Core Viewpoint - Rosen Law Firm is reminding investors who purchased Visa Inc. securities between November 16, 2023, and September 23, 2024, of the January 21, 2025, deadline to become lead plaintiffs in a securities class action lawsuit [1]. Group 1: Class Action Details - Investors who purchased Visa securities during the specified Class Period may be entitled to compensation without any out-of-pocket fees through a contingency fee arrangement [2]. - A class action lawsuit has already been filed, and interested parties must move the Court to serve as lead plaintiff by January 21, 2025 [3]. - The lawsuit alleges that Visa made materially false and misleading statements regarding compliance with federal antitrust laws, which resulted in investor damages when the truth was revealed [5]. Group 2: Rosen Law Firm's Credentials - Rosen Law Firm emphasizes the importance of selecting qualified legal counsel with a successful track record in securities class actions, highlighting their own achievements in this area [4]. - The firm has recovered hundreds of millions of dollars for investors, including over $438 million in 2019 alone, and has been consistently ranked among the top firms for securities class action settlements [4].

Core Viewpoint - Seaport analyst Jeff Cantwell upgraded Visa Inc. to Buy from Neutral with a price target of $359, citing stronger forecasts for 2025 and 2026 that exceed consensus estimates [1] Group 1: Financial Performance - The analyst raised revenue forecasts for Visa, particularly in service/data processing, driven by a strengthening U.S. economy in the latter half of this year [1] - Visa is expected to experience double-digit revenue growth in 2025 and 2026, with projected EPS growth of 13% in both years [2] Group 2: Competitive Positioning - Cantwell prefers Visa over Mastercard due to Visa's greater exposure to the U.S. market [1] - The analyst also increased estimates for Other Revenue, anticipating higher demand for value-added services from Visa's clients [2] Group 3: Market Outlook - In a potentially turbulent macro environment in 2025, Visa is viewed as a steady earnings compounder with upside potential compared to consensus estimates [3] - The upcoming Investor Day in February is seen as a positive catalyst for investors [2] Group 4: Investment Options - Investors can gain exposure to Visa through iShares U.S. Financial Services ETF (IYG) and SPDR Select Sector Fund – Financial (XLF) [3]

Core Insights - The article emphasizes the importance of conducting personal in-depth research and due diligence before making investment decisions, highlighting the inherent risks involved in trading [3]. Company and Industry Analysis - The analysis is intended solely for informational purposes and should not be interpreted as professional investment advice, indicating a focus on providing insights rather than direct recommendations [3][4]. - There is a clear distinction made between the views expressed in the article and those of Seeking Alpha as a whole, suggesting that the opinions may not represent the platform's official stance [4].

Group 1 - The article discusses the author's journey towards financial independence through dividend growth investing, aiming to transform their portfolio into a source of cash flow [1] - The author has been investing since September 2017 and has a long-standing interest in dividend investing since 2009 [1] - The blog "Kody's Dividends" serves as a documentation of the author's investment journey and provides insights into dividend growth stocks [1] Group 2 - The author holds a beneficial long position in shares of Visa (V) and Mastercard (MA) through various investment vehicles [1] - The article expresses the author's personal opinions and does not involve compensation from any mentioned companies [1]

Company Performance - Visa's stock closed at $306.92, reflecting a decrease of 0.26% from the previous trading session, underperforming the S&P 500's gain of 0.16% [1] - Over the past month, Visa's stock has declined by 2.23%, while the Business Services sector has lost 5.61% and the S&P 500 has decreased by 2.2% [1] Earnings Forecast - Visa is expected to report earnings of $2.66 per share on January 30, 2025, representing a year-over-year growth of 10.37% [2] - The revenue forecast for the same quarter is $9.35 billion, indicating an 8.27% growth compared to the previous year [2] - For the entire year, the consensus estimates predict earnings of $11.22 per share and revenue of $39.35 billion, reflecting changes of +11.64% and +9.53% respectively [3] Analyst Estimates - Recent modifications to analyst estimates for Visa indicate a favorable outlook on the company's business health and profitability [4] - The consensus EPS projection has decreased by 0.06% in the past 30 days, and Visa currently holds a Zacks Rank of 3 (Hold) [6] Valuation Metrics - Visa's Forward P/E ratio stands at 27.43, which is a premium compared to the industry average of 13.97 [7] - The company has a PEG ratio of 2.06, while the Financial Transaction Services industry has an average PEG ratio of 1.2 [7] Industry Context - The Financial Transaction Services industry, part of the Business Services sector, has a Zacks Industry Rank of 75, placing it in the top 30% of over 250 industries [8] - Research indicates that the top 50% rated industries outperform the bottom half by a factor of 2 to 1 [8]

Core Points - The Gross Law Firm has issued a notice to shareholders of Visa Inc. regarding a class action lawsuit for alleged violations of federal antitrust laws during the class period from November 16, 2023, to September 23, 2024 [1] - Allegations include that Visa made materially false and misleading statements and failed to disclose compliance issues with federal antitrust laws, leading to investor damages when the truth was revealed [1] - The deadline for shareholders to register for the class action and seek lead plaintiff status is January 21, 2025 [2] Company and Industry Summary - The Gross Law Firm is a nationally recognized class action law firm focused on protecting investors' rights against deceit and illegal business practices [3] - The firm aims to ensure companies adhere to responsible business practices and seeks recovery for investors who suffered losses due to misleading statements or omissions that inflated stock prices [3] - Shareholders who register will receive updates through portfolio monitoring software throughout the lifecycle of the case [2]

