二、关于《2025 年三季度利润预分配方案》的议案 议案表决情况：有效表决票 7 票，同意 7 票，反对 0 票，弃权 0 票。 重庆银行股份有限公司（以下简称"本行"）于 2025 年 10 月 22 日发出第 六届监事会第四十八次会议通知，会议以书面传签表决方式召开，表决截止日为 2025 年 10 月 24 日。会议应参会监事 7 名，实际参会监事 7 名。会议的召开符 合法律法规及《重庆银行股份有限公司章程》的有关规定。 会议审议通过了以下议案： 一、关于《重庆银行股份有限公司 2025 年第三季度报告》的议案 议案表决情况：有效表决票 7 票，同意 7 票，反对 0 票，弃权 0 票。 监事会认为，《重庆银行股份有限公司 2025 年第三季度报告》的编制和审 核程序符合有关法律、行政法规和监管规定，报告内容真实、准确、完整地反映 了本行实际情况。 证券代码：601963 证券简称：重庆银行 公告编号：2025-065 可转债代码：113056 可转债简称：重银转债 重庆银行股份有限公司 第六届监事会第四十八次会议决议公告 本行监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏 ...

证券代码：601963 证券简称：重庆银行 公告编号：2025-064 可转债代码：113056 可转债简称：重银转债 重庆银行股份有限公司 第七届董事会第十五次会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重庆银行股份有限公司（以下简称"本行"）于 2025 年 10 月 11 日发出第七 届董事会第十五次会议通知，会议于 10 月 24 日以现场会议方式在本行总行 27 楼三会议室召开。会议由高嵩董事主持，应参会董事 14 名，实际亲自参会董事 13 名，杨秀明董事长委托高嵩董事出席会议并代为行使表决权，本行监事、高 级管理人员列席了会议。会议的召开符合法律法规及《重庆银行股份有限公司章 程》的有关规定。 会议审议通过了以下议案： 一、关于《重庆银行股份有限公司 2025 年第三季度报告》的议案 议案表决情况：有效表决票 14 票，同意 14 票，反对 0 票，弃权 0 票。 本行董事会审计委员会已审议通过本议案，并同意提交董事会审议。 二、关于《2025 年三季度利润预分配方案》的议案 议案表决情况：有效表 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 - 1 - BANK OF CHONGQING CO., LTD. * * 1963 建議修訂公司章程和若干議事規則 茲提述重慶銀行股份有限公司*（「本行」）日期為2025年6月27日的公告，內容有關（其中包 括）不再設立監事會。 建議修訂公司章程 為在公司治理中進一步加强黨的領導，完善現代金融企業制度，加强內部管理，促進本 行穩健可持續發展，提升公司治理質效，根據《中華人民共和國公司法（2023修訂）》（「《公 司法》」）、《銀行保險機構公司治理準則》、《上市公司章程指引》（2025修訂）、《上市公司 獨立董事管理辦法》、《上海證券交易所股票上市規則》等法律、法規、規章及上市規則， 結合同業章程修訂情況和本行經營管理實際，本行董事會（「董事會」）審議並批准了對本 行現行公司章程（「公司章程」）的若干建議修訂，主要修訂內容涉及對黨建相關內容進行 梳理和完善、對股東的權利和義務、股東會的職權以及議事流程等 ...

Core Insights - The city commercial bank sector experienced a decline of 0.77% on October 24, with Xiamen Bank leading the drop [1] - The Shanghai Composite Index closed at 3950.31, up 0.71%, while the Shenzhen Component Index closed at 13289.18, up 2.02% [1] Stock Performance - Shanghai Bank closed at 9.67, up 0.73% with a trading volume of 848,400 shares and a transaction value of 822 million [1] - Xiamen Bank closed at 6.68, down 1.76% with a trading volume of 153,100 shares and a transaction value of 103 million [2] - The majority of city commercial bank stocks showed negative performance, with notable declines in Beijing Bank (-0.52%) and Guizhou Bank (-0.66%) [1][2] Capital Flow - The city commercial bank sector saw a net outflow of 142 million from institutional investors, while retail investors contributed a net inflow of 55.9 million [2] - Jiangsu Bank had a net inflow of 70.84 million from institutional investors, while Shanghai Bank experienced a net outflow of 78.96 million from retail investors [3] Individual Stock Analysis - Chengdu Bank had a slight negative net flow from institutional investors of 19.75 million, but a positive inflow from retail investors of 596.99 million [3] - Lanzhou Bank saw a net inflow of 13.36 million from institutional investors, while it faced a net outflow of 1.48 million from retail investors [3]

