Core Insights - Kinder Morgan reported revenue of $4.04 billion for the quarter ended June 2025, reflecting a 13.2% increase year-over-year and surpassing the Zacks Consensus Estimate of $3.88 billion by 4.11% [1] - The company's EPS for the quarter was $0.28, consistent with the consensus estimate, compared to $0.25 in the same quarter last year [1] Financial Performance Metrics - Realized weighted average oil price was $67.60, exceeding the average estimate of $66.45 [4] - Bulk transload tonnage at terminals was 12.80 million metric tons, slightly above the estimated 12.76 million metric tons [4] - Liquids leasable capacity at terminals was 78.70 million barrels, marginally higher than the estimated 78.68 million barrels [4] - Realized weighted average NGL price was $32.08, surpassing the average estimate of $30.26 [4] - Segment EBDA for Products Pipelines was $289 million, slightly below the average estimate of $292.43 million [4] - Segment EBDA for Terminals was $300 million, significantly above the estimated $276.23 million [4] - Segment EBDA for Natural Gas Pipelines was $1.44 billion, exceeding the average estimate of $1.32 billion [4] - Segment EBDA for CO2 was $150 million, below the average estimate of $178.58 million [4] Stock Performance - Kinder Morgan's shares returned -0.3% over the past month, while the Zacks S&P 500 composite increased by 5.4% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market [3]

Core Insights - American Express Company (AXP) reported Q2 2025 earnings per share (EPS) of $4.08, exceeding the Zacks Consensus Estimate by 5.7% and reflecting a 17% year-over-year increase [1][9] - Total revenues net of interest expense reached $17.9 billion, surpassing the Zacks Consensus Estimate by 1% and showing a 9% year-over-year growth [1][9] Financial Performance - The strong Q2 results were driven by increased Card Member spending and a premium customer base, alongside rising revolving loan balances and robust card fee growth [2] - Network volumes amounted to $472 billion, a 7% year-over-year increase, beating the Zacks Consensus Estimate by 1.3% [3] - Total interest income rose to $6.3 billion, an 8% year-over-year increase, also exceeding the consensus mark by 0.4% [3] - Provision for credit losses increased by 11% year over year to $1.4 billion due to higher net write-offs and net reserve build [3] Expense Analysis - Total expenses grew by 14% year over year to $12.9 billion, driven by higher operating expenses and elevated customer engagement costs [4][9] Segment Performance - U.S. Consumer Services segment pre-tax income was $1.7 billion, a 7% year-over-year increase, but fell short of the Zacks Consensus Estimate by 4.7% [4] - Commercial Services segment pre-tax income was $905 million, consistent with the prior year but below the consensus estimate [5] - International Card Services segment pre-tax income surged 60% year over year to $465 million, exceeding the consensus mark [6] - Global Merchant and Network Services segment pre-tax net income decreased by 31% year over year to $1.1 billion, yet still beat the Zacks Consensus Estimate [7] Balance Sheet Overview - As of June 30, 2025, cash and cash equivalents stood at $57.9 billion, up from $40.6 billion at the end of 2024 [8] - Total assets increased to $295.6 billion from $271.5 billion at the end of 2024 [8] - Long-term debt rose to $58.2 billion from $49.7 billion at the end of 2024 [10] - Shareholders' equity improved to $32.3 billion from $30.3 billion at the end of 2024 [10] Capital Deployment - In Q2 2025, American Express repurchased 5 million common shares for $1.4 billion and paid $600 million in dividends, with a per-share dividend of 82 cents [11] 2025 Outlook - The company anticipates revenue growth of 8% to 10% in 2025 from the 2024 level of $65.9 billion, with EPS expected in the range of $15-$15.50, indicating an 8.9% improvement from 2024 [12]

