UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K (State or other jurisdiction of incorporation) (Commission File Number) Delaware 001-41781 81-0971660 (I.R.S. Employer Identification No.) 700 Nicollet Mall Suite 640 Minneapolis, MN 55402 CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 14, 2025 Sezzle Inc. (Exact name of registrant as specified in its charter) (Address of principal ex ...

Group 1 - Sezzle Inc. will release its first quarter 2025 results after market close on May 7, 2025, followed by a conference call and webcast at 5:00pm ET [1] - A replay of the conference call will be available on the investor relations website after the event [1] - Investors can register for the conference call or webcast through a provided link, receiving dial-in credentials and a link to the live webcast upon registration [2] Group 2 - The earnings presentation for the first quarter 2025 will be available shortly after market close on May 7 via the Company's Investor Relations website [3] - Investors are encouraged to submit questions in advance of the call by emailing the investor relations team [3] Group 3 - Sezzle Management will participate in investor conferences in May, including the 20th Annual Needham Technology, Media, & Consumer 1×1 Conference on May 12, 2025, and the B. Riley Securities 25th Annual Investor Conference on May 21-22, 2025 [4][7] - The latest Investor Presentation will be available on the Investor Relations page ahead of the conferences [4] Group 4 - Sezzle is a fintech company focused on empowering consumers through its digital payment platform, enhancing purchasing power with point-of-sale financing options and digital payment services [6] - The company emphasizes transparency, inclusivity, and ease of use, aiming to help consumers manage spending responsibly and achieve financial independence [6]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) | ☒ | ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 | For the fiscal year ended December 31, 2024 | | --- | --- | --- | | OR | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 | ☐ | | For the transition period from to | Commission file number 001-41781 | | SEZZLE INC. (Exact name of registrant as specified in its charter) | Delaware | | - ...

sezzle The Responsible Way to Pay Fourth Quarter 2024 Earnings Presentation February 25, 2025 Sezzle Inc. | 4Q24 Presentation | 1 Disclaimer Cautionary Note Regarding Forward-Looking Statements This presentation (1b) e "Presentation"). Contains surgery information about the editidies of Sesentation The information The information in this Pesentation is of a exerc rintermation in the Presentation regrains subject to change without notiose. Also, the information in in the Pesentation should not be rebed upon ...

Sezzle Inc. (NASDAQ:SEZL) Q4 2024 Earnings Conference Call February 25, 2025 5:00 PM ET Company Participants Charlie Youakim - Executive Chairman and CEO Karen Hartje - Chief Financial Officer Lee Brading - Head, Corp Dev and IR Paul Paradis - President Conference Call Participants Mike Grondahl - Northland Hal Goetsch - B. Riley Operator Good day. And welcome to the Sezzle Inc. Fourth Quarter Financial Results Conference Call. All participants will be in listen-only mode. [Operator Instructions] After toda ...

Core Insights - Sezzle Inc. reported quarterly earnings of $4.39 per share, exceeding the Zacks Consensus Estimate of $3.12 per share, and showing a significant increase from $0.51 per share a year ago, resulting in an earnings surprise of 40.71% [1] - The company achieved revenues of $98.22 million for the quarter ended December 2024, surpassing the Zacks Consensus Estimate by 28.70%, compared to $48.9 million in the same quarter last year [2] - Sezzle Inc. shares have increased approximately 11.1% since the beginning of the year, outperforming the S&P 500's gain of 1.7% [3] Earnings Outlook - The future performance of Sezzle Inc. stock will largely depend on management's commentary during the earnings call and the company's earnings outlook, including current consensus earnings expectations for upcoming quarters [4][6] - The current consensus EPS estimate for the next quarter is $1.84 on revenues of $62.93 million, and for the current fiscal year, it is $12.61 on revenues of $331.95 million [7] Industry Context - The Financial Transaction Services industry, to which Sezzle Inc. belongs, is currently ranked in the top 50% of over 250 Zacks industries, indicating a favorable outlook as top-ranked industries tend to outperform lower-ranked ones by more than 2 to 1 [8]

