Klaus Vedfelt/DigitalVision via Getty Images In my previous article, I approached Pagaya (NASDAQ:PGY) from the standpoint of a new company dealing with numerous short-term negatives, during possibly the most volatile chapter in its exceedingly volatile history. I am happy to say that its recent earnings report has allayed many fears and attracted a large number of new institutional investors. Institutional Purchases I follow a particular site, Fintel, that tracks institutional investments (13 F filings) in ...

For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ Commission File Number: 001-41430 Pagaya Technologies Ltd. UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Exact name of registrant as specified in its charter) Israel 87-3083236 (State or ot ...

I will say that in terms of our pricing power today in the market, I feel very, very confident to be able to deliver FRLPC. The FRLPC numbers that we are projecting to sort of talking about in Q3, I will say to you just cut to the chase here. In many of our top five accounts we have a dominant share of their business and we are realizing that our ability to work closely with them to increase our pricing process is very, very high. Steven Kwok Great. Thanks for taking my question. Operator Thank you. This co ...

1Q24 Earnings Supplement 01 Operating Metrics 01 *Note: See "Appendix" for a reconciliation of non-GAAP measures to the most comparable GAAP measure PA G AYA T E C H N O L O G I E S LT D. Contents 02 Non-GAAP Reconciliations 1Q'24 financial highlights 4 $270 $45 $250 $210 $170 In $ millions; % in YoY growth FRLPC $40 1Q23 1Q24 1Q23 1Q24 ද 12.0% 8.0% 4.0% 0.0% 9.5% 9.5% 9.5% 8.8% 9.8% 6.8% 6.2% 6.1%5.6% 6.0% 2.7% 3.3% 3.4% 3.2% 3.8% 3 -4 % FRLPC target range D PAGAYA % contribution from lending partner and i ...

1 Q1 2024 Q3 2024 Q2 2024 Q4 2024 Q1 Letter to Shareholders PAGAYA TECHNOLOGIES LTD. DATE ISSUED May 9, 2024 2 “Disciplined execution drove another record quarter across our key metrics. We added a top 5 global payments provider to our network, enhanced our unit economics and strengthened our funding capabilities. These results reflect the strength of our business and our unwavering commitment to deliver more financial opportunity for U.S. consumers.” Q1 Financial Highlights $2.42B Record network volume of ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-41430 Pagaya Technologies Ltd. (Exact name of Registrant as specified in its charter) Israel 87-3083236 (State or other jurisdiction ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to OR ☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECU ...

Jency John When I think about all of them, getting integrated to an enterprise-level banks, such as U.S. Bank that this quarter has become public, is potentially the biggest milestone change that we have did so far. It open up a variety of positive momentums for Pagaya, which I want to lay out here for you to appreciate these pieces. Greetings, and welcome to Pagaya Q4 2023 Earnings Call. At this time, all participants are in a listen-only mode. [Operator Instructions] As a reminder, this conference is bein ...

PAGAYA 66 We delivered record fourth quarter results, ending the year with network volume, total revenue and adjusted EBITDA far exceeding our outlook from the start of the year. We grew our network with transformational new lending partnerships and enhanced network monetization, reflecting the value our product can provide. We expect to build on this momentum in 2024 to expand our product ecosystem and reach a new level of scale and profitability." Gal Krubiner Co-founder and CEO PAGAYA TECHNOLOGIES LTD. Q ...

Jency John - Head of IR Gal Krubiner - CEO Michael Kurlander - CFO Operator Jency John Our remarks today will include forward-looking statements that are based on our current expectations and forecasts and involve certain risks and uncertainties. These statements include but are not limited to, our competitive advantages and strategies, macroeconomic conditions and outlook, future products and services, and future business and financial performance. Thank you, Jency. I would like to start off by saying that ...