Core Insights - A recent survey indicates that 80% of Americans not yet enrolled in Medicare are concerned about the program's future sustainability, with Millennials showing the highest level of concern at 85% [4] - The survey reveals that 76% of respondents underestimate the average healthcare costs in retirement, with many expecting to spend $100,000 or less, while current estimates suggest nearly $200,000 in costs for the average retiree [4] - The survey highlights a disconnect between public perception and reality regarding Social Security, with 54% of respondents believing it will remain solvent longer than current predictions, which estimate insolvency by 2033 [4] Medicare Insights - Medicare is celebrating its 60th anniversary, and the survey emphasizes the importance of understanding healthcare costs for retirement planning [3][4] - 78% of respondents have a positive view of Medicare, yet 81% still express concerns about retirement healthcare costs [4] - A significant portion of respondents (34%) are unwilling to raise taxes or reduce benefits to ensure Medicare's sustainability for future generations [4] Social Security Insights - Social Security is approaching its 90th anniversary, and 80% of those not yet enrolled worry about its future viability, with Baby Boomers being the least concerned [4] - 28% of Americans misunderstand the work requirements to qualify for Social Security, with only 20% correctly identifying the necessary 10 years of work [4] - The average monthly Social Security payment is underestimated by 47% of respondents, with only 17% accurately identifying it as about $2,000 [4] Survey Methodology - The findings are based on a June 2025 survey of 1,111 American adults, conducted with a margin of error of plus or minus 3% [6]

Your Medicare MatchmakerTM Investor Presentation August 2024 ©2024 eHealthInsurance Services, Inc. Safe Harbor Statement Our expectations and beliefs regarding these matters may not materialize, and actual results in future periods are subject to risks and uncertainties that could cause actual results to differ materially from those projected. These risks include those set forth in our filings with the Securities and Exchange Commission, including our latest Form 10-Q and 10-K. The forward-looking statement ...

Core Insights - eHealth, Inc. has been recognized as one of the Best Workplaces in Texas, ranking No. 25 on the list by Great Place To Work and Fortune magazine [1][3] - The selection process involved surveying nearly 116,000 employees from eligible companies, focusing on their workplace experiences and trust in leadership [2][5] - eHealth's Chief Human Resources Officer emphasized the company's remote-first approach and commitment to prioritizing people, which contributes to exceptional workplace results [3][4] Company Overview - eHealth has over 25 years of experience in helping Americans find suitable healthcare coverage at affordable prices, operating as a leading independent licensed insurance agency [4] - The company offers access to over 180 health insurers, including both national and regional companies [4] - To qualify for the Best Workplaces in Texas list, companies must be Great Place To Work Certified™, have a minimum of 10 U.S. employees, and be headquartered in Texas [4][5] Recognition Process - The Best Workplaces in Texas list is highly competitive, with honorees evaluated based on their ability to deliver positive outcomes for employees across all roles [3][5] - Great Place To Work surveyed a total of 1.3 million employees across the U.S., representing companies that employ over 8.4 million workers [5] - The recognition highlights the importance of investing in employee well-being for sustainable business performance [4]

Core Insights - eHealth, Inc. (EHTH) reported a first-quarter 2025 adjusted loss of 8 cents per share, significantly better than the Zacks Consensus Estimate of a loss of 41 cents, and an improvement from a loss of 79 cents in the prior year [2] - Revenues for the quarter reached $113.1 million, reflecting a year-over-year increase of 21.7% and surpassing the consensus estimate by 23.1% [2] - The company's shares have declined by 2.4% since the earnings report, despite strong performance in the Medicare segment [1] Financial Performance - Commissions increased by 22% year over year to $98.9 million, while other revenues rose 18% to $14.2 million [3] - Total operating costs decreased by 2% year over year to $108.3 million, primarily due to lower general and administrative expenses [4] - Net income for the quarter was $2 million, a 111% increase year over year, and adjusted EBITDA soared 858% to $12.5 million [4] Segment Analysis - Medicare segment revenues grew by 26% year over year to $103.7 million, with gross profit increasing by 62% to $35.7 million, driven by a 16% rise in approved members [4] - The Employer and Individual segment saw revenues decline by 11% year over year to $9.5 million, with gross profit down 19% to $6 million due to a decrease in approved members [5] Cash and Guidance - As of March 31, 2025, eHealth had cash and cash equivalents of $121.1 million, up from $39.2 million at the end of 2024 [6] - The company reaffirmed its 2025 revenue guidance in the range of $510-$550 million, indicating a slight dip from 2024 figures [7]

Core Insights - A significant number of young adults lack understanding of their health insurance options, despite 79% prioritizing health benefits when evaluating job opportunities [1][6] - Many young adults are unaware they can remain on their parent's health plan until age 26, with only 54% recognizing this option [6] - The survey indicates that 80% of young adults do not know where to start when seeking health insurance independently [2][6] Survey Findings - 80% of young adults reported uncertainty about how to find health insurance on their own [2][6] - 57% admitted to having a poor understanding of their coverage options upon graduation [6] - Only 5% of respondents were aware they could earn up to $60,000 annually and still qualify for subsidies under the Affordable Care Act [6] Company Insights - eHealth, Inc. emphasizes the importance of understanding health insurance options for young adults entering the workforce [3] - The company has published resources to assist young adults and their families in making informed coverage choices [3] - eHealth has been a key player in helping Americans find suitable healthcare coverage for over 25 years [4]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-33071 _____________________________________________ EHEALTH, INC. (Exact name of registrant as specified in its charter) _________________ ...

