齐鲁晚报·齐鲁壹点 王旭奎 通讯员 崔蒙蒙 庞长凯 聊城金融监管分局做好"三秋"保险工作 面对灾情，相关保险机构充分利用科技手段提升查勘效率和精准度。国寿财险冠县支公司在国庆中 秋"双节"期间严阵以待，利用科技理赔手段，调动无人机对受灾农田进行查勘，精准评估倒伏和积水范 围。人保财险莘县支公司全面推行"天—地—空"一体化查勘模式，运用无人机航拍测亩快速完成大面积 定损，共出动无人机20余次。 安华农业保险莘县支公司采用"抢收前查勘+后期补充查勘+卫星遥感技术监测+专家现场指导"的模式进 行定损，聘请农业农村局专家进行现场指导，有效提升理赔效率和精准度，预计比往年理赔时间提前一 个月。 筑牢玉米保险防灾减灾安全堤坝 金秋时节，连续阴雨天气给聊城市秋粮收获带来了严峻挑战。农田积水、作物倒伏，秋粮霉变风险骤 增，抢收工作迫在眉睫。面对灾情，聊城金融监管分局指导全市各农险承保机构迅速响应， 以"迅"应"汛"，构筑起严密的玉米保险保障体系，全力守护粮食安全和农民的"钱袋子"。 监管引领，织密事前预警"防护网" 汛期来临前，聊城金融监管分局印发《关于全力做好辖区汛期灾害应对和保险理赔服务工作的通知》， 建立主要负责人带队 ...

北京商报讯（记者 李秀梅）10月11日，广西金融监管局发文表示，受台风"博罗依""麦德姆"及残余环流 影响，国庆中秋假期广西部分地区遭受强降雨袭击，自治区水文中心升级发布洪水橙色预警，左江、右 江、郁江及相关支流18条河流25个水文站超警戒线，崇左、百色、南宁等多地遭遇特大洪水，群众生命 财产安全面临严峻考验。面对这场国庆中秋双节期间的防汛救灾"大考"，广西金融监管局指导辖区保险 机构坚持人民至上、生命至上，闻"汛"而动、向险而行，以专业高效的服务筑起民生保障防线，用责任 担当诠释"保险温度"，全力守护人民群众生命财产安全。 广西金融监管局表示，指导各保险机构通过官微公众号、短信平台等多渠道向客户及时推送台风预警信 息、防灾减灾知识科普安全提示，累计发送信息超322万条，协助农户提前开展沟渠疏通、棚体加固、 农田维护6.38万余亩，组织重点企业摸排走访6040家次。建立风险协同共治机制。指导保险行业协会联 合交警部门，建立车险大灾救助互认规则，通过开展行业协同、分片包干，对辖区开展无差别救援、定 损互认等工作，共享理赔资源，提升行业整体应对效率。组织行业联合交管、社区开展路面、停车场及 易涝点巡查487个，调 ...

Group 1: Government and Regulatory Actions - The State Council emphasized the importance of flood prevention and disaster relief during the critical period of "July down, August up," focusing on ensuring the safety of people's lives and property [1] - The Ministry of Emergency Management highlighted the need for proactive measures in disaster prevention, particularly during heavy rainfall in remote areas [2] - Financial regulatory authorities provided guidance on disaster prevention and insurance claims, urging consumers to focus on personal safety and property protection [3] Group 2: Insurance Industry Response - The insurance industry has actively engaged in disaster prevention and response, implementing measures such as risk reduction services and emergency plans ahead of severe weather events [2][3] - China Pacific Insurance in Guangdong has established 15 special working groups and conducted 11 flood prevention drills, enhancing disaster response capabilities [3] - Insurance companies like China Life Property & Casualty and PICC have mobilized resources for 24-hour support in rescue and claims processes during severe weather events [2][4] Group 3: Claims and Support Services - Insurance companies have streamlined claims processes, with PICC completing a claim for a damaged greenhouse within 40 minutes, demonstrating efficiency in disaster response [4] - In Shandong, Dadi Insurance received over 100 claims within six hours of heavy rainfall, utilizing a risk heat map to identify affected areas [5] - Sunshine Property & Casualty in Guizhou provided continuous support to clients affected by severe flooding, showcasing the industry's commitment to customer service [5] Group 4: Agricultural Insurance Focus - The insurance sector is prioritizing agricultural disaster prevention, with companies conducting on-site assessments and utilizing technology for accurate loss evaluations [6][7] - The emphasis on agricultural insurance is critical due to increasing natural risks from climate change, with a focus on ensuring food security [6][7] - Companies are implementing pre-payment mechanisms to assist farmers in recovery efforts, ensuring a seamless connection between warning, assessment, and compensation [6]