Core Viewpoint - Bank OZK reported better-than-expected quarterly results, with earnings per share of $1.58, surpassing estimates and reflecting a 3.9% year-over-year increase [1][9] Financial Performance - Net income available to common shareholders was $178.9 million, up 3.1% from the prior year, exceeding the estimate of $162.9 million [2] - Net revenues reached $428 million, a 2.7% increase year-over-year, beating the Zacks Consensus Estimate of $417.7 million [3] - Net interest income (NII) was $396.7 million, up 2.3% year-over-year, surpassing the estimate of $379.1 million [3] - Non-interest income increased to $31.3 million, an 8.7% rise year-over-year, although slightly below the estimate of $32.2 million [4] - Non-interest expenses rose to $153.2 million, an 11.4% increase from the prior year, exceeding the expected $150.2 million [4] Efficiency and Credit Quality - The efficiency ratio increased to 35.53%, up from 32.67% in the prior year, indicating a decline in profitability [5] - Total loans amounted to $33 billion, a 6.1% sequential increase, while total deposits reached $33.5 billion, up 5% [5] - Net charge-offs to average total loans were 0.10%, down 7 basis points year-over-year, and provision for credit losses decreased by 28.2% to $35.2 million [6] Profitability Ratios - Return on average assets was 1.81%, down from 1.92% in the previous year, and return on average common equity fell to 12.98% from 13.98% [7] Share Repurchase Program - Bank OZK repurchased 1.12 million shares for $43.2 million during the quarter and announced a new repurchase program worth $200 million effective July 1, 2025 [10] Industry Context - Other banks, such as Commerce Bancshares Inc. and Hancock Whitney Corp., also reported positive earnings, benefiting from increases in NII and non-interest income, although they faced challenges from higher provisions and expenses [12][13]

Core Insights - 3M reported revenue of $6.16 billion for the quarter ended June 2025, a year-over-year decline of 1.6%, with an EPS of $2.16 compared to $1.93 a year ago, exceeding the Zacks Consensus Estimate of $6.12 billion by 0.67% and delivering an EPS surprise of 7.46% [1] Group 1: Financial Performance - Revenue for Safety and Industrial segment was $2.86 billion, surpassing the two-analyst average estimate of $2.78 billion, reflecting a year-over-year increase of 3.6% [4] - Corporate and Unallocated segment net sales reached $87 million, slightly above the $85 million average estimate, marking a year-over-year change of 1.2% [4] - Consumer segment net sales were reported at $1.27 billion, matching the average estimate and showing a 0.6% increase compared to the previous year [4] Group 2: Operating Income - Non-GAAP operating income for the Consumer segment was $268 million, exceeding the average estimate of $264.25 million [4] - Non-GAAP operating income for Transportation and Electronics was $479 million, above the estimated $465.99 million [4] - Non-GAAP operating income for Safety and Industrial was $738 million, slightly higher than the average estimate of $730.6 million [4] Group 3: Stock Performance - 3M shares returned 11.6% over the past month, outperforming the Zacks S&P 500 composite's 5.4% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]

Core Insights - Taiwan Semiconductor Manufacturing Company Limited (TSM) reported second-quarter 2025 earnings per share (EPS) of $2.47, reflecting a year-over-year increase of 60.7% and surpassing Zacks Consensus Estimates by 4.2% [1][10] - TSM's net revenues for the second quarter reached $30.07 billion, marking a 44.4% increase year over year and exceeding Zacks Consensus Estimate by 0.1% [1][10] Financial Performance - TSM's revenue distribution by platform in the second quarter was as follows: high-performance computing (60%), smartphone (27%), Internet of Things (5%), automotive (5%), digital consumer electronics (1%), and other segments (2%) [2] - The largest contribution to wafer revenues came from 5nm technology, accounting for 36% of total wafer revenues, followed by 3nm at 24% and 7nm at 14% [3][4] - Geographically, North America was the dominant contributor, accounting for 75% of total revenues, while China and the Asia Pacific region each contributed 9%, Japan 4%, and EMEA 3% [5] Margins and Cash Flow - TSM's gross margin was reported at 58.6%, an expansion of 540 basis points year over year, while the operating margin was 49.6%, expanding 710 basis points [6] - The net profit margin stood at 42.7%, reflecting an increase of 590 basis points [6] - As of June 30, 2025, TSM had cash and cash equivalents totaling $90.36 billion, an increase from $81.4 billion at the end of the previous quarter [7] Guidance - For the third quarter of 2025, TSM expects revenues to range between $31.8 billion and $33.0 billion, with a projected gross profit margin between 55.5% and 57.5% and an operating profit margin between 45.5% and 47.5% [9] - For the entirety of 2025, TSM anticipates a revenue increase of approximately 30% in U.S. dollars [9]

