Core Insights - Dongguan Rural Commercial Bank (09889.HK) reported a revenue of approximately RMB 8.611 billion for the first three quarters of 2025, representing a year-on-year decline of about 6.6% [1] - The net profit for the same period was approximately RMB 3.644 billion, reflecting a year-on-year decrease of about 20% [1] Financial Performance - Revenue for the first three quarters: RMB 8.611 billion, down 6.6% year-on-year [1] - Net profit for the first three quarters: RMB 3.644 billion, down 20% year-on-year [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對 其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份 內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 本公告乃東莞農村商業銀行股份有限公司（「本行」）根據香港聯合交易所有限公司證券 上市規則第13.09(2)條及香港法例第571章證券及期貨條例第XIVA部項下內幕消息條文 作出。 背景 由於本行已於中華人民共和國（「中國」）發行二級資本債券，故根據中國相關法律及法 規，本行須在銀行間市場清算所股份有限公司( https://www.shclearing.com.cn )及中國外匯 交易中心暨全國銀行間同業拆借中心( https://www.chinamoney.com.cn )網站披露截至2025年 9月30日止九個月的若干未經審核財務及營運數據。 本行股東及潛在投資者謹請留意，本公告所披露的財務數據乃根據中國企業會計準則 （「中國企業會計準則」）及╱或國家金融監督管理總局非現場監管報告（表1104）下的併 表基準（「1104合併基準」）編製，與本行2021年9月29日在香港聯合交易所有限公司主板 上市 ...

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年9月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 東莞農村商業銀行股份有限公司 | 1. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 内資股 | | | | | | | | | 法定/註冊股份數目 | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 5,740,454,510 RMB | | 1 | RMB | | 5,740,454,510 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 5,740,454,510 RMB | | 1 | RMB | | 5,740,454,510 | | 2. 股份分類 | 普通股 | H 股份類別 | | | 於香港 ...

