment, communication, and transportation specifically for foreign tourists [5] Group 4 - China Bank has actively responded to policies optimizing tax refund services for outbound tourists, participating in tax refund services in 16 provinces and cities, with exclusive agency in 12 [6] - The bank has introduced convenient measures for tax refunds, including a centralized refund model called "immediate purchase and immediate refund," enhancing the shopping and tax refund experience for foreign travelers [6] Group 5 - As a designated operator of digital RMB, China Bank has focused on pilot projects in various sectors, showcasing 12 commemorative hard wallet products at the trade fair [8] - The bank also introduced a new hard wallet featuring traditional Chinese cultural elements, enhancing the appeal of digital RMB [8] Group 6 - China Bank displayed a digital RMB hard wallet issuance machine, allowing the public to experience self-service functions such as application, inquiry, recharge, and recycling [9] - The bank is actively involved in the multi-central bank digital currency bridge project, supporting 24/7 automatic processing of currency bridge remittance and agency services for overseas branches [9]

Core Viewpoint - The 2025 China International Fair for Trade in Services (CIFTIS) showcases the robust development of China's service trade and serves as a significant platform for the "Beijing Service" brand, with Bank of China Beijing Branch demonstrating its financial innovation and commitment to global financial services [1] Group 1: Financial Innovation and Services - Bank of China Beijing Branch has been the exclusive global partner of the banking industry for five consecutive years at CIFTIS, showcasing various financial service cases that highlight its role in supporting the construction of a strong financial nation and high-quality development in the capital [3] - The branch introduced the "CUBe Card," a first-of-its-kind card that integrates digital RMB payments, mobile communication, and municipal transportation functions into a single SIM card, facilitating a seamless experience for foreign travelers [3] - The branch has been the exclusive agent for Beijing's departure tax refund services for ten years, innovating a "one point connects the whole city" model for immediate refunds, enhancing the shopping and tax refund experience for international visitors [3] Group 2: Digital Currency and Payment Solutions - The branch has actively promoted the application of digital RMB, launching over ten commemorative hard wallet products since the pilot in 2020, and introduced a new version featuring elements of traditional Chinese culture during CIFTIS [4] - Self-service machines for hard wallets were showcased, allowing for easy application, recharge, and recycling, further enhancing service convenience [4] Group 3: Cross-Border Financial Innovation - The branch is involved in the "Two Zones" construction in Beijing, utilizing cross-border financial innovations to assist enterprises in expanding internationally and attracting foreign investment, thereby broadening the global reach of "Beijing Service" [5] - A groundbreaking project for interoperable digital trade payments was successfully launched in April, reducing document circulation costs by approximately 30% and significantly improving trade efficiency [5] Group 4: Trade Facilitation and Public Service Platforms - The establishment of the "Jingmao Xing" platform, a new international trade public service platform in the Beijing-Tianjin-Hebei region, has reduced the review cycle for offshore trade from about one month to 3-7 days, greatly enhancing trade convenience [6] Group 5: Support for Modern Industry and Financial Services - Bank of China Beijing Branch is committed to injecting financial resources into the modernization of the industrial system in Beijing, focusing on technology finance and inclusive finance to strengthen the industrial foundation of "Beijing Service" [7] - The branch has supported over 5,000 technology enterprises with credit support amounting to nearly 90 billion yuan, showcasing its commitment to fostering innovation [7] - Inclusive finance initiatives include specialized products like "High-tech Loan" and "Science and Technology Star Fire Loan," aimed at meeting the needs of small and micro enterprises and enhancing their risk resilience [7]

Group 1 - The financial services section of the 2025 Service Trade Fair focuses on "Digital Intelligence Driving Open Win-Win," providing a platform for global financial institutions to collaborate and showcase new trends in finance [1] - A total of 97 companies participated in the financial services section, with 51 domestic and 46 foreign institutions, resulting in an internationalization rate of 47.4% [10] - The event highlighted the importance of financial technology in promoting inclusive finance, with innovations such as voiceprint technology for elderly clients to facilitate transactions [10] Group 2 - The digital RMB was prominently featured, with various banks offering promotional activities to encourage its use, including a "red envelope rain" event [11][12] - Innovative applications of digital RMB were showcased, such as the collaboration between Industrial and Commercial Bank of China and Meituan to develop a digital RMB prepaid card [12] - The event also emphasized the value of investment, with companies like Galaxy Securities and Jianxin Fund using the fair to engage with a wide audience and promote their services [13][14]

