Core Insights - Investors are increasingly turning to dividend-yielding stocks during market turbulence and uncertainty, as these companies typically have high free cash flows and offer substantial dividend payouts [1] Company Summaries - **Robert Half Inc (NYSE:RHI)** - Dividend Yield: 8.89% - Barclays analyst Manav Patnaik maintained an Equal-Weight rating and reduced the price target from $45 to $36 as of October 23, 2025, with an accuracy rate of 74% [7] - BMO Capital analyst Jeffrey Silber maintained a Market Perform rating and cut the price target from $36 to $31 on October 23, 2025, with an accuracy rate of 72% [7] - Recent quarterly results were disappointing, as reported on October 22 [7] - **Karat Packaging Inc (NASDAQ:KRT)** - Dividend Yield: 7.54% - Truist Securities analyst Jake Bartlett maintained a Hold rating and raised the price target from $28 to $31 on May 12, 2025, with an accuracy rate of 67% [7] - William Blair analyst Ryan Merkel downgraded the stock from Outperform to Market Perform on January 2, 2025, with an accuracy rate of 65% [7] - The company is set to report third-quarter financial results on November 6 [7] - **United Parcel Service Inc (NYSE:UPS)** - Dividend Yield: 6.90% - Citigroup analyst Ariel Rosa maintained a Buy rating and increased the price target from $112 to $120 on October 29, 2025, with an accuracy rate of 68% [7] - UBS analyst Thomas Wadewitz maintained a Buy rating and raised the price target from $110 to $113 on October 29, 2025, with an accuracy rate of 71% [7] - The company reported better-than-expected third-quarter financial results and provided fourth-quarter sales guidance above estimates on October 28 [7]

Group 1: Chevron - Chevron has a long history of increasing dividends, having raised them for 38 consecutive years [3] - The latest dividend hike on January 31 increased the quarterly payout by 5% to $1.71 per share, resulting in an annual figure of $6.84 per share [3] - The current dividend yield for Chevron is 4.37% [3] - As of June 30, Chevron's annual revenue was $187.74 billion, with Q2 2025 revenues reported at $44.82 billion, which was below the consensus estimate of $45.88 billion [4] - Chevron's EPS for Q2 2025 was $1.77, surpassing the consensus estimate of $1.70 [4] Group 2: Robert Half - Robert Half has consistently raised its dividends for the last 20 years [6] - The most recent dividend increase on February 12 raised the quarterly payout from $0.53 to $0.59 per share, equating to an annual figure of $2.36 per share [6] - The current dividend yield for Robert Half stands at 8.06% [6] - As of June 30, Robert Half's annual revenue was $5.57 billion, with Q3 2025 revenues reported at $1.35 billion, meeting Street estimates [7] Group 3: Horace Mann Educators - Horace Mann Educators provides various insurance products and financial services specifically designed for educators and their families [7]

Core Insights - Robert Half Inc. (NYSE:RHI) is recognized as one of the 10 Best Rising Dividend Stocks to Buy Now [1] - Barclays has lowered its price target for Robert Half from $45 to $36, maintaining an Equal Weight rating due to a disappointing Q3 outlook [2][3] Financial Performance - For Q3 2025, Robert Half reported a net income of $43 million, or $0.43 per share, on revenue of $1.35 billion [4] - Contract talent revenues remained steady throughout most of the quarter, with sequential growth noted in September and continuing into October [4] - The company anticipates a return to sequential revenue growth on a same-day constant currency basis for Q4, marking the first such growth since Q2 2022 [4] Dividend Information - Robert Half has consistently raised its dividends for 21 consecutive years, currently offering a quarterly dividend of $0.59 per share, which corresponds to a yield of 8.14% as of October 28 [5]

Core Viewpoint - The analyst maintains a hold rating for Robert Half International (NYSE: RH), indicating a cautious outlook despite some positive signals in demand [1] Investment Approach - The investment strategy focuses on identifying businesses with potential for long-term growth and significant terminal value, emphasizing core business economics such as competitive advantages, unit economics, reinvestment opportunities, and management quality [1] - The analyst prioritizes fundamental research and sectors with strong secular tailwinds, aiming to uncover long-term equity value drivers [1] Professional Background - The analyst has 10 years of experience in investment banking and is currently managing personal funds, which were initially seeded by friends and family [1] - The motivation for writing is to share investment insights and receive feedback from the investment community [1]

Core Insights - Robert Half (NYSE: RHI) has experienced a significant decline in share value, losing over 50% in the past year due to a weakening labor market impacting demand for its placement and contract services [1] Company Performance - The company's stock performance has been notably poor, with a loss of more than half of its value over the last year [1] Market Conditions - A weakening labor market has led to a substantial reduction in demand for the services offered by Robert Half, affecting its overall business performance [1]

