物流在畅通国内大循环、发展现代化产业体系中发挥着重要基础支撑作用。为加强金融对物流体系发展的支 持，中国人民银行等6部门联合印发的《关于金融支持提振和扩大消费的指导意见》提出，鼓励金融机构加大 对交通、物流、仓储、供应链等商贸流通项目信贷支持力度，支持骨干市场设施、冷链物流基地、乡镇商贸 中心、商场超市、集贸市场等改造升级，加快推进数字化商品流通建设，降低综合物流成本和终端消费成 本。探索开发针对农村电商的专属贷款产品，打通农村电商资金链条。金融如何畅通物流、激活乡村经济？ 经济日报记者采访了相关金融机构与业内专家。 资金支持夯实基础 基础设施建设是物流发展的基础硬件，同时也是发展痛点所在。乡村物流的"最初一公里"和"最后一公里"是 老大难问题，金融资源能有效弥补乡村物流基础设施建设中的资金缺口。今年上半年，国家开发银行发放物 流领域基础设施贷款120亿元，同比增长67%。招联首席研究员董希淼表示，冷链、仓储、分拣中心等基础设 施建设资金投入大、回报周期长，单纯依靠市场力量和企业自有资金风险大、稳定性不足，企业持续发展动 力受限。 综合服务创新模式 冷链物流在调节农产品跨季节供需、平抑价格波动、减少流通损耗中 ...

Core Insights - The article highlights the significant improvements in logistics and transportation in Liangshan Yi Autonomous Prefecture during the 14th Five-Year Plan period, showcasing the transformation of local logistics hubs and the impact on residents' lives [2][8]. Transportation Development - The construction of modern integrated transportation systems has been emphasized, aiming to enhance operational efficiency and network effects [2]. - The completion of the Dehui Expressway and the reopening of the Chengkun Railway have drastically reduced transportation times, facilitating better logistics services [5]. - Rural road improvements, including the construction of approximately 114 kilometers of new and upgraded roads, have strengthened the rural transportation network [5]. Logistics Growth - The daily package volume at the Shunfeng Express station in Dechang has surged from about 500 to approximately 7,000 during the 14th Five-Year Plan period, indicating a substantial increase in logistics activity [2][3]. - The station has evolved from a small operation with three employees to a logistics hub employing nearly 50 staff members, reflecting the growth in demand for delivery services [6]. E-commerce and Consumer Behavior - The variety of goods being delivered has expanded significantly, with an increase in large items such as appliances and furniture, indicating a shift in consumer purchasing behavior [7]. - The local economy has benefited from the logistics improvements, with residents now able to access a wider range of products, including fresh produce and electronics [7][10]. Agricultural Impact - The logistics enhancements have enabled local agricultural products, such as blueberries and walnuts, to reach broader markets, with the blueberry production nearing 500,000 pounds annually [10]. - The establishment of e-commerce platforms in rural areas has allowed farmers to sell their products directly, significantly increasing sales and market access [11]. Future Prospects - The local government is supporting the construction of logistics service stations and the introduction of drone delivery services to further enhance delivery efficiency [8]. - The ongoing development of logistics infrastructure is expected to continue driving economic growth and improving the quality of life for residents in Liangshan [11].