Core Viewpoint - Inter & Co. Inc. (INTR) is positioned as a strong investment opportunity due to significant upward revisions in earnings estimates, indicating a positive earnings outlook and potential for continued stock price appreciation [1][2]. Earnings Estimate Revisions - Analysts have shown increasing optimism regarding the earnings prospects of Inter & Co. Inc., leading to higher earnings estimates that are expected to positively influence the stock price [2]. - For the current quarter, the earnings estimate is projected at $0.12 per share, reflecting a year-over-year increase of +33.33%. Over the past 30 days, two estimates have been revised upward, resulting in a 14.29% increase in the Zacks Consensus Estimate [6]. - For the full year, the expected earnings are $0.51 per share, representing a year-over-year change of +34.21%. Similar to the current quarter, two estimates have been revised upward in the last month, with no negative revisions [7]. Zacks Rank and Performance - Inter & Co. Inc. currently holds a Zacks Rank 2 (Buy), indicating favorable conditions based on the positive estimate revisions. The Zacks Rank system has a proven track record of identifying stocks that outperform the market [8]. - Historically, Zacks 1 (Strong Buy) and 2 (Buy) ranked stocks have significantly outperformed the S&P 500, suggesting a strong potential for Inter & Co. Inc. to deliver positive returns [8]. Recent Stock Performance - Over the past four weeks, shares of Inter & Co. Inc. have increased by 5.4%, indicating investor confidence in the company's earnings growth prospects driven by the recent estimate revisions [9].

Core Insights - Inter & Co (NASDAQ: INTR) reported Q4 results, surpassing 36 million customers and achieving a return on equity (ROE) of almost 12% for the consolidated year [1] - The bank continues to show improvement in operational indicators on a quarter-by-quarter basis, translating these advancements into gains [1] Company Performance - The customer base has exceeded 36 million, indicating strong growth and market penetration [1] - The ROE of nearly 12% reflects the bank's effective management and profitability for the year [1] - Continuous improvement in operational indicators suggests a positive trend in the bank's performance [1]

Group 1 - The core investment strategy focuses on long-only investment, evaluating companies from an operational and buy-and-hold perspective, rather than market-driven dynamics [1] - The articles emphasize understanding the long-term earnings power of companies and the competitive dynamics within their industries [1] - The majority of recommendations will be holds, indicating a cautious approach to investment opportunities, with only a small fraction of companies deemed suitable for buying at any given time [1] Group 2 - The articles aim to provide important information for future investors and introduce a healthy skepticism towards a generally bullish market [1] - There is a clear distinction made between the author's opinions and professional investment advice, highlighting the need for readers to conduct their own due diligence [2][3]

Inter & Co, Inc. (NASDAQ:INTR) Q4 2024 Earnings Conference Call February 6, 2025 11:00 AM ET Company Participants Joao Vitor Menin - Global Chief Executive Officer Alexandre Riccio - Brazil Chief Executive Officer Santiago Stel - Senior Vice President & Chief Financial Officer Conference Call Participants Mario Pierry - Bank of America Tito Labarta - Goldman Sachs Gustavo Schroden - Citi Yuri Fernandes - JPMorgan Eric Ito - Bradesco BBI Pedro Leduc - Itau BBA Neha Agarwala - HSBC Operator Good afternoon, an ...

4Q24 Earnings Presentation EARNINGS PRESENTATION | 4Q24 Disclaimer This report may contain forward-looking statements regarding Inter, anticipated synergies, growth plans, projected results and future strategies. While these forward-looking statements reflect our Management's good faith beliefs, they involve known and unknown risks and uncertainties that could cause the company's results or accrued results to differ materially from those anticipated and discussed herein. These statements are not guarantees ...

Inter & Co. Inc. (INTR) came out with quarterly earnings of $0.11 per share, beating the Zacks Consensus Estimate of $0.10 per share. This compares to earnings of $0.07 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 10%. A quarter ago, it was expected that this company would post earnings of $0.08 per share when it actually produced earnings of $0.10, delivering a surprise of 25%.Over the last four quarters, the company has s ...

BELO HORIZONTE, Brazil, Feb. 06, 2025 (GLOBE NEWSWIRE) -- Inter&Co Inc. (NASDAQ:INTR, B3: INBR32)), the leading financial super app providing financial and digital commerce services to over 36 million customers, today reported financial results for the fourth quarter of 2024. 2024 Highlights: Record Net Income of R$ 973 million in 2024, 3 times greater than 2023.Total Net Revenue of R$ 6.4 billion, up 35% YoY, while Total Gross Revenues surpassed the mark of R$ 10 billion in 2024.Net Interest Margin of 9.7% ...

Core Insights - Inter&Co Inc. reported a record net income of R$973 million for 2024, which is three times greater than the previous year [6] - The company achieved total net revenue of R$6.4 billion, reflecting a 35% year-over-year growth, while total gross revenues exceeded R$10 billion in 2024 [6] - The net interest margin improved to 9.7% in Q4 2024, up from 9.0% in the same period of 2023 [6] - Net fee revenues surpassed R$2.0 billion, marking a 31% year-over-year growth, indicating strong platform performance [6] - The total client base grew to 36 million, with 20.6 million active clients and an activation rate of 57% [6] Company Overview - Inter&Co is a leading financial super app serving over 36 million consumers across the Americas, offering a wide range of services including banking, investments, and credit [5] - The company is focused on innovation and enhancing member experiences, aiming to meet the evolving needs of modern consumers [5] - Inter&Co is expanding rapidly in the United States, highlighted by its naming rights sponsorship of the Inter&Co Stadium [5] Leadership Commentary - João Vitor Menin, Global CEO, emphasized the company's commitment to innovation and the successful acquisition of clients through a superior financial super app [3] - He noted that the increase in engagement led to a record 4.2 million active clients in 2024, fostering cross-selling opportunities across the company's seven verticals [3] - Menin expressed confidence in the company's strong balance sheet and asset quality metrics, positioning it well for future success [3]

Consolidated financial statements For the year ended December 31, 2024 Contents | Management report | | 2 | | --- | --- | --- | | Independent Auditor's Report | | 4 | | Consolidated balance sheets | | 9 | | Consolidated income statements | | 10 | | | Consolidated statements of comprehensive income | 11 | | | Consolidated statements of cash flows | 12 | | | Consolidated statements of changes in equity | 13 | | | Notes to the consolidated financial statements | 14 | | Note 1 | Activity and structure of Inter ...

Company Analysis - Inter (NASDAQ: INTR) is identified as a super asymmetric stock with strong conviction for long-term holding due to its undervalued nature and growth potential [1] - The analysis is fundamentally driven, focusing on identifying undervalued stocks with growth potential, which aligns with the value investing approach [1] Analyst Background - The analyst has a broad career in the financial market, covering both Brazilian and global stocks, and specializes in equity research [1] - The analyst holds a beneficial long position in Inter (NASDAQ: INTR) through stock ownership, options, or other derivatives, indicating a personal investment in the company [1]