Core Insights - Ningbo Bank (002142.SZ) reported a revenue of 71.968 billion yuan for 2025, representing a year-on-year growth of 8.01% [1] - The net profit attributable to shareholders reached 29.333 billion yuan, with a year-on-year increase of 8.13% [1] - Basic earnings per share stood at 4.29 yuan [1] Financial Performance - The net interest income for 2025 was 53.161 billion yuan, showing a growth of 10.77% [1] - The net fee and commission income amounted to 6.085 billion yuan, reflecting a significant increase of 30.72% [1] - Total loans and advances reached 1,733.313 billion yuan, an increase of 257.25 billion yuan or 17.43% from the beginning of the year [1] Customer and Deposit Metrics - Total customer deposits were 2,024.883 billion yuan, with an increase of 188.538 billion yuan [2] - The proportion of demand deposits increased to 70.84% of new deposits, while the interest rate on deposits decreased by 33 basis points [2] - The total financial assets under management (AUM) for individual customers reached 1,275.7 billion yuan, a year-on-year growth of 13.07% [2] Cost Management - The company managed to reduce business and management expenses by 0.51% year-on-year [2] - The cost-to-income ratio improved, decreasing by 2.80 percentage points compared to the previous year [2]

Core Insights - Ningbo Bank reported a total operating income of 71.968 billion yuan for the year 2025, reflecting a year-on-year growth of 8.01% [2] - The net profit attributable to shareholders reached 29.333 billion yuan, with a year-on-year increase of 8.13% [2] - The non-performing loan ratio stood at 0.76%, with a provision coverage ratio of 373.16% [2] Financial Performance - Total loans and advances amounted to 1,733.313 billion yuan, an increase of 257.25 billion yuan, representing a growth of 17.43% [2] - Total deposits reached 2,024.883 billion yuan, with an increase of 188.538 billion yuan; demand deposits accounted for 70.84% of the new deposits [2] - The interest-bearing deposit rate decreased by 33 basis points year-on-year, with a December 2025 rate of 1.42%, down 44 basis points from the previous year [2] Operational Strategy - The bank maintained its commitment to customer service and effectively implemented its financial strategies, contributing to steady operational performance and high-quality development [2] - Since its listing in 2007, Ningbo Bank has maintained a non-performing loan ratio below 1% for 18 consecutive years, ensuring a strong foundation for sustainable growth [2]

业绩快报显示，2025年，宁波银行实现营业收入719.68亿元，同比增长8.01%，实现归属于母公司股东 的净利润293.33亿元，同比增长8.13%。值得一提的是，2025年，宁波银行实现利息净收入531.61亿 元，同比增长10.77%，取得较快增长；实现手续费及佣金净收入60.85亿元，同比增长30.72%，轻资本 业务增长势头良好。 多个业务板块数据均有亮点呈现。截至2025年年末，宁波银行个人客户金融总资产（AUM）12757亿 元，同比增长13.07%；私人银行客户28901户，同比增长15.20%；托管业务CUM规模53734亿元，同比 增长13.27%。此外，宁波银行持续加强成本费用管控，业务及管理费用同比减少0.51%，成本收入比同 比下降2.8个百分点。 中经记者 郝亚娟 夏欣 上海 北京报道 2026年1月20日，宁波银行正式发布2025年度业绩快报。 在规模、效益、结构稳步前行的同时，宁波银行资产质量继续保持业内较好水平。截至2025年年末，公 司不良贷款余额131.47亿元，不良贷款率0.76%，较2024年年末持平；拨备覆盖率373.16%，拨备水平保 持充足。 （编辑：张漫游 审 ...

资产质量方面，截至2025年末，宁波银行不良贷款余额131.47亿元，不良贷款率0.76%，较上年末持 平；拨备覆盖率373.16%，拨备水平保持充足。数据显示，自2007年上市以来，宁波银行的不良贷款率 已连续18年保持在1%以下。 北京商报讯（记者 孟凡霞 周义力）1月20日晚间，宁波银行发布2025年度业绩快报。2025年该行实现营 业收入719.68亿元，同比增长8.01%；实现归属于母公司股东的净利润293.33亿元，同比增长8.13%。其 中，实现利息净收入531.61亿元，同比增长10.77%，取得较快增长；实现手续费及佣金净收入60.85亿 元，同比增长30.72%，轻资本业务增长势头良好。 业绩快报显示，截至2025年末，宁波银行贷款和垫款总额1.73万亿元，较年初增长17.43%，占总资产比 重47.77%，较年初增加0.54个百分点；存款总额2.02万亿元，较年初增加1885.38亿元，其中活期存款新 增占比70.84%，存款付息率同比下降33BP，2025年12月当月付息率1.42%，同比下降44BP，负债成本 进一步降低。 ...

