Core Insights - Visa Inc. reported Q3 fiscal 2025 EPS of $2.98, exceeding the Zacks Consensus Estimate of $2.86 by 4.2%, with a year-over-year increase of 23.1% [1][9] - Net revenues reached $10.2 billion, reflecting a 14.3% year-over-year growth and surpassing the consensus mark by 3.1% [1][9] Business Performance - The increase in quarterly results was driven by higher processed transactions and payment volumes, although partially offset by rising operating expenses [2] - Visa's payments volume grew 8% year over year on a constant-dollar basis, with processed transactions increasing 10% to 65.4 billion, exceeding expectations [3][9] - Cross-border volume rose 12% year over year, with a notable 11% increase excluding intra-European transactions [4] Revenue Breakdown - Service revenues increased 9% year over year to $4.3 billion, aligning with consensus estimates [5] - Data processing revenues grew 15% year over year to $5.2 billion, surpassing the Zacks Consensus Estimate [5] - International transaction revenues rose 14% year over year to $3.6 billion, driven by higher cross-border volumes [6] - Other revenues reached $1 billion, climbing 32% year over year [6] Operating Expenses - Adjusted operating expenses increased 13% year over year to $3.3 billion, primarily due to higher marketing and administrative costs [7] - Interest expenses significantly decreased by 80.1% year over year to $39 million [7] Balance Sheet Highlights - As of June 30, 2025, Visa had cash and cash equivalents of $17.1 billion, up from $12 billion at the end of fiscal 2024 [8] - Total assets increased to $100 billion from $94.5 billion at the end of fiscal 2024 [8] - Long-term debt decreased to $19.6 billion from $20.8 billion as of September 30, 2024 [8] Cash Flow and Capital Deployment - Visa generated net cash from operations of $6.7 billion, a 31.1% year-over-year increase, with free cash flows at $6.3 billion, up 33.3% [10] - The company returned $6 billion to shareholders through share buybacks and dividends, with $29.8 billion remaining under its repurchase program [11] Future Outlook - For Q4 FY25, Visa anticipates high-single-digit to low-double-digit growth in net revenues and low double-digit growth in operating expenses [12] - EPS is expected to grow in the upper-mid to high-single digits [12] - For fiscal 2025, management projects low double-digit growth in net revenues and operating expenses, with EPS growth in the low teens [13]

摩根大通将Visa的目标价从375美元上调至430美元，维持"增持"评级。(格隆汇) ...

logo, but there is the applause building here. Of course, we're going to have a very big IPO tomorrow, by the way, in Sigma. Sigma.Yeah, I know that deal quite well. Yeah, we'll talk about that as well. Here at the big board, though, now celebrating an IPO as well as Andy, the designer of ultra low power shifts for AI computing.We're going to speak to the studio in a couple of hours and that will be great. He as we know from Arm Holings and Rene Hawk, right. And over doing the honors to go project a nonprof ...

Key Takeaways Visa reported Q2 EPS of $2.98 and revenue of $10.17B, beating consensus estimates on both metrics.Payments volume rose 8% and transactions grew 10%, with all business segments topping estimates.Visa is expanding stablecoin settlements and embedding AI in over 100 products to boost growth and security.The global financial transaction services giant Visa Inc. (V) reported solid quarterly adjusted earnings of $2.98 per share, beating the Zacks Consensus Estimate of $2.86. This compares to earning ...

Group 1 - The core issue revolves around players protesting against Visa and MasterCard for pressuring platforms like Steam to remove adult games, leading to a massive influx of calls and emails directed at these card organizations [1][2]. - Players have initiated a form of artificial DDoS attack by flooding Visa and MasterCard with communications, demanding the reversal of their policies that led to the removal of adult content from gaming platforms [2][3]. - Despite the players' efforts, customer service representatives at Visa and MasterCard have limited authority to address these concerns, and the protests may not lead to significant changes in policy [3]. Group 2 - The situation has prompted players to share resources on social media platforms, guiding each other on how to effectively communicate their grievances to the card organizations [3]. - There is skepticism regarding the long-term impact of these protests, as traditional financial institutions may overlook such movements over time, but it could lead to more cautious policy changes in the future [3].

J Sainsbury, the supermarket chain, was on Wednesday racing to resolve an issue with the card payments giant Visa which was impacting customers' ability to pay for their online grocery orders. Sky News understands that Sainsbury's is working with Visa to address the issue after a number of shoppers reported that their card payments had failed. The retailer ruled out the possibility of a cyberattack and said its website and app were functioning normally, with no direct impact on customers. Money latest: The ...

Visa(V.US)盘前跌超2%，报344.05美元。消息面上，Visa第三财季营收同比增长14%达到创纪录的102亿 美元，调整后每股收益同比增长23%至2.98美元，均超市场预期。尽管第三财季业绩强劲，但Visa维持 今年业绩指引不变，预计每股收益将实现11%-13%(Low-teens)增长，净营收增幅将保持在低双位数百分 比区间。瑞穗证券分析师Dan Dolev在给客户的一份报告中表示，Visa未能上调全年业绩预期，这可能 是导致该公司股票下跌的原因。(格隆汇) ...

Visa Flags Modest Stablecoin Uptake, Calls for Clear US Regulation► https://t.co/vghobjeljN https://t.co/vghobjeljN ...

周二，美国最大的支付网络公司Visa(V.US)公布了第三财季业绩。Q3营收达到创纪录的102亿美元，同 比增长14%;经调整后每股收益2.98美元，同比增长23%;均超出分析师预期。季度调整后净利润增长了 19%，达到 58 亿美元。 本文源自：金融界AI电报 ...

Core Insights - Visa reported record Q3 revenue of $10.2 billion, a 14% year-over-year increase, and adjusted EPS of $2.98, up 23%, exceeding analyst expectations [1] - The company maintained its full-year earnings guidance, expecting EPS growth of 11%-13% and low double-digit revenue growth [1] - Despite strong quarterly performance, Visa's stock fell 2.3% post-earnings due to the lack of an upward revision in full-year guidance [1] Financial Performance - Q3 net profit grew 19% to $5.8 billion, with total payment volume reaching $3.62 trillion, surpassing the $3.59 trillion forecast but down from $3.94 trillion in Q2 [1] - Year-over-year payment volume increased by 8%, with cross-border payment volume up 12% and transaction volume rising by 10% [1] - Compared to Q2, payment volume grew by 8%, cross-border payment volume by 13%, and transaction volume by 9% [1] Market Outlook - Visa's CFO indicated that revenue and EPS growth are expected to exceed previous forecasts, while the CEO noted strong consumer spending trends [1] - Analysts suggest that despite Visa's strong performance, the market's expectations for significant upward revisions may not have been met, impacting stock performance [1][2] - The company is recognized for its steady control over the payment system without resorting to exaggerated marketing tactics, which may influence its valuation perception [2]