Rick Rieder, BlackRock global fixed income CIO, joins 'Closing Bell' to discuss the latest news affecting markets, brand damage to the U.S. being considered a safe haven and much more. ...

My Bitcoin Treasury discussion with @IIICapital.0:00 – Intro1:00 – First priority as Director of Bitcoin Strategy3:11 – Should Bitcoin companies copy MSTR’s preferreds?5:02 – Structuring credit: BTC Ratings from 2 to 106:25 – Long-term CAGR for Bitcoin vs. S&P 5008:28 – Why Bitcoin has fewer risks than stocks10:36 – The global index with no counterparty risk15:14 – Is Bitcoin a global productivity index?16:56 – Will MSTR join the S&P 500?18:14 – Why Vanguard owns MSTR19:23 – Unlocking passive capital for Bi ...

Inside The Unlikely Turnaround Of A Fintech Helping Immigrants Get Access To Credit https://t.co/hAFEQfAfXn https://t.co/hAFEQfAfXn ...

Inside The Unlikely Turnaround Of A Fintech Helping Immigrants Get Access To Credit https://t.co/qrmbzrk6vb https://t.co/qrmbzrk6vb ...

Shark Tank's Barbara Corcoran and other experts discuss tips to help you become a homeowner. From saving for a down payment, cleaning up your credit, the best time to buy, and figuring out how much you can afford. You won't want to miss this, future homeowner. 00:00 How much can you afford, Ross Mac 02:58 Barbara Corcoran, state of the housing market, picking a home 08:08 Cleaning up your credit, Rulon Washington, Wells Fargo 12:13 Saving for a down payment, Debt Free Guys 17:56 Using cash gifts as a down p ...

The five Cs of credit are character, capacity, collateral, capital, and conditions. The five Cs of credit are important because lenders use them to set loan rates and terms. https://t.co/talPc3KI4B ...

Welcome to very special conversation with uh Ray Dalio who has agreed to share with this audience thoughts that led him to publish his most recent book. Today we face a future in which growth is slow and that is very high. To me reading this book uh was a great um professional enjoyment because it is about a complicated topic.What a gift you are giving us uh with your time and your wisdom. I learned through my experience that many important things that uh came at me never happened in my life before but happ ...

Summary of Marqeta (MQ) FY Conference Call - May 20, 2025 Company Overview - **Company**: Marqeta (MQ) - **Industry**: Embedded Finance and Payment Processing Key Points Embedded Finance - Embedded finance is shifting from reliance on fintech startups to businesses integrating financial services into their platforms, enhancing customer engagement and loyalty [2][4][6] - Companies are moving towards in-house financial services, as seen with examples like Ramp and FiniPay, which offer integrated expense management solutions [4][5] Revenue Growth and Customer Base - Marqeta's largest customer, Block, has seen a decline in revenue contribution, now at 45%, down from 49% a year ago, indicating diversification in revenue sources [10][11] - Non-Block revenues are growing faster, with financial services and BNPL (Buy Now Pay Later) segments showing significant growth [12][13] Market Opportunities - Marqeta identifies three main growth opportunities: expanding existing customer programs, capitalizing on the success of first-wave fintech companies like DoorDash and Uber, and acquiring new programs due to its modern platform capabilities [15][16] - The company is also focusing on the European market, which has seen a 300% increase in TPV (Total Payment Volume) and is now managing programs at scale [12][56] Credit and Lending Services - Marqeta is expanding into consumer credit, with plans to launch multiple credit programs, recognizing the importance of lending in the financial services landscape [29][32] - The company is cautious about entering the lending space due to fraud risks, emphasizing the need for careful partner selection [32][33] Competitive Landscape - Marqeta positions itself uniquely in the market, balancing scale and reliability with modern capabilities, making it a strong competitor against both legacy players and smaller fintechs [39][40] - The competitive environment is evolving, with many early-stage partners facing limitations, leading to increased migration to Marqeta for better scalability and capabilities [24][26] European Market Dynamics - The European market is characterized by a fast-growing fintech ecosystem, with Marqeta now able to manage programs at scale and provide BIN sponsorship, enhancing its competitive position [59][62] - The regulatory environment in Europe is more stringent, leading to innovative business models that focus on driving core business rather than standalone profitability from card programs [72] Future Outlook - Marqeta is preparing for a future where embedded finance becomes more prevalent, with expectations of significant growth in program management capabilities and customer engagement strategies [6][62] - The company is investing in enterprise sales capabilities to target larger clients, which are expected to have existing user bases and marketing engines, facilitating faster growth [51][52] Regulatory Environment - The current regulatory landscape has led to a decrease in unconventional business ideas, resulting in a focus on standard use cases with slight competitive advantages [66][67] Additional Insights - Marqeta's strategy includes moving upmarket to work with established companies that have the potential for scale, reducing reliance on high-risk startups [48][52] - The company is leveraging its unique position to offer integrated solutions that combine debit and credit services, catering to a broader range of customer needs [35][36]