Core Insights - Sezzle Inc. has raised its 2025 Net Income guidance by nearly 50% to $120 million due to stronger consumer activity and better-than-expected repayment trends [2][16] - The company reported significant growth in key financial metrics for the first quarter of 2025, including a 64.1% year-over-year increase in Gross Merchandise Volume (GMV) to $808.7 million [5] - Total Revenue for 1Q25 reached a new high of $104.9 million, reflecting a 123.3% year-over-year growth, driven by higher engagement and a partnership with WebBank [5] Financial Performance - Operating Income surged 260.6% year-over-year to $49.9 million, with an Operating Margin of 47.6%, an increase of 18.2 points from the previous year [5] - Net Income more than quadrupled year-over-year to $36.2 million, representing 34.5% of Total Revenue, equating to Earnings per Diluted Share of $1.00 [5] - Adjusted EBITDA grew 243.7% year-over-year to $51.4 million, accounting for 49.0% of Total Revenue, marking a 17.1-point expansion from 1Q24 [5] Cost Management - Total Operating Expenses increased 66.0% year-over-year to $55.0 million, but as a share of Total Revenue, it improved by 18.2 points to 52.4% [5] - Transaction Related Costs as a percentage of GMV decreased from 4.3% to 3.8% year-over-year, attributed to better credit performance and effective payment processing strategies [5] - Non-Transaction Related Operating Expenses rose 65.9% year-over-year to $26.9 million, but improved as a share of Total Revenue, declining to 25.6% [5] Guidance Update - The updated FY2025 guidance includes raising Net Income and Adjusted Net Income to $120 million from $80.4 million, and Total Revenue Growth guidance to 60-65% from 25-30% [16] - The company anticipates an effective tax rate of 25% for FY2025 [16] Strategic Initiatives - Sezzle launched new features such as Pay-in-5, enhanced shopping tools, and Money IQ to deepen consumer engagement and streamline the shopping experience [16] - The company expanded its merchant network, adding Scheels and WHOP to its partnerships [16] Upcoming Events - Sezzle will host its first quarter earnings conference call on May 7, 2025, and will participate in several investor conferences throughout May and June [9][16]

Sezzle Inc. (SEZL) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended March 2025. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price.The earnings report might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock ...

Core Viewpoint - Sezzle Inc. is set to release its first-quarter 2025 results on May 7, with expectations of significant revenue and earnings growth compared to the previous year [1][2][3]. Revenue Expectations - The Zacks Consensus Estimate projects revenues at $64.8 million, reflecting a 37.9% increase from the same quarter last year, driven by a larger subscriber base and a partnership with WebBank [2]. - The introduction of Sezzle On-Demand allows non-subscribers to access the Sezzle Platform, contributing to anticipated revenue growth [2]. Earnings Projections - The consensus estimate for earnings stands at 32 cents per share, indicating a 45.5% year-over-year increase, supported by strong revenue gains and disciplined cost management [3]. - However, the current model does not predict an earnings beat for Sezzle, with an Earnings ESP of -15.41% and a Zacks Rank of 3 [4][5].

Company Information - Sezzle Inc. is a purpose-driven digital payment platform that aims to financially empower the next generation through point-of-sale financing options and digital payment services [5] - The company connects millions of customers with a global network of merchants, focusing on transparency, inclusivity, and ease of use [5] Upcoming Events - Sezzle has scheduled its 2025 Annual Meeting of Stockholders for June 10, 2025, at 5:00 pm ET, which will be conducted exclusively online via live webcast [1] - The company will release its first quarter 2025 results after the market close on May 7, 2025, followed by a conference call and webcast at 5:00 pm ET on the same day [2] - Sezzle will participate in several upcoming investor conferences, including the Needham Technology, Media, & Consumer 1×1 Conference on May 12, 2025, and the J.P. Morgan Global Technology, Media and Communications Conference on May 13, 2025 [7]

Group 1 - Sezzle Inc. will release its first quarter 2025 results after market close on May 7, 2025, followed by a conference call and webcast at 5:00pm ET [1] - A replay of the conference call will be available on the investor relations website after the event [1] - Investors can register for the conference call or webcast through a provided link, receiving dial-in credentials and a link to the live webcast upon registration [2] Group 2 - The earnings presentation for the first quarter 2025 will be available shortly after market close on May 7 via the Company's Investor Relations website [3] - Investors are encouraged to submit questions in advance of the call by emailing the investor relations team [3] Group 3 - Sezzle Management will participate in investor conferences in May, including the 20th Annual Needham Technology, Media, & Consumer 1×1 Conference on May 12, 2025, and the B. Riley Securities 25th Annual Investor Conference on May 21-22, 2025 [4][7] - The latest Investor Presentation will be available on the Investor Relations page ahead of the conferences [4] Group 4 - Sezzle is a fintech company focused on empowering consumers through its digital payment platform, enhancing purchasing power with point-of-sale financing options and digital payment services [6] - The company emphasizes transparency, inclusivity, and ease of use, aiming to help consumers manage spending responsibly and achieve financial independence [6]

