Citizens Financial (CFG)
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Citizens Financial (CFG) - 2023 Q2 - Earnings Call Transcript
2023-07-19 18:09
Citizens Financial Group, Inc. (NYSE:CFG) Q2 2023 Earnings Conference Call July 19, 2023 9:00 AM ET Company Participants Kristin Silberberg - EVP, IR Bruce Van Saun - Chairman and CEO John Woods - CFO Brendan Coughlin - Head, Consumer Banking Don McCree - Head, Commercial Banking Conference Call Participants Scott Siefers - Piper Sandler Erika Najarian - UBS Nathan Stein - Deutsche Bank Gerard Cassidy - RBC Ken Usdin - Jefferies John Pancari - Evercore Manan Gosalia - Morgan Stanley Vivek Juneja - JPMorgan ...
Citizens Financial (CFG) - 2023 Q2 - Earnings Call Presentation
2023-07-19 14:53
Forward-looking statements and use of non-GAAP financial measures Forward-looking statements are based upon the current beliefs and expectations of management, and on information currently available to management. Our statements speak as of the date hereof, and we do not assume any obligation to update these statements or to update the reasons why actual results could differ from those contained in such statements in light of new information or future events. We caution you, therefore, against relying on an ...
Citizens Financial (CFG) Presents At Barclays Americas Select Franchise Conference - Slideshow
2023-05-15 10:29
Bruce Van Saun Chairman, Chief Executive Officer • Negative economic, business and political conditions, including as a result of the interest rate environment, supply chain disruptions, inflationary pressures and labor shortages, that adversely affect the general economy, housing prices, the job market, consumer confidence and spending habits; • The general state of the economy and employment, as well as general business and economic conditions, and changes in the competitive environment; • Our capital and ...
Citizens Financial (CFG) - 2023 Q1 - Quarterly Report
2023-05-09 16:00
The Company's derivative transactions are internally divided into three sub-groups: institutional, customer and residential loan. Certain derivative transactions within these sub-groups are designated as fair value or cash flow hedges, as described below: Derivatives Designated As Hedging Instruments The Company's institutional derivatives qualify for hedge accounting treatment. The net interest accruals on interest rate swaps designated in a fair value or cash flow hedge relationship are treated as an adju ...
Citizens Financial (CFG) - 2023 Q1 - Earnings Call Transcript
2023-04-19 17:50
Citizens Financial Group, Inc. (NYSE:CFG) Q1 2023 Earnings Conference Call April 19, 2023 9:00 AM ET Company Participants Kristin Silberberg - Executive Vice President, Investor Relations Bruce Van Saun - Chairman and CEO John Woods - Chief Financial Officer Brendan Coughlin - Head, Consumer Banking Don McCree - Head, Commercial Banking Conference Call Participants Erika Najarian - UBS Peter Winter - D.A. Davidson Scott Siefers - Piper Sandler Gerard Cassidy - RBC John Pancari - Evercore Operator Good morni ...
Citizens Financial (CFG) - 2023 Q1 - Earnings Call Presentation
2023-04-19 17:48
– Focused on driving primary, engaged households with distinctive capabilities – Enhanced tools and invested in capabilities to drive higher operating deposits ■ Attractive opportunities in the NY Metro market postconversion of Investors branches 11 3.30% NIM stable QoQ 58.2% 54.9% 54.4% 57.8% ■ Average loan yield of 5.25%, up 50 bps QoQ Linked Quarter – Deposits down 1.3% excluding HSBC/ISBC | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | |---------------------------------|------------------- ...
Citizens Financial (CFG) - 2022 Q4 - Annual Report
2023-02-16 16:00
FORM 10-K One Citizens Plaza, Providence, RI 02903 (Address of principal executive offices, including zip code) (203) 900-6715 (Registrant's telephone number, including area code) Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading symbol(s) Name of each exchange on which registered Common stock, $0.01 par value per share CFG New York Stock Exchange Depositary Shares, each representing a 1/40th interest in a share of 6.350% Fixed-to-Floating Rate Non-Cumulative Perpetual ...
Citizens Financial (CFG) - 2022 Q4 - Earnings Call Transcript
2023-01-17 17:31
Citizens Financial Group, Inc. (NYSE:CFG) Q4 2022 Earnings Conference Call January 17, 2023 9:00 AM ET Company Participants Kristin Silberberg - Executive Vice President, Investor Relations Bruce Van Saun - Chairman & Chief Executive Officer John Woods - Chief Financial Officer Don McCree - Head, Commercial Banking Brendan Coughlin - Head, Consumer Banking Conference Call Participants Scott Siefers - Piper Sandler Peter Winter - D.A. Davidson & Co. Kenneth Usdin - Jefferies John Pancari - Evercore ISI Ma ...
Citizens Financial (CFG) - 2022 Q3 - Quarterly Report
2022-11-03 16:00
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Large accelerated filer ☑ Accelerated filer ☐ Non-accelerated filer ☐ Smaller reporting company ☐ Emerging growth company ☐ FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period From (Not Applicable) Commission File Number 001- ...
Citizens Financial (CFG) - 2022 Q3 - Earnings Call Transcript
2022-10-19 17:05
Citizens Financial Group, Inc. (NYSE:CFG) Q3 2022 Earnings Conference Call October 19, 2022 9:00 AM ET Company Participants Kristin Silberberg - Executive Vice President, Investor Relations Bruce Van Saun - Chairman & Chief Executive Officer John Woods - Chief Financial Officer Brendan Coughlin - Head, Consumer Banking Don McCree - Head, Commercial Banking Conference Call Participants Scott Siefers - Piper Sandler Erika Najarian - UBS Matthew O'Connor - Deutsche Bank Ebrahim Poonawala - Bank of America G ...