Core Insights - The article highlights the advancements in payment convenience showcased at the 2025 Service Trade Fair, emphasizing the efforts of financial institutions to enhance payment experiences for both domestic and foreign users [1][2][3]. Group 1: Payment Innovations - WeChat Pay has optimized services for foreign visitors, allowing them to use overseas e-wallets for in-store payments and offering a 60-day fee waiver for new foreign card users [2][3]. - UnionPay introduced the "Chuangyoutong" terminal, which supports both personal communication and UnionPay cards, providing services like WiFi, translation, and maps for inbound travelers [2]. - Bank of China showcased the "Mifang Card," integrating payment, communication, and transportation services, along with a centralized tax refund model for foreign visitors [3]. Group 2: Digital Currency Engagement - The digital RMB experience zone at the fair attracted significant attention, featuring interactive activities and various promotional offers from banks, such as discounts and cash vouchers for using digital RMB [4][5]. - The digital RMB has evolved from a novelty to a widely recognized payment method, with diverse functionalities catering to different user needs and scenarios [6][7]. Group 3: Ongoing Payment Convenience Efforts - The push for payment convenience is a long-term strategy, with significant improvements noted since the release of government guidelines in March 2024, focusing on enhancing services for foreign visitors and the elderly [7][8]. - The financial sector is witnessing a competitive environment that enhances consumer payment experiences, contributing positively to overall economic activity [8]. Group 4: Future Directions - Experts suggest that the digital RMB can enhance payment efficiency and security, with potential for further innovations in smart contracts, cross-border payments, and wearable devices [8][9]. - Financial institutions are committed to innovating application scenarios for digital RMB while ensuring safety and compliance with regulatory frameworks [9].

Core Insights - The article highlights the advancements in payment convenience showcased at the 2025 Service Trade Fair, emphasizing the efforts of financial institutions to enhance payment experiences for both domestic and foreign users [1][3][11] Payment Convenience Achievements - The financial service section of the fair has become a popular topic on social media, indicating a strong interest in payment innovations [3] - Various financial institutions demonstrated new payment solutions for foreign visitors, such as Tencent's WeChat Pay, which has optimized services for foreign cardholders and introduced fee waivers for new users [4][5] - UnionPay showcased its "Chuangyoutong" terminal, which integrates multiple services for inbound travelers, enhancing their experience in China [4] - The Bank of China presented the "Mifang Card," which combines payment, communication, and transportation functionalities, along with a centralized tax refund service for foreign visitors [4] Digital Currency Initiatives - The digital yuan was a major attraction at the fair, with banks offering interactive activities and promotions to encourage adoption [6][7] - Various banks provided discounts and incentives for using digital yuan, such as cash vouchers and promotional items, which attracted many attendees [7][8] - The digital yuan's features, including instant settlement and security, position it as a favorable option for enhancing payment convenience [13] Ongoing Payment Optimization Efforts - The article notes that the push for payment convenience is a long-term strategy, with significant improvements observed since the release of government guidelines in March 2024 [11][12] - Financial institutions have focused on enhancing services for foreign visitors and the elderly, achieving notable progress in payment acceptance and user experience [11][12] - The continuous development of digital yuan applications and the integration of smart contracts are expected to further enhance payment efficiency and security [13]

