For the quarter ended December 2025, Progressive (PGR) reported revenue of $22.49 billion, up 10.6% over the same period last year. EPS came in at $4.67, compared to $4.08 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $21.94 billion, representing a surprise of +2.5%. The company delivered an EPS surprise of +5.1%, with the consensus EPS estimate being $4.44.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street ...

Core Insights - Scotts Miracle-Gro reported a revenue of $354.4 million for the quarter ended December 2025, reflecting a year-over-year decline of 15% [1] - The company's EPS was -$0.77, an improvement from -$0.89 a year ago, with a surprise of +25.68% compared to the consensus estimate of -$1.04 [1] - The revenue exceeded the Zacks Consensus Estimate of $350.63 million, resulting in a surprise of +1.08% [1] Financial Performance Metrics - Net Sales- Other reached $25.9 million, surpassing the four-analyst average estimate of $23.11 million, marking a year-over-year increase of +8.8% [4] - Net Sales- U.S. Consumer totaled $328.5 million, which is below the four-analyst average estimate of $293.75 million, indicating a year-over-year decline of -3.6% [4] - Segment Profit (Loss) (Non-GAAP) for U.S. Consumer was $9 million, slightly below the two-analyst average estimate of $10.02 million [4] - Segment Profit (Loss) (Non-GAAP) for Corporate was reported at -$25.3 million, better than the average estimate of -$31.21 million [4] - Segment Profit (Loss) (Non-GAAP) for Other was -$1.7 million, compared to the average estimate of -$2.08 million [4] Stock Performance - Scotts shares have returned +9.6% over the past month, outperforming the Zacks S&P 500 composite, which saw a change of +0.8% [3] - The stock currently holds a Zacks Rank 4 (Sell), suggesting potential underperformance relative to the broader market in the near term [3]

Core Insights - Community Financial System (CBU) reported revenue of $216.33 million for Q4 2025, a year-over-year increase of 9.7% and an EPS of $1.07 compared to $0.94 a year ago [1] - The revenue exceeded the Zacks Consensus Estimate of $213.34 million by 1.4%, while the EPS fell short of the consensus estimate of $1.13 by 5.31% [1] Financial Performance Metrics - Efficiency ratio (GAAP) was reported at 64.3%, higher than the estimated 61.2% by analysts [4] - Net Interest Margin remained stable at 3.4%, matching analyst estimates [4] - Total interest-earning assets averaged $15.72 billion, slightly below the estimated $15.9 billion [4] - Net charge-offs/average loans were reported at 0.1%, consistent with analyst estimates [4] - Fully tax-equivalent net interest income was $134.3 million, slightly above the estimated $134.11 million [4] - Total Non-Interest Income reached $82.03 million, exceeding the average estimate of $79.23 million [4] - Employee benefit services generated $36.56 million, above the estimated $35.72 million [4] - Insurance services reported $12.68 million, slightly below the estimated $12.76 million [4] - Wealth management services brought in $9.57 million, close to the estimated $9.59 million [4] - Mortgage banking income was $0.39 million, significantly lower than the estimated $0.94 million [4] - Deposit service and other banking fees totaled $23.21 million, surpassing the estimated $20.14 million [4] Stock Performance - Community Financial shares have returned +5% over the past month, outperforming the Zacks S&P 500 composite's +0.4% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]

Core Insights - General Motors (GM) reported a revenue of $45.29 billion for the quarter ended December 2025, reflecting a decrease of 5.1% year-over-year and a surprise of -1.83% compared to the Zacks Consensus Estimate of $46.13 billion. The earnings per share (EPS) was $2.51, up from $1.92 in the same quarter last year, resulting in an EPS surprise of +14.24% against the consensus estimate of $2.20 [1][2]. Financial Performance - Total wholesale vehicle sales for GM amounted to 937 thousand, which was below the three-analyst average estimate of 962.44 thousand [4]. - Total net sales and revenue for GM Financial reached $4.3 billion, exceeding the average estimate of $4.19 billion by five analysts, marking a year-over-year increase of +4.6% [4]. - Total net sales and revenue for Total Automotive was reported at $40.99 billion, slightly below the average estimate of $41.19 billion, indicating a year-over-year decline of -6% [4]. - Total net sales and revenue for Total Automotive - GMNA was $36.89 billion, compared to the average estimate of $36.76 billion, reflecting a year-over-year decrease of -6.7% [4]. - The operating segment for GMNA reported $2.24 billion, surpassing the average estimate of $2.11 billion by four analysts [4]. Stock Performance - Over the past month, GM shares have returned -4.2%, contrasting with the Zacks S&P 500 composite's increase of +0.4%. The stock currently holds a Zacks Rank 2 (Buy), suggesting potential outperformance in the near term [3].