Group 1 - The core viewpoint of the article is that Ningbo Bank reported a strong financial performance for the year 2025, with significant growth in both revenue and net profit [1] Group 2 - In 2025, the company achieved an operating income of 71.968 billion yuan, representing a year-on-year increase of 8.01% [1] - The net profit attributable to shareholders of the parent company was 29.333 billion yuan, reflecting a year-on-year growth of 8.13% [1] - The net interest income for the year was 53.161 billion yuan, which marked a year-on-year increase of 10.77% [1] - The net income from fees and commissions reached 6.085 billion yuan, showing a substantial year-on-year growth of 30.72% [1]

宁波银行公告，2025年，公司实现营业收入719.68亿元，同比增长8.01%；实现归属于母公司股东的净 利润293.33亿元，同比增长8.13%。 ...

Core Viewpoint - Ningbo Bank reported a steady growth in its financial performance for the year 2025, achieving a revenue of 71.968 billion yuan and a net profit of 29.333 billion yuan, reflecting a year-on-year increase of 8.01% and 8.13% respectively, while maintaining a low non-performing loan ratio of 0.76% [1] Financial Performance - The total operating income for 2025 reached 71.968 billion yuan, marking an 8.01% increase compared to the previous year [1] - The net profit attributable to shareholders was 29.333 billion yuan, which is an 8.13% year-on-year growth [1] - The non-performing loan ratio stood at 0.76%, indicating strong asset quality [1] - The provision coverage ratio was reported at 373.16%, showcasing a robust risk management framework [1] Loan and Deposit Growth - Total loans and advances amounted to 1,733.313 billion yuan, an increase of 257.25 billion yuan or 17.43% from the beginning of the year [1] - Total deposits reached 2,024.883 billion yuan, with an increase of 188.538 billion yuan, where demand deposits accounted for 70.84% of the new deposits [1] - The interest-bearing deposit rate decreased by 33 basis points year-on-year, with a December 2025 rate of 1.42%, down 44 basis points from the previous year [1] Asset Quality and Sustainability - Since its listing in 2007, Ningbo Bank has maintained a non-performing loan ratio below 1% for 18 consecutive years, ensuring a focus on business expansion and financial services [1] - The bank's commitment to high-quality development is reflected in its strategic initiatives and adherence to customer-centric principles [1]

宁波银行公告称，2025年实现营业收入719.68亿元，同比增长8.01%；归属于母公司股东的净利润 293.33亿元，同比增长8.13%。利息净收入531.61亿元，同比增10.77%；手续费及佣金净收入60.85亿 元，同比增30.72%。截至年末，总资产36,286.01亿元，较年初增长16.11%；贷款和垫款总额17,333.13 亿元，增长17.43%；客户存款总额20,248.83亿元，增长10.27%。不良贷款率0.76%，与上年末持平；拨 备覆盖率373.16%。 ...

南财智讯1月20日电，宁波银行发布年度业绩快报，内容显示：报告期内公司实现营业收入719.68亿 元，同比增长8.01%；归属于上市公司股东的净利润293.33亿元，同比增长8.13%；基本每股收益4.29 元，同比增长8.61%。 ...

本公司及董事会全体成员保证信息披露的内容真实、准确、完整， 没有虚假记载、误导性陈述或重大遗漏。 特别提示：本公告所载 2025 年度主要财务数据为宁波银行股 份有限公司（以下简称"公司"）初步核算的集团口径数据，未经 会计师事务所审计，与年度报告中披露的最终数据可能存在差异， 请投资者注意投资风险。 一、2025年度主要财务数据和指标 1 单位：人民币亿元 项目 2025 年（未经审计） 2024 年（经审计） 增减变动幅度 营业收入 719.68 666.31 8.01% 营业利润 323.40 315.48 2.51% 利润总额 321.60 312.86 2.79% 归属于母公司股东的净利润 293.33 271.27 8.13% 归属于母公司股东的扣除非经常性损益的净利润 294.33 273.02 7.81% 基本每股收益（元/股） 4.29 3.95 8.61% 加权平均净资产收益率（%） 13.11 13.59 下降 0.48 个百分点 项目 2025 年 12 月 31 日 （未经审计） 2024 年 12 月 31 日 （经审计） 增减变动幅度 总资产 36,286.01 31,252.3 ...