Core Insights - American Financial Group, Inc. (AFG) reported fourth-quarter 2025 net operating earnings per share of $3.65, exceeding the Zacks Consensus Estimate by 14.8% and reflecting a 17% year-over-year increase driven by underwriting income [1][2] Financial Performance - Total revenues for the quarter were $2 billion, a decrease of 2.7% year over year, primarily due to lower net investment income, and missed the Zacks Consensus Estimate by 1.4% [3] - Net earned premiums declined 2.4% year over year to $1.81 billion, slightly missing the Zacks Consensus Estimate of $1.82 billion [3] - Net investment income fell 5.7% year over year to $183 million, below both the estimate of $192 million and the Zacks Consensus Estimate of $196 million [4] - Total costs and expenses decreased 7.9% year over year to $1.7 billion, attributed to lower losses and expenses of managed investment entities, also lower than the estimate of $1.8 billion [4] Segment Analysis - The Specialty P&C Insurance segment generated $1.4 billion in net written premiums, down 1% year over year, with the Property & Transportation Group seeing a 2% decline to $398 million [5] - Specialty Casualty Group's net written premiums increased 3% year over year to $796 million, surpassing the estimate of $758 million, while Specialty Financial Group's premiums decreased 10% to $250 million, below the estimate of $291.8 million [6] - Underwriting profit for the Specialty P&C Insurance segment rose 41% year over year to $287 million, driven by the Property and Transportation Group, exceeding the estimate of $178.8 million [7] Catastrophe Impact - Catastrophe losses were $4 million in the quarter, significantly lower than the $21 million loss in the previous year, contributing to improved underwriting profit in the Property and Transportation Group [8] Profitability Metrics - The current combined ratio was 83.0%, up 230 basis points from the previous year's 80.7%, with results benefiting from favorable prior-year reserve development [9] - Pre-tax core operating earnings before income taxes for the P&C Insurance segment increased 16.4% year over year to $440 million [7] Shareholder Returns - AFG returned $707 million to shareholders in 2025, including $334 million in special dividends and $99 million in share repurchases, and declared a $1.50 special dividend payable on February 25, 2026 [10][13] Full-Year Overview - For the full year, net operating EPS was $10.29, down 4.3% year over year, with revenues decreasing 1.8% to $8.3 billion and net premiums written remaining flat at $7.1 billion [11] - The combined ratio improved by 20 basis points to 91% [11] Future Projections - AFG projects core operating EPS of $11 and a core operating ROE of approximately 18% for 2026, with net written premiums expected to grow by 3-5% and a combined ratio estimated at 92.5% [14]

Core Insights - Bio-Techne Corporation (TECH) reported second-quarter fiscal 2026 adjusted earnings per share (EPS) of 46 cents, exceeding the Zacks Consensus Estimate by 8.2% and reflecting a year-over-year increase of 9.5% [1] - The company's net sales for the quarter were $295.9 million, showing a slight decline of 0.4% year over year, but surpassing the Zacks Consensus Estimate by 1.3% [2] - The operating profit for the quarter was $54.5 million, an increase from $47.4 million in the prior year, with the operating margin expanding by 244 basis points to 18.4% [6][8] Revenue Breakdown - In the Protein Sciences segment, Bio-Techne recorded revenues of $215.1 million, a 2% increase year over year, although it was down 1% on an organic basis [3] - The Diagnostics and Spatial Biology segment saw a revenue decrease of 4% year over year to $81.2 million, but it increased by 3% on an organic basis [4] Margin Analysis - Gross profit fell by 1.3% to $191.3 million, with the gross margin contracting by 63 basis points to 64.6% due to a 1.4% rise in the cost of sales [5] - Selling, general and administrative expenses decreased by 6.4% to $113.7 million, while research and development expenses totaled $23.1 million, down 7.6% year over year [5] Financial Position - At the end of the fiscal second quarter, Bio-Techne had cash and equivalents of $172.9 million, up from $145 million at the end of the previous quarter, while long-term debt obligations decreased to $260 million from $300 million [7] Overall Performance - Despite a quarterly revenue decline and gross margin contraction, there are signs of stabilization in the U.S. academic market, improving performance in biotech, ongoing growth in Asia, and continued strength among large pharmaceutical customers [10]