Core Viewpoint - The article highlights the growing popularity and innovative applications of digital RMB at the financial services exhibition, showcasing various engaging activities and promotions to encourage consumer adoption [1][3][7]. Group 1: Digital RMB Experience - The exhibition features an immersive 1,000 square meter area dedicated to digital RMB, allowing visitors to experience its payment convenience through various interactive setups [1]. - Banks are using promotional activities, such as one yuan coffee and blind box draws, to attract consumers to use digital RMB [3]. - A variety of engaging activities, including dart throwing and roulette, are incorporated by financial institutions to enhance the consumer experience with digital RMB [3]. Group 2: Collaborative Initiatives - Beijing Bank collaborates with cultural and culinary enterprises to create an immersive marketplace called "Digital Currency Kaleidoscope," offering activities like "Beijing" themed challenges and chances to win digital currency consumption red envelopes [3][5]. - The partnership between Hanglv Zongheng and Bank of Communications introduces a digital RMB red envelope activity, allowing users to redeem it for discounts on international flight tickets and other services [7]. Group 3: Technological Innovations - The Industrial and Commercial Bank of China (ICBC) and Meituan have developed a digital RMB prepaid card, addressing issues related to prepaid fund inquiries and refunds, ensuring payment security [7]. - ICBC has integrated digital RMB hard wallet acceptance across all 29 subway lines in Beijing, enhancing the convenience of public transport payments [7]. - Tencent is exploring cross-border payment scenarios for digital RMB, having completed "barcode interconnection" verification, allowing users to make payments in various environments using digital RMB [7].

Core Viewpoint - Chutianlong Co., Ltd. reported significant pressure on its operating performance in the first half of 2025, with a revenue decline of 4.83% year-on-year and a net profit loss of 0.40 billion yuan, marking a 213.07% decrease compared to the previous year [1][2]. Financial Performance - The company's revenue for the first half of 2025 was 4.57 billion yuan, down from the previous year [1]. - Key financial metrics such as net profit margin, gross profit margin, and return on equity reached new lows, with net profit margin dropping from -2.66% to -8.72%, a decline of 6.06 percentage points [1]. - Gross profit margin fell from 30.23% to 24.58%, a decrease of 5.66 percentage points [1]. - Return on equity was -2.77, down by 1.92 percentage points [1]. Cash Flow and Inventory Management - The company faced increased cash flow pressure, with a net cash flow from operating activities of -1.33 billion yuan, worsening from -0.63 billion yuan in the previous year [2]. - Inventory turnover days improved to 94.07 days, a decrease of 14.76% compared to the previous year, indicating better inventory management [2]. - The asset-liability ratio was 25.06%, down by 0.79 percentage points year-on-year, suggesting a reduction in the proportion of total liabilities to total assets [2]. Institutional Holdings - The number of institutional investors holding Chutianlong shares plummeted from 41 to just 1, indicating a significant loss of confidence among institutional investors [2]. Business Challenges and Strategies - The company attributed its revenue decline to intensified market competition, high R&D costs, and delayed customer payments leading to credit impairment losses [1][2]. - Chutianlong is focusing on expanding orders, improving operational efficiency, and enhancing cost control while increasing investment in new product development [3]. - The company is actively involved in the digital currency sector, providing integrated software and hardware solutions for various applications, although revenue from digital currency-related businesses remains a small portion of total revenue [3].

Group 1: Financial Performance - The company's revenue experienced a slight decline year-on-year due to intensified market competition and fluctuations in product demand, particularly in embedded security products, which saw a decrease in average unit price [1] - Net profit decline was greater than revenue decline, primarily due to reduced overall gross margin and significant R&D and marketing investments [2] - Delayed customer payments led to substantial credit impairment losses, adversely affecting performance [2] Group 2: Business Strategy and Development - The company is focusing on expanding orders, improving operational efficiency, and enhancing cost control and accounts receivable collection [2] - Continuous investment in new product development and commercialization, particularly in digital currency applications and AI Agent solutions, is being pursued [2] - The company has invested in Shenzhen Redtea Mobile, the first Chinese company to partner with Apple for eSIM connectivity, aiming for international expansion in telecommunications and IoT sectors [3] Group 3: eSIM Business Progress - Increased R&D investment in the eSIM sector, enhancing product lines and service capabilities to support domestic and international business expansion [3] - Collaboration with domestic mobile operators to provide innovative eSIM solutions, leveraging cross-industry service advantages [3] Group 4: Digital Currency Initiatives - As a pioneer in digital RMB ecosystem development, the company is providing integrated hardware and software solutions for various applications, including cross-border transactions and government subsidies [5] - Successfully launched products such as digital RMB hardware wallets and self-service terminals, with ongoing pilot projects [5] - The company is exploring opportunities in cross-border settlements and blockchain integration to enhance payment efficiency and reduce costs [5]