Financial Data and Key Metrics Changes - First quarter revenue reached $113.1 million, reflecting a 22% year-over-year growth driven primarily by increased Medicare enrollments [7][24] - GAAP net income was $2 million, a significant improvement from a net loss of $17 million in the previous year [29] - Adjusted EBITDA was $12.5 million compared to a negative $1.7 million in Q1 of 2024, indicating strong profitability growth [29][30] - Cash, cash equivalents, and short-term marketable securities totaled $155.6 million at the end of the quarter, up from $70.8 million last year [31] Business Line Data and Key Metrics Changes - Medicare segment revenue was $103.7 million, a 26% increase year-over-year, with Medicare submissions across agency and Amplify Fulfillment models growing 22% [24][11] - The agency fulfillment model saw submitted Medicare Advantage (MA) applications increase by 26% year-over-year, driven by effective marketing strategies [12] - Medicare non-commission revenue increased by 20% to $13.9 million, primarily due to greater fee-based revenue from Amplify [24] Market Data and Key Metrics Changes - The company reported a 22% growth in total Medicare submissions across fulfillment models, with hybrid enrollments experiencing the strongest growth at 38% year-over-year [11][13] - The final Medicare Advantage carrier reimbursement rates exceeded market expectations, providing relief to the broader Medicare Advantage industry [10] Company Strategy and Development Direction - The company is focused on enhancing its customer-centric choice model, which has become increasingly relevant in a complex Medicare landscape [6] - EHealth aims to maintain its position as a technological leader by integrating artificial intelligence into its telephonic enrollment processes [14] - The company is committed to expanding its brand identity and enhancing the connection between its trusted brand and online consumer platform [13] Management's Comments on Operating Environment and Future Outlook - Management expressed cautious optimism regarding the regulatory environment, noting that the absence of new regulations is encouraging [42] - The company anticipates challenges in year-over-year comparisons due to regulatory changes in Dual Special Needs Plans (DSNP) enrollment rules [19] - Management emphasized the importance of new Medicare enrollments as a key consumer segment for the upcoming quarters [19] Other Important Information - The company is facing a Department of Justice complaint but believes the claims are without merit and intends to challenge them vigorously [20][21] - EHealth's commitment to providing free, unbiased expert advice remains a core part of its mission [21] Q&A Session Summary Question: Impact of Elevance's removal of Medicare Advantage plans from online marketing platforms - Management noted that the macro environment is evolving and emphasized their strategy of having diverse carrier relationships to mitigate dependency on any single carrier [36] Question: Thoughts on the regulatory environment and its impact on operations - Management expressed cautious optimism about the regulatory environment, highlighting the lack of new regulations and the potential for less volatility in the upcoming enrollment season [42][43] Question: Changes in carrier discussions due to DOJ focus - Management indicated it is too early to assess any changes in carrier discussions following the DOJ news, noting that support varies among carriers [51] Question: Update on ancillary services and their impact on retention - Management stated that while ancillary services are still in their infancy, they believe providing additional value can enhance retention, although it currently does not significantly impact revenue [55]

eHealth (EHTH) Q1 2025 Earnings Call May 07, 2025 08:30 AM ET Speaker0 Good morning, everyone, and welcome to eHealth, Inc. Conference Call to discuss the company's First Quarter twenty twenty five Financial Results. At this time, all participants have been placed in listen only mode. The floor will open for your questions following the prepared remarks. I will now turn the floor over to Eli Newbrand Mintz, Senior Investor Relations Manager. Please go ahead. Speaker1 Good morning, and thank you all for join ...

Q1 2025 Financial Results ©2025 eHealthInsurance Services, Inc. 1 Safe Harbor Statement Forward-Looking Statements This presentation includes forward-looking statements within the meaning of the federal securities laws. Forward-looking statements generally relate to future events or our future financial or operating performance. Forward-looking statements in this presentation include, but are not limited to, the following: our estimates regarding online and hybrid-assisted enrollment growth; our estimates r ...

eHealth, Inc. Announces First Quarter 2025 Results Strong first quarter results with 22% total revenue growth YoY 25% growth in Medicare Advantage submissions YoY Growth accompanied by Medicare unit margin expansion YoY AUSTIN, Texas — May 7, 2025 — eHealth, Inc. (Nasdaq: EHTH), a leading private online health insurance marketplace, today announced its financial results for the first quarter ended March 31, 2025. CEO Comments "eHealth delivered another quarter of strong execution, resulting in significant r ...