Key Points CD rates have dropped well below 5%. Investors must get creative to keep income high. 10 stocks we like better than Vanguard Emerging Markets Government Bond ETF › In 2023 and 2024, it was fairly easy to secure a certificate of deposit with an interest rate of 5% or more. That's because the Federal Reserve was aggressively upping key interest rates to combat inflation. And while there are still high interest rate CDs available, most offer yields closer to 3% or 4%. Still want to earn 5% ...

Core Viewpoint - President Trump's informal proposal to distribute tariff revenue as stimulus checks to American taxpayers may provide short-term benefits but could lead to significant long-term economic issues [1][18] Group 1: Tariff Stimulus Proposal - President Trump has proposed a "tariff dividend" of at least $2,000 per person to American taxpayers, aiming to stimulate economic activity and support a weaker job market [8][5] - The proposal has generated excitement among taxpayers and social media users, reminiscent of fiscal stimulus checks during the COVID-19 pandemic [4][8] Group 2: Economic Implications - The total customs duties revenue for the U.S. government in fiscal year 2025 was approximately $195 billion, with projections suggesting annual tariff revenue could reach around $200 billion over the next decade [11] - Concerns arise regarding whether sufficient tariff revenue exists to support the proposed stimulus payments, which could exceed the annual revenue collected [10][11] Group 3: Inflation and Economic Stability - There is a risk that tariff stimulus checks could reignite inflation, which had previously surged to a four-decade high of 9.1% in October 2022 due to rapid increases in the money supply during the pandemic [12][13] - A study indicated that fiscal stimulus during the pandemic contributed to an increase in inflation by approximately 2.6 percentage points, suggesting similar inflationary pressures could arise from the proposed tariff checks [13] Group 4: Long-term Economic Risks - The short-term boost to economic activity and employment from the stimulus checks may lead to a problematic economic snap-back after the funds are spent [14] - The potential for stagflation, characterized by rising inflation and unemployment alongside stagnant economic growth, poses a significant challenge for economic policy [16] - The proposal does not adequately address the growing national debt, raising concerns about the sustainability of using tariff revenue for stimulus payouts [17]

Discover the factors driving inflation—from cost increases to demand spikes—and learn who gains from rising prices, plus how fiscal and monetary policies play a role. https://t.co/zsBzOHZAF5 ...

Real Estate Sector - China's real estate sector is in its fifth year of downturn with no immediate signs of recovery [2] - New-home prices in China's 70 largest cities fell by -0.45% month-over-month in October, the steepest drop in a year [2][8] - Resale home prices also declined by -0.66% month-over-month, marking the largest decline in 13 months, with all surveyed cities recording price reductions [2][8] - Home-purchasing confidence in smaller cities dropped by -2.9 percentage points according to a survey by the China Index Academy [2] Corporate Legal News - Apple has been ordered to pay Masimo $634 million for patent infringement related to blood-oxygen reading technology used in Apple Watches [3][8] - Apple plans to appeal the verdict, which is part of a broader patent dispute between the two companies [3] Investment Activities - Former President Donald Trump has purchased at least $82 million in corporate and municipal bonds since late August, with a potential maximum value exceeding $337 million [4][8] - The bond purchases include investments in major financial institutions and tech firms [4] Cryptocurrency Market - Analysts predict Bitcoin could surge to $150,000 – $200,000 and Ethereum to $7,000 by year-end, driven by increasing institutional adoption and potential interest rate cuts [5][8] Global Inflation Rates - Turkey has the highest annual inflation rate at 32.87%, followed by Argentina at 31.3%, while the United States and Japan report rates of 3% and 2.9%, respectively [6][8]