Core Insights - Intuitive Surgical, Inc. (ISRG) reported revenue of $2.87 billion for the quarter ended December 2025, reflecting an 18.8% increase year-over-year, with EPS at $2.53 compared to $2.21 in the same quarter last year [1] - The reported revenue met the Zacks Consensus Estimate of $2.87 billion, while the EPS exceeded the consensus estimate of $2.25 by 12.61% [1] Financial Performance Metrics - The installed base of the Da Vinci Surgical System reached 11,106, slightly above the five-analyst average estimate of 11,088 [4] - Revenue from products (instruments, accessories, and systems) was $2.44 billion, surpassing the seven-analyst average estimate of $2.31 billion, marking an 18.3% year-over-year increase [4] - Revenue from services was reported at $422 million, exceeding the average estimate of $404.99 million by seven analysts, representing a 21.5% increase compared to the previous year [4] - Revenue from systems was $785.9 million, significantly above the seven-analyst average estimate of $670.95 million, indicating a year-over-year growth of 20.1% [4] Stock Performance - Intuitive Surgical's shares have returned -9.3% over the past month, contrasting with the Zacks S&P 500 composite's increase of 0.7% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Insights - First Bancorp reported revenue of $83.9 million for the quarter ended December 2025, reflecting an 18.1% decrease year-over-year [1] - The company's EPS was $1.19, an increase from $0.76 in the same quarter last year, resulting in an EPS surprise of +15.53% against a consensus estimate of $1.03 [1] - Revenue fell short of the Zacks Consensus Estimate of $121.95 million, indicating a surprise of -31.2% [1] Financial Metrics - Net Charge-offs were reported at 0.1%, better than the estimated 0.2% by analysts [4] - Net Interest Margin stood at 3.6%, matching the average estimate from analysts [4] - Average Interest-Earning Assets totaled $11.79 billion, slightly below the estimated $11.87 billion [4] - Bank-Owned Life Insurance Income was $1.38 million, exceeding the estimated $1.15 million [4] - Total Non-Interest Income reached $21.42 million, significantly higher than the average estimate of $14.63 million [4] - Other service charges, commissions, and fees amounted to $5.65 million, below the estimated $6.21 million [4] - Service charges on deposit accounts were $4.27 million, slightly above the estimated $4.16 million [4] - Commissions from sales of insurance and financial products were $1.8 million, slightly above the estimated $1.77 million [4] Stock Performance - Shares of First Bancorp have returned +10.5% over the past month, outperforming the Zacks S&P 500 composite, which changed by -0.4% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Insights - Eagle Bancorp (EGBN) reported $80.5 million in revenue for the quarter ended December 2025, marking a year-over-year increase of 7.5% and a surprise of +9.7% over the Zacks Consensus Estimate of $73.38 million [1] - The earnings per share (EPS) for the same period was $0.25, a decrease from $0.50 a year ago, with an EPS surprise of +308.33% compared to the consensus estimate of -$0.12 [1] Financial Performance Metrics - Net Interest Margin was reported at 2.4%, matching the average estimate from two analysts [4] - The Efficiency Ratio stood at 74.3%, significantly higher than the average estimate of 58.1% based on two analysts [4] - Total noninterest income reached $12.19 million, exceeding the average estimate of $7.11 million from two analysts [4] - Net Interest Income was reported at $68.3 million, surpassing the average estimate of $66.28 million from two analysts [4] Stock Performance - Shares of Eagle Bancorp have returned +7.1% over the past month, in contrast to the Zacks S&P 500 composite's -0.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - The Charles Schwab Corporation reported $6.34 billion in revenue for Q4 2025, marking an 18.9% year-over-year increase and a slight surprise of +0.1% over the Zacks Consensus Estimate of $6.33 billion [1] - Earnings per share (EPS) for the same period was $1.39, up from $1.01 a year ago, exceeding the consensus EPS estimate of $1.36 by +2.31% [1] Financial Performance Metrics - Total client assets reached $11,903 billion, surpassing the average estimate of $11,803.17 billion by analysts [4] - The net interest margin was reported at 2.9%, matching the average estimate [4] - Daily Average Trades (DATs) were 8.27 million, exceeding the average estimate of 7.79 million [4] - Average Interest Earning Assets stood at $431.14 billion, slightly below the estimated $437.45 billion [4] Revenue Breakdown - Net interest revenue was $3.17 billion, above the average estimate of $3.15 billion, reflecting a year-over-year increase of +25.3% [4] - Other net revenues were reported at $127 million, below the average estimate of $159.74 million, showing a year-over-year decline of -27.4% [4] - Bank deposit account fees totaled $238 million, slightly below the average estimate of $242.78 million, with a year-over-year change of -1.2% [4] - Asset management and administration fees reached $1.73 billion, exceeding the average estimate of $1.7 billion, with a year-over-year increase of +14.8% [4] - Trading revenue was reported at $1.07 billion, above the estimated $1.04 billion, reflecting a +22.1% change year-over-year [4] - Schwab money market funds generated $465 million, slightly above the average estimate of $462.49 million, with a year-over-year increase of +19.5% [4] - Asset management fees from equity and bond funds, ETFs, and CTFs were $140 million, slightly below the average estimate of $141.85 million, with a +12% year-over-year change [4] - Mutual Fund OneSource and other no-transaction-fee funds generated $267 million, close to the average estimate of $269.88 million, reflecting a +15.6% year-over-year change [4]

