Core Viewpoint - A recent investment scam involving a fake stock opportunity named "中新股" was uncovered by Shanghai police, highlighting the prevalence of fraudulent investment schemes targeting vulnerable individuals, particularly the elderly [2][4][8]. Group 1: Scam Details - The scam was orchestrated through a WeChat group called "创投精英汇," which had 109 members, with 108 being accomplices posing as investors [2][6]. - The victim, an elderly woman, was convinced to transfer 100,000 yuan based on false claims of high returns from a supposed upcoming stock listing [4][5]. - The scammers provided a fake PowerPoint presentation about a company in Hefei, claiming it would go public, which misled the victim into believing the investment was legitimate [5][8]. Group 2: Police and Bank Intervention - Police intervened at a bank where the victim was attempting to make the transfer, successfully preventing the loss of her savings [4][8]. - The police confirmed that the investment app used by the victim was not from a legitimate securities company, and the identities of the so-called "experts" in the group were dubious [8][6]. - The police conducted anti-fraud education for the victim, emphasizing the importance of using legitimate financial institutions and being cautious of recommendations from unknown individuals [8][12]. Group 3: Broader Implications - The incident reflects a growing trend of sophisticated scams that utilize immersive tactics to deceive victims, making it difficult for them to discern the truth [9][10]. - Similar scams have been reported in other regions, indicating a widespread issue with fraudulent investment schemes that exploit social media platforms [9][10]. - There is a call for better regulatory measures from platforms to prevent such scams, including the removal of fake accounts and the implementation of warning systems for fraudulent investment apps [11][12].

Core Viewpoint - A fraudulent investment scheme named "中新股" was exposed by Shanghai Jing'an police, who successfully intervened to prevent an elderly woman from transferring 100,000 yuan to scammers posing as investment experts in a WeChat group [1][12]. Group 1: Fraud Scheme Details - The WeChat group "创投精英汇" had 109 members, with 108 being fake accounts designed to deceive the real participant, an elderly woman [5][19]. - Scammers used a forged PowerPoint presentation about a company claiming to go public, which misled the victim into believing in a legitimate investment opportunity [6][16]. - The investment mechanism presented by the scammers involved a tiered structure of shareholders, which was a tactic to create a false sense of legitimacy and potential high returns [6][16]. Group 2: Police and Bank Intervention - Police and bank staff acted quickly to prevent the transfer, confirming that the investment app used by the victim was not from a legitimate financial institution [6][17]. - The victim was educated on fraud prevention and thanked the police and bank staff for saving her savings [6][17]. Group 3: Broader Implications and Recommendations - The article highlights the increasing sophistication of scams, which now involve immersive performances by fake experts and group members, making it difficult for victims to discern the truth [19][20]. - It emphasizes the need for better platform governance to prevent such scams, including the removal of fake accounts and the implementation of warning systems for fraudulent investment apps [20][21]. - The article calls for proactive measures from platforms to ensure the safety of users' investments and to prevent the establishment of fraudulent schemes [22].

Group 1 - A fraudulent investment scheme named "中新股" attempted to deceive an elderly individual out of 100,000 yuan, promising over 20% returns [1] - The scheme was facilitated through a WeChat group called "创投精英汇," which included hundreds of members and featured multiple self-proclaimed "masters" claiming to generate wealth through "big data" [1] - The police discovered that the investment app used by the victim was not a legitimate securities company application, and the investment opportunity was based on a poorly made PPT and unverified online promises [1] Group 2 - Authorities have warned that investment frauds are on the rise as the year-end approaches, urging investors to choose legitimate financial institutions and to be cautious of recommendations from unknown online sources [1]

