Core Viewpoint - SoFi Technologies is emerging as a significant player in the financial services industry, gaining attention from investors as it continues to achieve new all-time highs while trading below $30 per share [1] Group 1: Stock Performance - SoFi's stock has increased by 132% over the past six months, with a current market capitalization of $33 billion, surpassing established companies like Estée Lauder and United Airlines [2] - The stock's forward price-to-earnings ratio stands at 50.8, which may deter value investors focused on lower entry prices [3] Group 2: Customer Growth - SoFi added 846,000 net new customers in Q2, bringing the total to over 11.7 million, a nearly tenfold increase from five years ago [5] - The company has achieved this growth despite various economic challenges, including the COVID-19 pandemic and rising interest rates [6] Group 3: Business Model and Innovation - SoFi operates a digital-first model that enhances user experience through technology, distinguishing itself from traditional banking entities [7] - The company is committed to innovation, planning to introduce cryptocurrency trading and partnering with Lightspark for cross-border money transfers using the Bitcoin network [8] Group 4: Earnings Growth - SoFi generated positive GAAP net income for the first time in Q4 2023, with adjusted net income reported at $227 million in 2024, projected to reach $370 million in 2025 [10] - Analysts forecast a 138% increase in earnings per share from fiscal 2025 to fiscal 2027, reflecting a strong earnings trajectory [11][12]

Since my first analysis , SoFi Technologies (NASDAQ: SOFI ) is shifting from being a lending-oriented business to being a diversified financial platform. Non-lending streams of revenue now account for the majority of the business, deposits have scaledMy investing journey began at 15, sparked by a deep curiosity for markets and shaped by my father's career in finance. What started as a fascination with Warren Buffett’s annual letters quickly evolved into a full-time passion for value investing, mental models ...

SoFi Technology said it is adding new options products for its customers, with zero commissions and no contract fees. https://t.co/WPoc1n3e6e ...

Core Insights - SoFi Technology (SOFI) is expanding access to options trading for its customers by introducing "level 1" options designed for beginners, which include covered calls and cash-secured puts, in addition to the existing level 2 strategies [1][4] Group 1: New Offerings - The new options trading offerings come with zero commissions and no contract fees, and SoFi will provide educational resources to help users understand the options [2][7] - Users can apply for approval through the SoFi app, with plans to make the feature available to all eligible members in the coming weeks [2][4] Group 2: Market Context - By removing fees and adding educational tools, SoFi is lowering barriers to options trading, although it acknowledges that options trading can be riskier than stock trading [3][4] - Competitors such as Charles Schwab (SCHW) and Fidelity already offer level 1 options trading, indicating a competitive landscape [3] Group 3: Future Plans - SoFi plans to introduce additional options levels and strategies, options trading in IRAs, and zero day to expiration contracts in the future, responding to growing customer demand [4][7] Group 4: Stock Performance - Following the announcement, SoFi's shares rose approximately 1% on Thursday and have increased nearly 70% year-to-date [5]

Core Insights - SoFi Technologies is expanding its trading services by offering fee-free Level 1 options trading to customers with active investment accounts [1][4] Group 1: Options Trading Expansion - The new Level 1 options trading includes strategies such as covered calls and cash-secured puts, aimed at beginner investors [1][3] - SoFi will continue to provide access to Level 2 options for eligible customers, which involve more risk and advanced strategies [3] - The decision to expand options trading was based on consistent requests from SoFi Invest members for Level 1 access [4] Group 2: Educational Resources and Approval Process - SoFi will assess customer eligibility for options trading based on trading experience, investment objectives, and financial situation [4] - The company plans to embed educational resources within its app to help members understand the risks associated with options trading [4] Group 3: Broader Investment Product Offerings - The introduction of options trading is part of SoFi's broader strategy to expand its investment products, which now include IPO investing, alternative assets, private markets, ETFs, and a robo-advisor in partnership with BlackRock [5] - SoFi has also announced plans to reoffer crypto investing and expand into stablecoins and other digital assets [6]

IBD Videos 9/30/2025Futures fell with a government shutdown now underway. On Tuesday, the stock market rose slightly as Nvidia broke out and... 9/30/2025Futures fell with a government shutdown now underway. On Tuesday,... INVESTING RESOURCES BREAKING: Tesla Falls Despite Record Q3 Deliveries SoFi Technologies (SOFI) is Thursday's selection for IBD 50 Stocks To Watch from Investor's Business Daily as a strong rebound from its 10-week moving average could present an early entry. SoFi Technologies currently is ...

SoFi Technologies (NASDAQ:SOFI) started rolling out no-fee options products for retail investors who are new to the market, the company said Thursday. It will be available to all eligible SoFi Invest members in coming weeks. Members who are approved will ...

Key Takeaways SoFi's Galileo posts steady revenue growth with expansion into new client segments.Galileo's API-first platform offers banking, card issuing, payments and compliance tools.Galileo's API-first platform offers banking, card issuing, payments and compliance tools.SoFi’s (SOFI) Galileo platform remains a foundational pillar in fintech infrastructure in 2025, powering millions of enabled accounts and driving significant innovation across SoFi’s financial product ecosystem. Galileo’s Technology Plat ...

Merger and acquisition activity could intensify in the fourth quarter, as companies embrace the current White House administration.Freedom Capital Markets Chief Market Strategist Jay Woods shares with Benzinga two sectors he thinks could see activity soon.Regional Banks Regional banks, Woods says, is one sector that has "yet to take off" with the stock market at all-time highs.The market expert said M&A activity could soon heat up in the sector.Woods shared that it has been years since a "clean merger" in t ...

SoFi Technologies (NASDAQ:SOFI) shares extended their losing streak to a seventh consecutive session, down 2.23% in afternoon trading at $25.83 on Wednesday. The stock has faced steady downward pressure over the past several sessions, with its steepest decline of 4.10% recorded on ...