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人民币现金收付新规今起施行
Yang Shi Xin Wen· 2026-02-01 15:33
此前,中国人民银行会同国家发展改革委、金融监管总局制定了《人民币现金收付及服务规定》,切实维护人民币法定货币地位,防范和整 治拒收人民币现金行为,满足社会公众多样化支付服务需求,构建多元支付方式共同发展下的现金便利流通环境。规定于今日(2月1日)起 施行。 《规定》对收费单位和经营主体的现金收付行为作了哪些规定? 《规定》基于分类管理和普遍适用的原则,提出保障现金支付的基本要求。主要包括以下几方面: 五、收费单位推广数字政务,经营主体开展商业模式创新,应充分考虑公众使用现金的需要以及可能出现的突发情况,不得排斥或歧视现金 支付。 《规定》对商业银行优化现金服务作出了哪些具体要求? 银行业金融机构应严格执行人民币现金管理相关法律法规,采取措施提高现金服务质量,满足社会公众、收费单位和经营主体的需要: 一、吸收个人客户人民币存款、具有实体营业场所的银行业金融机构网点应办理现金存取业务、提供现金服务。 遇到现金支付不畅问题如何处置? 一、采取人工方式收款、提供面对面服务以及线上预约、交易,线下完成服务或货物交付,具备当面收款条件的,应支持现金支付,保持合 理的零钱备付。 二、采取无人值守、机具设备等自助服务模式,以 ...
图表:2026年2月1日起,一批新规将施行
Xin Hua She· 2026-01-31 02:41
Group 1 - New regulations on agricultural products will require a "Quality Assurance Certificate" for fruits, vegetables, poultry, and other specified products starting February 1, 2026 [1][5] - The new "Live E-commerce Supervision Management Measures" will include regulations for AI-generated avatars in live e-commerce, mandating identification and continuous consumer notifications [1][5] - The "Regulations on Cash Payment and Services" will prohibit the refusal of cash payments, ensuring that cash remains a viable payment option [2][5] Group 2 - The "National Reading Promotion Regulations" aim to enhance reading culture and improve the moral and cultural literacy of the population, with a focus on supporting underprivileged areas [2][3] - The "Unified Social Credit Code Management Measures" will provide organizations with a unique, lifelong identification code to improve the accuracy of organizational identification and enhance the social credit system [3]
事关你我生活 2月新规一起来看
Xin Lang Cai Jing· 2026-01-31 01:55
Group 1: Agricultural Product Management - The "Commitment to Quality Certificate" management for agricultural products, including fruits and vegetables, will be implemented starting February 1. This certificate ensures that the products have not used banned pesticides or veterinary drugs and that the residues of allowed substances are within limits [1] - The management method specifies that vegetables (including cultivated edible fungi), fruits, fresh tea leaves, livestock, poultry, eggs, aquaculture products, and other products designated by the Ministry of Agriculture and Rural Affairs must comply with this certification [1] Group 2: Live E-commerce Regulation - The "Live E-commerce Supervision Management Measures" will also take effect on February 1, incorporating AI-generated content, such as digital anchors, into the regulatory framework. This aims to prevent the misuse of new technologies for generating or spreading false information [2] - The measures require that any AI-generated images or videos used in live e-commerce activities must be clearly labeled and continuously inform consumers [2] Group 3: Cash Payment Regulations - The "Regulations on Cash Payment and Services" will be enforced from February 1, prohibiting the refusal of cash payments except in legally mandated situations. It also forbids encouraging or inducing others to refuse cash [3] - Businesses supporting cash payments must maintain reasonable change availability and ensure conditions for smooth cash transactions [3] Group 4: National Reading Promotion - The "National Reading Promotion Regulations" will be effective from February 1, focusing on enhancing reading accessibility, especially in rural, revolutionary, ethnic, border, and underdeveloped areas [4] - The regulations emphasize support for reading among minors, disabled individuals, and the elderly, including providing suitable reading materials and establishing reading courses [4] Group 5: Unified Social Credit Code - The "Unified Social Credit Code Management Measures" will be implemented on February 1, providing organizations with a unique, permanent identification code for accurate identification and tracking across the country [5] - This initiative aims to strengthen the social credit system and enhance market regulation [5] Group 6: Administrative Law Enforcement Supervision - The "Administrative Law Enforcement Supervision Regulations" will take effect on February 1, emphasizing a balanced approach to supervision, prevention, and correction of administrative law enforcement issues [6] - The regulations will enhance the management of administrative enforcement personnel and monitor for illegal practices such as arbitrary fines and inspections [6]
2月起,这些新规施行
Xin Lang Cai Jing· 2026-01-30 17:41
Group 1: New Regulations in E-commerce and Cash Transactions - The "AI主播" (AI Anchor) will be included in the regulatory framework for live e-commerce starting February 1, 2023, to prevent the use of new technologies for generating or spreading false information [2] - The new regulations on cash transactions will prohibit the refusal of cash payments, except in cases mandated by law, ensuring that cash remains a viable payment option [3] Group 2: Agricultural Product Management - The "Quality Safety Commitment Certificate Management Measures" will be implemented for agricultural products such as vegetables, fruits, and poultry, requiring them to hold a "Quality Assurance Certificate" when marketed [1] Group 3: Promotion of Reading - The "National Reading Promotion Regulations" will focus on enhancing reading accessibility in underdeveloped areas and for vulnerable groups, including children, the elderly, and people with disabilities, starting February 1, 2023 [4] Group 4: Organizational Identification - The "Unified Social Credit Code Management Measures" will provide organizations with a unique, lifelong identification code to improve the accuracy of organizational identification and enhance the social credit system [5] Group 5: Administrative Law Enforcement - The "Administrative Law Enforcement Supervision Regulations" will emphasize the importance of supervision in administrative law enforcement, aiming to improve the quality and effectiveness of administrative actions [6]
2月新规一起来看!