Core Viewpoint - The article highlights a case of investment fraud where an elderly man attempted to purchase gold under the influence of a fraudulent investment scheme, emphasizing the importance of awareness and caution in financial transactions [1][8]. Group 1: Incident Overview - An elderly man, referred to as Mr. Li, insisted on purchasing 400 grams of gold, raising suspicions among bank staff due to the large amount involved [1]. - The bank manager reported the situation to local police, who quickly intervened to prevent potential fraud [1][4]. - Upon investigation, it was revealed that Mr. Li had downloaded a fake investment app after being lured by a message promising guaranteed profits [6][7]. Group 2: Fraud Mechanism - Mr. Li was contacted by a "consultant" after joining a chat group that claimed to provide insider stock market information [6]. - He invested 100,000 yuan in stocks, which reportedly grew to 1.8 million yuan within a month, but he was unable to withdraw the funds due to a notification stating "unable to process withdrawal" [7]. - The "consultant" then instructed him to buy gold to facilitate the withdrawal, claiming a service fee was required [8]. Group 3: Prevention and Awareness - The police and bank staff acted swiftly to prevent Mr. Li from losing his life savings, which amounted to over 300,000 yuan for the gold purchase [8]. - Authorities warned the public to only engage in investment activities through legitimate platforms and to be wary of high-return promises and unsolicited offers [9].

Core Viewpoint - The Shanghai police have identified six fraudulent investment apps, highlighting the prevalence of investment scams in the region, particularly in the context of online financial fraud [1]. Group 1: Fraudulent Apps - The identified fraudulent apps include "云财堂," "国有资产," "中财公益," "云助理," "投资中国," and "小助理," which are all associated with investment scams [1]. - The fraudulent investment apps are not available on legitimate app stores and can only be downloaded through links provided by scammers, often requiring an invitation code for registration [3]. Group 2: Types of Scams - The most common types of online fraud in Shanghai are false investment and financial scams, accounting for over 40% of all cases, with significant financial losses [1]. - Two typical methods of fraudulent investment scams include: 1. Luring victims with promises of following expert investors to make money, which affects nearly half of the victims [5]. 2. Creating trust through impersonation of attractive personas (e.g., "active military officers," "wealthy individuals") under the guise of romantic relationships, leading victims to invest in fraudulent platforms [5]. Group 3: Victim Demographics - The average age of victims in these scams is 49.8 years, with middle-aged individuals who have some economic foundation and investment habits being particularly vulnerable [6]. - In scams involving impersonation for romantic purposes, the victims tend to be older, primarily aged 65 and above [6].

Core Viewpoint - A woman named Ma was targeted by an investment scam, transferring 10,000 yuan to a fraudster, but police successfully intervened to recover her funds [1][12]. Group 1: Incident Overview - Ma received a message from a "friend" on Douyin, promoting an investment opportunity, which led her to transfer 10,000 yuan as a deposit [4]. - After transferring the initial amount, Ma was prompted to pay an additional 40,000 yuan, raising suspicions among bank staff [2][4]. - The police were alerted by the bank and arrived to assist Ma, recognizing the situation as a potential scam [1][4]. Group 2: Scam Details - The scam involved misleading videos and contracts for investments in different businesses, including a rice noodle shop and a mobile charging station, which Ma failed to recognize as fraudulent [5]. - The fraudster continued to manipulate Ma, urging her to transfer more money under the guise of needing funds for her "son" [6][8]. Group 3: Police Intervention - The police devised a strategy to engage the scammer, instructing Ma to request a refund while maintaining the illusion of interest in further investments [6][8]. - After a tense negotiation, the scammer agreed to return the 10,000 yuan, which was successfully recovered by the police [12]. Group 4: Aftermath and Advice - Following the incident, Ma expressed her gratitude to the police and bank staff, acknowledging the importance of recognizing legitimate investment channels [14]. - The police emphasized the risks of trusting unknown investment opportunities, particularly those promising high returns or insider information [14].

Group 1 - A significant investment fraud targeting elderly individuals was reported, involving a promise of a large engineering project and a forged bank deposit certificate of 1.2 billion [1][4] - The fraudster convinced the victim, referred to as "Old Hu," to invest 20 million, claiming it would secure a contract for a project worth 100 million cubic meters [1][2] - The police intervened after being alerted by a bank about suspicious large transactions, successfully preventing a loss of 7.5 million [1][5] Group 2 - The victim was misled into taking out a loan exceeding 10 million to facilitate the investment, with plans to transfer 2.5 million initially and an additional 5 million later [2] - Upon investigation, the police discovered that the bank statements and deposit proof provided by the fraudster were fabricated, revealing no actual funds in the claimed account [4] - Through discussions and the involvement of the victim's son, the police were able to help the victim recognize the scam, leading to the cancellation of the planned transfers [5]