Core Insights - Robert Half International Inc. (RHI) reported third-quarter fiscal 2026 results, with earnings and revenues meeting the Zacks Consensus Estimate, but the stock has not shown significant movement since the earnings release on October 22 [1] Financial Performance - Quarterly earnings were 43 cents per share, matching the consensus but declining 32.8% year over year [1][10] - Revenues totaled $1.35 billion, in line with the consensus but down 7.5% year over year [1][10] Segment Performance - Talent Solutions revenues were $856.35 million, a decrease of 11% year over year, falling short of the estimate of $914.2 million [3] - U.S. Talent Solutions revenues were $649 million, down 11% year over year, while non-U.S. revenues declined 12% to $207 million [3] - Protiviti revenues were $498 million, down 3% year over year and below the expectation of $503.1 million [4] - U.S. Protiviti revenues decreased 6% to $398 million, while non-U.S. revenues increased 8% to $100 million [4] Currency Impact - Currency exchange rate movements contributed an increase of $9 million to total revenues year over year, with $6 million attributed to both Talent Solutions and Protiviti [5] Profitability Metrics - Adjusted gross profit was $514.65 million, down 10.9% year over year, with a gross profit margin of 38.9%, remaining flat year over year [6] Balance Sheet and Cash Flow - The company ended the quarter with cash and cash equivalents of $365.3 million, down from $570.47 million in the third quarter of 2024 [7] - Cash flow from operations was $77 million, with capital expenditures of $41.4 million and $59 million paid out in dividends [7] Future Guidance - For Q4 2025, RHI expects revenues between $1.245 billion and $1.345 billion, with an EPS forecast of 25 to 35 cents [8] - The midpoint of the revenue guidance is slightly above the current Zacks Consensus Estimate of $1.29 billion [8] - Capital expenditures for Q4 are projected to be between $15 million and $25 million [9] - For 2025, total capital expenditures are expected to range from $75 million to $90 million [11]

Company Overview - Robert Half Inc. (NYSE: RHI) is a global staffing firm specializing in finance, accounting, and administrative sectors, competing with firms like ManpowerGroup and Randstad [1] - The company has a market capitalization of approximately $2.93 billion, indicating its significant presence in the staffing industry [4][5] Stock Performance - RHI's stock is currently priced at $28.80, reflecting a decrease of 2.83% or $0.84, with a trading volume of 3,908,800 shares on the NYSE [3][4] - The stock has experienced significant volatility, with a yearly high of $78.41 and a low of $26.99, indicating fluctuations in investor sentiment [3][5] Analyst Insights - Barclays has set a new price target for RHI at $36, suggesting a potential increase of approximately 23.54% from the current price of $29.14 [1][5] - The recent Q3 2025 earnings call provided insights into the company's financial performance and strategic direction, featuring key leaders such as M. Waddell and Michael Buckley [2]

Core Insights - Robert Half has been recognized by Fortune as one of the Best Workplaces for Women and by Forbes as one of the World's Top Companies for Women 2025, highlighting the company's commitment to fostering a supportive environment for women in the workplace [1][2][3]. Group 1: Recognition and Awards - The recognition from Fortune is based on feedback from 605,000 women working for Great Place To Work Certified companies, focusing on workplace culture, benefits, and advancement opportunities [2]. - Forbes' recognition is derived from insights from over 120,000 women across 36 countries, evaluating perceptions of employers, gender equality, and women's representation in leadership roles [2]. Group 2: Company Commitment and Initiatives - The CEO of Robert Half emphasized the company's dedication to creating a workplace that provides growth, leadership, and success opportunities for women at every career stage [3]. - Robert Half offers a comprehensive suite of family-focused benefits, including paid parental leave, infertility treatment, adoption and surrogacy assistance, and child and elder care support [3]. - The Global Women's Employee Network (GWEN) is designed to foster growth, empowerment, and learning for women and allies within the organization [3][4]. Group 3: Company Overview - Robert Half is the world's first and largest specialized talent solutions and business consulting firm, connecting skilled job seekers with opportunities in various fields including finance, technology, and legal [4]. - The company has also been recognized as one of the Fortune Most Admired Companies and 100 Best Companies to Work For in the past year [4].

Core Viewpoint - Robert Half Inc is currently yielding above 8% based on its quarterly dividend, which is annualized to $2.36, with shares trading as low as $26.99 on the day [1] Group 1: Dividend Importance - Dividends have historically provided a significant portion of the stock market's total return, making them an important consideration for investors [1] - An example illustrates that an investment in the iShares Russell 3000 ETF (IWV) from 2000 to 2012 resulted in a nominal loss of 0.6%, but dividends collected during that period increased the total return to 13.15% [1] Group 2: Company Status - Robert Half Inc is a member of the Russell 3000, indicating its status as one of the largest 3000 companies in the U.S. stock markets [1]

Core Insights - The financial sector, particularly banking institutions, exhibits significant size variation and classification diversity [1] - The Federal Reserve conducts stress tests on banks to ensure their risk tolerance and ability to withstand financial challenges [1]