Core Insights - Nu's stock experienced significant sell-offs, dropping 15.2% during trading after the release of its fourth-quarter results, which met earnings expectations but missed revenue targets [1][2] - The company reported non-GAAP earnings of $0.12 per share on revenue of $2.99 billion, falling short of the $3.17 billion expected by analysts [2] - Year-over-year revenue growth was 24.6%, and the customer base increased by 22% to 114.2 million, indicating strong growth despite the sales miss [3] Financial Performance - Non-GAAP earnings were $0.12 per share, aligning with analyst estimates, while revenue was $2.99 billion, below the expected $3.17 billion [2] - Purchase volume increased to $32.2 billion from $30.9 billion in the previous quarter, indicating strong demand, yet revenue did not meet expectations, suggesting potential pricing power issues [3] Future Outlook - CEO David Vélez indicated that 2025 will be a significant investment year, focusing on expanding infrastructure and customer base, which may impact short-term profitability [4] - The company is prioritizing rapid service adoption in Brazil, Mexico, and Colombia, which could affect near-term profitability but supports long-term growth [5] - The Q4 report showed strong performance in many respects, and the current sell-off may present a buying opportunity for long-term investors [5]

In this video, I will cover Nu Holdings' (NU -15.08%) recent earnings report. Watch the short video to learn more, consider subscribing, and click the special offer link below.*Stock prices used were from the trading day of Feb. 20, 2025. The video was published on Feb. 20, 2025. ...

Nu Holdings Ltd. (NYSE:NU) Q4 2024 Earnings Conference Call February 20, 2025 5:00 PM ET Company Participants Jorg Friedemann - IR Officer David Velez - Founder, CEO and Chairman Guilherme Lago - CFO Youssef Lahrech - President and COO Jag Duggal - CPO Conference Call Participants Jorge Kuri - Morgan Stanley Eduardo Rosman - BTG Pactual Tito Labarta - Goldman Sachs Thiago Batista - UBS Gustavo Schroden - Citi Mario Pierry - Bank of America John Coffey - Barclays Yuri Fernandes - JPMorgan Operator Good eveni ...

Nu Holdings Ltd. (NU) reported $2.99 billion in revenue for the quarter ended December 2024, representing a year-over-year increase of 24.3%. EPS of $0.12 for the same period compares to $0.08 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $3.29 billion, representing a surprise of -9.26%. The company has not delivered EPS surprise, with the consensus EPS estimate being $0.12.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and h ...

Nu Holdings Ltd. (NU) came out with quarterly earnings of $0.12 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.08 per share a year ago. These figures are adjusted for non-recurring items.A quarter ago, it was expected that this company would post earnings of $0.10 per share when it actually produced earnings of $0.12, delivering a surprise of 20%.Over the last four quarters, the company has surpassed consensus EPS estimates two times.Nu , which belongs to the Zacks Ban ...

Nu Holdings Ltd. (NU) has delivered impressive performance over the past month. Its stock has surged 19%, significantly outperforming the industry‘s growth of 7.5%.NU’s peers have shown contrasting performances. Banco Santander (Brasil) S.A. (BSBR) gained 12%, while SoFi Technologies (SOFI) declined 2% during the same period.Image Source: Zacks Investment ResearchConsidering the current strength of NU shares, investors may wonder if now is the right time to invest in the stock. Let’s delve deeper.NU: Disrup ...

The all-digital bank reports earnings this week, and investors will be watching.There's been a lot of excitement in the stock market so far in 2025, mostly related to artificial intelligence (AI). The DeepSeek launch took investors by surprise a few weeks ago, and since then there's been a torrent of high-profile earnings reports like those of Apple, Amazon, and Alphabet.Despite all that, the S&P 500 index is up only 3% this year. It's just off its all-time high, and valuations are looking expensive right n ...

The Latin American digital bank still looks like a promising investment.Nu Holdings (NU -0.36%), the leading digital bank in Latin America, has been a divisive stock since its public debut three years ago. It went public at $9, dropped below $4 in 2022, but since then it has more than tripled to about $14 per share.The bulls loved Nu because it was growing like a weed, it had plenty of room to expand, and it was backed by Warren Buffett's Berkshire Hathaway. The bears warned that Nu faced tough macro challe ...

Core Insights - Nu's stock experienced a significant increase of 28% in January, driven by new ventures and positive updates, which reassured investors after a challenging December [1] - The company reported a remarkable 56% year-over-year revenue growth in the third quarter of 2024, indicating strong ongoing growth potential [2] - Nu operates a fully digital bank in Brazil, providing a superior customer experience through its financial services app, which includes bank accounts, lending products, and investment tools [3] Market Presence - Nu has nearly 100 million members in Brazil, representing over half of the adult population, and is also appealing to higher-income consumers with targeted products [4] - In Mexico, Nu has reached 10 million customers, doubling its membership in one year, largely due to a newly launched high-interest savings account, capturing 12% of the adult population [5] - The company is also expanding its services in Colombia and has introduced innovative products like NuCel cellular data plans and a cash withdrawal program in Mexico [6] Investor Sentiment - Despite initial market concerns regarding Nu's investment in an international digital bank and economic volatility in Latin America, recent developments have reassured investors about the company's growth trajectory [7] - Nu's stock trades at 36 times trailing-12-month earnings, which may seem high for a bank but is considered a bargain for a high-growth stock, encouraging investor confidence [8]

Warren Buffett made some big moves last year. The portfolio of his holding company, Berkshire Hathaway, saw some massive shifts in position sizes, including some huge selling of its biggest position. Moving into the new year, two Berkshire positions in particular look compelling right now.This fintech stock is too cheap to pass upFintech stocks are growth machines, at least in theory. A company that offers financial services directly through a smartphone can, theoretically, scale much faster and more econom ...