Company Participants Robert Hau - Chief Financial Officer Darrin Peller - Wolfe Research Jason Kupferberg - Bank of America Merrill Lynch Ashwin Shirvaikar - Citi At this time, I would like to turn the call over to Julie Chariell, Senior Vice President of Investor Relations at Fiserv. Our earnings release and supplemental materials for the quarter are available on the Investor Relations section of fiserv.com. Please refer to these materials for an explanation of the non-GAAP financial measures discussed in ...

The businesses in the Fintech segment provide financial institutions around the world with the technology solutions they need to run their operations, including products and services that enable financial institutions to process customer deposit and loan accounts and manage an institution's general ledger and central information files. As a complement to the core account processing functionality, the global Fintech segment businesses also provide digital banking, financial and risk management, professional ...

Frank Bisignano Yes. Great. Thanks. And just as a follow-up, I think there might be a little misconception on the Street, just that volume growth being mid-single losing momentum. But when I look at it, I think over a third of your volume comes from bank JVs that generate almost no revenue. And I mean, I think those -- that all could almost go away, and you still probably would have beaten consensus this quarter. Is it fair to say is that maybe where some of the slowness is where is the very high-yielding s ...

| --- | --- | --- | --- | --- | --- | --- | --- | --- | |----------------------------------------------------------------------------------------|-------|-------|-------|-------|-------|-------|----------------|----------------| | (In millions) Net income | | 2023 | March | 31, | 2022 | | Increase \n$ | (Decrease) \n% | | | $ | | 576 | $ | 682 | $ | (106) | | | Depreciation and amortization | | | 795 | | 810 | | (15) | | | Share-based compensation | | | 93 | | 61 | | 32 | | | Deferred income taxes | | | (87 ...

Table of Contents FORM 10-K OR Commission file number: 1-38962 Fiserv, Inc. (Exact Name of Registrant as Specified in Its Charter) 255 Fiserv Drive Brookfield, WI 53045 (Address of Principal Executive Offices and zip code) Securities registered pursuant to Section 12(b) of the Act: Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☑ No ☐ Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or ...

Tien-Tsin Huang - JPMorgan Lisa Ellis - MoffettNathanson Dave Koning - Baird Ramsey El-Assal - Barclays Timothy Chiodo - Credit Suisse Darrin Peller - Wolfe Research Bryan Keane - Deutsche Bank Dave Togut - Evercore ISI Thank you and good morning. With me today on the call are Frank Bisignano, our Chairman, President and Chief Executive Officer; and Bob Hau, our Chief Financial Officer. Thank you, Julie. And thank you all for joining us today to discuss the strong ending to a pivotal year at Fiserv. 2022 ma ...

Fourth Quarter 2022 Financial Results February 7, 2023 Forward-Looking Statements and Non-GAAP Financial Measures Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements regarding anticipated organic revenue growth, adjusted earnings per share, adjusted earnings per share growth, free cash flow, adjusted operating margin, adjusted operating margin expansion and other statements regarding ...

Third Quarter 2022 Financial Results October 27, 2022 Forward-Looking Statements and Non-GAAP Financial Measures Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements regarding anticipated organic revenue growth, adjusted earnings per share, adjusted earnings per share growth, free cash flow conversion, adjusted operating margin, adjusted operating margin expansion and other statements ...

Table of Contents Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock, par value $0.01 per share FISV The NASDAQ Stock Market LLC 0.375% Senior Notes due 2023 FISV23 The NASDAQ Stock Market LLC 1.125% Senior Notes due 2027 FISV27 The NASDAQ Stock Market LLC 1.625% Senior Notes due 2030 FISV30 The NASDAQ Stock Market LLC 2.250% Senior Notes due 2025 FISV25 The NASDAQ Stock Market LLC 3.000% Senior Notes due 2031 FISV31 The NASDAQ Stock Market LLC UNITED STATES SECURIT ...

Fiserv, Inc. (FISV) Q3 2022 Earnings Conference Call October 27, 2022 8:00 AM ET Company Participants Julie Chariell - Senior Vice President, Investor Relations Frank Bisignano - Chairman, President & Chief Executive Officer Bob Hau - Chief Financial Officer Conference Call Participants Lisa Ellis - MoffettNathanson David Togut - Evercore ISI Darrin Peller - Wolfe Research Dave Koning - Baird Tien-Tsin Huang - JPMorgan Jason Kupferberg - Bank of America Operator Welcome to the Fiserv Third Quarter 2022 Quar ...