Core Insights - Fiserv, Inc. reported a 1% year-over-year increase in GAAP revenue to $5.26 billion and a 49% increase in GAAP EPS to $1.46 for the fiscal third quarter of 2025 [1] - The revenue growth was primarily driven by a 5% increase in the Merchant Solutions segment, although this was partially offset by a 3% decline in the Financial Solutions segment [2] - The company has introduced the One Fiserv action plan, focusing on five strategic pillars aimed at enhancing its business operations and growth [3] Financial Guidance - Fiserv has adjusted its full-year organic revenue growth expectation to 3.5% to 4%, down from a previous guidance of 10% organic growth [4] - Following the earnings release, a Buy rating was reiterated by Andrew Harte from BTIG, with a price target set at $180 [4] Business Segments - Fiserv operates primarily through two business segments: Merchant Solutions and Financial Solutions, providing a range of fintech solutions for payment processing and transaction management [5]

Core Insights - Fiserv Inc has experienced a significant decline in stock price, down 43.7% to $71, following disappointing third-quarter earnings and a lowered full-year outlook for 2025 [1] - The stock is down 65.4% in 2025, marking a potential record single-session decline and reaching a seven-year low of $68.40 [2] - Analyst downgrades may increase selling pressure, despite 27 out of 36 brokerages maintaining "buy" or better ratings [2] Financial Performance - Fiserv reported adjusted earnings of $2.04 per share on revenue of $4.92 billion, both figures missing market estimates [1] - The company has lowered its full-year outlook for the second time in 2025, indicating ongoing challenges [1] Market Activity - Options trading has surged, with over 92,000 contracts exchanged, which is 29 times the average intraday volume [3] - The most popular options include the weekly 10/31 75-strike call and notable activity in the November 110 put [3]

About this content About Emily Jarvie Emily began her career as a political journalist for Australian Community Media in Hobart, Tasmania. After she relocated to Toronto, Canada, she reported on business, legal, and scientific developments in the emerging psychedelics sector before joining Proactive in 2022. She brings a strong journalism background with her work featured in newspapers, magazines, and digital publications across Australia, Europe, and North America, including The Examiner, The Advocate, ...

Core Viewpoint - Fiserv Inc. (FI.US) experienced a historic drop of 44% in stock price following disappointing Q3 earnings results, marking the largest decline in its history [1] Financial Performance - Q3 GAAP revenue was reported at $5.26 billion, reflecting a year-over-year growth of 1% [1] - Adjusted earnings per share (EPS) were $2.04, which fell short of expectations by $0.61 [1] - Adjusted revenue was $4.3 billion below forecasts [1] Guidance Revision - The company significantly lowered its full-year earnings guidance, adjusting the expected adjusted EPS from a range of $10.15-$10.30 to $8.50-$8.60 [1] - The organic revenue growth forecast for the year was revised down to 3.5%-4% [1] Management Changes - Fiserv announced the appointment of a new CFO and co-president [1] - The company introduced the "One Fiserv" transformation initiative, indicating a strategic shift in operations [1] - The CEO acknowledged that current business performance has not met expected targets [1]

Core Points - Fiserv Inc. experienced a historic drop of 44% in stock price, opening at $70.69 [1] - The company reported Q3 GAAP revenue of $5.26 billion, a year-over-year increase of 1%, but both revenue and adjusted earnings per share fell short of expectations [1] - Adjusted revenue was $4.3 billion below estimates, and adjusted earnings per share were $0.61 lower than forecasted [1] - Fiserv significantly lowered its full-year guidance, reducing adjusted earnings per share expectations from $10.15-$10.30 to $8.50-$8.60 [1] - The company also revised its organic revenue growth forecast for the year down to 3.5%-4% [1] - A new CFO and co-president were appointed, and the company launched the One Fiserv transformation initiative, with the CEO acknowledging that current business performance did not meet expected targets [1]

Group 1 - The core point of the article is that FIS (FI.US) experienced a significant drop of over 46% in its stock price due to a downward revision of its earnings forecast for the year [1] - The company now expects its adjusted earnings per share for the year to be between $8.50 and $8.60, a decrease from the previous estimate of $10.15 to $10.30 [1]

Fiserv (NYSE: FI) missed on both earnings and revenue in Q3, prompting a sharp guidance reset and a new strategic action plan from management. ...

The financial services company cuts its adjusted earnings guidance range for the full year. ...

Core Viewpoint - Fiserv's stock experienced a significant decline of 44%, marking its worst day ever, following a downward revision of its earnings outlook and changes in its leadership team [1]. Financial Performance - For the full year, Fiserv now anticipates adjusted earnings of $8.50 to $8.60 per share, a reduction from the previous forecast of $10.15 to $10.30 [2]. - Revenue growth is now expected to be between 3.5% and 4%, compared to an earlier estimate of 10% [2]. - Adjusted earnings for the recent quarter were reported at $2.04 per share, which fell short of the FactSet estimate of $2.64 [2]. - Revenues increased by approximately 1% year-over-year to $4.92 billion, missing the forecast of $5.35 billion [2]. - Net income rose to $792 million from $564 million in the same period last year [2]. Leadership Changes - Fiserv announced multiple executive and board changes alongside the financial results [3].

Core Insights - Fiserv Inc (NASDAQ: FI) is facing pressure following disappointing financial results for the third quarter [1] - The company has reduced its guidance for the full year, indicating potential challenges ahead [1] Financial Performance - The financial technology company reported weaker-than-expected earnings for the third quarter [1] - Specific financial metrics and comparisons to previous quarters were not detailed in the provided content [1] Future Outlook - The trimming of guidance for the full year suggests a reassessment of growth expectations [1] - This adjustment may reflect broader industry challenges or company-specific issues [1]