New Product & Service Offerings - Robinhood is launching "Stock Tokens" for 24/5 trading, excluding weekends, representing real equity on-chain [1] - The "Stock Tokens" will be powered by Arbitrum through a Layer 2 solution [1] - Robinhood is introducing Perpetuals, enabling leveraged and futures trading for crypto directly within the app [1] - In-app staking for tokens like ETH will be available [1] Expansion & Accessibility - Robinhood aims to become an "everything financial app" [1] - Robinhood plans to expand its app support globally, adding 30+ countries [2]

Welcome back to Velio on MSNBC. I'm Charles Coleman Jr. . filling in for Ally today.Now, since returning to office, Donald Trump has dismantled decades old agencies and initiatives which were initially designed to protect black Americans and other marginalized communities. He has justified these actions by claiming he's rooting out racial discrimination disguised as diversity, equity, and inclusion. But as Pulitzer Prizewinning journalist Nicole Hannah Jones points out in a new york a new essay for the New ...

Dora Puhakka was a Speaker at TEDxEspoo Youth 2025! What does it truly mean to connect with another human being? In this TEDx Talk, Dora Puhakka invites us to reflect on one of the most universal human needs: to be seen, to be heard, and to feel that we belong. From the beginning of the Talk we are reminded that human connection is not a luxury - it is a necessity. Yet despite living in an increasingly interconnected world, many of us feel isolated, divided, and misunderstood. This Talk explores how concept ...

Core Argument - The speech highlights the value of "Third Culture Kids" (TCKs) and individuals who grow up between cultures, emphasizing their unique ability to bridge divides and lead with empathy [2][5][6] - It suggests that TCKs possess valuable skills in navigating diverse environments, understanding different perspectives, and fostering inclusion [7][8] - The speech advocates for a shift in leadership perception, valuing listening, bridging, and belonging over simply having all the answers [7][10] Key Characteristics of TCKs - TCKs adapt easily, often speaking multiple languages and blending cultural practices [2] - They develop a strong sense of empathy and the ability to notice and connect with those who may feel unseen or excluded [6] - TCKs are adept at navigating different cultural contexts and finding common ground in unexpected places [7] Implications for Diversity, Equity, and Inclusion (DEI) - The speech connects the experiences of TCKs to DEI principles, emphasizing that diversity is about perspective, equity ensures no one is left behind, and inclusion creates a sense of belonging for everyone [8] - It suggests that TCKs can contribute significantly to creating more inclusive environments by leveraging their cross-cultural understanding and empathy [8] Call to Action - The speech encourages TCKs and those who grew up "in between" to embrace their unique strengths and perspectives [9][10] - It envisions a future where leadership is characterized by listening, bridging, and fostering belonging, with TCKs playing a crucial role in driving positive change [10]

[Music] I want to have an inconvenient conversation. And let's face it, no one likes an inconvenient conversation. It's awkward, uncomfortable, maybe even makes us squirm in our seats.But here's what I know for sure. The conversations we avoid are the ones that often we most need to have. And so today, I want to talk about diversity, equity, and inclusion, but not in the way you're used to hearing it.I don't want to talk about race or gender or even who we love. Instead, I want to talk about a piece of the ...

AI Ethics and Bias - AI systems are currently making decisions that impact lives, potentially closing doors to opportunities like grocery stores, healthcare, and home loans [2] - Facial recognition technology can fail to identify certain groups up to 35% more often than others, highlighting bias in AI [3] - The AI field lacks diversity, with only 25% of AI engineers identifying as a minority and 22% as women, and these numbers are decreasing [4] - AI trained on inequitable data reproduces and scales existing biases, impacting hiring, medical diagnostics, and criminal justice [6][7] - Ethical AI should be fit, fair, inclusive, and transparent, actively working to eliminate discrimination and ensuring accountability [8][9] Social Mobility and Economic Impact - AI has the potential to widen the wealth gap by $43 billion if not managed properly [11] - AI-driven automation is estimated to displace 85 million jobs but create 97 million new ones, resulting in a net increase of 12 million jobs globally [11] - Communities risk missing out on the future of work, wealth, and leadership if they are not involved in AI innovation [12] - Education, funding for tech founders, and policies that prioritize people over profit are needed to ensure equitable participation in the AI economy [12] Agentic AI and Human Oversight - Agentic AI systems, which operate with autonomy, require human-defined goals to ensure they align with human values [15] - Human oversight is crucial throughout the AI lifecycle to train, monitor, and correct AI decisions, especially when they impact real lives [16][17] - AI should center on human values and maintain human involvement to ensure context, compassion, and ethical judgment are considered [16][17]

