PresentationOperator Good morning, ladies and gentlemen. Welcome to Yellow Pages Fourth Quarter 2025 Earnings Release Call. Today's conference call contains forward-looking information about Yellow Pages' outlook, objectives and strategy. These statements are based on assumptions and are subject to important risks and uncertainties. Yellow Pages' actual results could differ materially from expectations discussed. The details of Yellow Pages caution regarding forward-looking information, including key assump ...

Primerica (NYSE:PRI) Q4 2025 Earnings call February 12, 2026 10:00 AM ET Company ParticipantsGlenn Williams - CEOJack Matten - Vice President of Equity ResearchJohn Barnidge - Managing DirectorTracy Tan - CFOWilma Burdis - Director of Asset Management/Life InsuranceConference Call ParticipantsDan Bergman - Equity Research AnalystJoel Hurwitz - Equity Research AnalystMark Hughes - Equity AnalystSuneet Kamath - Senior Research AnalystOperatorGreetings. Welcome to Primerica's fourth quarter 2025 earnings webca ...

Primerica (NYSE:PRI) Q4 2025 Earnings call February 12, 2026 10:00 AM ET Company ParticipantsGlenn Williams - CEOJack Matten - Vice President of Equity ResearchJohn Barnidge - Managing DirectorTracy Tan - CFOWilma Burdis - Director of Asset Management/Life InsuranceConference Call ParticipantsDan Bergman - Equity Research AnalystJoel Hurwitz - Equity Research AnalystMark Hughes - Equity AnalystSuneet Kamath - Senior Research AnalystOperatorGreetings. Welcome to Primerica's fourth quarter 2025 earnings webca ...

Primerica (NYSE:PRI) Q4 2025 Earnings call February 12, 2026 10:00 AM ET Speaker7Greetings. Welcome to Primerica's fourth quarter 2025 earnings webcast. At this time, all participants are in listen-only mode. The question and answer session will follow the formal presentation. If anyone should require operator assistance during the conference, please press star zero on your telephone keypad. Please note that this conference is being recorded. At this time, I'll turn the conference over to Nicole Russell, he ...

Earnings Results Quarter Ended December 31, 2025 For internal use only. Not to be used with, or distributed to, the public 1 Forward–Looking Statements This presentation may contain forward-looking statements. Information on factors that could cause results to differ materially from those projected in this presentation is available in our Form 10-K for the year ended December 31, 2024, as may have been modified by subsequent Forms 10-Q. These documents are available in the Investor Relations section of our ...

Primerica, Inc. Q4 2025 Earnings Call Summary - Moby Strategic Performance Drivers Record 2025 results were driven by a 24% surge in Investment and Savings Products (ISP) sales, offsetting a 10% decline in new Term Life policies. Management attributes the Term Life slowdown to persistent cost-of-living pressures that forced middle-income families to prioritize immediate expenses over long-term protection. The ISP segment's outperformance was fueled by 'money in motion' as aging clients shifted asset ...

Core Insights - Primerica reported revenue of $853.51 million for the quarter ended December 2025, marking an 8% increase year-over-year and a surprise of +1.43% over the Zacks Consensus Estimate of $841.45 million [1] - Earnings per share (EPS) reached $6.13, up from $5.03 in the same quarter last year, resulting in a surprise of +7.81% compared to the consensus EPS estimate of $5.69 [1] Financial Performance Metrics - Life-Licensed Sales Force at the end of the period was 151,524, slightly below the average estimate of 153,248 [4] - Average Client Asset Values were reported at $128.20 billion, marginally lower than the average estimate of $128.33 billion [4] - Life Insurance Policies Issued totaled 76,143, exceeding the average estimate of 70,864 [4] - Recruits numbered 75,369, significantly below the average estimate of 94,649 [4] - New Life-Licensed Representatives stood at 10,998, compared to the average estimate of 12,993 [4] Revenue Breakdown - Net premiums revenue was $448.19 million, below the average estimate of $460.67 million, but showed a +1.8% change year-over-year [4] - Commissions and fees revenue reached $347.39 million, surpassing the average estimate of $320.44 million, with an impressive +18.2% change year-over-year [4] - Other net revenues were $15.35 million, below the average estimate of $17.36 million, reflecting a -9.8% year-over-year change [4] - Net investment income was reported at $42.12 million, matching the average estimate [4] - Adjusted Operating Revenues for Investment and Savings Products were $340.34 million, exceeding the average estimate of $319.8 million, with a +19% change year-over-year [4] - Adjusted Operating Revenues for Corporate and Other Distributed Products were $56.34 million, slightly below the average estimate of $57.19 million, showing a +5.3% year-over-year change [4] - Adjusted Operating Revenues for Term Life Insurance were $456.83 million, below the average estimate of $468.58 million, with a +1.4% year-over-year change [4] Stock Performance - Primerica's shares have returned +1.5% over the past month, outperforming the Zacks S&P 500 composite, which saw a -0.3% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]

Primerica (PRI) came out with quarterly earnings of $6.13 per share, beating the Zacks Consensus Estimate of $5.69 per share. This compares to earnings of $5.03 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +7.81%. A quarter ago, it was expected that this life insurance and financial products company would post earnings of $5.52 per share when it actually produced earnings of $6.33, delivering a surprise of +14.67%.Over the ...

Exhibit 99.2 Supplemental Financial Information Fourth Quarter 2025 Table of Contents PRIMERICA, INC. Financial Supplement | | Page | | --- | --- | | Preface, definition of non-GAAP financial measures | 3 | | Condensed balance sheets and reconciliation of balance sheet non-GAAP to GAAP financial measures | 4 | | Financial results and other statistical data | 5 | | Statements of income | 6 | | Reconciliation of statement of income GAAP to non-GAAP financial measures | 7-8 | | Segment operating results | | | ...

Primerica Inc. (NYSE:PRI) is one of the most undervalued quality stocks to buy right now. On January 28, TD Cowen increased its price target for Primerica to $326 from $322 while maintaining a Buy rating on the shares. This adjustment was made as part of the firm’s broader Q4 2025 preview of the life insurance group, in which TD Cowen maintains a balanced sector view despite anticipating a slight headwind from lower alternative returns. In Q3 2025, Primerica Inc. (NYSE:PRI) reported a 7% increase in adju ...