Core Insights - Chongqing Bank has demonstrated strong performance in the first half of 2025, achieving operating income of 7.659 billion yuan and net profit of 3.394 billion yuan, with year-on-year growth of 7% and 5.7% respectively [1] - The bank's total assets reached 1,008.7 billion yuan, completing its "14th Five-Year" strategic goal ahead of schedule, while maintaining good asset quality with key risk indicators showing improvement [1][7] Financial Performance - The bank's net interest income exceeded 5.8 billion yuan, reflecting a year-on-year increase of 12.2% [1] - Net interest margin for the first half of 2025 was 1.39%, up 4 basis points from the beginning of the year, despite ongoing pressure from market conditions [2] - Average loan interest rate was approximately 4.4%, slightly down by 8 basis points year-on-year, but the decline was significantly narrowed compared to previous periods [3] Asset and Liability Management - Average balance of interest-bearing liabilities increased to 838.312 billion yuan, a rise of 20.36% year-on-year, while the average cost of interest-bearing liabilities decreased to 2.29% [4] - The bank's savings deposits grew by 40.1 billion yuan, ranking second in Chongqing, with public deposits increasing by 27.5 billion yuan, leading the city [4] Risk Management - Key risk indicators showed a decline in non-performing loan ratio to 1.17%, down 0.08 percentage points from the beginning of the year, with a provision coverage ratio rising to 248.3% [1][9] - The bank has implemented a comprehensive risk management system, enhancing its ability to identify, warn, and manage risks effectively [9] Strategic Initiatives - Chongqing Bank has actively supported the Chengdu-Chongqing economic circle, with financing balances for major projects exceeding 90, and significant growth in loans for key industries [8] - The bank has developed specialized credit products and increased its focus on green finance, with green loans and leasing balances growing by 28% and 40% respectively [8] Future Outlook - The bank aims to further strengthen asset allocation, optimize liability management, and deepen risk control to support high-quality economic development [10]

Core Viewpoint - Chongqing Bank has successfully transitioned from a regional bank to a significant national financial entity, achieving a total asset of 1,008.7 billion yuan by July 2025, marking a growth of 152.1 billion yuan or 17.76% year-on-year, and becoming the first city commercial bank in China to reach the trillion-yuan mark in both A and H shares [1][2]. Group 1: Growth and Performance - As of July 2025, Chongqing Bank's deposit scale exceeded 540 billion yuan, and loan scale surpassed 500 billion yuan, with increases of 14.8% and 13.6% respectively since the beginning of the year [2]. - The bank achieved a loan increment of 60 billion yuan, leading the financial institutions in Chongqing and increasing its market share by 0.54 percentage points [2]. - In the first half of 2025, Chongqing Bank reported revenue of nearly 7.7 billion yuan, net interest income exceeding 5.8 billion yuan, and net profit close to 3.4 billion yuan, reflecting year-on-year growth of 7%, 12.2%, and 5.7% respectively [2]. Group 2: Asset Quality and Risk Management - Chongqing Bank's non-performing loan (NPL) ratio decreased to 1.17% by the end of Q2 2025, outperforming the national average of 1.49% [3]. - The bank's provision coverage ratio improved by 3.2 percentage points to 248.3%, significantly above the industry average, enhancing its risk buffer [3]. Group 3: Strategic Initiatives and Regional Development - Chongqing Bank provided nearly 140 billion yuan in credit support for the Chengdu-Chongqing economic circle, financing over 90 major regional projects [4]. - The bank has actively participated in the construction of the Western Land-Sea New Corridor, with a financing balance exceeding 47 billion yuan, representing a year-on-year growth of 175% [5]. Group 4: Support for Small and Micro Enterprises - Chongqing Bank issued a 5 billion yuan special financial bond for small and micro enterprises at a record low interest rate of 1.98%, marking its third consecutive year of issuing such bonds [7]. - The bank's small and micro enterprise loan balance reached 182.25 billion yuan, with a year-on-year increase of 33.12 billion yuan, indicating a strong commitment to supporting this sector [8]. Group 5: Future Outlook - The bank's transition to a trillion-yuan scale is seen as a milestone and a new starting point, emphasizing the importance of maintaining flexibility and innovation in decision-making [9]. - Future strategies will focus on balancing large corporate projects with small-scale inclusive finance, while enhancing its role in the Chengdu-Chongqing economic circle and the Western Land-Sea New Corridor [9].