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Core Insights - Voya Financial, Inc. (VOYA) reported fourth-quarter 2025 adjusted operating earnings of $1.94 per share, missing the Zacks Consensus Estimate by 8%, but showing a year-over-year increase of 38.5% [1][9] - The earnings growth was driven by higher earnings across all segments, partially offset by increased performance-based compensation accruals in Corporate [1] - The company’s adjusted operating revenues reached $2 billion, reflecting a 5.7% year-over-year increase [2] Financial Performance - Net investment income rose 13.4% year over year to $591 million, while fee income increased by 16.5% to $633 million [2][9] - Premiums totaled $738 million, down 6.5% from the previous year [2] - Total benefits and expenses were $1.9 billion, up 2.7% year over year [2] Segment Analysis - Retirement segment reported pre-tax adjusted operating earnings of $255 million, a 21.4% increase year over year, attributed to acquired business from OneAmerica and strong execution [4] - Employee Benefits segment narrowed its pre-tax adjusted operating loss to $10 million from a loss of $102 million in the prior year, driven by improved underwriting margins [5] - Investment Management posted pre-tax adjusted operating earnings of $72 million, a 9% increase year over year, with net inflows of $1.2 billion [6] Asset Management - As of December 31, 2025, Voya's assets under management and administration totaled $1.1 trillion [3] - Total client assets in the Retirement segment reached $797 billion, up 30% year over year [4] Capital and Debt - Voya Financial ended the quarter with cash and cash equivalents of $1.2 billion, a decrease of 12.2% year over year [8] - Long-term debt was reported at $1.5 billion, down 27.8% from the end of 2024 [10] - The financial leverage ratio improved by 330 basis points year over year to 27% [10] Capital Deployment - The company returned $120 million to shareholders through share repurchases and $44 million through common stock dividends in the reported quarter [11] - As of December 31, 2025, Voya had approximately $0.4 billion in excess capital and a remaining share repurchase authorization of $562 million [11] Full-Year Highlights - For the full year 2025, adjusted operating earnings per share were $8.85, a 22% increase year over year, although it missed the Zacks Consensus Estimate by 1.8% [12] - Adjusted operating revenues for the year increased by 3.3% to $7.7 billion [12]

Core Insights - Silicon Motion Technology Corporation (SIMO) reported mixed fourth-quarter 2025 results, with revenues exceeding estimates while adjusted earnings fell short [1] Financial Performance - Net income on a GAAP basis improved to $47.7 million or $1.41 per American depositary share (ADS) from $21.6 million or 64 cents per ADS in the prior-year quarter, primarily due to higher net sales [3] - Non-GAAP net income was $42.7 million or $1.26 per ADS compared to $29.4 million or 87 cents per ADS in the year-ago quarter, missing the Zacks Consensus Estimate of $1.29 per ADS [3] - For 2025, GAAP net income was $122.6 million or $3.64 per ADS compared to $89.2 million or $2.65 per ADS in 2024 [4] - Non-GAAP net income for 2025 was $119.8 million or $3.55 per ADS compared to $114.5 million or $3.39 per ADS in 2024 [4] Revenue Growth - Quarterly revenues increased to $278.5 million from $191.2 million in the year-ago quarter, beating the Zacks Consensus Estimate of $261.2 million [5] - For 2025, revenues rose to $885.6 million from $803.6 million in 2024 [5] - Sales of SSD controllers increased by 35-40% year over year, while eMMC + UFS sales grew by 50-55%, and revenues in SSD solutions surged by 110-115% year over year [6] Profitability Metrics - Non-GAAP gross profit reached $137 million compared to $87.9 million in the year-ago quarter, with respective margins of 49.2% and 46% [7] - For 2025, non-GAAP gross profit increased to $427.9 million from $369.3 million in 2024, with margins of 48.3% and 46% [7] - Non-GAAP operating expenses rose to $83.2 million from $58.3 million in the prior year, but non-GAAP operating income increased to $53.8 million from $29.6 million, with margins of 19.3% and 15.5% respectively [8] Cash Flow and Liquidity - As of December 31, 2025, cash and cash equivalents were $201.8 million compared to $276.1 million a year ago [9] - The company generated $1.6 million in cash from operations during the reported quarter, down from $6.2 million in the prior-year quarter [10] - For 2025, cash generated from operating activities was $61.4 million compared to $77.1 million in 2024 [10] Future Guidance - For the first quarter of 2026, management estimates non-GAAP revenues in the range of $292-$306 million, with a gross margin expected to be between 46-47% [11]

Fourth Quarter 2025 Financial Results February 4, 2026 2 . 3 | | Fourth Quarter | | | CY 2025 | | | | | --- | --- | --- | --- | --- | --- | --- | --- | | $ in millions | 4Q 2025 | 4Q 2024 | Change | $ in millions | CY 2025 | CY 2024 | Change | | Net Sales | $407 | $371 | 10% | Net Sales | $1,696 | $1,567 | 8% | | Growth from: | | | | Growth from: | | | | | Core (1) | | | 10% | Core (1) | | | 8% | | Adjusted EBITDA(1) | $104 | $91 | 14% | Adjusted EBITDA(1) | $442 | $390 | 13% | | % of Sales | 25.6% | 24.6% ...