[Important Notice](index=3&type=section&id=%E9%87%8D%E8%A6%81%E6%8F%90%E7%A4%BA) The Board and senior management affirm the interim report's accuracy, noting its approval, KPMG's review, and no interim profit distribution - The Board of Directors, Board of Supervisors, and senior management guarantee the truthfulness, accuracy, and completeness of this interim report, free from false records, misleading statements, or material omissions[5](index=5&type=chunk) - On August 28, 2025, the Bank's Fifth Board of Directors' Twelfth Meeting approved the "Proposal on Approving the 2025 Interim Report of Dongguan Rural Commercial Bank Co., Ltd."[5](index=5&type=chunk) - The Bank's 2025 interim financial report, prepared in accordance with International Financial Reporting Standards, is unaudited but has been reviewed by KPMG in accordance with International Standards on Review Engagements[5](index=5&type=chunk) - The Bank will not distribute profits or convert capital reserves into share capital for the 2025 interim period[5](index=5&type=chunk) [Definitions](index=5&type=section&id=%E9%87%8B%E7%BE%A9) This section defines key terms used throughout the report to ensure clarity and consistent understanding of the content - This section provides definitions for commonly used terms in the report, such as "the Bank," "the Group," "Board of Directors," "Board of Supervisors," "CBIRC," "non-performing loans," "Sannong," and "small and micro enterprises," to ensure clarity and consistency of the report content[11](index=11&type=chunk)[12](index=12&type=chunk)[13](index=13&type=chunk) [Chapter 1 Introduction and Business Overview](index=9&type=section&id=%E7%AC%AC%E4%B8%80%E7%AB%A0%20%E7%B0%A1%E4%BB%8B%E5%92%8C%E6%A5%AD%E5%8B%99%E6%A6%82%E8%A6%81) This chapter provides an overview of the Bank's fundamental information, corporate profile, investment value, core competitiveness, and recent awards [Basic Information](index=10&type=section&id=%E4%B8%80%E3%80%81%E5%9F%BA%E6%9C%AC%E4%BF%A1%E6%81%AF) This section lists the basic information of Dongguan Rural Commercial Bank Co., Ltd., including its legal name, abbreviation, legal representative, registered address, website, customer service hotline, principal place of business in Hong Kong, stock exchange and code, and registered capital - The company's legal Chinese name is Dongguan Rural Commercial Bank Co., Ltd., abbreviated as Dongguan Rural Commercial Bank[17](index=17&type=chunk) - The company was listed on the Hong Kong Stock Exchange in 2021, with stock code 9889.HK[17](index=17&type=chunk)[18](index=18&type=chunk) Overview of Basic Information | Indicator | Content | | :--- | :--- | | Registered Address | No. 2 Hongfu East Road, Dongcheng Street, Dongguan City, Guangdong Province, China | | Registered Capital | RMB 6,888,545,510 | | Stock Exchange | The Stock Exchange of Hong Kong Limited | | Stock Abbreviation and Code | Dongguan Rural Commercial Bank (9889.HK) | [Company Profile](index=11&type=section&id=%E4%BA%8C%E3%80%81%E5%85%AC%E5%8F%B8%E6%83%85%E5%86%B5) Dongguan Rural Commercial Bank originated in 1952, was restructured into a joint-stock bank in 2009, and listed in Hong Kong in 2021. As of June 30, 2025, the Group's total assets reached RMB 760.45 billion, total deposits RMB 532.36 billion, and total loans RMB 394.42 billion. The non-performing loan ratio was 1.87%, and the provision coverage ratio was 190.56% - Dongguan Rural Commercial Bank has a long history, originating in 1952, restructured into a joint-stock bank in 2009, and listed on the Hong Kong Stock Exchange in 2021[18](index=18&type=chunk) - As of June 30, 2025, the Group's total assets were **RMB 760.45 billion**, total deposits **RMB 532.36 billion**, and total loans **RMB 394.42 billion**[18](index=18&type=chunk) Key Financial Indicators of the Group as of June 30, 2025 | Indicator | Amount/Ratio | | :--- | :--- | | Total Assets | RMB 760.45 billion | | Total Deposits | RMB 532.36 billion | | Total Loans | RMB 394.42 billion | | Non-performing Loan Ratio | 1.87% | | Provision Coverage Ratio | 190.56% | | Capital Adequacy Ratio | 15.92% | | Tier 1 Capital Adequacy Ratio | 13.80% | - According to the latest statistics from The Banker magazine, Dongguan Rural Commercial Bank ranked **218th** globally by Tier 1 capital as of the end of 2024[19](index=19&type=chunk) [Investment Value and Core Competitiveness](index=12&type=section&id=%E4%B8%89%E3%80%81%E6%8A%95%E8%B3%87%E5%83%B9%E5%80%BC%E5%8F%8A%E6%A0%B8%E5%BF%83%E7%AB%B6%E7%88%AD%E5%8A%9B) The Group's core competitiveness lies in its vibrant operating regional economy, clear development strategy, synergistic business segments, refined organizational management, technological empowerment, sound corporate governance, and open and enterprising corporate culture - The Group is based in the Guangdong-Hong Kong-Macao Greater Bay Area, centered in Dongguan with eastern and western Guangdong as fulcrums, operating in a vibrant regional economy with broad market development space[20](index=20&type=chunk) - The development strategy is clear and firm, aiming to become a regional value rural commercial bank group, practicing customer-oriented, integrity, steady development, and synergistic growth values[20](index=20&type=chunk) - The Group adheres to its primary responsibility of supporting agriculture, small businesses, and the real economy, promoting synergistic development of its four core business segments: corporate, retail, inclusive finance, and financial asset management, while accelerating digital transformation through technological empowerment[20](index=20&type=chunk)[21](index=21&type=chunk) - A sound "three boards and one layer" governance structure is established, with a diversified shareholder structure, fostering a corporate culture of responsibility, prudence, stability, warmth, and harmony[21](index=21&type=chunk) [Honors and Awards](index=13&type=section&id=%E5%9B%9B%E3%80%81%E6%A6%AE%E8%AD%BD%E8%88%87%E7%8D%8E%E9%A0%85) The Group received multiple honors and awards in 2025, including the Dongguan City Efficiency Contribution Award, Top 20 Enterprises by Main Business Revenue, Integrity Enterprise, and outstanding collective in promoting the "Hundred Counties, Thousand Towns, Ten Thousand Villages High-Quality Development Project," ranking 218th in The Banker magazine's Top 1,000 World Banks - In March 2025, the Group received the "2024 Dongguan City Efficiency Contribution Award" and "2024 Top 20 Enterprises by Main Business Revenue in Dongguan City" from the Dongguan Municipal Committee of the Communist Party of China and the Dongguan Municipal People's Government[22](index=22&type=chunk) - In May 2025, the Group was commended by the General Office of the CPC Guangdong Provincial Committee and the General Office of the Guangdong Provincial People's Government for its outstanding performance in promoting the "Hundred Counties, Thousand Towns, Ten Thousand Villages High-Quality Development Project"[22](index=22&type=chunk) - In July 2025, the Group ranked **218th** in The Banker magazine's "Top 1,000 World Banks"[22](index=22&type=chunk) [Chapter 2 Summary of Accounting Data and Financial Indicators](index=14&type=section&id=%E7%AC%AC%E4%BA%8C%E7%AB%A0%20%E6%9C%83%E8%A8%88%E6%95%B8%E6%93%9A%E5%92%8C%E8%B2%A1%E5%8B%99%E6%8C%87%E6%A8%99%E6%91%98%E8%A6%81) This chapter summarizes Dongguan Rural Commercial Bank's key accounting data and financial indicators for the six months ended June 30, 2025. During the reporting period, operating income and net profit decreased year-on-year, but total assets and customer loan balances grew steadily. Asset quality indicators showed a slight increase in the non-performing loan ratio and a decrease in the provision coverage ratio, while capital adequacy ratios remained compliant with regulatory requirements Summary of Operating Results for H1 2025 | Indicator | 2025 (RMB thousands) | 2024 (RMB thousands) | Change from prior period (%) | | :--- | :--- | :--- | :--- | | Operating Income | 5,500,933 | 6,398,182 | (14.02) | | Profit Before Tax | 2,755,043 | 3,457,440 | (20.32) | | Net Profit | 2,627,906 | 3,378,731 | (22.22) | | Net Profit Attributable to Shareholders of the Bank | 2,628,882 | 3,169,894 | (17.07) | | Basic Earnings Per Share (RMB

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年8月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 東莞農村商業銀行股份有限公司 呈交日期: 2025年9月4日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 内資股 | | | | | | | | | 法定/註冊股份數目 | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 5,740,454,510 RMB | | 1 | RMB | | 5,740,454,510 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 5,740,454,510 RMB | | 1 | RMB | | 5,740,454,510 | | 2. ...

