UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _________________________ FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from_________to ________ Commission File Number: 001-39797 Upstart Holdings, Inc. (Exact name of registrant as specified in its charter) ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _________________________ FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR (Exact name of registrant as specified in its charter) _________________________ Delaware (State or other jurisdiction of incorporation or organization) 46-4332431 (I.R.S. Employer Identification No.) Upstart Holdings, Inc. 2950 S. Delaware Street, Suite 300 ...

Upstart Holdings, Inc. (NASDAQ:UPST) Q4 2022 Results Conference Call February 14, 2023 4:30 PM ET Company Participants Jason Schmidt - Vice President, Investor Relations David Girouard - Co-Founder & CEO Sanjay Datta - CFO Conference Call Participants Peter Christiansen - Citigroup David Scharf - JMP Securities Simon Clinch - Atlantic Equities Robert Wildhack - Autonomous research Michael Ng - Goldman Sachs Sandy Beatty - Morgan Stanley John Hecht - Jefferies LLC Hal Goetsch - Loop Capital Arvind Ramnani ...

Upstart Holdings, Inc. (NASDAQ:UPST) Q3 2022 Earnings Conference Call November 8, 2022 3:00 PM ET Company Participants Jason Schmidt - Vice President, Investor Relations Dave Girouard - Co-Founder & CEO Sanjay Datta - CFO Conference Call Participants David Scharf - JMP Securities Ramsey El-Assal - Barclays Peter Christiansen - Citi Michael Ng - Goldman Sachs Simon Clinch - Atlantic Equities Sandy Beatty - Morgan Stanley Vincent Caintic - Stephens Arvind Ramnani - Piper Sandler David Chiaverini - Wedbush Sec ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ________________________ FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from_________to ________ (650) 204-1000 Commission File Number: 001-39797 Upstart Holdings, Inc. (Exact name of registrant as specifie ...

30-155-152 18-94-97 194-193-193 146-146-146 78-78-78 15-143-106 IBDROOT\PROJECTS\IBD-NY\GRIFFINS2019\645303_1\Presentations\2020.12.02 Roadshow Deck\2020.12.02 Roadshow v7.pptx CONFIDENTIAL October 2020 Q2 FY 2022 Earnings August 8, 2022 30-155-152 18-94-97 194-193-193 146-146-146 78-78-78 15-143-106 IBDROOT\PROJECTS\IBD-NY\GRIFFINS2019\645303_1\Presentations\2020.12.02 Roadshow Deck\2020.12.02 Roadshow v7.pptx Disclaimer This presentation contains "forward-looking" statements that are based on our manageme ...

Upstart Holdings, Inc. (NASDAQ:UPST) Q2 2022 Earnings Conference Call August 8, 2022 4:30 PM ET Company Participants Jason Schmidt – Head-Investor Relations Dave Girouard – Chief Executive Officer Sanjay Datta – Chief Financial Officer Conference Call Participants Simon Clinch – Atlantic Equities Mike Ng – Goldman Sachs Andrew Boone – JMP Securities Ramsey El-Assal – Barclays Pete Christiansen – Citi Arvind Ramnani – Piper Sandler Vincent Caintic – Stephens James Faucette – Morgan Stanley Nat Schindler – Ba ...

Washington, D.C. 20549 _________________________ FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from_________to ________ Commission File Number: 001-39797 Upstart Holdings, Inc. UNITED STATES SECURITIES AND EXCHANGE COMMISSION (Exact name of registrant as specified in its charter) _ ...

Updated Partial Update Not Updated 30-155-152 18-94-97 194-193-193 146-146-146 78-78-78 15-143-106 IBDROOT\PROJECTS\IBD-NY\GRIFFINS2019\645303_1\Presentations\2020.12.02 Roadshow Deck\2020.12.02 Roadshow v7.pptx CONFIDENTIAL October 2020 Q1 FY 2022 Earnings May 09, 2022 30-155-152 18-94-97 194-193-193 146-146-146 78-78-78 15-143-106 IBDROOT\PROJECTS\IBD-NY\GRIFFINS2019\645303_1\Presentations\2020.12.02 Roadshow Deck\2020.12.02 Roadshow v7.pptx Disclaimer This presentation contains "forward-looking" statemen ...

Upstart Holdings Inc. (NASDAQ:UPST) Q1 2022 Earnings Conference Call May 9, 2022 4:30 PM ET Company Participants Jason Schmidt - Vice President, Investor Relation David Girouard - Co-Founder, President, CEO and Chairperson of the Board Sanjay Datta - CFO Conference Call Participants Ramsey El-Assal - Barclays Pete Christiansen - Citi Simon Clinch - Atlantic Equities Andrew Boone - JMP Securities Vincent Caintic - Stephens Mike Ng - Goldman Sachs David Chiaverini - Wedbush Securities Arvind Ramnani - Piper S ...