Revenue and Income Projections - Sezzle anticipates exceeding 2024 revenue and income guidance, with total revenue expected to grow by 55% from $159.4M in 2023[2] - Net income for 2024 is projected to exceed $71.5M, up from $7.1M in 2023[2] - Adjusted net income for 2024 is expected to exceed $58.0M, compared to $5.6M in 2023[2] - Net income per diluted share is expected to exceed $12.05, compared to $1.25 in 2023[2] - Adjusted net income per diluted share is projected to exceed $9.80, up from $0.99 in 2023[2] Financial Performance Metrics - Total revenue less transaction-related costs as a percentage of total revenue is projected to meet the 55.0% target, up from 50.8% in 2023[2] - Operating income for the twelve months ended December 31, 2023, was $22.2M, with total revenue less transaction-related costs at $80.994M[4] - Adjusted net income for the twelve months ended December 31, 2023, was $5.621M, with adjusted net income per diluted share at $0.99[4] Business Model and Consumer Impact - Sezzle's payment platform aims to financially empower the next generation by offering interest-free installment plans, increasing purchasing power for millions of consumers[5] Risks and Challenges - The company's forward-looking statements highlight potential risks, including regulatory scrutiny in the BNPL industry, competitive pressures, and macroeconomic impacts on consumer spending[9]

Core Viewpoint - Sezzle Inc. is expected to report strong fourth-quarter results, with significant year-over-year growth in earnings and revenues, driven by an expanding consumer base and effective marketing strategies [2][6][16]. Financial Performance - The consensus estimate for earnings is $0.0985 per share, indicating over 100% year-over-year growth [2]. - Revenue expectations for the upcoming quarter are set at $249.2 million, reflecting a 56.4% increase compared to the previous year [2]. - In the third quarter of 2024, Sezzle's revenues increased by 71% year-over-year, supported by a 41% rise in underlying merchant sales and a 167% surge in subscription revenues [15]. Market Position and Strategy - Sezzle's customer acquisition strategy, including a banking program and sponsorship initiatives, has contributed to its revenue growth and brand awareness [6][7][14]. - The company's stock has appreciated by 153.1% over the past six months, outperforming its industry and the broader market [8][12]. Valuation Metrics - Sezzle's current trailing 12-month price-to-earnings ratio stands at 23.2, which is below the industry average of 25.7 [12]. Growth Drivers - The increase in consumer purchase frequency and subscriber count is expected to drive top-line growth [6][14]. - The successful launch of new products and a raised financial outlook are seen as positive indicators for future performance [15][16].

Company Overview - Sezzle Inc. is a purpose-driven digital payment platform that aims to financially empower the next generation by enhancing consumers' purchasing power through point-of-sale financing options and digital payment services [5] Upcoming Financial Results - Sezzle will release its fourth quarter 2024 results after the market close on February 25, 2025, followed by a conference call at 5:00 PM ET on the same day [1] Conference Participation - Sezzle management will participate in investor conferences, with the latest Investor Presentation available on its Investor Relations page ahead of these events [3] Contact Information - For investor relations, Lee Brading, CFA, can be contacted at +651 240 6001 or via email at investorrelations@sezzle.com [4] - For media inquiries, Erin Foran can be reached at +651 403 2184 or via email at erin.foran@sezzle.com [4] Future Events - Sezzle will participate in the Oppenheimer 10th Annual Emerging Growth Conference on February 26, 2025, and the Wolfe FinTech Forum 2025 on March 11, 2025 [7]

Core Viewpoint - The article emphasizes the importance of investing in high-quality growth and momentum stocks that are reasonably priced, with a focus on long-term performance and market outperformance [1]. Group 1: Investment Strategy - The investment strategy involves focusing on growth and momentum stocks that are expected to outperform the market over the long term [1]. - The analyst has a history of advising investors to buy at market lows, specifically mentioning a recommendation in March 2009 during the financial crisis, which led to significant market gains [1]. Group 2: Market Performance - From 2009 to 2019, the S&P 500 increased by 367%, while the Nasdaq saw an increase of 685%, highlighting the potential for substantial returns in the stock market [1]. Group 3: Investor Guidance - The article aims to assist investors in making money through investments in high-quality growth stocks, indicating a commitment to guiding investment decisions [1].