Core Viewpoint - The article highlights the increasing vulnerability of elderly individuals, like Li Ayi, to investment scams, emphasizing the emotional and psychological factors that drive them to seek financial returns despite previous losses [3][5]. Group 1: Investment Experience - Li Ayi has been involved in online investments for at least three years, initially losing half of her savings on an unregulated platform [3]. - After a two-year hiatus, she attempted stock trading and incurred a 40% loss [3]. - Following the sale of her ancestral home, she became obsessed with recovering her losses, leading her to engage with a fraudulent investment scheme [3]. Group 2: Scam Mechanism - Li Ayi was introduced to a so-called financial expert through a short video platform, who lured her into a fraudulent investment group [3]. - She was promised a guaranteed return of 15% and was manipulated into purchasing 4 kilograms of gold for the scam [3][4]. - The supposed profits of 2 million yuan were merely a tactic to gain her trust, as the money was already in the hands of the scammers [3]. Group 3: Law Enforcement Response - The police from Changping District intervened during a gold exchange between Li Ayi and the scammer, successfully apprehending the suspect and recovering the gold [4]. Group 4: Public Awareness and Prevention - Authorities stress the importance of community support for the elderly, as emotional needs can drive them into scams [5]. - It is recommended that families engage more with elderly members to understand their financial situations and educate them about fraud prevention [5].

Core Insights - The article highlights a significant scam operation disguised as a marriage and dating service, which has defrauded victims of approximately 1.8 billion yuan, with individual losses exceeding 1 million yuan in 14 cases [1][5]. Group 1: Scam Operation Details - The scam involved a criminal group that used emotional manipulation to gain victims' trust, ultimately leading them to invest in fraudulent financial products [5][9]. - Victims were often targeted based on their personal information, which the scammers acquired illegally, allowing them to create tailored personas to deceive individuals [6][9]. - The group operated with a structured hierarchy, where each member had specific roles, from selecting victims to laundering the stolen funds [7][9]. Group 2: Victim Experiences - One victim, identified as Ms. Li, was lured into investing 4.7 million yuan after being convinced by a supposed romantic partner to help manage an investment account [3][5]. - The scam's endgame involved the victims attempting to withdraw their funds, only to find the scammers had disappeared or blocked them [3][5]. Group 3: Law Enforcement Response - Law enforcement has identified 139 cases linked to this scam, with confirmed losses amounting to over 61 million yuan, and has arrested 88 suspects involved in the operation [9][10]. - Authorities have returned over 8 million yuan to victims, indicating ongoing efforts to recover lost funds and dismantle the criminal network [9][10]. Group 4: Prevention and Awareness - The article emphasizes the need for increased awareness regarding online dating and investment schemes, warning that offers of guaranteed returns or insider information are often fraudulent [9]. - It calls for platforms to enhance their security measures and take responsibility for preventing data leaks that facilitate such scams [9].

Core Insights - Recent reports from multiple police departments highlight investment fraud cases involving the "Qianxin" app, leading to significant financial losses for victims, ranging from minor losses to complete financial ruin [3] Group 1: Real Case Warnings - Case One: Victim Tang lost 1.79 million yuan after being lured by a WeChat article and subsequently downloading the "Qianxin" app, leading to failed withdrawal attempts [5] - Case Two: Victim Zhang was nearly defrauded of 4.9 million yuan after being enticed by a "trial fund" and transferring large sums to fraudsters before the operation was halted by anti-fraud authorities [6] Group 2: Fraud Techniques Breakdown - Step 1: Traffic Attraction - Fraudsters use WeChat public accounts and comments to present themselves as "stock experts" to draw attention [6] - Step 2: Tool Penetration - Victims are induced to download unofficial apps like "Qianxin," "E Antong," and "DCFPRO," which mimic legitimate investment interfaces [7] - Step 3: Community Brainwashing - Creation of large investment groups where members share "profit screenshots," fostering a false sense of authority through silence [8] - Step 4: Fund Manipulation - Victims are guided to make cash transactions and transfers to designated accounts, steering them away from official payment channels [9] - Step 5: Harvesting and Exit - After significant investments, fraudsters refuse withdrawals citing "audit failures" or "system issues," severing all communication [10]