12月31日金融一线消息，据中国人民银行福建省分行行政处罚决定公示表显示，福州奇富网络小额贷款 有限公司因违反信用信息采集、提供、查询及相关管理规定，被罚款119万元。同时，张某冰（福州奇 富网络小额贷款有限公司全面风险管理部）对福州奇富网络小额贷款有限公司违反信用信息采集、提 供、查询及相关管理规定的违法行为负有责任，被罚款7万元。 责任编辑：秦艺 | 序 | 当事人名称 | 行政处罚 | 违法行为英型 | 行政处罚内容 | 作出行政 处罚决定 | 作出行政 处罚 | 公示 各 | | --- | --- | --- | --- | --- | --- | --- | --- | | ਕੇ | (姓名) | 决定书文号 | | | | | 期限 汪 | | | | | | | 机关名称 | 决定日期 | | | | 福建莆田东村商业银行 闽银罚决学〔2025〕 | | 违反反假货币业务管理规定。 | 警告,并处罚款 100万中国人民银行 2025年12月 | | | 三年 | | | 殿份有限公司 | 28 号 | | 元。 | 福建省分行 | 30 日 | | | 2 | 甘某册(福建莆田农村商 | 闽根 ...

12月31日金融一线消息，据中国人民银行福建省分行行政处罚决定公示表显示，福建莆田农村商业银行 股份有限公司因违反反假货币业务管理规定，被警告，并处罚款100万元。同时，甘某珊（福建莆田农 村商业银行股份有限公司运营管理部）对福建莆田农村商业银行股份有限公司违反反假货币业务管理规 定的违法行为负有责任，被警告，并处罚款6.5万元。 12月31日金融一线消息，据中国人民银行福建省分行行政处罚决定公示表显示，福建莆田农村商业银行 股份有限公司因违反反假货币业务管理规定，被警告，并处罚款100万元。同时，甘某珊（福建莆田农 村商业银行股份有限公司运营管理部）对福建莆田农村商业银行股份有限公司违反反假货币业务管理规 定的违法行为负有责任，被警告，并处罚款6.5万元。 责任编辑：秦艺 | 福建省分行行政处罚信息公示表(闽银罚决字〔2025〕25-28 号) | | --- | | 序 | 当事人名称 | 行政处罚 | 违法行为类型 | 行政处罚内容 | 作出行政 | 作出行政 | 公示 各 | | --- | --- | --- | --- | --- | --- | --- | --- | | | | | | | 处 ...

责任编辑：秦艺 | 库费 | 当事人名称 | 行政处罚决 | 题法行为类型 | 行政处罚内塞 | | 作启行政处罚 作出行政处罚决定 公示期限(自公 | | 备注 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | (姓名、职务) | 定书文号 | | | 决定机关名称 | 日期 | 家之日超计算) | | | | 中国工商银 | | 行 图 全 网 来 孝银罚决 行 股 份 有 限字 C 2025 违反信用信息采集、提供、查 罚款 10.2 公 司 孝 感 分字 L 2025 [询及相关管理规定。 | | 中国人民银 | 26 日 | 3 के | | | | | | | | 行孝感市分 | 2025年12月 | | | | | 行 | 6 号 | | | 行 | | | | | | 王某洲(中国 | | 对中国工商银行股份有限公司 | | | | | | | 2 | 工 商 银 行 股 孝银罚决 孝感分行以下违法行为负有责 罚款 1 1 万 国人民银 份 有限 公 司字〔 2025 ]任: | | | | | 2025年12月 26 ...

12月31日金融一线消息，据中国人民银行贵州省分行行政处罚决定信息公示表显示，华能贵诚信托有限 公司因违反信用信息采集、提供、查询及相关管理规定，被罚款38.5万元。同时，江某洁（华能贵诚信 托有限公司上海业务四部）因违反信用信息采集、提供、查询及相关管理规定，被罚款0.5万元。 | 中国人民银行贵州省分行行政处罚决定信息公示表 | | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | (编号:贵银处罚〔2025〕 0012号) | | | | | | | | | | 公示单位名称。中国人民银行费州省分行 | | | | | | | | | | 序号 当事人名称 行政处罚决定书文号 | | | 违法行为类型 | 行政处罚 内容 | 作出行政处罚 决定机关名称 | 作出行政处 词决定日期 | 公示期限 (自公示之 日越计算) | 1 注 | | 中国人民银行责州 | 花脑贵城信托 有限公司 | 责银罚决定 2025] 34号 | 连反倍用信息采集。提供,查询及相关管理 41 元 | 罚款38. 5万元 | 第二行 | ...

