转自：新华财经 新华财经北京1月23日电（记者吴丛司）招商银行23日发布2025年度业绩快报显示，2025年实现营业收 入3375.32亿元，同比微增0.01%；归属于本行股东的净利润1501.81亿元，同比增长1.21%。 在资产质量方面，截至2025年12月31日，招行不良贷款率0.94%，较上年末下降0.01个百分点；拨备覆 盖率391.79%，较上年末下降20.19个百分点；贷款拨备率3.68%，较上年末下降0.24个百分点。 编辑：刘润榕 业绩快报显示，截至2025年12月31日，招行资产总额130705.23亿元，较上年末增加9184.87亿元，增幅 7.56%；负债总额117896.24亿元，较上年末增加8710.63亿元，增幅7.98%。 ...

Market Overview - The Shanghai Composite Index rose by 0.33% on January 23, with 23 out of the 28 sectors experiencing gains. The leading sectors were electric equipment and non-ferrous metals, with increases of 3.50% and 2.73% respectively. The banking sector was among the top decliners, falling by 0.90% [1] Fund Flow Analysis - The net outflow of capital from the two markets was 8.576 billion yuan, with 12 sectors seeing net inflows. The electric equipment sector led with a net inflow of 12.323 billion yuan, while the non-ferrous metals sector followed with a net inflow of 5.432 billion yuan [1] - In contrast, 19 sectors experienced net outflows, with the electronics sector leading at 13.025 billion yuan, followed by the communications sector with a net outflow of 6.911 billion yuan [1] Banking Sector Performance - The banking sector saw a net outflow of 1.091 billion yuan, with 42 stocks in the sector. Out of these, 8 stocks rose while 29 fell. Notably, 19 stocks had net inflows, with Jiangsu Bank leading at 162 million yuan, followed by Hangzhou Bank and Shanghai Pudong Development Bank with inflows of 103 million yuan and 94.706 million yuan respectively [2] - The top three stocks with the highest net outflows were China Merchants Bank, Industrial Bank, and Ping An Bank, with outflows of 900.149 million yuan, 264.981 million yuan, and 150.511 million yuan respectively [2] Individual Stock Performance - The banking sector's stock performance varied, with China Merchants Bank declining by 0.92%, Industrial Bank by 1.19%, and Ping An Bank by 0.72%. Other notable declines included Agricultural Bank of China at -0.88% and Industrial and Commercial Bank of China at -0.83% [2][3] - Conversely, some banks like Qingdao Bank and Chongqing Bank saw increases of 2.49% and 1.75% respectively, indicating a mixed performance within the sector [3]

格隆汇1月23日丨招商银行(600036.SH)公布，2025年，本集团各项业务稳健开展，总体经营情况良好。 2025年，本集团实现营业收入3,375.32亿元，同比增加0.44亿元，增幅0.01%；利润总额1,789.93亿元， 同比增加3.41亿元，增幅0.19%；归属于本行股东的净利润1,501.81亿元，同比增加17.90亿元，增幅 1.21%。截至2025年12月31日，本集团资产总额130,705.23亿元，较上年末增加9,184.87亿元，增幅 7.56%；负债总额117,896.24亿元，较上年末增加8,710.63亿元，增幅7.98%；不良贷款率0.94%，较上年 末下降0.01个百分点；拨备覆盖率391.79%，较上年末下降20.19个百分点；贷款拨备率3.68%，较上年 末下降0.24个百分点。 ...

招商银行股份有限公司 2025 年度业绩快报公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈 述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 A 股简称：招商银行 A 股代码：600036 公告编号：2026-002 5. 贷款拨备率=贷款损失准备／贷款和垫款总额。 本公告所载 2025 年度主要财务数据为招商银行股份有限公司（简称本公司 或本行）初步核算的集团口径数据，未经会计师事务所审计，具体数据以本公司 最终披露的 2025 年度报告财务数据为准，请投资者注意投资风险。 | | | | （除特别说明外，单位人民币百万元） | | --- | --- | --- | --- | | 主要财务数据 | 2025 年 | 2024 年 | 增减变动幅度 | | | （未经审计） | （经审计） | | | 营业收入 | 337,532 | 337,488 | 0.01% | | 其中：非利息净收入 | 121,939 | 126,211 | -3.38% | | 营业利润 | 179,252 | 179,019 | 0.13% | | 利润总额 | 178,993 | ...

格隆汇1月23日｜招商银行发布2025年度业绩快报，2025年实现营业收入3375.32亿元，同比微增 0.01%；归属于本行股东的净利润1501.81亿元，同比增长1.21%。 ...

格隆汇1月23日丨招商银行(600036.SH)公布，2025年，本集团各项业务稳健开展，总体经营情况良好。 2025年，本集团实现营业收入3,375.32亿元，同比增加0.44亿元，增幅0.01%；利润总额1,789.93亿元， 同比增加3.41亿元，增幅0.19%；归属于本行股东的净利润1,501.81亿元，同比增加17.90亿元，增幅 1.21%。截至2025年12月31日，本集团资产总额130,705.23亿元，较上年末增加9,184.87亿元，增幅 7.56%；负债总额117,896.24亿元，较上年末增加8,710.63亿元，增幅7.98%；不良贷款率0.94%，较上年 末下降0.01个百分点；拨备覆盖率391.79%，较上年末下降20.19个百分点；贷款拨备率3.68%，较上年 末下降0.24个百分点。 ...