Investment Strategy - The investment strategy focuses on companies with perfect qualitative attributes, buying them at attractive prices based on fundamentals, and holding them indefinitely [1] - The portfolio is concentrated, aiming to avoid losers and maximize exposure to big winners, often rating great companies as 'Hold' if their growth opportunity is below the threshold or downside risk is too high [1] - Articles covering such companies are published approximately 3 times per week, with extensive quarterly follow-ups and constant updates [1] Analyst Background - The analyst is an MBA graduate with an L.L.B in law and works as a financial analyst at a large pension fund [1] Disclosure - The analyst has a beneficial long position in the shares of V through stock ownership, options, or other derivatives [2] - The article expresses the analyst's own opinions and is not receiving compensation for it other than from Seeking Alpha [2] - There is no business relationship with any company whose stock is mentioned in the article [2]

Core Points - Rosen Law Firm is reminding investors who purchased Visa Inc. securities between November 16, 2023, and September 23, 2024, about the January 21, 2025, deadline to become a lead plaintiff in a securities class action lawsuit [1][3] - Investors may be entitled to compensation without any out-of-pocket fees through a contingency fee arrangement [2] Case Details - The lawsuit alleges that Visa made materially false and misleading statements and failed to disclose compliance issues with federal antitrust laws, which led to investor damages when the truth was revealed [5] Legal Representation - Investors are encouraged to select qualified legal counsel with a successful track record in securities class actions, as many firms may not have the necessary experience or resources [4]

Core Insights - Visa Inc. maintains a strong competitive position in the payments processing industry, benefiting from its focus on payment facilitation rather than lending, which protects it from loan-related risks during economic downturns [1] Group 1: Stock Performance - Over the past year, Visa's stock has increased by 18.4%, underperforming the financial transaction industry's average growth of 21.5% and the S&P 500's return of 25% [2] - Competitors such as Mastercard and American Express have outperformed Visa, with gains of 21% and 63.7%, respectively [2] Group 2: Operational Growth - Visa has shown strong growth in processed transactions and payments volume, with increases of 10.4% and 10% in fiscal 2023 and 2024, respectively, and payments volume growth of 6.4% and 6.7% year over year [5] - Key revenue segments for fiscal 2024 reported year-over-year increases: Service Revenues rose by 8.7%, Data Processing Revenues by 10.7%, and International Transaction Revenues by 8.8% [6] - Cross-border payment volume growth indicates significant potential in emerging markets, where many individuals remain underbanked [7] Group 3: Strategic Positioning - Visa is well-positioned for growth due to robust operating cash flow, allowing for both organic expansion and strategic acquisitions [8] - The company emphasizes technological innovation, focusing on secure digital payment solutions, which positions it favorably in a rapidly evolving financial landscape [9] Group 4: Earnings Estimates - The Zacks Consensus Estimate for Visa's fiscal 2025 and fiscal 2026 EPS suggests increases of 11.6% and 12.8%, respectively, year-over-year [10] - Revenue estimates for fiscal 2025 and fiscal 2026 indicate increases of 9.5% and 9.9%, respectively [10] Group 5: Valuation - Visa's current price/earnings (P/E) ratio is 26.90X, slightly above its five-year median of 26.86X and the industry average of 24.60X [12] - Competitors Mastercard and American Express are trading at P/E ratios of 31.59X and 19.89X, respectively [13] Group 6: Challenges - Visa faces rising expenses, with adjusted operating expenses increasing by 11.7% and 10.8% in fiscal 2023 and 2024, respectively [14] - Ongoing legal challenges, including an antitrust lawsuit and regulatory scrutiny in the U.K., may impact the company's growth and financial liabilities [15][16] - The Credit Card Competition Act of 2023 could slow growth for Visa and Mastercard in the U.S. market, potentially altering the competitive landscape [17] Group 7: Investment Outlook - Visa's strong market position and growth potential make it an appealing choice for current investors, while prospective buyers may consider waiting for a more attractive entry point due to high valuation and regulatory challenges [18] - The company currently holds a Zacks Rank 3 (Hold), indicating a neutral outlook [19]

Company Performance - Visa closed at $313.04, reflecting a -0.59% change from the previous day, underperforming the S&P 500's gain of 0.55% [1] - Upcoming earnings per share (EPS) are projected at $2.66, indicating a 10.37% increase year-over-year, with revenue expected to reach $9.35 billion, an 8.27% increase from the same quarter last year [2] Annual Forecast - Zacks Consensus Estimates predict earnings of $11.22 per share and revenue of $39.35 billion for the year, representing increases of +11.64% and +9.53% respectively compared to the previous year [3] Analyst Estimates and Stock Performance - Changes in analyst estimates are crucial as they correlate with stock price performance; positive revisions indicate optimism about the company's outlook [4] - Visa currently holds a Zacks Rank of 3 (Hold), with a recent 0.03% decline in the Zacks Consensus EPS estimate [5] Valuation Metrics - Visa has a Forward P/E ratio of 28.07, which is a premium compared to the industry average of 14.33 [5] - The company has a PEG ratio of 2.11, while the Financial Transaction Services industry average PEG ratio is 1.35 [6] Industry Context - The Financial Transaction Services industry is part of the Business Services sector, holding a Zacks Industry Rank of 91, placing it in the top 37% of over 250 industries [7]