Core Viewpoint - Gladstone Investment Corporation (GAIN) reported disappointing earnings and revenue figures for the third fiscal quarter, indicating ongoing challenges despite some growth in year-over-year revenue and significant net asset increases from operations [2][3][4][5]. Financial Performance - GAIN reported an earnings per share (EPS) of -$0.16, missing the estimated EPS of $0.23, marking a negative surprise of 169% [2][6]. - Revenue for the quarter was approximately $25.1 million, slightly below the estimated $25.8 million, but showing growth from $21.37 million reported a year ago [3][6]. - Total investment income decreased by 0.9% to $25.1 million from $25.3 million in the previous quarter, while total expenses increased significantly by 50.3% to $31.6 million from $21 million [4]. Investment Gains - Despite the financial challenges, GAIN experienced a net realized gain of $2.2 million and a net unrealized appreciation of $70.2 million, which is a 29.2% increase from $54.4 million [5][6]. - The net increase in net assets resulting from operations surged by 129.5% to $65.9 million [5][6].

Core Insights - Atmos Energy reported revenue of $1.34 billion for the quarter ended December 2025, marking a 14.2% increase year-over-year, but fell short of the Zacks Consensus Estimate of $1.44 billion by -6.45% [1] - The company's EPS for the quarter was $2.44, an increase from $2.23 in the same quarter last year, exceeding the consensus EPS estimate of $2.41 by +1.46% [1] Revenue Performance - Pipeline and Storage segment generated operating revenues of $286.63 million, surpassing the average estimate of $283.06 million by analysts, reflecting a year-over-year increase of +12.2% [4] - Distribution segment reported operating revenues of $1.26 billion, exceeding the average estimate of $1.17 billion, with a year-over-year growth of +13.5% [4] Operating Income - Operating income for the Pipeline and Storage segment was $165.5 million, slightly below the average estimate of $167.62 million from analysts [4] - Operating income for the Distribution segment was $349.2 million, which also fell short of the average estimate of $354.4 million [4] Stock Performance - Atmos Energy's shares have returned -0.2% over the past month, in contrast to the Zacks S&P 500 composite's +1.8% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]

Core Insights - Amcor reported $5.45 billion in revenue for the quarter ended December 2025, marking a year-over-year increase of 68.1% [1] - The EPS for the same period was $0.86, compared to $0.80 a year ago, indicating a positive growth trend [1] - The revenue reported was a slight miss of -1.75% compared to the Zacks Consensus Estimate of $5.55 billion, while the EPS exceeded the consensus estimate of $0.83 by +3.61% [1] Revenue Performance - Net Sales for Flexible Packaging reached $3.19 billion, slightly above the three-analyst average estimate of $3.18 billion, reflecting a year-over-year change of +27% [4] - Net Sales for Rigid Packaging was reported at $2.26 billion, which was below the estimated $2.32 billion, but showed a significant year-over-year increase of +210.1% [4] Profitability Metrics - Adjusted EBIT for Rigid Packaging was $228 million, compared to the average estimate of $241.92 million from three analysts [4] - Adjusted EBIT for Flexible Packaging was reported at $402 million, slightly below the average estimate of $409.65 million [4] Stock Performance - Amcor's shares have returned +3.4% over the past month, outperforming the Zacks S&P 500 composite's +1.8% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Financial Performance - For the quarter ended December 2025, Prudential reported revenue of $14.52 billion, an increase of 11.6% year-over-year [1] - EPS for the quarter was $3.30, up from $2.96 in the same quarter last year [1] - The reported revenue exceeded the Zacks Consensus Estimate of $13.69 billion by 6.04%, while EPS fell short of the consensus estimate of $3.37 by 2.17% [1] Key Metrics - Total Revenues from U.S. Businesses reached $8.95 billion, surpassing the average estimate of $8.12 billion, reflecting an 18% year-over-year increase [4] - Total Revenues from International Businesses were $4.42 billion, slightly above the estimated $4.35 billion, marking a 3.1% increase from the previous year [4] - Adjusted Operating Income basis for Net investment income was $4.95 billion, exceeding the average estimate of $4.81 billion [4] - Premiums totaled $7.03 billion, significantly higher than the average estimate of $6.08 billion [4] Assets Under Management - Total Assets Under Management and Administration (PGIM) amounted to $1,466.1 billion, slightly below the average estimate of $1,478.36 billion [4] - Affiliated Assets Under Management were reported at $547.1 billion, compared to the average estimate of $551.01 billion [4] - Retail customers' Assets Under Management were $267 billion, in line with the average estimate of $267.77 billion [4] - Institutional customers' Assets Under Management were $652 billion, below the estimated $659.58 billion [4] Stock Performance - Prudential's shares have returned -4.8% over the past month, while the Zacks S&P 500 composite increased by 1.8% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market [3]