Summary of Standard Chartered Conference Call (November 19, 2025) Company Overview - **Company**: Standard Chartered (SEHK: 02888) - **CFO**: Diego, who joined in January 2024 - **Stock Performance**: Stock price increased by approximately 150% since Diego's appointment, outperforming the SX7P index which rose by 110% [1][2][3] Key Business Segments and Performance Wealth Management - **Wealth Management Growth**: Significant growth driven by the rise of the middle class in Asia and increasing sophistication of investors [5][6] - **Record Net New Money**: Attracted $15 billion in Q2 and $13 billion in Q3, with a year-to-date growth of 15% in net new money flows and 25% growth in wealth income [7][10] - **Target for Affluent Net New Money**: Aiming for $200 billion over five years, averaging $10 billion per quarter [12] - **Investment in Wealth Management**: Plans to invest $1.5 billion, focusing on hiring relationship managers and enhancing technology [13] Cross-Border Income - **Growth Rate**: Achieved a 9% CAGR in cross-border income since 2019 [19] - **Competitive Advantage**: Strong network presence in ASEAN and Africa, with a focus on capital flows rather than trade [16][18] Financial Markets Business - **Risk Management Focus**: 70% of the markets business is dedicated to risk management, growing at 10% per annum [21][23] - **Integration with Banking**: The flow business is consistent and programmatic, while episodic business varies with market conditions [24] Strategic Insights - **Market Positioning**: Standard Chartered is focused on affluent customers ($1 million-$10 million), which are cheaper to acquire and serve, leading to high loyalty [9] - **Response to Market Volatility**: The bank has shown resilience during volatile times, with strong performance in both banking and markets businesses [26][27] - **Digital Assets Strategy**: Actively involved in digital banking and assets, including stablecoins and tokenized deposits, positioning itself as a central player in the digital asset revolution [35][36] Regional Focus and Turnaround Strategies - **UAE as a Growth Hub**: The UAE has become the third-largest wealth management hub for Standard Chartered, with a focus on attracting high-net-worth individuals [46][47] - **Korea and India**: Plans to pivot towards wealth management in Korea and India, with new wealth centers established [48][49][50] Financial Performance and Projections - **Return on Tangible Equity (ROTE)**: Achieved ROTE target for 2026 ahead of schedule, with projections for continued growth [28][29] - **Cost Management**: The "Fit for Growth" program aims to optimize costs while supporting growth, with a focus on maintaining a cost-conscious approach [62][63] Risks and Challenges - **Market Recession Impact**: A potential market recession could negatively affect wealth management performance, but the bank remains optimistic about its diversified clientele [75][77] Conclusion - **Outlook**: Standard Chartered is well-positioned for future growth, with a strong focus on wealth management, digital assets, and cross-border income, while maintaining a disciplined approach to cost management and capital allocation [80][81]

渣打集团(02888)发布公告，于2025年11月18日，该公司斥资合共约735.7万英镑回购47.49万股股份。 ...

格隆汇11月19日丨渣打集团(02888.HK)发布公告，2025年11月18日耗资735.70万英镑回购47.49万股。 ...

智通财经APP讯，渣打集团(02888)发布公告，于2025年11月18日，该公司斥资合共约735.7万英镑回购 47.49万股股份。 ...

FF305 翌日披露報表 (股份發行人 ── 已發行股份或庫存股份變動、股份購回及/或在場内出售庫存股份) 表格類別： 股票 狀態： 新提交 公司名稱： 渣打集團有限公司 呈交日期： 2025年11月19日 如上市發行人的已發行股份或庫存股份出現變動而須根據《香港聯合交易所有限公司（「香港聯交所」）證券上市規則》(「《主板上市規則》」)第13.25A條 / 《香港聯合交易所有限公司GEM證券 上市規則》(「《GEM上市規則》」)第17.27A條作出披露，必須填妥第一章節 。 | 第一章節 | | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 | 是 | | | | 證券代號 (如上市) | 02888 | 說明 | | | | | | | | A. 已發行股份或庫存股份變動 | | | | | | | | | | | | | 已發行股份（不包括庫存股份）變動 | | 庫存股份變動 | | | | | 事件 | | 已發行股份（不包括庫 ...

渣打集团(02888)发布公告，于2025年11月17日，已根据公司2021年渣打股份计划向合资格雇员授出 259.79万份有条件权利以认购公司股本中每股面值0.50美元的普通股。 ...

智通财经APP讯，渣打集团(02888)发布公告，于2025年11月17日，已根据公司2021年渣打股份计划向合 资格雇员授出259.79万份有条件权利以认购公司股本中每股面值0.50美元的普通股。 ...

Group 1 - Standard Chartered Group announced the grant of 2.6 million conditional rights to eligible employees to subscribe for ordinary shares with a par value of $0.50 each [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任 何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責 任。 STANDARD CHARTERED PLC 渣打集團有限公司 （於英格蘭及威爾士註冊之有限責任的公眾有限公司） （編號﹕ 966425 ） （股份代號：02888） 授出股份獎勵 渣打集團有限公司（「本公司」）宣佈，於二〇二五年十一月十七日，已根據本公司二〇二一年渣打 股份計劃（「二〇二一年計劃」）向合資格僱員授出 2,597,881 份有條件權利以認購本公司股本中每股 面值 0.50 美元的普通股。授出詳情如下： | 授出的股權獎勵類型 | 遞延股份獎勵 | | | --- | --- | --- | | 授出日期 | 二〇二五年十一月十七日 | | | 授出的股權獎勵數目 | 2,597,881 份授予合資格僱員的有條件權利（「獎勵」） | | | 購買價 | 每份獎勵代表一項有條件權利，可於歸屬時以零購買價獲得本公司股本中 | 每股面值 0.50 美元的普通股。 | | 承授人類別 | 僱員 | ...

渣打集团(02888)公布，2025年11月17日耗资约753.39万英镑回购约47.12万股股份。 ...