致：香港交易及結算所有限公司 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年11月30日 狀態: 新提交 公司名稱: 中國工商銀行股份有限公司 呈交日期: 2025年12月1日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01398 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 86,794,044,550 | RMB | | 1 RMB | | 86,794,044,550 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 86,794,044,550 | RMB | | 1 RMB | | 86,794,044,550 | | 2. 股份分類 | 普通股 | ...

致：香港交易及結算所有限公司 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年11月30日 狀態: 新提交 公司名稱: 中國工商銀行股份有限公司 呈交日期: 2025年12月1日 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01398 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 86,794,044,550 | RMB | | 1 RMB | | 86,794,044,550 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 86,794,044,550 | RMB | | 1 RMB | | 86,794,044,550 | | 2. 股份分類 | 普通股 | 股份類別 A | | | ...

11月25日，国家金融监督管理总局发布批复，核准赵桂德中国工商银行股份有限公司（以下简称 "工商银行"）副行长任职资格，要求其自行政许可决定作 出之日起3个月内到任，未按期到任则批复失效。 公开资料显示，2023年，赵桂德调任工行总行授信审批部主要负责人，2024年出任工行上海市分行党委书记、行长，直至此番履新。 工商银行2025年三季度报告显示，前三季度，工商银行实现营业收入6400.28亿元，同比增长2.17%；实现归母净利润2699.08亿元，同比增长0.33%。 ...

Core Points - The Liaoning Financial Regulatory Bureau approved the opening of the China Industrial and Commercial Bank's (ICBC) Peony Card Center in Jinzhou [1] - The approved business scope for the Jinzhou branch includes activities authorized by banking and insurance regulatory authorities [1] - The branch is located at No. 69, Shifu Road, Taihe District, Jinzhou City, Liaoning Province [1] Summary by Category - **Approval and Location** - The opening of the ICBC Peony Card Center in Jinzhou has been officially approved by the Liaoning Financial Regulatory Bureau [1] - The branch will be situated at No. 69, Shifu Road, Taihe District, Jinzhou City, Liaoning Province [1] - **Business Scope** - The Jinzhou branch is authorized to conduct business as permitted by banking and insurance regulatory authorities or other administrative licensing bodies [1] - **Operational Requirements** - Following the approval, the Jinzhou branch must obtain the necessary licenses and complete pre-opening procedures as per regulations [1] - The branch is required to report relevant operational information to the Liaoning Financial Regulatory Bureau after opening [1]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Hezhou Branch is focusing on technology finance as a key engine to support the high-quality development of the local economy in Hezhou, Guangxi [1][2] Group 1: Financial Support for Technology Enterprises - ICBC Hezhou Branch has increased resource investment to meet the financial needs of technology enterprises throughout their lifecycle, resulting in a loan balance of 470 million yuan for technology enterprises by the end of October 2025, a 16.34% increase from the beginning of the year, significantly outpacing the average loan growth of the bank [1] - The branch has established a special service mechanism to ensure effective resource allocation and strategic implementation for technology finance [1] Group 2: Tailored Financial Solutions - The bank provides differentiated solutions for various types and stages of technology enterprises, including customized financing support such as "Technology Innovation Loan" and "Industrial e-Loan" for specialized enterprises, and promotes intellectual property pledge financing for high-tech enterprises [1][2] - For startups and growing technology SMEs, the bank utilizes online credit products like "Business Quick Loan" and "Tax Loan" to address the challenges of first-time loans [1][2] Group 3: Innovative Financial Products - To overcome the common challenges faced by technology enterprises, such as "light assets and lack of collateral," ICBC Hezhou Branch has promoted exclusive innovative products like "Technology Credit Loan" and "Intellectual Property Pledge Financing," with nearly 20 million yuan in intellectual property pledge financing loans issued by the end of October [2] - The branch has expanded its service offerings beyond traditional credit to include a comprehensive range of services such as settlement, cash management, international business, payroll services, and personal finance [2] Group 4: Efficiency and Engagement - The bank has established a "green channel" for credit to technology enterprises, implementing a "three priorities" principle (priority acceptance, approval, and disbursement) to streamline processes and accelerate approvals [2] - Through various bank-enterprise connection activities, the branch promotes policies, listens to needs, and provides customized solutions to enhance operational efficiency for enterprises [2]

Core Insights - China Industrial and Commercial Bank has obtained a patent for a "text clustering method, device, and electronic equipment," with the authorization announcement number CN114691868B, and the application date is March 2022 [1] Company Overview - China Industrial and Commercial Bank was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of the company is approximately 35.64 billion RMB [1] Investment and Operations - The company has invested in 1,097 enterprises and participated in 5,000 bidding projects [1] - In terms of intellectual property, the company holds 988 trademark records and 5,000 patent records, along with 77 administrative licenses [1]

Group 1 - The core idea of the article is the introduction of the "Loan Clarity Paper" by the Bank of Communications in Xuancheng, which addresses the information asymmetry faced by enterprises when seeking financing [1] - The "Loan Clarity Paper" helps enterprises understand the total cost of loans, including various fees, thereby reducing their concerns about obtaining loans and the associated costs [1] - The implementation of the "Loan Clarity Paper" has significantly improved the efficiency and transparency of loan information access for enterprises, allowing them to clearly understand the composition and direction of each fee [1] Group 2 - The Bank of Communications in Xuancheng plans to continue promoting various measures to benefit enterprises, enhancing policy awareness and coverage to contribute to the high-quality development of the local economy [2]

Core Points - The State Intellectual Property Office of China has granted a patent to Industrial and Commercial Bank of China (ICBC) for a technology related to "information input methods, devices, computer equipment, storage media, and program products" with the authorization announcement number CN115510201B, applied for on September 2022 [1] - ICBC, established in 1985 and headquartered in Beijing, primarily engages in monetary financial services, with a registered capital of 35,640.6257 million RMB [1] - According to data analysis from Tianyancha, ICBC has invested in 1,097 companies, participated in 5,000 bidding projects, holds 988 trademark records, and has 5,000 patent records, in addition to possessing 77 administrative licenses [1]

Group 1 - The core point of the article is that the Industrial and Commercial Bank of China (ICBC) has obtained a patent for a "network node verification method, device, equipment, medium, and program product," with the authorization announcement number CN119728109B and an application date of December 2024 [1] Group 2 - ICBC was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of ICBC is approximately 35.64 billion RMB [1] - According to data analysis, ICBC has invested in 1,097 companies, participated in 5,000 bidding projects, has 988 trademark information entries, and holds 5,000 patent information entries, along with 77 administrative licenses [1]

（於中華人民共和國註冊成立的股份有限公司） 股份代號：1398 董事會決議公告 中國工商銀行股份有限公司（「本行」）董事會於2025年11月28日採用書面傳簽方式召開 會議。會議的召開符合法律法規、《中國工商銀行股份有限公司章程》以及《中國工商銀 行股份有限公司董事會議事規則》的規定。 會議審議通過了《關於香港大埔火災事件專項捐贈事項的議案》。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不就因本公告全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任 何責任。 中國工商銀行股份有限公司 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED 中國工商銀行股份有限公司 董事會 中國，北京 2025年11月28日 於本公告刊發日期，董事會成員包括執行董事廖林先生、劉珺先生、段紅濤先生和王景武先生；非執行董事曹利 群女士、董陽先生和鐘蔓桃女士；獨立非執行董事陳德霖先生、赫伯特•沃特先生、莫里•洪恩先生、陳關亭先生和 李偉平先生。 議案表決情況：有效表決票12票，同意12票，反對0票，棄 ...