Financial Performance - Revenue growth was 9%, reaching $17.856 billion, compared to $16.333 billion in the prior year [7] - Adjusted EPS increased by 17% to $4.08, up from $3.49 in Q2'24, excluding the Accertify gain [5, 7] - Net income decreased by 4% to $2.885 billion [7] - The company reaffirmed its full-year guidance of 8-10% revenue growth and $15.00-$15.50 EPS [5] Billed Business - Total billed business grew by 7% year-over-year (FX-adjusted) [9] - U S Consumer Services billed business also increased by 7% year-over-year [12] - International Card Services billed business grew by 12% year-over-year (FX-adjusted) [17] - Commercial Services billed business increased by 2% year-over-year (FX-adjusted) [14] Credit Metrics - The net write-off rate for Card Member Loans was 2.2% [67] - The net write-off rate for Card Member Receivables was 1.4% [67] - Total provision increased by 11% year-over-year, driven by a larger net reserve build and higher net write-offs [77] Capital and Guidance - The company's CET1 ratio was 10.6% [53] - The company projects an EPS of $15.00 - $15.50 for 2025 [56]

Schlumberger Limited SLB will release earnings results for the second quarter, before the opening bell on Friday, July 18.Analysts expect the Westlake, Texas-based company to report quarterly earnings at 75 cents per share, down from 85 cents per share in the year-ago period. Schlumberger projects to report quarterly revenue at $8.51 billion, compared to $9.14 billion a year earlier, according to data from Benzinga Pro.On April 25, SLB reported worse-than-expected first-quarter 2025 results.SLB shares gaine ...

The Charles Schwab Corporation SCHW will release earnings results for the second quarter, before the opening bell on Friday, July 18.Analysts expect the Westlake, Texas-based company to report quarterly earnings at $1.07 per share, up from 73 cents per share in the year-ago period. Charles Schwab projects to report quarterly revenue at $5.64 billion, compared to $4.69 billion a year earlier, according to data from Benzinga Pro.On April 17, Charles Schwab reported better-than-expected first-quarter financial ...

American Express Company AXP will release earnings results for the second quarter, before the opening bell on Friday, July 18.Analysts expect the New York-based company to report quarterly earnings at $3.86 per share. It reported $4.15 per share in the previous year. American Express is also projected to report quarterly revenue of $17.7 billion. Compare that to $16.33 billion a year earlier, according to data from Benzinga Pro.On June 17, the company's board declared a regular quarterly dividend of 82 cent ...

Group 1 - Community West Bancshares reported $35.67 million in revenue for the quarter ended June 2025, a year-over-year increase of 17.1% [1] - The EPS for the same period was $0.41, unchanged from a year ago, but below the consensus estimate of $0.49, resulting in an EPS surprise of -16.33% [1][3] - The reported revenue was slightly below the Zacks Consensus Estimate of $36 million, indicating a surprise of -0.92% [1] Group 2 - Key metrics for Community West Bancshares include a Net Interest Margin of 4.1%, matching the average estimate, and an Efficiency Ratio of 62.5%, slightly above the estimated 62.3% [4] - Total Non-Interest Income was reported at $2.36 million, below the estimated $2.63 million, while Net Interest Income was $33.3 million, also slightly below the estimate of $33.35 million [4] - Over the past month, shares of Community West Bancshares have returned +11.4%, outperforming the Zacks S&P 500 composite's +4.2% change [3]