截至2025年12月31日，本集团资产总额130,705.23亿元，较上年末增加9184.87亿元，增幅7.56%;负债总 额117,896.24亿元，较上年末增加8710.63亿元，增幅7.98%;不良贷款率0.94%，较上年末下降0.01个百分 点;拨备覆盖率391.79%，较上年末下降20.19个百分点;贷款拨备率3.68%，较上年末下降0.24个百分点。 智通财经APP讯，招商银行(03968)发布2025年度业绩快报，2025年，本集团各项业务稳健开展，总体经 营情况良好。2025年，本集团实现营业收入3375.32亿元，同比增加0.44亿元，增幅0.01%;利润总额 1789.93亿元，同比增加3.41亿元，增幅0.19%;归属于本行股东的净利润1501.81亿元，同比增加17.90亿 元，增幅1.21%。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 招商銀行股份有限公司 CHINA MERCHANTS BANK CO., LTD. （於中華人民共和國註冊成立的股份有限公司） （H股股票代碼：03968） 2025年度業績快報公告 招商銀行股份有限公司（「本公司」或「本行」，與其子公司合稱「本集團」）根據香 港聯合交易所有限公司證券上市規則（「上市規則」）第13.09(2)條及香港法例第 571章證券及期貨條例第XIVA部的內幕消息條文之規定發布本公告，旨在向本 公司股東及公眾人士提供本公司的財務資料。本公告亦同時在上海證券交易所 發佈，因此，本公告亦根據上市規則第13.10B條而發出。 本公告所載2025年度主要財務數據為本公司初步核算的集團口徑數據，未經會 計師事務所審計，具體數據以本公司最終披露的2025年度報告財務數據為準， 請投資者注意投資風險。 本公司董事會及全體董事保證本公告內容不存在任何虛假記載、誤導性陳述或 者重大遺漏，並對其內容的 ...

证券时报·数据宝统计显示，招商银行今日收盘价为37.85元，下跌1.02%，日换手率为0.91%，成交额为 71.38亿元，全天主力资金净流出7.43亿元，近5日该股累计下跌3.20%，近5日资金合计净流出10.33亿 元。 两融数据显示，该股最新融资余额为128.33亿元，近5日增加5.76亿元，增幅为4.70%。 1月22日招商银行大宗交易一览 招商银行1月22日大宗交易平台出现一笔成交，成交量8.00万股，成交金额302.80万元，大宗交易成交价 为37.85元。该笔交易的买方营业部为中信证券股份有限公司总部(非营业场所)，卖方营业部为广发证券 股份有限公司郑州航海东路证券营业部。 据天眼查APP显示，招商银行股份有限公司成立于1987年03月31日，注册资本2521984.5601万人民币。 （数据宝） 进一步统计，近3个月内该股累计发生5笔大宗交易，合计成交金额为2.06亿元。 | 成交量 | 成交金额 | 成交价 | 相对当日收盘 | | | | --- | --- | --- | --- | --- | --- | | （万 | （万元） | 格 | 折溢价（%） | 买方营业部 | 卖方营业部 ...

Core Viewpoint - The leadership change at China Merchants Bank's (CMB) credit card center, with Li Mingdong taking over from Liu Jialong, signals a strategic shift in the bank's retail operations, particularly in the credit card business, which is crucial for its profitability and integration with other financial services [1][2][12]. Group 1: Leadership Changes - Liu Jialong, the former general manager of the credit card center, has retired and transitioned to an advisory role, while Li Mingdong, previously the general manager of the wealth management department, has been appointed as his successor [1][12]. - The restructuring within CMB's retail financial headquarters indicates a broader organizational change, potentially hinting at upcoming senior management transitions [1][13]. Group 2: Importance of Credit Card Center - CMB's credit card center is recognized as a pivotal department within the bank, often regarded as a "quasi-headquarters level" unit, essential for connecting various business lines such as payments, consumer loans, and wealth management [2][12]. - The credit card business has been a significant profit source for CMB, maintaining its position as a leader in the industry, often referred to as the "largest credit card center in the universe" [2][12]. Group 3: Strategic Direction - The appointment of Li Mingdong, who has extensive experience in various core departments, suggests a strategic integration of wealth management with credit card services, aligning with industry trends towards customer-centric financial solutions [2][18]. - CMB aims to enhance its retail credit offerings while managing risks effectively, as indicated by the bank's commitment to maintaining high asset quality and optimizing its credit card portfolio amidst a challenging market environment [6][17]. Group 4: Financial Performance - In the first half of 2025, CMB reported a credit card transaction volume of 20,209.60 billion yuan, a year-on-year decrease of 8.54%, alongside declines in both interest and non-interest income from credit cards [6][17]. - The bank's credit card loans stood at 9,244.89 billion yuan, reflecting a reduction of 233 billion yuan from the previous year, highlighting the impact of overall market demand on growth [6][17].