12月3日金融一线消息，据中国人民银行台州市分行行政处罚决定信息公示表显示，浙江温岭农村商业 银行股份有限公司因违反信用信息采集、提供、查询及相关管理规定，未按照规定履行客户身份识别义 务，被处89.2万元罚款。 12月3日金融一线消息，据中国人民银行台州市分行行政处罚决定信息公示表显示，浙江温岭农村商业 银行股份有限公司因违反信用信息采集、提供、查询及相关管理规定，未按照规定履行客户身份识别义 务，被处89.2万元罚款。 | 序号 | 当事人名称 | 作出行政处罚 作出行政处罚决定 行政处罚决 | 违法行为英型 | 行政处罚内容 | | | 公示期限 (自公示之备注 | | --- | --- | --- | --- | --- | --- | --- | --- | | | (姓名、即务) | 完书文号 | | | 决定机关名射 | 日期 | 日起计算) | | 1 | 浙江温岭农村 | 台银罚决字 1. 进反信用信息采集,提供,处 89.2万元罚中国人民银行 2025年11月27日 巨年 | | | | | | | | 商业银行股份 | | 〔2025〕 10 查询及相关管理规定: | 款 | 台州市分 ...

Core Points - The People's Bank of China has imposed fines on Jiangxi Bank for violations related to credit information collection, provision, and management regulations [1][2] - The total fine imposed on Jiangxi Bank amounts to RMB 1.06 million, with individual fines of RMB 10,000 each for two responsible employees [1][2] Summary by Category Company Actions - Jiangxi Bank was fined RMB 1.06 million for failing to comply with credit information regulations [1][2] - Two employees, Xu and Zhou, were held responsible for the violations and fined RMB 10,000 each [1][2] Regulatory Response - The fines were issued by the Jiangxi Provincial Branch of the People's Bank of China on October 15, 2025, with the public disclosure period starting from October 17, 2025, to October 16, 2028 [1][2]

Core Viewpoint - Chongqing Haier Microfinance Company has been fined a total of 551,000 yuan for violations related to credit information management, highlighting ongoing regulatory scrutiny in the microfinance sector [1][4]. Regulatory Actions - Chongqing Haier Microfinance was fined 480,000 yuan for violating regulations on credit information collection, provision, and inquiry [2] - The company's former Big Data Director was fined 71,000 yuan for being responsible for the violations [3] Regulatory Context - In January 2025, the National Financial Supervision Administration issued interim measures for the supervision of microfinance companies, emphasizing the protection of consumer data and requiring explicit consent for data collection [4] Company Background - Chongqing Haier Microfinance was established in 2014 with a registered capital of 1.925 billion yuan and is one of the first licensed internet microfinance companies in China [4] - The company offers various loan products, including "Wanlian Puhui Loan" with an annual interest rate of 12%-24% and loan amounts ranging from 50,000 to 5 million yuan [5] Ownership Structure - Chongqing Haier Microfinance is wholly owned by Chongqing Haier Cloud Chain Technology, which is fully controlled by Haier Group's financial subsidiary [5] Market Position and Recommendations - Analysts suggest that Chongqing Haier Microfinance has not developed a competitive business model in recent years and should leverage its parent company's resources to create a unique market presence [6] - Recommendations include strict adherence to regulatory requirements and the development of new financial products that align with market demands and policy directions [6]

Core Viewpoint - A consumer finance company in Hubei, Hubei Consumer Finance Co., Ltd., has been fined 727,000 yuan for violating regulations related to credit information collection, provision, and inquiry [1][2]. Group 1: Penalties and Violations - Hubei Consumer Finance was penalized 727,000 yuan by the People's Bank of China, Hubei Branch, for failing to comply with credit information management regulations [1][2]. - Two executives from Hubei Consumer Finance, namely Jiang and Dai, were also fined 72,000 yuan and 42,000 yuan respectively for their roles in the violations [2]. Group 2: Regulatory Context - The "Regulations on the Management of Credit Reporting Industry" stipulate that information providers must inform individuals before providing negative credit information to credit reporting agencies [3]. Group 3: Company Response and Background - Hubei Consumer Finance has acknowledged the penalty and stated that it has completed the required rectification work. The company plans to enhance compliance management in credit reporting and improve its internal control system [5]. - Established in April 2015, Hubei Consumer Finance has a registered capital of 1.0058 billion yuan and is owned by seven shareholders, including Hubei Bank with a 31.91% stake [5].