Xin Hua She· 2026-01-30 03:11
蔬果禽蛋等须持"放心证"上市;"AI主播"被纳入直播电商监管;防范整治拒收人民币现金行为……2月新规一起来看! "Al主播"被纳人 《直播电商监督管理办 针对直播电商行业特点 等人工智能生成内容纳 成为生成或传播虚假信 进人工智能技术在直 办法规定,使用人 用。 视频从事直播电商 像、 识, 并持续向消费者提 防范整治拒收人 《农产品质量安全承ì 66 法》2月1日起施行。 明该农产品未使用禁用 合物目使用的常规农² 等。办法提出,蔬菜 菌);水果;茶鲜叶; 产品; 农业农村部规定 实施承诺达标合格证管 《人民币现令收付及股 // 行。规定指出,除因履 规定的义务或法定职责 工具情形外,不得拒收 导他人拒收现金,不得 性措施,损害现金支付 的收费单位、经营主体 备付,具备必要的收现 顺畅 全民阅读新规重点 新华社园 记者:齐琪 海报制作:齐琪 新华社国内部出品 编辑:赵亚铭 组织机构获持唯- 《组织机构统一社会信 月1日起施行。办法提 记管理部门根据统一代 织机构在全国范围内唯 份标识码,实现组织机 续"的精准识别、动态 信用体系"数据网"、 场"数字桥"、激活市堵 加强和规范行政 《行政执法监督条例》 强调 ...
央行等三部门发布新规!
Jin Rong Shi Bao· 2025-12-19 11:18
Core Viewpoint - The People's Bank of China, along with other regulatory bodies, has established the "Regulations on Cash Payment and Service" to enhance the cash circulation environment amidst the growing trend of digital payments, ensuring that cash remains a viable payment option for all demographics [1][2]. Group 1: Regulations Overview - The new regulations aim to clarify the cash service obligations of various charging units, business entities, and banking institutions, promoting a collaborative effort to maintain a cash-friendly environment [1][2]. - The regulations emphasize the importance of cash as a fundamental payment tool that supports the real economy and financial stability [1]. Group 2: Principles of the Regulations - The regulations are based on five fundamental principles: financial service for the public, problem-oriented approach, comprehensive measures, collaborative governance, and legal accountability [2]. - The principle of financial service for the public focuses on respecting consumer payment choices and meeting diverse payment needs while encouraging the development of various payment methods [2]. Group 3: Payment Scenarios - The regulations specify that cash payments must be supported in scenarios involving face-to-face services and transactions that can be completed in person, ensuring reasonable cash availability [3]. - For automated services and locations with unified management, businesses must clearly indicate accepted payment methods and provide contact information for cash-related inquiries [3]. Group 4: Banking Sector Requirements - Banking institutions are required to facilitate cash deposit and withdrawal services, ensuring that their network and self-service machines cater to the needs of different customer groups [5]. - Banks must also manage cash collection effectively to prevent the circulation of unfit currency and mitigate various business risks [5].
三部门:经营主体应尊重社会公众对合法支付方式的自主选择权
Core Viewpoint - The People's Bank of China, in collaboration with the National Development and Reform Commission and the Financial Regulatory Bureau, has issued regulations to uphold the legal status of the Renminbi and prevent the refusal of cash payments, ensuring a diverse payment service environment for the public [1] Group 1: Regulations on Cash Payments - The newly released regulations emphasize that businesses and service providers must respect the public's right to choose legal payment methods [1] - It is prohibited to refuse cash payments, induce others to refuse cash, or implement discriminatory measures against cash transactions [1] - The regulations aim to create a convenient cash circulation environment amidst the development of various payment methods [1]