SoFi Technologies (NasdaqGS:SOFI) Q4 2025 Earnings call January 30, 2026 08:00 AM ET Speaker5Good morning or good afternoon, all. My name is Adam, and I'll be your conference operator today. At this time, I would like to welcome everyone to the SoFi Technologies fourth quarter and full year 2025 earnings conference call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you'd like to ask a question during this tim ...

Investor Presentation Q4 2025 January 2026 Disclaimer Use of Non-GAAP Financial Measures This presentation includes certain non-GAAP financial measures (including on a forward-looking basis) such as Adjusted Net Revenue, Adjusted EBITDA, Adjusted EBITDA Margin, Adjusted EPS, ROTCE, Adjusted Net Income, Adjusted Net Income Margin, Adjusted Noninterest Income, and Tangible Book Value. These non-GAAP measures are in addition to, and not a substitute for or superior to, measures of financial performance prepare ...

4% from the current share price.| Year | Est. Revenue ($B) | Est. Net Income ($B) | Est. EPS Normalized | Price to Sales Multiple | Est. Market Cap ($B) || --- | --- | --- | --- | --- | --- || 2025 | $2.84 | $0.32 | $0.21 | 9.3 | $9.94 || 2026 | $3.45 | $0.584 | $0.43 | 9.3 | $12.08 || 2027 | $3.79 | $0.707 | $0.62 | 9.3 | $13.27 || 2028 | $4.33 | $0.902 | $0.83 | 9.3 | $15.16 || 2029 | $4.84 | $1.096 | $1.02 | 9.3 | $16.94 || 2030 | $5.34 | $1.279 | $1.10 | 9.3 | $18.69 |SoFi's current price-to-sales valua ...

SoFi Technologies reported a rise in fourth-quarter profit on Friday, lifted by strong loan demand and rapid growth in its feebased businesses. ...

SoFi's home-loan originations nearly doubled in the latest quarter. ...

SoFi Reports Fourth Quarter 2025 with Record Net Revenue of $1.0 Billion, Record Member and Product Growth, Net Income of $174 Million Adjusted Net Revenue up 37% to a record $1.0 billion Adjusted EBITDA up 60% to a record $318 million Fee-based Revenue up 53% to a record $443 million Member growth up 35% to a record 13.7 million members Product growth up 37% to a record 20.2 million products Management announces 2026 guidance and medium term outlook SAN FRANCISCO, Calif. – (BUSINESS WIRE) – January 30, 202 ...

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one- stop shop for digital financial services that helps members borrow, save, spend, invest and protect their money, reported financial results today for its fourth quarter and fiscal year ended December 31, 2025. "2025 was a tremendous year and the fourth quarter was nothing short of exceptional, delivering more than $1 billion in quarterly revenue for the first time in our history,†said Anthony Noto, CE. ...

SoFi has steadily expanded its offerings in crypto and self-directed investing in its bid to become a 'one-stop shop' for customers. ...

Innovation has been a key part of SoFi Technologies' incredible success. The thriving fintech enterprise is always thinking ahead in an effort to provide its 12.6 million members with new ways to handle their finances. That philosophy has driven huge revenue growth over the years. The digital banking powerhouse recently proved its product development prowess. In a related way, that move might demonstrate that the ultimate cryptocurrency has a clear use case. Where to invest $1,000 right now? Our analyst te ...

Ahead of SoFi Technologies Inc.’s (NASDAQ:SOFI) fourth-quarter results, analyst Parkev Tatevosian, CFA, is urging caution regarding the stock, especially at its current levels.SoFi Is ‘Slightly Overvalued’Tatevosian, who said he had been “bullish on SoFi stock for a long time,” now views the company as “slightly overvalued” and not an attractive buy ahead of earnings, citing elevated volatility and limited upside relative to risk.According to his proprietary models, “SoFi stock is worth about $20 a share, $ ...