Market Performance - The three major A-share indices collectively rose in the morning session, with the Shanghai Composite Index increasing by 0.42%, reaching a new year-high of 3946.16 points at its peak [1] - The Shenzhen Component Index rose by 1.3% to 13195 points, while the ChiNext Index saw the largest gain, closing up 2.09% at noon [1] - Over 2900 stocks in the Shanghai, Shenzhen, and Beijing markets were in the green, with a total transaction volume of 1.24 trillion yuan in the morning [1] Sector Performance - The storage chip and commercial aerospace sectors experienced a collective surge, with stocks like Purun Co. and Dawi Co. hitting the daily limit [1] - Commercial aerospace concept stocks such as Aerospace Zhizhuang and China Satellite also reached their daily limits [1] - Broader technology sectors, including quantum technology, military equipment, and brain-computer interface stocks, showed strong performance [1] - Stocks related to computing hardware, such as PCB and CPO, also saw gains, with companies like Shengyi Electronics and Kexiang Co. hitting the daily limit [1] Energy and Banking Sector - Conversely, the energy sector, including coal and gas, faced adjustments, with Baichuan Energy hitting the daily limit down and Yunmei Energy nearing the limit down [1] - Local Shenzhen stocks, which had surged previously, collectively corrected, with Shen Shui Gui Yuan dropping over 10% and leading declines in Shen Property A and Shen Textile A [1] - Most continuously rising bank stocks experienced declines, with Jiangyin Bank dropping over 3%, and several others, including Qingdao Bank and Chongqing Bank, falling over 1% [1] - Agricultural Bank turned positive after initially dropping about 2% in the morning session [1]

Group 1 - The A-share market saw a general decline in bank stocks, with Jiangyin Bank dropping over 3%, and several other banks including Xi'an Bank, Chongqing Bank, and Yunnan Rural Commercial Bank falling more than 1% [1] - Agricultural Bank was an exception, experiencing a slight increase of 0.5% [1] - The year-to-date performance of various banks shows Jiangyin Bank with a 22.07% increase, while Xi'an Bank and Chongqing Bank have year-to-date increases of 17.17% and 14.57% respectively [2] Group 2 - Jiangyin Bank's market capitalization is reported at 12.5 billion, while Xi'an Bank's is at 18.4 billion, and Chongqing Bank's is at 35.4 billion [2] - Other banks such as Qingdao Bank and Su Nong Bank also experienced declines of nearly 1%, with market capitalizations of 30.2 billion and 10.7 billion respectively [2] - The overall trend indicates a mixed performance among bank stocks, with some showing significant year-to-date gains despite the recent declines [2]

Core Points - The company has approved the use of idle raised funds for cash management, allowing up to RMB 200 million for investment in financial products [1][14] - The company has successfully redeemed a structured deposit from Chongqing Bank, recovering the principal of RMB 35 million and earning interest of RMB 857,500 [1][2] - The purpose of using idle funds for financial products is to enhance fund efficiency and provide returns to shareholders [2][4] Summary by Sections Investment Management - The company has utilized idle raised funds to purchase structured deposits, specifically the Chongqing Bank Structured Deposit 2025 No. 457, with an investment amount of RMB 35 million [7][9] - The structured deposit is a principal-protected product with floating returns, meeting the criteria for high safety and liquidity [9][10] Fund Sources - The funds used for the financial products are sourced from idle raised funds, which were initially raised through an IPO that generated RMB 842.14 million, netting RMB 790 million after expenses [4][5] Financial Performance - As of June 30, 2025, the company's monetary funds amounted to RMB 1,608.92 million, with the recent investment of RMB 35 million representing 2.18% of the total funds [13][16] - The investment in financial products is not expected to significantly impact the company's future operations or financial status [13][16] Risk Management - The company has established internal controls for managing investment risks, including regular monitoring and audits by the finance department and independent directors [7][10][12] - The company ensures compliance with relevant regulations and maintains transparency in financial disclosures [11][14]

八马茶业 (定价日) 2025年10月24日，港股上市公司投资日志如下： (招股中) 新股活动 (定价日) 停复牌 业绩公布日 股东大会召开日 类别 公司 明略科技-W 剑桥科技 (定价日) 三一重工 重庆银行 长城汽车 广汽集团 湾区发展 国药控股 金风科技 山东新华制药股份 赤峰黄金 丽新发展 丽新国际 江南布衣 鲁商服务 融众金融 中国文旅农业 中国人民保险集团 中国财险 同源康医药-B 中信银行 百果园集团 宜宾银行 五矿地产 （复牌） 分红派息 潍柴动力 （派息日） 华润饮料 （派息日） 中州证券 （派息日） 珠江船务 （派息日） 招商证券 （派息日） 信邦控股 （派息日） 建桥教育 （派息日） 中远海控 （派息日） 高力集团 （派息日） SINO HOTELS （除净日） 信和置业 （除净日） TST PROPERTIES （除净日） WING ON CO （派息日） 华润医疗 （派息日） 中国平安 （派息日） 蓝思科技 （派息日） 中通快递-W （派息日） 中国建筑兴业 （派息日） 华润建材科技 （派息日） 越秀房产信托基金 （派息日） （派息日） 国际家居零售 （派息日） 金宝通 （派息日） ...