Core Insights - Infosys reported revenue of $5.1 billion for the quarter ended December 2025, reflecting a year-over-year increase of 3.2% and a surprise of +0.33% over the Zacks Consensus Estimate of $5.08 billion [1] - The earnings per share (EPS) for the quarter was $0.21, up from $0.19 in the same quarter last year, but did not exceed the consensus EPS estimate of $0.20 [1] Financial Performance - The stock of Infosys has returned -1.4% over the past month, while the Zacks S&P 500 composite has increased by +2.1% [3] - Infosys currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3] Employee Metrics - The number of software professionals at Infosys reached 319,364, surpassing the average estimate of 258,655 based on two analysts [4] - Consolidated utilization including trainees was reported at 80%, lower than the average estimate of 82.1% [4] - Consolidated utilization excluding trainees was 84.1%, compared to the average estimate of 85.6% [4] - The number of employees in sales and support was 17,670, exceeding the average estimate of 14,933 based on two analysts [4]

Core Insights - Helen of Troy reported revenue of $512.83 million for the quarter ended November 2025, reflecting a year-over-year decline of 3.4% [1] - The earnings per share (EPS) for the quarter was $1.71, down from $2.67 in the same quarter last year, with no EPS surprise as the consensus estimate was also $1.71 [1] - The reported revenue exceeded the Zacks Consensus Estimate of $505.42 million by 1.47% [1] Financial Performance Metrics - Net sales in the Beauty & Wellness segment were $283.19 million, slightly below the estimated $284.5 million, representing a year-over-year decrease of 0.5% [4] - Net sales in the Home & Outdoor segment reached $229.64 million, surpassing the average estimate of $220.92 million, but showed a significant decline of 6.7% year over year [4] - Adjusted operating income (non-GAAP) for Beauty & Wellness was $38.96 million, exceeding the two-analyst average estimate of $35.42 million [4] - Adjusted operating income (non-GAAP) for Home & Outdoor was $27.32 million, falling short of the average estimate of $44.45 million based on two analysts [4] Stock Performance - Over the past month, shares of Helen of Troy have returned -1.1%, contrasting with a +0.9% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]