Inclusion & Diversity - The presentation advocates for a world where individuals of all abilities are equally valued and biases are eliminated [1] - Special Olympics Pakistan (SOP) utilizes sports to empower individuals with intellectual disabilities through year-round athletic competitions [3] - SOP's unified champion school program consists of unified sports, inclusive leadership, and whole school engagement programs [4] - Inclusive youth leadership programs aim to empower individuals with intellectual disabilities to take on leadership roles in society [7] - The presentation contrasts exclusion, segregation, integration, and inclusion, emphasizing that true inclusion involves accepting individuals with special needs for who they are [9] Call to Action - The presentation encourages individuals to embody the change they want to see in society by incorporating inclusivity in their own schools [14] - The presentation urges the audience to be twice as enthusiastic about inclusion, given the special needs community's efforts to step forward [15]

Regulatory Obstacles in South Africa - Starlink's operation in South Africa is hindered by regulations requiring 30% equity to be given to black people, a condition Elon Musk has resisted [1] - South Africa is exploring an "equity equivalent" workaround, allowing investment in black businesses and infrastructure instead of equity transfer [2] - Proposed regulatory changes face pushback from lawmakers and are subject to public comment, potentially delaying resolution by several months [3] Geopolitical Context - Starlink's regulatory issues in South Africa may have been used as a bargaining chip in negotiations between South African and US presidents [4][5] Starlink's African Expansion - Starlink operates in approximately 18 African countries, with Nigeria being the largest market and recent expansion into Congo [6] - Many African countries have eased licensing regulations to facilitate Starlink's operation [7] - Starlink offers a potentially cheaper connectivity solution for rural Africa, where traditional infrastructure rollout is expensive [7]

Job Market Analysis - The US economy added 139,000 jobs in May, exceeding expectations, while the unemployment rate remained steady at 42% [1] - Healthcare and hospitality sectors are showing significant hiring gains [1] - Job seekers need to be strategic in geography, industry, and skill set to secure employment [1] Wage and Negotiation - Employees need to negotiate effectively during the hiring process [1] - Employees should equip themselves with as much information and leverage as possible [1] Diversity, Equity, and Inclusion (DEI) - Only 35% of LGBTQ+ professionals feel comfortable being their full selves at work [1] - LGBTQ+ professionals have a higher turnover rate due to unmet expectations regarding company inclusivity [1] - Companies should be evaluated for their commitment to inclusion through culture cues, employee resource groups, and network referrals [1][2] - Inclusive companies often have members of marginalized groups in leadership positions [3] - Companies with inclusive benefits like family planning support and gender-affirming care are more likely to have inclusive policies [3] - Shareholder votes against anti-DEI initiatives indicate a company's commitment to upholding DEI values [4][5]

Core Insights - Target's fiscal first-quarter earnings report showed disappointing results, with the company losing market share to competitors like Walmart, Costco, and Amazon [1] - The decline in same-store sales was partly attributed to customer backlash against the rollback of diversity, equity, and inclusion programs [2] - The company warned of the impact of tariffs and economic uncertainty on consumer spending [3] Financial Performance - Target's revenue decreased nearly 3% year over year to $23.8 billion, with same-store sales falling by 3.8% [5] - In-store comparable-store sales dropped by 5.7%, while e-commerce sales rose by 4.7% year over year [6] - Adjusted earnings per share (EPS) fell 36% to $1.30, reflecting lower sales and reduced operating leverage [6] Category Performance - The only category to see growth was food and beverage, which increased by 0.8%, while beauty remained flat [7] - Target managed to hold or gain market share in 15 of 35 sub-merchandise categories, particularly in women's swimwear and toddler apparel [7] Digital Business - Roundel digital advertising revenue grew by 25% year over year to $163 million, with same-day delivery surging by 36% [8] - Despite growth in digital sales, these segments are still too small to significantly offset the challenges in the core in-store business [8] Margin and Guidance - Gross margin decreased by 60 basis points to 28.2%, attributed to markdowns and higher fulfillment costs [9] - Target revised its full-year earnings guidance down to a range of $7 to $9 per share, from a previous outlook of $8.80 to $9.80 [10] Market Position - Target's stock is down about 30% year to date, contrasting with the performance of Walmart and Costco, which are near all-time highs [11] - The company is more exposed to tariffs and weaker consumer spending due to a higher percentage of discretionary merchandise compared to peers [12] Valuation - Target's stock trades at a significant discount to other leading retailers, with a forward price-to-earnings ratio of less than 12 times this year's analyst estimates [12] - Despite the valuation gap, the company's ongoing underperformance raises concerns about its ability to recover [14]