Group 1: Tariff Policy Changes - President Trump announced significant tariff cuts on various food items, including beef, coffee, and tropical fruit, to combat rising grocery prices and ease inflation concerns [2][3] - The removal of tariffs has been met with mixed reactions, with companies like Starbucks and Hormel Foods potentially benefiting from lower input costs [3][4] - The market's immediate response to the tariff rollbacks was characterized by volatility, with the Dow Jones Industrial Average dropping nearly 800 points (1.7%) on November 13, 2025, and continuing to decline the following day [4] Group 2: International Trade Agreements - The U.S. reached a significant trade deal with Switzerland, reducing tariffs on Swiss goods from 39% to 15%, with Swiss companies pledging to invest $200 billion in the U.S. by 2028 [5][6] - Uzbekistan committed to purchasing and investing $35 billion over the next three years, potentially exceeding $100 billion in the next decade, across various U.S. sectors [6][7] - These trade agreements are aimed at increasing economic engagement and countering the influences of Russia and China [7] Group 3: Market Reactions and Economic Impact - Analysts have noted that Trump's tariffs were labeled as the largest U.S. tax increase as a percentage of GDP since 1993, projecting a 0.6% reduction in U.S. GDP [9][10] - The market experienced significant turmoil in early 2025, with the Dow suffering losses exceeding 1,500 points following the announcement of new tariffs [10][11] - The "on-again, off-again" approach to trade policy has left analysts scrambling, with some suggesting that a cessation of certain tariffs could materially upgrade growth forecasts for the second half of 2025 [11][12]

A new poll finds President Trump getting low marks on what was one of his biggest campaign issues, cost of living. The AP poll finds only onethird of Americans approve of his handling of the economy along with just 22% of independents. And it seems like Trump is all too aware of it, reportedly asking CEOs at a White House dinner this week for their advice on the matter.We're hoping to get Michael Hardaway connected back up, but we do have Brendan Buck with me. So, you're going to take all the questions, my ...

The affordability buzz has apparently reached another Federal Reserve hawk. And his message has definitely shaken the markets. A growing number of Fed officials have been warning in recent days that inflation remains “too high.” Enter Federal Reserve Bank of Kansas City President Jeff Schmid. He said Nov. 14 that additional interest-rate cuts could do more to cement higher inflation than shore up the sagging labor market. Schmid said he didn’t think “further cuts in interest rates” would do much to su ...

I have said all year that tariffs lead to lower prices and do not cause inflation.Now the Fed is agreeing based on their recent study of the last 150 years.You would have known this back in April if you read the daily letter I write.Subscribe here: https://t.co/29uk453LoPGeiger Capital (@Geiger_Capital):Absolutely incredible…The SF Fed just released a study of 150 years of US tariff policies. The conclusion?Tariffs lead to *lower* inflation. https://t.co/WeKJQ1l3N9 ...

受美联储官员鹰派表态影响，现货黄金与白银周五遭遇抛售潮。11月15日凌晨，现货黄金跌破4040美 元/盎司关口，最低触及4031.82美元/盎司，较24小时前创下的4210美元高位累计下跌近180美元，日内 跌幅超3%。截至上午9时，黄金报4082.16美元/盎司，日内跌幅2.13%。现货白银同步重挫逾4%，失守 51美元关口，现报50.517美元/盎司。 CME美联储观察工具显示，美联储12月维持利率不变的概率已升至54.2%，较一个月前大幅攀升。与之 对应，降息25个基点的概率从94.4%骤降至45.8%。多位美联储官员最新表态强化了政策紧缩预期，洛 根明确表示难以支持12月降息，强调需看到通胀加速回落或就业市场显著降温的明确证据。卡什卡利对 12月决策持观望态度，穆萨莱姆认为当前政策更接近中性水平，柯林斯则强调维持利率的必要性。 尽管米兰等官员主张数据支持转向鸽派，但戴利重申维持2%通胀目标的立场，并强调需等待更多经济 数据指引。市场分析指出，美联储内部对政策路径的分歧加剧，但维持利率不变的共识正在形成，这导 致贵金属市场出现剧烈波动。 ...

Core Viewpoint - Progressive's stock is down 25% from its peak, presenting a buying opportunity due to its strong market position and profitability in the auto insurance industry [1][3][16] Group 1: Company Overview - Progressive is the second-largest auto insurer in the U.S. with a 15% market share, trailing only State Farm [6] - The company primarily operates in the automotive insurance sector, which has consistent demand due to legal requirements for coverage [5] - Progressive's current market capitalization is $132 billion, with a stock price of $225.18 [4] Group 2: Competitive Position - The auto insurance industry is highly competitive, and Progressive's scale allows it to negotiate better costs and acquire customers more efficiently [6] - The company has demonstrated superior profitability, generating approximately $8 in underwriting for every $100 in premiums earned, which is notable in a competitive market [9] Group 3: Economic Resilience - Progressive serves as a hedge against inflation, with the ability to increase premiums in response to rising costs, while also benefiting from higher bond yields that enhance investment income [15] - The company is well-positioned to thrive in a growing economy, making it an attractive long-term investment [16]