Good morning everyone. My name is Tucker MacDonald and I'm the founder of Condor Digital, an app design and development studio. I'm thrilled to be here today to talk about my app, Tide Guide.I certainly realize that Tide Guide doesn't have the same household name recognition as some of my previous presenters. So let me tell you a little bit about the app. Tide Guide is my ocean tides and marine weather app that I've been publishing since 2018.The app has grown from my experiences growing up by the ocean, fi ...

Market Performance - The S&P 500 rose 0.88% to 6,834.50, the Nasdaq Composite gained 1.31% to 23,307.62, and the Dow Jones Industrial Average added 0.38% to 48,134.89, all influenced by volatile quad-witching flows [1] - AI-linked and broader tech names led market gains, with Oracle and Micron Technology boosting prices, while consumer stocks like Nike and Lamb Weston lagged due to disappointing earnings and guidance [2] Economic Indicators - Reports of cooling inflation and a softer labor market have strengthened expectations for a potential Federal Reserve rate cut early next year [4] - The University of Michigan revised its December consumer sentiment expectations downwards, citing high prices and weak hiring as contributing factors [5] Sector Challenges - Mixed results from Nike and Lamb Weston highlight ongoing challenges in consumer-facing sectors, with Nike beating analyst estimates but experiencing a stock decline due to concerns over profits and sales in China [5] - Apollo Global Management has warned of stagflation risks next year, particularly if AI does not meet expectations [4]

What is the future of the AI trade and how are you playing it next year. Art, is it Mac 7 or Bust for you. >> Uh, it's not.And I'll tell you this, I think this was the year after uh 3 years of AI u being rolled out and the revolution starting where investors clearly had to start to differentiate. And the differentiation point really came to the fact that if you're spending massive amounts of money on capex to build out your large language model, that's fine if it's coming from free cash flow. If you're putt ...

Well, turning now to Apple. It hit a record high recently, but the stock has lagged much of the year compared to Mag 7 peers. So, will it break out or lag again in 2026.Let's ask Craig Moffett from Moffett Nathansson. Craig, isn't what really matters here if Apple comes out with Apple intelligence this time and if it delivers as expected. >> Um, hey John.Uh, I'm not sure about that actually. Um it look it lagged for a lot of reasons during 2025. Um but there were there were a lot of risks in the stock.We op ...

Group 1 - Alphabet Inc. (NASDAQ:GOOGL) has a significant competitive advantage in the tech industry, particularly in search, due to its substantial investments to maintain its market position [1] - The company has a strategic partnership with Apple, making Google the default search engine, which is a critical aspect of its business model [1] - Alphabet provides a diverse range of tech-related products and services, including search, advertising, cloud computing, AI tools, and digital content platforms like YouTube and Google Play [2] Group 2 - While Alphabet is recognized as a potential investment, there are AI stocks that may offer greater upside potential and lower downside risk [3] - The article suggests that certain undervalued AI stocks could benefit from trends such as Trump-era tariffs and onshoring [3]

Now to shift gears and get some insights on the news that is shaping the overall markets. For that, we'd like to welcome in Dale Smothers, president and CEO at RDS Wealth Management. Dale, thanks so much for being with us on this Friday.I mean, looking back at the year that was in 2025. Why do you think the this bull market is still met with so much caution. >> Jenny, you're exactly right.It was the uh climbing the wall of worry is an analogy that I like to use. This this market has been resilient. The cons ...

Key Points TSMC is the undisputed leader in manufacturing advanced chips. Intel's stock outperformed in 2025 after the company was backed by some big investors. TSMC has a clearer growth path between the two companies. 10 stocks we like better than Intel › When it comes to chip manufacturing, Taiwan Semiconductor Manufacturing (NYSE: TSM) is the undisputed foundry leader, while Intel (NASDAQ: INTC) is trying to make inroads. However, in 2025, it was Intel's stock that outperformed, up nearly 80% ...

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Rep. Cleo Fields (D-La.) has been buying Magnificent Seven stocks aggressively in 2025 with multiple purchases totaling hundreds of thousands and sometimes millions of dollars. His latest disclosure shows two of the seven stocks were bought in December, which might point to a favorite for 2026. • Alphabet stock is trading near recent highs. Where are GOOGL shares going?Fields’ New DisclosuresFields made several stock purchases and sales during the month of December according to a new filing shared by the Be ...

Core Changes in Developer Agreement - Apple has updated its developer license agreement to allow the company to recoup unpaid funds by deducting them from in-app purchases processed on behalf of developers [1][3] - The new agreement enables Apple to collect fees from developers who use external payment systems, requiring them to report those payments back to Apple [1][3] Financial Implications for Developers - The updated agreement gives Apple a mechanism to collect what it believes are correct fees if a developer underreports earnings [2][3] - Apple can recoup funds from in-app purchases, including digital goods, services, subscriptions, and one-time fees for paid applications [3][4] Legal and Regional Considerations - The changes will affect developers in regions like the EU, US, and Japan, where local laws may require varying fees or commissions [3][5] - In the U.S., the legality of Apple's commission collection is still under dispute, with a recent federal appeals court ruling allowing for some commission collection [3] Payment Collection Rights - Apple has the right to collect unpaid amounts from any affiliates, parents, or subsidiaries related to the account that owes money, potentially impacting other apps from the same developer or parent company [6] - The agreement allows Apple to collect owed amounts "at any time," which could lead to unexpected deductions for developers [4][6] Additional Modifications - The updated agreement includes new sections on age assurance technology, specific terms for iOS apps in Japan, and requirements for voice-based assistants activated via the iPhone [7][8] - Apple is introducing restrictions on recordings made without user awareness, although it is not outright banning such recordings [8][9]