分组1 - Sezzle Inc. announced a six-for-one stock split to enhance ownership accessibility for investors and employees, with stockholders receiving 5 additional shares for each share held as of March 21, 2025 [1] - The stock split will be distributed after trading closes on March 28, 2025, and trading on a split-adjusted basis is expected to begin on March 31, 2025 [1] - The Board has authorized a stock repurchase program of up to $50 million, which has no fixed expiration, allowing flexibility based on market conditions [2][3] 分组2 - Repurchases will be conducted in open market transactions in compliance with SEC Rule 10b-18 and federal securities laws, with no obligation to acquire a specific amount of stock [3] - Sezzle is a fintech company focused on empowering consumers through interest-free installment plans, enhancing purchasing power and promoting financial responsibility [5]

Financial Performance - The company reported a significant increase in Gross Merchandise Volume (GMV), achieving a year-over-year growth of 25%[12] - The total revenue for the fiscal year reached $500 million, representing a 15% increase compared to the previous year[12] - The company anticipates a revenue growth of 20% for the next fiscal year, projecting total revenue to reach $600 million[12] - New product launches are expected to contribute an additional $50 million in revenue over the next year[12] User Growth - The user base expanded to 2 million active users, a growth of 30% year-over-year[12] Investment and Development - The company is investing $10 million in technology development to enhance its platform capabilities[12] - The company plans to pursue strategic acquisitions to bolster its service offerings, with a budget of $30 million allocated for this purpose[12] Market Expansion - Market expansion efforts are underway in Canada and Europe, targeting a 10% increase in market share[12] Regulatory and Compliance Risks - The company is facing increased regulatory scrutiny in the "buy-now, pay-later" sector, which may impact future operations[12] - The company is subject to various laws and regulations applicable to the Buy Now, Pay Later (BNPL) industry in the United States and Canada, which could increase compliance costs[24] Operational Challenges - The company operates in a highly competitive industry and is subject to increased regulatory scrutiny, impacting its growth and market share[19] - The company's ability to maintain and increase its merchant network and Gross Merchandise Volume (GMV) is critical for its success[19] - The loans facilitated through the Sezzle Platform involve a high degree of financial risk, which could adversely affect financial performance[19] - Consumer bad debts and merchant insolvency could negatively impact the company's financial success[19] - The company has a limited operating history and has experienced operating losses until recently, raising concerns about sustainability[19] - The company may require additional capital to support its growth and operational needs[19] Data Security Risks - The company faces risks related to data security breaches and cyberattacks, which could disrupt operations and harm its reputation[19] Dividend Policy - The company has not paid dividends on its common stock, and future payments will depend on various factors determined by the board of directors[24]

sezzle The Responsible Way to Pay Fourth Quarter 2024 Earnings Presentation February 25, 2025 Sezzle Inc. | 4Q24 Presentation | 1 Disclaimer Cautionary Note Regarding Forward-Looking Statements This presentation (1b) e "Presentation"). Contains surgery information about the editidies of Sesentation The information The information in this Pesentation is of a exerc rintermation in the Presentation regrains subject to change without notiose. Also, the information in in the Pesentation should not be rebed upon ...

Sezzle Inc. (NASDAQ:SEZL) Q4 2024 Earnings Conference Call February 25, 2025 5:00 PM ET Company Participants Charlie Youakim - Executive Chairman and CEO Karen Hartje - Chief Financial Officer Lee Brading - Head, Corp Dev and IR Paul Paradis - President Conference Call Participants Mike Grondahl - Northland Hal Goetsch - B. Riley Operator Good day. And welcome to the Sezzle Inc. Fourth Quarter Financial Results Conference Call. All participants will be in listen-only mode. [Operator Instructions] After toda ...

Core Insights - Sezzle Inc. reported quarterly earnings of $4.39 per share, exceeding the Zacks Consensus Estimate of $3.12 per share, and showing a significant increase from $0.51 per share a year ago, resulting in an earnings surprise of 40.71% [1] - The company achieved revenues of $98.22 million for the quarter ended December 2024, surpassing the Zacks Consensus Estimate by 28.70%, compared to $48.9 million in the same quarter last year [2] - Sezzle Inc. shares have increased approximately 11.1% since the beginning of the year, outperforming the S&P 500's gain of 1.7% [3] Earnings Outlook - The future performance of Sezzle Inc. stock will largely depend on management's commentary during the earnings call and the company's earnings outlook, including current consensus earnings expectations for upcoming quarters [4][6] - The current consensus EPS estimate for the next quarter is $1.84 on revenues of $62.93 million, and for the current fiscal year, it is $12.61 on revenues of $331.95 million [7] Industry Context - The Financial Transaction Services industry, to which Sezzle Inc. belongs, is currently ranked in the top 50% of over 250 Zacks industries, indicating a favorable outlook as top-ranked industries tend to outperform lower-ranked ones by more than 2 to 1 [8]