Core Viewpoint - Dongguan Rural Commercial Bank reported a decline in both operating income and net profit for the six months ending June 30, 2025, primarily due to a decrease in operating revenue [1] Financial Performance - The group achieved operating income of RMB 5.501 billion, a year-on-year decrease of 14.02% [1] - The net profit was RMB 2.628 billion, reflecting a year-on-year decline of 22.22% [1] Asset and Deposit Growth - As of the end of the reporting period, total assets amounted to RMB 760.445 billion, an increase of RMB 14.541 billion, or 1.95% from the previous year [1] - Total deposits reached RMB 532.364 billion, up by RMB 12.116 billion, representing a growth of 2.33% [1] Loan Portfolio - The total loan balance was RMB 394.415 billion, which increased by RMB 13.370 billion, marking a growth of 3.51% [1] Asset Quality Indicators - The non-performing loan ratio stood at 1.87% [1] - The provision coverage ratio was 190.56% [1] - Capital adequacy ratio and Tier 1 capital ratio were 15.92% and 13.80% respectively, all meeting regulatory standards [1]

Core Viewpoint - Dongguan Rural Commercial Bank (09889) reported a stable growth in its mid-term performance for the six months ending June 30, 2025, with significant increases in revenue and net profit [1] Financial Performance - The bank's operating income reached 5.501 billion RMB, while net profit stood at 2.628 billion RMB and attributable net profit was 2.629 billion RMB, resulting in basic earnings per share of 0.38 RMB [1] Asset and Deposit Growth - As of the reporting period, the total assets of the group amounted to 76.0445 billion RMB, an increase of 14.541 billion RMB, reflecting a growth rate of 1.95% compared to the end of the previous year [1] - The total deposit balance was 53.2364 billion RMB, which increased by 12.116 billion RMB, marking a growth of 2.33% [1] - The total loan balance reached 39.4415 billion RMB, with an increase of 13.370 billion RMB, representing a growth rate of 3.51% [1] Quality of Development - The non-performing loan ratio was reported at 1.87%, with a provision coverage ratio of 190.56% [1] - The capital adequacy ratio and the Tier 1 capital adequacy ratio were 15.92% and 13.80% respectively, all of which meet regulatory standards [1]

Core Viewpoint - Dongguan Rural Commercial Bank reported a solid mid-term performance for the six months ending June 30, 2025, with significant growth in revenue and net profit, indicating a stable financial position and commitment to supporting the real economy [1] Financial Performance - The bank's operating income reached 5.501 billion RMB, while net profit stood at 2.628 billion RMB, and profit attributable to shareholders was 2.629 billion RMB, with basic earnings per share of 0.38 RMB [1] Asset and Deposit Growth - As of the reporting period, total assets amounted to 760.445 billion RMB, an increase of 14.541 billion RMB, reflecting a growth rate of 1.95% compared to the end of the previous year [1] - Total deposit balance was 532.364 billion RMB, up by 12.116 billion RMB, marking a growth of 2.33% [1] - Total loan balance reached 394.415 billion RMB, increasing by 13.370 billion RMB, with a growth rate of 3.51% [1] Quality of Development - The bank's non-performing loan ratio was reported at 1.87%, with a provision coverage ratio of 190.56% [1] - Capital adequacy ratio and Tier 1 capital adequacy ratio were 15.92% and 13.80% respectively, all meeting regulatory standards [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 Dongguan Rural Commercial Bank Co., Ltd.* 東莞農村商業銀行股份有限公司 * （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） （股份代號：9889） 截至2025年6月30日止六個月之 中期業績公告 東莞農村商業銀行股份有限公司（「本行」）董事會（「董事會」）欣然宣佈本行及其附屬公司 截至2025年6月30日止六個月之未經審計綜合中期業績（「中期業績」）。董事會審計委員會 已審閱並確認中期業績。 本業績公告刊載於香港聯合交易所有限公司網站(www.hkexnews.hk)及本行網站 (www.drcbank.com)。本行2025年中期報告將於2025年9月於上述網站上公佈。 東莞農村商業銀行股份有限公司 董事會 中國廣東省東莞市 2025年8月28日 於本公告日期，本行董事會包括執行董事盧國鋒先生、傅強先生、錢華先生及葉建光先 ...

格隆汇8月18日丨东莞农商银行(09889.HK)宣布，将于2025年8月28日（星期四）举行董事会会议，以考 虑（其中包括）批准本行及其附属公司截至2025年6月30日止六个月的中期业绩及其发布。 ...